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What investments should you buy in your 401k?! #investing #401k #finance #newjob

Your Rich BFF 67 views

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Does the company matter? Our company offers 401k’s through TransAmerica…
Comment from : @SewManyDaughters

I chose a S&P index It has a better return and cost ratio
Comment from : @charlestalbert

I am glad you no longer go on six dates weekly so you don't have to buy groceries I wouldn't trust this chick's advice She's a meme
Comment from : @analalanizromero

What happens if you want to change careers around age 30-40? How can one still contribute to retirement fund?
Comment from : @purplepride94

Thanks
Comment from : @preppybusinessentrepreneur5164

I used these options last year and my split is 68 pecent in vanguard target 2055 and the rest goes into vanguard 500 index Should i rebalance this year ?
Comment from : @jeffreylazu6692

Can I start at 25 and retire at 30-35 years old?
Comment from : @spencermorrow2899

It's too conservative😮
Comment from : @davidbrooks8809

Based on personal experience, I would say the better option is investing in Index funds in 401k due to lower fees Large, Mid-Cap, Small, International and Bond If you want to be more aggressive, replace Bond with REIT and Company Stock
Comment from : @isaiahdillard4598

Thank you so much for what you do 🙏🏽
Comment from : @annadavis6361

Um, there’s this group of people who are going around and telling the elderly to withdraw their 401k and use it for an IUL or annuity smh
Comment from : @Rheinebows

Wow thank you
Comment from : @pnwshenanigans

With so many choices—stocks, bonds, mutual funds—it’s tough I’ve heard that a good mix is essential, but figuring out that mix is the tricky part
Comment from : @roseyfischer

Just started a new job, got enrolled with my 401k today & chose this exact fund for 2055 Was unsure if that was the best choice!
Comment from : @TheMia_W

I was talking to some people about this and they said that it isn't the best option because if minimal returns
Comment from : @Mizzou58

Skip the target date funds due to expense ratios Find the SP500 Index equivalent and pick that If you're young, you can split some off into a large cap growth option and call it a day Target date funds will take a lot of your money just to move money over to bonds over time
Comment from : @logicalmisery3737

Target date funds grow extremely slow I wouldn't advise doing this at all
Comment from : @KINGRAHIM1

What about expense ratios ? Shall we look for the lowest
Comment from : @Snickersmom

This isn't bad advice, but I wouldn't dismiss options for growth or total market funds if you are young The returns are generally better and the expense ratio is usually lower
Comment from : @UniquelyCritical

VFIAX is the only one I’d take on that list because you’ll blow a target date fund out of the water over multiple decades
Comment from : @reaper-sz5tm

I’m still overwhelmed and confused Help! New to adulting here 😅 I need the basics
Comment from : @ladyyyKD

You’d be better off putting your money in whatever low cost index your company offers that tracks the S&P 500 The rates will be much higher if you can stomach some volatility
Comment from : @Givemegymtips

Thank you!!
Comment from : @johnnylee8489

Thank you!
Comment from : @guyisku58

I'm considering investing around $700,000 in stocks as I've learned that savvy investors can still profit during challenging times Do you have any solid stock market strategies for retirees
Comment from : @EthanMaloney-qp4lh

I want to retire by age 50 idk how people can work over that age
Comment from : @lorrainei1622

but Vivian I am an international student should I go for 401k, I don't even know if I will staying in USA
Comment from : @rudroroy1054

So was this thing created by the government or the IRS or Wallstreet? Wss it WHO, or The World Bank Organization?
Comment from : @ivancaravantes2

So what you’re saying if I want to retire next year just go with 2024 🫡
Comment from : @25mL

Know I’m 55 and retired from my old job How can I withdraw from my 401k with out paying tax
Comment from : @joaocolen7768

Your beautiful!
Comment from : @BadBoy-sx2zh

Hi MIAMI RICH-BFF, Please Tell Me WHY Tony Robbins Is Saying 96 of Mutual Funds ARE Garbage 🤔 & 4 Are GOOD⁉️ brbrI Would Like To Know The GOOD 4 Of Them, But THAT'S Like Searching For a Needle It The Haystack ⛰️😢‼️ brbrSo My Beautiful Creative Skillful RICH-BFF, What Are You Into 🙄⁉️
Comment from : @DDD-um5co

i hate TDF's but its better than nothing and perfect for adhd folks
Comment from : @autobotdiva9268

Oh girlfriend, you have swallowed the Wall Street Kool-Aid! Target date funds suck Love their “easy automatic, investing” marketing pitch But have you looked at the returns? They are the financial equivalent of over-priced sausage brbrDoes fillet mignon go into sausage? No it does not They are full of garbage Wall Street couldn’t pawn off otherwise
Comment from : @TotalWealth

What do I do if I want to retire tommorow
Comment from : @elenaporet164

Thanks 🙏🏽 for the Video! We’ll explained !
Comment from : @djextrodinare9495

My growth of 401k is 274 in the past year In this environment does investing under a brokerage with a custodian outperform a 401k? should I seek a pro to grow my funds on brokerage acct or still hold? I have 5 years to retirement Happy to discuss
Comment from : @Muller_Andr

By doing that isn't there a chance that it would go I to the red and tou might not make any money?
Comment from : @trekkie79startrek23

If the politicians tried to cheat on the social security fund There is no safe business and security you look for investment
Comment from : @nhanha7433

What if I chose the wrong date? I was young and chose 5 yrs sooner than I likely will retire Does that matter?
Comment from : @shesme4976

Thank you!! Soo helpful
Comment from : @cynthiamorales6472

Pick two different dates? I’d look at the composition of the fund
Comment from : @TamagoHead

I don't have a 401k and I really need one
Comment from : @njikengvalery9611

Awesome
Comment from : @mo1979ca

Will that choice of investment Really beat inflation over that time period?
Comment from : @davidd34

Thanks BFF, I've have a 401k and didn't know what the options were I'm going to log on now
Comment from : @ingood0867

I did this using your tips, thank you!! I felt so much more confident making my choice 😌
Comment from : @KelseyIsARose

i want to retire five years ago
Comment from : @GorgieClarissa

Trash advice!brThis is not financial advice but the s&p has a 10 annual average return over the last 50-100 yrs A target option will put your money into cds and bonds the older you get that might get you a 4 return at best You will be alot richer doing some research and finding good stock index funds
Comment from : @theadventuresofbriceandril5950