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In your 50/60s but afraid you will never retire !? #retire #savings #money #investing #401k

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Too many parents giving up their retirement money to their young adults who wont care about them when they are broke and now need help😂
Comment from : @CoCoLibraLady

Recently retired and unsure if my 401(k) and IRA will provide a stable future i need an approach that will align with my risk tolerance and financial goals, i set aside $1m to achieve this Do you suggest i get into stocks or buy a rental property?
Comment from : @NicholasBall130

I’m really appreciate it for your financial advice my BFF
Comment from : @LittleNicky007

Lots of people help kids yet cannot take care of their own billsbrNot responsible for paying for children's educationbrLet them work at McDonalds,
Comment from : @maril1379

Thanks for this video screen recording for future reference and adding to my life journal 😊❤
Comment from : @TransformChantel

This gave me nothing
Comment from : @johncarnettie6804

I now know she is totally BAT SH*T crazy in my opinion!!! There is no way a 50 or 60 year old does not know they don't have enough to do somthing They have had multiple decades to look at the FU*KING MATH so they likely think they don't have enough to retire for good reason(s)!!!!!
Comment from : @donaldlyons17

I love her
Comment from : @JOESUBA122

I got this already plan out
Comment from : @vannasoukphilavong6996

The trick is to guess how much more the governemt will devalue my savings to buy votes
Comment from : @chrisniner8772

Great content !!! Very engaging right from the beginning These are tough times and frankly I appreciate how you discuss global finances in such a delicate waybrBusiness and investment are the best way to make money even under the nose off
Comment from : @joshhushed5890

My plan is to die young from a stress related disease
Comment from : @zang9147

Thank you
Comment from : @veronicagraves5621

I’d be retiring or working less in 5 years, and considering this financial recession, I’m curious to know best how people split their pay, how much of it goes into savings, spendings or investments, I earn around $250K per year but nothing to show for it yet
Comment from : @Muller_Andr

Did you just give us the recipe for a fantastic Mocktail?
Comment from : @jenshark4

You may need to save extra for diabetes if you like drinking that Soda
Comment from : @Grâce-n1d4x

You don't have grand kids, divorces, and lawsuits thanks to grifters stealing from elders, and cops don't bother to press charges 😢😢😢 I love your content not this one Sincerely almost 50
Comment from : @SiothaVest

Verses if we make it anything can happen accident, illness,etc
Comment from : @RAC_24

The us is probably depressing nation rnbr"To escape exploitation you have to become the exploiter" mentality
Comment from : @abdullahelamin3581

I think a very quick route for most people to retire is by investing in the stock market It's risky, though, particularly at an uncertain time such as this I have lost more than $140k, but my portfolio is still significant, about $320k, but I'm not confident about picking stocks anymore Are there really no other options for me to gain from the stock market?
Comment from : @albacus2400BC

Great video 🔥
Comment from : @patrickcarter1706

The ice cube is everything ❤
Comment from : @ximvus

As you can see, there is an audience of older folks out there looking for the help Thanks for seeing us
Comment from : @dpayneless1962

Commenting for the algorithm
Comment from : @gymnasticsgirlie0647

Thanks mom!❤
Comment from : @Sithgazmm

Should i talk to my bank to switch my roth 401k from my job because unfortunate my job wont match it
Comment from : @selflove428

One thing I didn't know is you can draw survivors benefits from social security at 60 if you've been married long enough For me it was 10 years I'm 62 and drawing off my late husband and working part time to keep all my insurance
Comment from : @elisataylor556

FACT!
Comment from : @brandymwilliams7314

The reason people are afraid isn’t because they don’t understand the math it’s because they do understand the math and they don’t feel that on their income, they can afford to save enough
Comment from : @ritasjourney

If make it to 88 ima do drugs
Comment from : @josephwebster2909

The prospect of having to financially provide for you while your kids are at the age of providing for their own kids? That's a lot to put on someone At least with education loans there are programs to lower payments and even apply for forgiveness And like, if you have the money, totally do save for your kid's school! But put money away for retirement first
Comment from : @harmonicaveronica

My parents took that 3rd tip Now they'll have enough to pay off their debt AND have even said they'll have enough to pay off my and my sisters undergrad loansbrbrAND I don't have to worry about taking c a re of them when they're older
Comment from : @FIRING_BLIND

Thank you! Great format too!
Comment from : @sarahdoanpeace3623

You can borrow money for retirement with a reverse mortgage
Comment from : @karendwyer9895

"Figure out how long you'll realistically life"brAccording to the Gen Z soothsayers, we're all going to die tomorrow, so why save for retirement? Spend everything!
Comment from : @sasukesuite1

What's the tax one?
Comment from : @jeniferjohnson374

Yeah that's great but most of us WORK and won't make it past 60!
Comment from : @js0988

Yay! Content for my age group! I love your channel - more on this topic please!
Comment from : @tracystoermer9638

Read to Die with zero Just for an opposite perspective
Comment from : @alexandraalbertz1442

Your debt to income ratio should be zero when you retire, not under 40 percent Even if you have to work a few more years
Comment from : @chrism2383

Tax differed retirement plans worked in the 70s through the 90s Now that the Biden administration is raising taxes so high the benefits are no longer there and you will pay far more tax now than in years past Move to a state that has no income tax and one that doesn't tax social security Inflation in the last two years has consumed most people's disposable income Plan on working longer to supplement the added cost to retirement
Comment from : @JNash-ro5on

I’m in my late 20s, with an Ivy undergrad & now at the same Ivy for grad school, applying the PhD this fall (my realm of study is Anthropology, & I plan to be a professor & publish, not only academic works hopefully & maybe dip into Art Theory & keep doing my own art if I can) I feel awful as I spent half of my 20s in a serious heroin addiction & so I have NO raised money & my father refuses to let me take out loans for school He was a well-known lawyer when I was young & at 73, he still does some law work from home, so no not fully retired I feel awful about it but I’ve only been clean two years, I just got back into school (like I said for what technically is my second MA degree but I don’t count the first) & I don’t know how to help I get overwhelmed too easily so working & being in an intense Ivy grad is too much at once I don’t want to end up back on drugs I know that’s a choice technically, but sometimes I have trouble controlling myself when I see my options as either that or suicide How can I help him? I feel like I am running out of time & I want him to retire… he deserves it
Comment from : @aevelyn5498

❤❤❤
Comment from : @willowbe4747

This is a great idea BUT who is certain we will be here tomorrow? Why not enjoy the moment coz that’s all we have
Comment from : @mychannelnotyours

BUT you contradict what Robert kiyosaki says in rich dad poor dad he says debt is the way forward for everything
Comment from : @kooshiakooshia665

After living on a disability pension of $1200 for years, I was ready to retire This week, I found out my new income would be $13 less
Comment from : @mrst7831

Disabled rents have skyrocketed
Comment from : @cherizeaustin0816

im sorry amazing advice but no juice came out of the lime and im actually 💀
Comment from : @elmoshell8534

I love your ice cube 🧊
Comment from : @Startupsandsushi

Do you work directly with people ? I need someone to help from ground zero ha!
Comment from : @wisepearl33

Make a video on saving money with whole life insurance
Comment from : @ajax8079

Wow
Comment from : @LifewithBerthuly

Thank Vivian! Also, I have told my daughter since she was a teenager, if and when you marry, no matter what, have a prenuptialbrI'm older, worked all my life and have heard many real life tragic stories get a prenup we never really know what can happen
Comment from : @martymartyn7829

I need help! My mom is 67 and she was always a mess with her finances 😢 and I always helper her out but now I am newly married and 40 and trying to have a kid so much in my plate Sometimes I feel I would have to sacrifice motherhood in order to Olán how would I take care of her when she get older Having that said how can SHE PLAN FOR HER OWN RETIREMENT??? Also she just got her USA citizenship 🎉
Comment from : @mariaracines3709

And hope you don't get laid off because of your age or because you make too much
Comment from : @madelinekimbro2440

You can write off your entire meal while you're doing this video Why just have a soda, go for the steak and lobster
Comment from : @TheHunterofWarriors

😿
Comment from : @dianes5762

I love you, but the way you cut that lime 😅😵
Comment from : @sonejah1

Thank you for this I look at many videos about saving and investing but most are geared towards young people Thank you for advice feared towards the 50/60 group
Comment from : @DC-vw7yf

Cranberry and sprite😂🤔
Comment from : @idknowble5244

Love that ice cube tray!
Comment from : @izzymiller2058

I did the calculations and I am breathing a lot easier We’ve been pushing for the last 15 years to save mostly through work brWe have some pensions (Govt and Govt contractor) how do I account for those in a calculator?
Comment from : @lyndabird9401

Assuming You still have a JOB😮
Comment from : @gr8fulgirl469

Panicked!!! Thanks
Comment from : @elvianwana1194

App name
Comment from : @quinterofelixchidez

Thank you!!!
Comment from : @crystalpaynter2290

I sure appreciate you!!
Comment from : @ModPrudencePoder

Hi Vivian, At the outset, thank you for the valuable valuable tips and fantastic presentation I wish I had seen or known your podcasts or YTS earlier But, better late than never Thanks again for the help and guidance 😊👏🏼💐
Comment from : @shanmugasundaramganapathyk2543

🙏🏼 Thank you for the info Absolutely needed it
Comment from : @jerrysalas2258

I love how you get everyone hope! so refreshing to all the fear spread out in this world<3
Comment from : @mariamendiola7439

You can make extra deposits and watch the market chew it down to nothing
Comment from : @dleaming1

Love this ❤ you think of everybody’s financial requirements not just your age group 💖
Comment from : @hayjay1130

Thank You!!
Comment from : @rib8700

If they're in their 50s and 60s and not established to some degree they're most likely a drug or alcohol addict
Comment from : @voyagetravel1840

The kids “will end up paying for it”… no I will not be paying shit for parents that couldn’t save like they were preaching to me to do
Comment from : @The-real-Alex

This is so unrelated but i pet sit for these rich ppl and i get to stay in their house while pet sitting They have the same exact cups so that’s enough proof to me that you r a professional
Comment from : @ScarSpez

I am from Spain, my friend in Texas referred me to this channel you make a lot of sense but I do not understand anything until she referred me to a financial counselor in USA that help me to craft my portfolio and over a year we have been working together making consistent profit enough to get me a new apartment and care for parents
Comment from : @AllisonSherman7

Lmfao, if your over 40 and don’t have anything in retirement, your essentially puked You don’t have enough time to let compound interest so it’s thing You best bet is do only fans but didn’t your 40 you probally won’t make enough either
Comment from : @jojojames217

Hey Vivian brbrI would like to know if you have video for budgeting for people in their 20s and what is the best way to invest your saving money so it can work for you
Comment from : @danielledutoit251

I know this is a stupid comment but here in Kenya I hear all about how Americans have social security that like helps with retirement… correct if I’m wrong
Comment from : @ridubangire5625

I maxed out my contributions to my 401K and my HSA during the last 10 years of work (I retired at 60) I also was able to move 2/3's of my HSA money into an ETF so it would grow And it did grow and that has been very beneficial
Comment from : @9liveslisa

This off topic but I got to try that drink If I got it right, it's ice, cranberry juice, sprite, and a squeeze of lime (juice) right?
Comment from : @gel990

What you said is about 5-10 of what you have to do if your 60 and don't have retirement
Comment from : @ana419

BFF as in waiting for this I am 57 and believe I’ll be working till I’m at least 72 or like my mom she worked till she was 78! I’m only at 65 of my goal with what I have going on right now How do I capture the other 35?
Comment from : @JDPhilly-

If you squeeze the lemon or lime peel down, it adds more flavor; because you get the essence oils in your cup, rather than your hand
Comment from : @teachbabyenglish6538