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First Time Buyer Mortgage UK // What You Need to Know




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Title :  First Time Buyer Mortgage UK // What You Need to Know
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Comments First Time Buyer Mortgage UK // What You Need to Know



@CharlotteMcNally-ed4ho
Hi Alex, I am a first-time buyer but am looking at getting a buy-to-let mortgage Could you please advise me on this? Thanks!
Comment from : @CharlotteMcNally-ed4ho


@fhcf-t9x
Thanks for the breakdown! Just a quick off-topic question: My okx wallet holds USDT and win, and I have the seed phrase: (host hair point assault nominee walk plate focus idea analyst metal liberty) What's the best way to send them to Binance?
Comment from : @fhcf-t9x


@crisghadz8006
Alex our mortgage is on process First buyer and our interest rate is above 56 percent is it alright?
Comment from : @crisghadz8006


@bandexdinho3360
Hi Alex, can i get a mortgage if i am on graduate route visa with a good credit score?
Comment from : @bandexdinho3360


@alexbowe495
Learnt nothing, just trying to get u to download dodgy apps
Comment from : @alexbowe495


@TanvirAhmed-yy1rs
my annual income 13225 i worked 26 hours a week manthly 104 hours can i get first time buyer mortgage plz answer my qustion
Comment from : @TanvirAhmed-yy1rs


@Rascal-of-War
Im a first-time buyer who has never owned a credit card and never been in debt I've had two different phone contracts and am registered to vote brbrIm considering buying a house with my hrother who's in a similar financial situation as i ambrbrDo you have any advice, or do you even think it's a wise idea?
Comment from : @Rascal-of-War


@SirHargreeves
Does your credit rating or income stability matter if you have the entire property value in other investments, but you want to keep the money there, hence the mortgage?
Comment from : @SirHargreeves


@SoftwareHelper-dl6ox
Learned fuck all just getting sold
Comment from : @SoftwareHelper-dl6ox


@Cril2332
I'm looking to mortgage with a friend, he's paying off a car very well, he's got alot saved outside of that aswell but his credit scores falls under 300 for some reason while I have no loans and my credit score is in the 800s, is that an issue?
Comment from : @Cril2332


@Amazon_999
Can I get an uk mortgage to buy abroad ???
Comment from : @Amazon_999


@marty3674
Can a first time buyer Buy an old house and still be eligible for first time benefits
Comment from : @marty3674


@CT-pv9gu
I’m 30 and still live at home Decent amount saved Shit scared of having to pay off a crap house for 35 years Renting doesn’t sound so bad because it’s so casual, and you’re not up to your knees in debt brWhat the fuck do I do?
Comment from : @CT-pv9gu


@JackT21
I’m 19 my credit score is at 609 I’m persuming would need to be full to borrow money for a mortgage ?brbrI’m probs gonna be 30 years old by time I get a mortgage hey ho tho
Comment from : @JackT21


@kronos3037
Is it necessary to pay a deposit? Our current landlord has put our house up for sale, we want to get a mortgage to buy the house from him
Comment from : @kronos3037


@Anom-q2u
I dont need a mortage i am mentally and physically sick i have government supported accomodation i get like £1100 a month in total benefits and i have zero council tax or rent im proud of it as well
Comment from : @Anom-q2u


@prakashmecwan7506
Hi Alex, this is an informative video I am an Indian citizen and have been working with the NHS as a nurse for about a year now Can I be eligible to buy a property in the UK Could you please advise me on this
Comment from : @prakashmecwan7506


@LawrenceTimme
Lol its a joke if you walk to work and don't go on holidays abroad that you have to have a passport or driving license
Comment from : @LawrenceTimme


@jaatmanjit2117
I want loan in UK how it is possible
Comment from : @jaatmanjit2117


@ajithashokkumar5019
Hi Alex, very informative video I'm Indian citizen, living in UK in skilled worker visa I'm owning a home back in India Will I be qualified for 'first time buyer ' , as I do not have any own house in UK ?
Comment from : @ajithashokkumar5019


@hellangel230
do we need to be british citizen to be on voters roll?
Comment from : @hellangel230


@chawaisjaved1035
Alex i am new here in scotland i came in scotland from Pakistan just 10 months ago I am now full tine employee and just using one credit card and paying timely payments What you think i should go for mortgage and by which lender i can afford 10 percent deposit
Comment from : @chawaisjaved1035


@MDLprodaction
how can someone know when to get a mortgage? Sounds like a silly question but right now I face a 689 interest rate for borrowing 254k leading to 1607 monthly PM
Comment from : @MDLprodaction


@maximusfootball6266
New to this, could someone help me out I have an excellent credit score, Also I could borrow 95 mortgage as a first time buyer of £156000, this deal is with my bank Is it any good, should I go with a broker, how does it even work?
Comment from : @maximusfootball6266


@barrybarrinsonjr4879
Hi, great video, me and my partner have saved up for a mortgage but unfortunately we dont have good credit scores Is it possible to get a mortgage?
Comment from : @barrybarrinsonjr4879


@Yukidaisyy
Hello Alex, me and my partner just had a kid and we want to have a mortgage as first time buyers We can only buy 200k house with 5deposit Is it better to wait to buy and rent instead or should we just go for it? Another thing, my partner is self employed less than 3years do you know any bank that would help us with an AIP? I’m very scared and confused we don’t know what we should do
Comment from : @Yukidaisyy


@TheIrishEgyptian
Hi mate, I’m buying with my partner Her credit score is literally flawless but I had a default about 5 years ago, should I wait until it expires or will her credit help us regardless?brbrAlso although the default will expire soon(ish) I still have an outstanding balance, will that mean I will receive a new default after the first one expires? brbrThanks in advance
Comment from : @TheIrishEgyptian


@jimmygroover9703
Super educational video!
Comment from : @jimmygroover9703


@DatingDisaster
Hi Alex,brSuper informative video thank you! However, I have one question: I’m 25 and I’ve never had a credit card, as I never wanted to spend money I don’t have… however, you mentioned that I’ll be assessed based on my credit score… I’m planning to buy within the next 2-4 years What do you recon I should do? Do I need to even a credit card? What purchases should I use it for? Or is it even a necessity?
Comment from : @DatingDisaster


@ERREXHEPI
hi alex,some banks will not accept mortgage aplication because im not a british citizen even though have the deposit ready and the right income,any reason why?
Comment from : @ERREXHEPI


@xoloitsquintli
Hi Alex, I recently moved from the US to England with my UK citizen wife and children We're currently renting a 3 bed terraced house with 2 adjacent flats added on in 2015 Our landlords are selling all 3 units and I'm wondering if we could buy them all with the stated £1,200pm rent counting towards our (potential) income
Comment from : @xoloitsquintli


@dannyroughley2626
Is it worth buying a property now with current interest rates? Paying £660k over 30 years for a £380k property seems mental
Comment from : @dannyroughley2626


@paulgardner3926
Hi Alex, can I buy a new build with 5 deposit without using the deposit unlock scheme?
Comment from : @paulgardner3926


@potnoogle5780
Alex, you need to speak with mortgage lenders, their system is silly I have near perfect credit files, yet I couldn't get a mortgage for 41k mortgage
Comment from : @potnoogle5780


@ItsVespucci
Still waiting for a video on the buy to rent scheme any plan on making one about that ?
Comment from : @ItsVespucci



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