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NEW FHA Loan Requirements 2025 - First Time Home Buyer - FHA Loan 2025

Jeb Smith 305 views

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✅ - Get a Referral to a Mortgage Lender or Realtor - workwithourteamnet/FHA2024 br🏠 - First Time Home Buyer Course - wwwbecominghomewisecom br⏩ Watch This Next ⏩ - NEW FHA Income Requirements 2024 - First Time Home Buyer - FHA Loan 2024 - youtube/C7DfwoJXAmg
Comment from : @JebSmith

Thank you Very informative I learned a lot
Comment from : @faithhope3643

This guy needs more likes!
Comment from : @mariosgamingcorner3739

Welp, after watching this video I realized that I will never be a homeowner and be renting till I die
Comment from : @TwentytenS4B8

Thank you very much so much for this video It was very instructive
Comment from : @JenniferMartin-d1p

thanks
Comment from : @DNTBSOCASUAL

@JebSmith I found a good house for around 80k I have a 612 credit score and have the 35 to put down I make around 4600 a month so you think I would approve for a loan ? I have no payments besides a 70$ phone bill and 80$ car insurance
Comment from : @chasinracks4177

Need help financially ?? No panic anymore my organization helping comment help below
Comment from : @scoygary

loan requirement
Comment from : @Otfhh464

loan
Comment from : @Otfhh464

Misleading title on your video although 580 credit score is min NO ONE bank or mortgage company will take the 580 please be more honest
Comment from : @robertlages

I couldn't listen to the dumb ass click sound So stupid to add a constant annoying sound for 20 mins
Comment from : @secondgone5066

How about low income ?
Comment from : @natashatori

FHA went back down to 500, cool! The lowest FICO score I gave an FHA loan on was 503 years ago! Borrower had to have 12 months reserves, DTI maximum was limited to 41 0r 43 and more than 10 down payment! Great video, Jeb and thanks for clarifying other compensating factors!
Comment from : @GregGasco-oc7by

FHA has gotten a lot better with the PMI drop And rates have been way better lately
Comment from : @emmettmortgage

Yeah after about the first 10 minutes of that I realized I'm never buying a home Yeah forget all of that it's all a big waste of money I can pay the same money to rent and never have to lift a finger And be completely off the hook as far as liability for anything ever Don't buy people rent
Comment from : @Fun-under-the-hood

Good video! Thank you!❤️
Comment from : @lisasimpson8985

Spot on
Comment from : @edwin6136

Cute
Comment from : @vpere00

Thanks jeb! Im 29 this week! I think my biggest mistake was not buying realistate back in 95 when i was born! Shucks
Comment from : @Bmw_Z3R

What if I buy a condo for 230kz 35 down My credit score 722 brbrbrAm I a good candidate?
Comment from : @Charly589

Cxcxcxfb bc b
Comment from : @fazeluckyt1294

Hi Jeb, I learn a lot from your training
Comment from : @caroljackson2094

Can Canadians buy with FHA?
Comment from : @faith-unfiltered

@jeb i got my first home from fha loan since 2016, can i buy another home from fha again
Comment from : @shapegifter1637

Could I pay 20 down on an FHa loan and enjoy the low interest rates?
Comment from : @tawfiqueshahriar5349

My and my fiance want to buy a house We want to use fha loan and be co signers It says that it needs to be non occupying co signer So what does that mean?
Comment from : @loitersquadX

With Fha loan can you use down payment assistance for the down payment if you don’t have 35 of your own in the bank?
Comment from : @patrajones9763

What about if you on bankruptcy?
Comment from : @jessesamano390

its these lower FICO score and low downpayment home buyers that we are seeing the most in loan defaults and foreclosures! Banks should not be loaning money to those who are not in the financial position to pay it back!
Comment from : @msb9093

thank you finally your video is such a CLARIFICATION GOD BLESS YOU!
Comment from : @AssortedVideosforALL

I'm self-employed and want a FHA loan I have work restrictions making it difficult to be employed Can I be a DoorDash driver and still get approved for a FHA loan? Thank you
Comment from : @StarOasis26

Hey! Thank you so much for the video, quick question - You said that FHA loans can get better interest rates, could you tell me around what are they asking for?
Comment from : @venusdyk637

Thank you for making this video this is helping me out a lot it’s hard to read books about these things and get in the spirit of learning I’m a visual learner and your video was very PowerPoint like so exactly the way I like to learn
Comment from : @jacobeastridge8832

FHA is also expensive
Comment from : @SariahSavvyTips

Been trying to figure out if I should go this route or usda loan
Comment from : @yooo2568

When he said I be completely honest with you , he lost me !!!! That just means to me that you wasn’t being completely honest from the beginning!!!
Comment from : @DROCDOLO

I would assume that most who have a 600 or less credit score don't have 35 laying around Good luck finding a $200,000 move inready home also It's like finding a needle in a haystack because investors are swooping them up
Comment from : @jpl57210

Are there income limits for the fha loan?
Comment from : @MahikaToro

So how long do you have to live in the property before turning it into an investment property
Comment from : @Shenelly67

Thank you so much for how you explained this information My husband and I trying to buy a home and the way you explaining this information it make perfect sense thank's so much His credit score is 582 he trying to build it with the help of Lexington law firms We live in Georgia hoping we could buy a home in Florida real soon!!
Comment from : @SisterTonya

Good afternoon @Jebsmith you said “around a year” that you have to live in Is there a smaller amount than 365 days you can leave the property?
Comment from : @jonathanmartin7081

Why are the Fannie/ Freddie limits as well as the other form higher for a single family?
Comment from : @Just_a_guy093

We should remove credit score requirements because you can make a mistake early in life have a 500 credit score but have a income of 100k a year and you are stuck unable to get any kind of loans even though you have the income
Comment from : @Jbig1430

It's sad how common this is These will be the women who run with the deadbeat dad narrative, etc while society automatically believes them They'll continue to be spiteful and manipulative for personal benefit (not to help benefit the children) Sad as hell how they "make" children the least protected
Comment from : @jordangrier4842

Great video!
Comment from : @georgegonzalez319

I used FHA last year with a first time buyers bond loan Paid about 2k total signed and moved in
Comment from : @MartinX192

Cool now when we can afford it with wages being stagnant and costs going up?brbrWhen are they going to fix that?brbrAnd I love the use of "only" 35 Anyone wanna loan me about $8500, because the housing cost in my area is outrageous, and I can only imagine what the property taxes would be like I could buy a plot of land maybe
Comment from : @twistedcheshire4806

Amazing video, so much great information for the start of my home shopping/buying journey as a first timer! It's so overwhelming but this helps so much! I have a question to ask My wife has income that is not 1099, nor W2 but can back it up with bank statements I've been told that can't be used with FHA Is that true? I'm also told that there are other options but the required percentage down is much higher :(
Comment from : @CJManning86

If you are smart you’d wait to buy a house America keeps lowering the bar for everyone in every category From education to fha loans Don’t put yourself in a shit position and be payment poor owning a house that will never be worth what you paid
Comment from : @rodleypumpkins4174

Wait who goes to buy a house or are is at least interested in buying a house and has not pulled all their credit reports
Comment from : @DerrickWe

Your thumb nails looks like your using the restroom you should change it you might get a higher click through rate
Comment from : @XeroNobody

oh jeeze, i could only imagine what rate someone with a 580 score would get RIP
Comment from : @LygerTheCLaw

Ah yes, FHA loans: the equivalent of buying a car you cannot afford at a term of 9 years to make it affordable
Comment from : @Brandon-pi4hg

Of course you specified that fha and conventional loans requiring 20 down to avoid pmi It should be worth noting that a VA loan doesn't require any amount down and you will not have pmi Albeit a tiny percent that qualify for a VA loan less than 1 of the population, it's still note worthy
Comment from : @josephlamanna7022

Does the fha have contruction loans by any chance?
Comment from : @DimasHidalgomk3jdm

USDA can be a wonderful option as well!
Comment from : @nktaylo1

My wife and I have never bought a house and we tried to get an FHA loan and we were told that we “make too much”…It’s honestly very disheartening to be told that
Comment from : @MoistureMagnet

I got fha loan I put 210000 down payment for 630000 home still paying pmi going to refinance soon
Comment from : @garybal8166

Thank you for simplifying the steps to purchasing 1 st home Continue the great work
Comment from : @gregoryharrison6239

Thank you for sharing all of these information We are looking for house now as a first time home buyer, I hope I can get my desired home
Comment from : @mukta3able

Can I avoid PMI mortgage insurance If I put down 10 down-payment? Also my credit score is Excellent 800 plus
Comment from : @firstnamelastname9661

I really hate that all these YouTubers say you HAVE to pay mortgage insurance with any loan with less than 20 down, couldn’t be more wrong, I’ve had 5 mortgages with down payments from 0 to 10 between them, never had PMI and no I’m not a vet
Comment from : @ThatRedEvo

580?! Jesus Christ! We are in trouble
Comment from : @MexicoPescadoro

veery very informative
Comment from : @igotthatfuego7019

4k a month housing lol the fuck house you in?
Comment from : @Shepherdservices317

Could you please explain all times of loans haha? Too many ? Anyways thanks for the info
Comment from : @phabloagr

FHA loans are one of those that you will love but hate I think FHA take advantage of people plain and simple It will best to get all covered before getting an FHA loan and go for convetional I've got several conventional loans with 10 down and no PMI Doing the work really pays off Nice video for someone that doesnt have a clue of whats needed when buying a house Your views make no justice, you should have a lot more!
Comment from : @abrahamgomez3484

I hope I can buy a house this year I've been working on my credit and have a decent job now I feel like this will be my year to do something good for my family Thank you for the info, you gave me some hope that I can actually buy a house soon
Comment from : @garymapes6955

it doesnt really matter if you can get qualified for any type of loan, for the simple fact that all these big companies, running under multiple llc names are paying cash the second a home comes to market unless your can out compete the mega investers you'll never get a home
Comment from : @johnburnett9847

I live in joshua tree it has become a popular str destination I want to buy a home Im almost 40 and just landed a career id like to keep My credit score is only 630 or so I sure hope this will help me to finally be a home owner
Comment from : @positivemanda

I’m currently at a 642 credit score, would it be wise to go with a FHA or shoot for a Conventional Loan?
Comment from : @nikkaewing5

But u dont I wb your home till 10 years later
Comment from : @nottodayc

Sweet vid🎉
Comment from : @waldeckdolce7379

Great Video Jeb
Comment from : @swethagunasekar7053

Wife and I want a house so bad Running the numbers it makes no sense We have a down payment and can afford the mortgage, but it would be a huge financial mistake For us, renting and putting that down payment and monthly savings that would go towards upkeep and taxes on a house into Bitcoin makes so much more sense for growing our nest egg
Comment from : @millenialmemoirs

hi i got pre approved for 800000 in southern california but the city i want to stay in are around $900000, what can i do to get the loan higher?
Comment from : @weiss9263

You have to jump through hoops for a 100k home but you can go to a dealership and leave with a 100k vehicle that day lol something’s wrong here l
Comment from : @ngirardo86

Out of all the videos i cased on youtube on stuff like this your vids are the most informational hoping to be a 1st time home buyer but living in hawaii its really hard to find anything thats less the a million dollars these days😅 very informational video though👍🤙
Comment from : @jrxboi808

Can you get a loan with FHA have peace of land to put tiny house on it live in Va
Comment from : @danahogge2620

Everyone: we have the same last name and dojutsu, are we related?brbrNick: nobrbrSome Alabama sht going on with the hyuga and uchiha bruh
Comment from : @brantmorse1900