?? Work at Pickup Points � Flexible schedule

My Money Paycheck Budget Routine (Do This When You Get Paid)

Smart Money Bro 157 views

Download Video

Comments

What is your budget routine? Let me know in the comments Check out 4 Scary Money Stats youtube/z7Uebb1UjoI
Comment from : @SmartMoneyBro

I appreciate your content Smart Money Bro because of your encouragement I now have a “giving” column on my budget list Peace & Blessings brother! ❤
Comment from : @topofit

Amen Smart Money Bro 🎉
Comment from : @RockyMoth

I do all of these 8 point mentioned and can confirm that they do work 100 will make your life easy
Comment from : @olusesiolayinka7996

Just hit my 2 year emergency fund goal sweet
Comment from : @appleztooranges

Ok I write down my budget consistently but still unable to stick to it How do I Stop overspending on needs???
Comment from : @JeweloftheMostHigh

Im 28 heres my budget i make 4k a month i save all it put it in a high yield savings account I dont pay health insurance stopped 401k Stopped Rent I have 110k live off the interest
Comment from : @jamesrios8438

I pay bills usually the largest first
Comment from : @emmanuelmartinez8902

i agree kinda with the move depends lol my woman would not let me move, trust i could have got cheaper and better but I have to live were she wants to live lol I cant complain as I have a fixer upper at them moment but I have a lot of peoples dream homes lol for cheaper than people would ecpect one of the great reasons to live in a small town in the midwest lol
Comment from : @TheRealTommyBear33

i buy walmart 5 dollar shoes lol havent bought new clothes in a couple years I do need to start dressing better but being fat cant really buy as much from walmart or cheap places as I would like need to lose some more lol at least i can buy pants at walmart now that is a plus, big and tall stores are dumb expensive
Comment from : @TheRealTommyBear33

I don’t have a routine I’m not on paycheck to paycheck but my cashflow get lower than confortable
Comment from : @edward88n

I just have everything set to auto-pay my first paycheck covers personal bills, second will cover housing/utilities, I don’t really have a system I’m just naturally frugal … I stay home, I don’t buy unnecessary “stuff” ever I always have money I can move to investing or my HYSA I have no car note, no subscription services, no DoorDash none of that stuff that just makes spending money “easier” just being frugal and disciplined on unnecessary spending
Comment from : @Andrew_406

My retirement is taken care of by my 403b I get paid every other Thursday I do not use my debit card at all and use my credit card for all my expenses I pay my credit card bills in full twice a month My first Thursday is always more expensive than my second Thursday so I put all my utility/ rent bill on my first Thursday On my second Thursday after paying my credit card bills, I put a great chunk of that money into my emergency savings I'm 92 near my 3 months salary in my emergency fund (high yield savings account) After that I plan on putting money into the stock Market I already have a small amount invested in the s&p I may open a Roth ira as well within the next year or so If I was more intentional with budgeting I probably would save and be investing a lot more money
Comment from : @bre97bj

I never comment on posts but this is Awesome I feel the genuine energy exuding!
Comment from : @lil18cole88

Add a excel spreadsheet with all the different categories and examples Some people learn better with visual examples
Comment from : @ericmorrison6996

When I get paid I calculate how much the bills will be for that month and put the money aside for the bills first
Comment from : @AmyBrunner-c7c

My payday routine is to hurry up and invest the money so that I feel like I still need to keep working Because having piles of money in the checking account is demotivating and makes me feel like I should quit my job
Comment from : @kendigjl

I give to church & hungry people on the streets I’m broke ,but I’m stingy
Comment from : @angelastewart9497

Best ever tips bro thank you
Comment from : @jerrychetty2524

I like the way you explain things🤗
Comment from : @mcsweet6870

Lot of words not a single bit of information
Comment from : @sfsfuzzy3597

I’m so glad to see other black people talking about this I feel like this isn’t talked about enough especially within our communities My mom never taught me budgeting I learned by just watching her struggle to pay bills all the time She still does to this day and I’m mind blown I didn’t learn about paying myself first until I was 22 That tip alone changed my financial standing immensely I budget every month and my budget is broken down for the entire year I only have to make little changes here and there This stuff is so necessary for life! I never got myself caught in the trap of getting a car payment even though I came very close Brought every car I owned with hard earned cash People look at me like I’m crazy but hey…I ain’t broke! 😭🤷🏽‍♀️
Comment from : @divinemessenger2030

Great video man!! Im working on this again
Comment from : @mrwright2289

Great routine
Comment from : @MylindaElliott

thank you for the game !
Comment from : @Killxquise

Muchas gracias por tus palabras de sabiduría y aliento Saludos
Comment from : @migueljiron5054

I wish I could put away all the taxes the steal every year
Comment from : @what1769

I need the latest Jordan’s
Comment from : @veemontana718

Hello Mr smart money bro I am a new subscriber I like what you said I'm going to take that into consideration and I did join your channel I am a new subscriber yeah
Comment from : @yolandatowns8500

This video is the absolute BUSINESS!!! I swear I do exactly all that you have mentioned I love how you termed the one budget as zero sum or zero dollars left because all is planned for with each paycheck Great video, keep em coming 👏🏼!!
Comment from : @valm1287

I pay my self $150/week also $50 High interest rate savings $33 to stock market $50 monthly to regular savings $50 silver / month $550/1/4 yearly Gold and $150 3 x year in mercury silver dimes
Comment from : @77MRVIC

I put myself on a $100 budget (fun money) to get me from paycheck to paycheck and man let me tell you bro it’s been working
Comment from : @Omilloadams

I spend it as quickly as I can😅
Comment from : @vuyokazimendu6128

Great video
Comment from : @caleb6771

Can u do a fvide living off less than 1000$ dollars
Comment from : @theghostmaker45

👍🏿
Comment from : @6RingzDaLacKing

Save 25 percent for yourself
Comment from : @mercedeswilkins5566

Love the mentality of providing for the "old you" I will be using this moving forward, thanks!
Comment from : @shibudgets

More than 4K$ for my retirement every month; pension and 457(b) If I don't work overtime, I cannot afford to live This forces me to be a man and work OT brbrSecond: paying down my mortgage, like a savage, 6 to 7 times the mortgage minimum, if I can Only miss this goal if I am on holiday and not being able to work OT
Comment from : @TheSubmissionChannel

I blow half on booze, cigars and blow Few hundred on rub n tugs They i pay bills and invest
Comment from : @DoubleJabSlipRightHand

Hello everyone, I've been researching investment brokers, and I'm really interested in working with someone trustworthy and reliable With the recent market downturn, I'm looking for a broker who can help me turn things around and make a profit Can anyone tell me about their experiences with any investment advisor
Comment from : @AnnaFed015

“A Ford” a vehicle True lol
Comment from : @FG10084

Last week of month i dont buy shopping i use stick pile i have three no spend months were i put my discretionary money in savings
Comment from : @KerryJames-l6z

I have fun money $20 per week for coffee a ball of wool stops me going crazy feeling deprived
Comment from : @KerryJames-l6z

We live in bell post hill in victoria its considered low income area lots of hills but rent is 25 percent of our income and its an ols simple home but affordable
Comment from : @KerryJames-l6z

I neeed to start tirhing into Gods kingdom i enjoy donating food clothing
Comment from : @KerryJames-l6z

I'm saving up some money
Comment from : @kenyonwolfe2400

Leave fun money
Comment from : @KerryJames-l6z

I put 10 percent of my income weekly in savings
Comment from : @KerryJames-l6z

I don't have a routine but every little bit of knowledge helps me
Comment from : @daevonbyrdie5088

My routine is to wait 3 to 5 days before start planning and budgeting
Comment from : @errollebert3463

I’m on child support I can’t do this
Comment from : @DonteHolloway-d6k

@4:15, What age range does your channel target? Because if someone over the age of eighteen believe “they need” a pair of Air Jordan’s, their problems are bigger than their debts brbrNumber 9,… which should be number 1, Invest time and money in your health, financial education and your young children (if applicable) Again, INVEST IN YOUR CHILDREN!
Comment from : @JoeDoe1

I send my extra money to my brother and he saves it for me so i dont spend it 😂
Comment from : @itamchi9084

So the first step should be make sure you have sufficient income There won’t be enough money to split into all these categories if you don’t have enough coming in And also, cut back in as many areas as you can
Comment from : @christophercmosley

How do you make a budget when each paycheck is different and each bill is different?
Comment from : @evelgreytarot8401

Take out my rent transportation and laundry and my stock investments are automated
Comment from : @cynthiahargrove7869

Good information and content man
Comment from : @josephbonner3129

I do have a routine when I get paid
Comment from : @travelandeats8518

I’m learning to budget
Comment from : @tiffanyallen5932

I Thank the Creator for your channel excellent content
Comment from : @damonrussell2016

everyone knows how to handle money
Comment from : @callhone1951

When you are REALLY living check to check, you can't divide your check into all of these categories
Comment from : @altonbunche6223

Yup
Comment from : @lulahbelle970

The issue with a lot of these money videos is they aren’t directed to me or people in my situation it’s a good video but the amount of money you take out of each check is not realistic for me I don’t make much at all and most Americans couldn’t hope to do all of this
Comment from : @godkingbosssavage7877

I do all these that you mentioned I am one month ahead on all bills, have our basic emergency fund and im now paying off my last few debts(one being my mortgage)
Comment from : @tanyaaustin4123

I did envelopes for each bill for a long time I put exactly 25 of each bill in each envelope each week I took 30 atleast of what was left over and put in an account for emergency only I was a bar tender and had good and bad seasons So it helped carry me and I always had my bills paid
Comment from : @HTXVintageVibes

😮
Comment from : @cindybledsoe2423

I had a heart attack when he mentioned budget style with 80 spent on WANTS & needs The two needs to be differentiated
Comment from : @Trapz4Dayz

Yep i dont deal with banks so i go to check cash get 100 dollars in roll of quarters put em in my piggy bank and save a few dollars and rest bills n ect
Comment from : @spidermanb1286

I prefer to take care of the future me is great advice Thank you
Comment from : @letty5515

Give(tithes) should be first!
Comment from : @Praiseisyourweaponsouseit

Got my budget in my photos Every payday pay the bills due that period Also have my savings and goals written on it For the most part its memorized but I look at anyway
Comment from : @stevebubar6129

I live paycheck to paycheck and the rest is having to go on my credit cards That's not for just wasted junk It's for every day have to have living That's gaining interest fast and now I'm $6,000 in credit card debt, that I can't tackle when I don't have money to put towards itbrI don't know what to do I feel like I'm drowning in debt and I'm about to take my last breath We've sold everything we can sell We're driving a hunk of junk That's barely making it to jobs and back brI wish I could get on track
Comment from : @momof13gifts

I just pay what’s due when I get paid
Comment from : @He2NawfMemphis

Great routine I’ll try out
Comment from : @meletreroberts5656

theres a lot of wisdom in these videos for me i am salaried dont really think much about my money every paycheque, it just goes in and I dont have much expenses, live a frugal life and help support my parents with bills or other expenses
Comment from : @harpcourt

Stop spending beyond your means
Comment from : @serenity2010sh

Always keep an emergency buffer in your current account, whether that's 100, 500, 1k or 3k Pay all bills as soon as you get paid, have as many bills as possible on direct debit on a set date (a few days after you get paid) Budget your weekly food shop and stick to it as much as you can Sweep a set amount into your savings / pension every month at the start of the month (or each paycheck) If you dip below the buffer towards the end of the month, take it out of savings but understand that this is an exception, not the rule Anything left at the end is for fun or investment (Invest)
Comment from : @DanielEbeck