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100% LOAN 0% DOWN PAYMENT USING AN FHA LOAN 2024 | FHA Loan Secret

The Mortgage Patriot 148 views

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Great video, very informative!
Comment from : @realityfaithgod

This is the reason why I'm glad I got me a smart woman this stuff hurts my brain I live in San Antonio and I've been shopping for a house and I finally found one I like So im just trying to figure all this out and this video helped thank you
Comment from : @JohnDoe-cx7vq

sounds like a scam to me!!! dont believe what he says i tried the fha loan theres no such thing as a fha i have talked to fha forget him use a conventional loan no house will pass the so called fha loan dont believe me try it !!!
Comment from : @rickybearden4575

Excellent and knowledgeable agent , wonderful teacher brThank you
Comment from : @amirbadiei1784

Wow very helpful As a half century old first timer im researching my best options You are helping greatly Thank you
Comment from : @rahmothcolby5908

❤❤❤❤Awesome , well done ✅✅✅✅❤️❤️🇺🇸🇺🇸🇺🇸👏👏👏
Comment from : @rebecamchristensen8872

I only saw the intro and will finish the video later but just wanted to point out the things mentioned in the intro, as it seems like setting people up for failure Wouldn’t they just be house poor?
Comment from : @Victoria_1330

Great info does this work for every state?
Comment from : @scottholmes2276

Can you make a video about gift of equity
Comment from : @anamarie3241

Thanks so much Very helpful!
Comment from : @pamelasimpson8736

They apply for FHA loan they said they do not qualify for down payment First time home buyerhouuse are to the roof please help me Thanks
Comment from : @nekyayala1964

How about a $600,000 home, would that be possible?
Comment from : @robertosilva8390

That’s a great help
Comment from : @EricWyche-qu3sc

Can this work if you have a section 8 voucher
Comment from : @cooblue7063

Down payment assistance equals LIEN equals money owed will be added to mortgage plus interest So $20K assistance/lies would become $ 50/60/70/100K
Comment from : @divorcedbisexual

Pay close attention to what this guy is saying$1000 dollars will become upwards of 50 or more
Comment from : @divorcedbisexual

Sooooo, a tentative home owner don't have 5,10,15,20 down yet they will be able to pay mortgage at higher interest rate Makes perfect sense Let me guess you're a democrat voting for Brandon
Comment from : @divorcedbisexual

Something he forgot to mention is Sellers concessions depends on the mortgage type and the LTV ratio and there are caps to it depending on the situation Otherwise he is correct the subordinate loan for the closing costs he's referring to is known as a piggyback loan
Comment from : @Lazaven

What about the realtor fee? How does that get paid?
Comment from : @yawningdoodle

Good stuff
Comment from : @Bluescapitalscontent

Hello sir, do you only work with Texas based buyers?
Comment from : @dariusjohn7581

Is this legit?
Comment from : @ashburnconnecttv7860

Great information thank you
Comment from : @johnandrade1034

I recently viewed a house that I’m interested in down the in Rio Grande Valley I was speaking to a lender who had mentioned this method and breakdown to me Thanks for better explaining it!
Comment from : @noahdavis42

I gotta get my popcorn/ wine and my tablet for this channel
Comment from : @daphneellis2963

Amazing information, thank you Are you licensed in NJ?
Comment from : @realityreels5087

Thank you for this update Pls do you help people to buy home Cos am ready and desperately need a home before the end of this year
Comment from : @ojuolapeayoade3184

Hi Kevin, the guy who sat on her Majesty's bed in Buck house shares your surname, maybe he was looking for a reference to complete his mortgage 😢brAnyway I leave this message with all due deference to yourselfbrA few coppers were assigned school crossing duties
Comment from : @jeffreyokeefe3694

Thanks much for your videobrYou should get millions of views for this valid information!brBlessings!
Comment from : @claudettealexander5204

Really helpful and insightful
Comment from : @maryanne2025

Boom! And you're in the hood 😂😂😂
Comment from : @banginzaza

Thank you so much
Comment from : @AKVLLI

Very informative Thank you!
Comment from : @Fantasia-Faye

Hi Mr Fagan, I will looking to buy a home next year and will surely reach out to you as this will be my first home purchase Love the video and I am also in Texas as well
Comment from : @jamesrguy5430

Thank you so much for this video! The way you broke everything down has helped me tremendously with understanding the home buying lingo! Thank you so much!!! God bless!!🧡
Comment from : @allthingshannahb

My husband and I are looking to buy or rent to own in MN, but we are working on our credit score which is 550-620 depends He makes the most money but his score is lower (550) mine is the 620 If you can help us require a way to get a loan sooner with the same strategy that would be great! But if not I still would like to chat Thanks great video!
Comment from : @sandrasmith917

But don’t you have to pay mortgage insurance because you are not putting down at least 20?
Comment from : @BEZY-vk1hy

My question would be aren’t you limited to a certain purchase price based on you’re income and not mention debt to income ratio Seller concessions could help but I see it as a coin flip in todays market
Comment from : @DisabledTeamYT

How do u sign up for the loan and do u have to have a bank account
Comment from : @elibadazz4793

Can you do this with low credit
Comment from : @Bk2x2023

Did he say 2nd lein loan?
Comment from : @moneyup7496

I like how he left out what the monthly payment will look like If you can only afford to put down 1k, no way you can afford the monthly payment that's coming Terrible idea, but if it causes a market crash to come sooner I'm all for it
Comment from : @PhillipRauschkolb

There isn't a house or townhouse for rent in my area for under $2700 a month
Comment from : @tonyvazirzadeh8723

Great video❕What down payment assistance program / loan would you recommend ❔
Comment from : @tchannee5362

Is this available in New York?
Comment from : @maribelferreira3864

Hello greetings from namibia I guess this loans are only base in America
Comment from : @helgartgorases285

Appreciate your heartful Support for People Around the World to Be (Buyer's 1st Time Homeowner's)
Comment from : @AssortedVideosforALL

Hello, great video!! Is there a way to do this with a va loan?
Comment from : @greglong3421

I thought fha was only for 1st home buyers?
Comment from : @yohannicholas7282

Hello I’m looking for a Nevada referral Thank you
Comment from : @bg5097

Great insights
Comment from : @JeffreyLynne-c6f

This is very helpful I am thinking of buying a house soon and this video just gave me knowledge on how to move forward with the process Thank you
Comment from : @margielor1579

I need you for my next purchase while selling this current property Relocating back to NorCal from SoCal I had no debt at all No cc, car paid off , but lender had me put 18k on an fha because of debt to income ratio? I had no debt Don’t understand Need to contact you
Comment from : @prettybaby80

I put or my lender had me put 18k on an fha loan I need to contact you
Comment from : @prettybaby80

Are you licensed here in nevada ?
Comment from : @jakegarcia84

A down payment assistance loan works out to be $80/mo for 30 years? That’s a total of $289k paid after 30 years tell me I’m missing something
Comment from : @robbietillman

This is very useful informationbrThank you!
Comment from : @EnriqueMANO

Thank you for the information! Has anyone worked with the One Plus loan? I understand it’s 1 down & 2 grant backed with no pmi There are programs out there if you do your homework
Comment from : @Sassysouthrnbelle

hello sir i am currntly trying to buy a home with my partner and they are offering me at nfcu 9125 percent and saying that i would have to come up with 10k and switch to an arm loan 5 and 5 to get it any lower my partner is a healthcare worker not sure if that helps but they are telling me that my mortgage is going to be 1800 on a 180k dollar home just not possible that is insane
Comment from : @TTC3323

What other down payment assistance programs are there for people who are not considered a first time home buyer that is provided in all states?
Comment from : @OpulentQueen

Can 2nd time home buyers get this down payment grant?
Comment from : @anthonypalmeira2464

Is this program only good on owner occupied?
Comment from : @housingnerd

Is down payment assistant for first time homebuyers?
Comment from : @frankieclo9841

First start with your definition of the word "buy" Buy with cash or buy with a mortgage?
Comment from : @SavingsMinusDebt

Will FHA consider self employed 1099 earner
Comment from : @Nanbebe7

Talk to my mortgage compamy couple of hours ago She told me i needed to pay the 35 outbof my pocket She didnt give me these options im doing a fha Ibtold my wife im just gone forget it cause i dint have 7 grand
Comment from : @andrecrowder6136

Hi friend I have questions for you about buying a home Can I email you ?
Comment from : @WhipGameProper

Hello and thanks for this eye opening video Would this strategy work with a conventional loan? Thank you
Comment from : @ronnie_o

Great video!! Thanks
Comment from : @josetrillo2428

What’s the monthly payment on 300K home with FHA loan?
Comment from : @chriswong924

What's income qualification?
Comment from : @heavenhaven7254

Thanks you so much for your help🎉
Comment from : @alicia-ul3it

Thanks for your service
Comment from : @Renata-hb3ru

Is this only applicable to you in TX or can I manage this in VA? secondly, and more importantly to me, how can I manage this without making my monthly payments astronomical? because THAT is a far more drastic concern to me
Comment from : @Cha0sXXII

This is what in looking for 😊thank you
Comment from : @Meinusa

FHA i qualify for but to find a lender that will actually lend under FHAthey will if youre over 700 score Im working on it but dont use credit always used cash so just got a credit card Anyways my point is FHA is great but lenders dont lend
Comment from : @msbee5183

Hello Richard, your video and your examples are very clear and down to the nitty gritty Thank you I will contact you for my buying process
Comment from : @carmenortizfeatherstone8034

Maybe I’m an idiot, but it is terrible Finnacial advice to tell people who are to broke to put even 35 down on how they can get a loan to get another loan I know you never represented yourself in this video as a financial adviser To me, your just explaining options people could take But! If you can’t afford to not immediately be underwater on a home, you won’t be able to afford that first repair and or emergency brbrA home that you own isn’t a must win situation Any person in this situation will be house poor We also need to stop saying we “own” the house If you have a mortgage, you only own the difference between your mortgage and the equity of the home minus current property taxes So if your mortgage is for 300,000 dollars and you do what was explained in this video You won’t be remotely close to owning this house for a very very long time brbrSave up an emergency fund before you buy a home PERIOD Save a down payment of at least 20 and try your best to do a 15 year fix Renting isn’t bad Reduce your expenses and get a few extra jobs Save it up Sacrifice you go down this road as explained in this video, and there will be far more debt after this
Comment from : @TheSonyExperience

Most new home builders steer you to use their lender so you can get these incentives Doesn't really allow you to shop around, its super annoying Currently in SATX 8)
Comment from : @JoseRamos-wn8qn

Id like to buy conventional 30 down 700/800k ranch in CA but that ain't happening till prices come down 35
Comment from : @Openminded4life

Great information subscribed!
Comment from : @SkeemieTV

I liked and subscribed when you asked (:
Comment from : @elijahrose7913

Yes take the bait wagey get into debt baby
Comment from : @PreserveSakartvelo

Thank you very helpful, I am searching for investment property, and I am also a property for my first-time buyer daughter in California (preferably) This is a get strategy to approach What credit score has to look like to qualify for this? Thank you in advance
Comment from : @patricialewis4239

0:39
Comment from : @JerryVillareal-l3w

0:20
Comment from : @JerryVillareal-l3w

Amazing information but what about the PMl
Comment from : @makemoney2114

I like this strategy Thanks for this tip I have had seller concessions before, and they've paid as much as $9k on my home purchase last summer I've never use down payment assistance before? How easy is that to get?
Comment from : @nevadawolf619

Do many mortgage or realtors know about this?
Comment from : @fancybooks

I am very interested in buying property could you reach out to me Thanks
Comment from : @alau4739

If you don't have money down, you don't belong owning a house 🙄
Comment from : @chechnya

Great video but I would still wait another year or two to buy a house Prices are going to drop dramatically
Comment from : @James-qq2vq

0 down sounds like a huge monthly payment and little wiggle room for a housing collapse that looks like its roght around the corner This is how people got screwed in 08
Comment from : @quietlike