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How To Live Below Your Means To Save Money u0026 Reduce Your Cost Of Living 2023. Practical Frugal Tips

Lara Joanna Jarvis 299 views

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What is cash back?brI've no idea what this is please
Comment from : @shelleybuckingham733

You talk and talk and you don’t say nothing
Comment from : @marthalopez1149

Cooking from home and avoiding takeaways will also benefit your health Less fat, sugar and salt
Comment from : @TheSwimmom1

And appreciate what you have
Comment from : @glendaschilder3048

❤❤🕴
Comment from : @HasanRifino

1 Lifestyle inflation is indeed deadlybr2 Avoiding debt is self-explanatory but I can see loads of people failing even this one
Comment from : @SuccessMindset2180

I am on a fairly low income, I save half of my salary per month, I have no debt, take public transportation and eat in I buy one new out fit per season I have managed to save alot by doing this The strategy is to make do and force yourself to live on half of what you earn at first it's hard but after a while it becomes a wonderful game of money ❤❤❤❤❤❤
Comment from : @AnnMarieHall-l6c

First, dump an ungrateful girlfriend
Comment from : @patrickmccarthy7877

Interesting 😮😊
Comment from : @shelbygreen8888

This is great advise! 😊
Comment from : @Dream-bebe

I'm curious about Plum but it's not available in Canada Do you know of any apps similar available outside of the uk?
Comment from : @courtneym9472

How do I learn how to budget? I’ve always been an impulsive spender and haven’t saved any money in 43 years of my life I need help
Comment from : @tenzinkunkey8937

TOO MUCH FILLER
Comment from : @jmcampbell05

THE LOW NECKLINE S CRINGE
Comment from : @jmcampbell05

cost of living is through the roof in Australia
Comment from : @dsinghr

I have unsubscribed
Comment from : @florence4845

From my perspective - if one is in DEBT, THERE IS NO eating out, drinks after work, NO NOTHING Owing money CAUSES DEPRESSION!!brbrWhy are you racing along?brIt's impossible to keep upa!!brbrBLAH BLAH BLAHbrI'M OUTTA HERE!!
Comment from : @florence4845

She's beautiful!
Comment from : @ryankiel4895

Fantastic info thank you so much for sharing - I instantly subscribed and look forward to new videos :)
Comment from : @minimalistsmanaged

This has really got me thinking! Eeek! 😳😳😳
Comment from : @lisahagan3136

❤thank you do much for sharing - this is everything I want to hear so happy to have found you 🙏🙏🙏🙏
Comment from : @lisahagan3136

What are your thoughts on buy now pay later? I try to only have one thing at a time that I’m paying off so it’s not a bunch of payments coming out
Comment from : @Finxina

❤❤love this channel So helpful for me I have to be more frugal , because the money we earn is out before the month is gone😅brIt is so nice to see a nice and lovley person like you😊 because in my mind frugal people are always grey and not lovley and they are not smileying I never ever wanted to be like them catching after evrey penny and never have fun or nice clothing and nice things That's the pictur in my head , and i think that's the key, to have enoug money,i have to turn the picture ❤❤ i hope you undorstand what i mean😅 Thank you to helping me create a new picture 😊sorry of my english , if it's not correct , i'am from austria , vorarlberg ,bregenzerwald❤❤
Comment from : @rosmariebechtold1235

but why encourage using cc's??
Comment from : @cj_love_under_the_sun

What is cash back?
Comment from : @ocin7917

Highly recommend reading/listening to the barefoot investor There’s also one for kids Really down to earth and breaks things down in simple steps 👌🏻
Comment from : @herronr

I can show you, how to make that dollar become 5 , without stressing
Comment from : @wilber19541

Why are you in debt
Comment from : @wilber19541

Spend,spend,spendthe more I spend the more I make When my dollars are worth more than the face value I buy gas in bulk, which cost less
Comment from : @wilber19541

I life above😊
Comment from : @chrsitineadriaenssen6074

I live above, life is short
Comment from : @chrsitineadriaenssen6074

Great Content
Comment from : @wandasworldmoneyjourney5788

Lots of unnecessary criticism of this lady Take what's relevant to u and ignore the rest No need to put her down Be kind to people or be quiet 💜
Comment from : @myaccount9498

I have stopped cooking pasta in a pan I heat the same amount of water in a frying pan More surface exposed to heat and quicker heating time Always always use a lid Put the salt in after the water starts simmering No need for a rolling boil The salt delays the water reaching boiling point Tons of tiny things that all add up
Comment from : @francefradet2116

🤑🤑🤑🤑🤑🤔
Comment from : @donnalindsey611

Thanksreally good First time here and have subcribed A hopeless budgeternow ready to take these tips You have good experience it seems Ta
Comment from : @BardHolohan

I am very new to budgeting but really need to learn how to brCan you send me any links that will help me make a start please? Many thanks x
Comment from : @natalielong7804

THAT HARD-SELL OPENING IS SUCH A TURN OFF
Comment from : @jmcampbell05

Saving typically results in you earning a lower return but with virtually no risk In contrast, investing allows you the opportunity to earn a higher return, but you take on the risk of loss in order to do so
Comment from : @KentBrono

I only have one credit card, and I only use it if I already have the money to pay it back
Comment from : @TheVeyZ

I think I waste a lot of money by food delivery Which I should cut down
Comment from : @ladygypsysoul122

I always have
Comment from : @ClassicTrucker

I love the lava lamp - I used to have one like that
Comment from : @goldsilvertravel

Just used your link for top cashback, thanks 😊
Comment from : @VidaWilson-h9h

Found you today, great content💛
Comment from : @NYtoNC

This is so important no matter what income level you’re at- one of the biggest things I want to teach my kids! Debt is awful (as I know from experience unfortunately)!
Comment from : @OrdinaryEverydays

Thanks so much for these amazing tips!!! ❤❤❤
Comment from : @annaleewhite6753

I sell on ebay full time and earn 100k a year just selling stuff from charity shops and car boots ,life don't have to be hard just Come away from the system, if your earning less than 35k a year your not even in the 1
Comment from : @rickjmiles83

wish I found this channel earlier I've done so many mistakes in trading
Comment from : @EvelynReckers

After I saw I was spending some weeks more than 3 thousand euros, I cut down and put a budget of 100 euros a week It is working 😀
Comment from : @idalinawin

❤
Comment from : @erikahollmann6692

Great tips and can I say, you've never looked lovelier! Your hair and outfit colors really suit you!
Comment from : @AngelissimaASMR

The app you suggest it doesn’t work in the US do you know if one that works good for the US?
Comment from : @HollysHealthyHabits

No fast food!
Comment from : @marcielynn4886

Spending 35° of Income becomes a must otherwise one would have to spend much more that too with problems
Comment from : @hemantparakh6462

you look a lot like Dr Arizona from Grey's Anatomy ❤
Comment from : @hashtagblessed1819

Once you get into debt, it can take years and even decades to get out of it Don't use credit cards unless you have to for an emergency Have an emergency fund always It's better to do without some luxuries than to be in debt All it takes is an illness, accident, job loss, or recession to get into debt Debt destroys your life
Comment from : @princessdumbarton9877

Thanks Lara!
Comment from : @JudithMcPheron-pb9lv

*LIKE THIS COMMENT IF YOU WANT TO MAKE MONEY ONLINE *
Comment from : @Makingmoneywithgundougoda

I am a new subscriber 😊
Comment from : @Makingmoneywithgundougoda

What holiday you going on?
Comment from : @dreamgirl7022

I done the biggest step of a mindset for living below my means Am on a tight budget and recently had to stop doing overtime due to sick parents I've find it hard to keep going in the present but do know will make my life so much better when it turns to saving instead of paying of debt X
Comment from : @carolyn8683

Ur amazing
Comment from : @shoppingislifeuk

I LOVE budgeting
Comment from : @katehorrell8732

I've been doing this and more for years! I don't even own a tv I HAVE to cook everything myself, due to severe food allergies My phone bill is as cheap as they come I haven't bought a new stitch of clothing in more than 5 years I have absolutely no subscriptions, no gym membership, etc I don't drink alcohol, because my father is an alcoholic and my mother is allergic My rent is the lowest I could find in the area I haven't bought anything online since my wedding 15 years ago, which we did NOT go into debt for I, carefully, use the cash back apps for groceries and gas And I ran my last car into the ground, currently using every last bit of my current one up as well! brSo, no actual tips for the actual poor here either! I need something more for the poor, not affluent spoiled brats wasting money and whining about "the shoe I wanted was on sale for $10000, but wasn't in my size! Why me!?!"
Comment from : @priscillaharber6842

18 minutes?! Actually gets to the point at 2:05brOmg, this video is awful!
Comment from : @JuneHarriseco

Just constructive criticismintro is a little longalmost 3 min Before getting into tips
Comment from : @nicc8230

Budgeting is really essentialdoesnt matter rich or poor
Comment from : @bipanjitkaur9158

Another fab video! These sort are you best Lara! How about an episode about how you budget for school holidays and family holidays? Thanks Lara for your insight!
Comment from : @zbenfor9179

Thanks for the video Lara, I really enjoy your content and you as a person Would you consider making a video on the pros and cons to paying off a mortgage early? Our interest rate has just gone from 15 to 574 and I'm thinking of overpaying Xx
Comment from : @alisonyeo6760

Starts at 2:30
Comment from : @ahmettachmuradov8630

"Most of the important things in the world have been accomplished by people who have kept on trying when there seemed to be no help at all" *Dale Carnegie
Comment from : @make749perday

Woukd be great if you could do those 6 recipies on u tube
Comment from : @brigidkeogh416

Love this Lara x
Comment from : @johannagallagher5855

Thanks for the video Lara 💕 I have credit card debt and an overdraft, which would you suggest paying off first? With thanks 🙏 xx
Comment from : @gen6249

Hello Lara, hope your well, I'm so in need of this video right now the last few months I have spent too much money I can't account for xx
Comment from : @LaurenRogers59

I am soon to be a first time mother and I find it really sad that I’ve seen baby formulas in shops being security tagged and hearing that mothers out there can’t afford to buy formula and they try to steal it Among this baby products are very expensive is there any advice you can give or tips on buying discounted baby products? I’ve downloaded some apps which are great, but I was wondering if you might consider making a video on how to save on baby products?
Comment from : @pamelayakimova9322