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4 Tips For Being More Responsible With Money | Financial Minimalism

Nicholas Garofola 34 views

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Not only your channel is amazing, simple and super helpful, but also by mentioning BTS's JungKook you immediately won extra points in 'High Quality' category
Comment from : @YasminOakOfficial

Man I have to say that every time I watch a video of yours I get a spark of motivationbrYour content actually helps me see things in a way I didn’t see before
Comment from : @ozshemesh2273

Love your channel, we’re focusing on paying off a 30 yr mortgage in 5 yrs instead, so I love the inspiring videos you share! Thank-you for keeping it real! ❤
Comment from : @TheMissusP

Yassssss with the Yu-Gi-Oh Reference 😭🔥
Comment from : @thetelebuddies

bro you look like a younger minimalist Alan Wake 🔥 lol
Comment from : @kinghenryvii9718

Nicholas be like "Be sure to [violate] the like button 👁️👄👁️ Let's get to the video" 😂😂😂 best part
Comment from : @kinghenryvii9718

The most useful tip for that I never considered is the buffer zone Stupidly simple lol I definitely am guilty of trying to create a fixed budget for fluctuating expenses like groceries for example So for necessities like that, it's definitely best to just overprepare like you said to avoid dipping into those savings
Comment from : @jmobrawler

I buy almost all my clothes at thrift except underclothes and shoes Once in a while for a specific need, I will purchase new items
Comment from : @gwenj5419

Jungkook 😅 love the idea of the buffer zone, kinda like the rounding up I do with some bills
Comment from : @mirasolabogadil9746

Spending audit 👌 will do that for sure!
Comment from : @jillpolino6273

Jungkook made it to the finance side of yt😂
Comment from : @thebalotchronicles6382

Love your content, Nick! Definitely one of my favorite channels by a mile brbrI have recently trialed living with a Light Phone 2, and have loved it! Curious if you have given it a try, or are willing it make a video on it! Curious your thoughts, especially now as they have revealed the Light Phone 3 I bet some of your viewers would find a great benefit to itbrbrThanks for all you do!
Comment from : @timschick6708

Are those guys your celebrity crushes? Hahaha jk This is helpful, Nick! Thanks :)
Comment from : @ayrairl

❤
Comment from : @tanisemmello

I hope that is a Yu-Gi-Oh! reference Great vid as always
Comment from : @matheuscampos9363

Beautiful kitty cat and plants good advice also
Comment from : @donnabrewer3247

love youк videos but last couple ones have been a bit boring ( food for brain, no ofencebrbrbelieve it's difficult to come up with something brand new
Comment from : @grinenko-alex

We can’t all be Seto Kaiba, so these are great tips for all of us that are not 😊 brMy current favorite money saving method is the “use it up” This is especially effective for me with food/groceries I can’t buy condiments, salsa, or whatever it may be until what I have I completely used up Once it is used up, I either try and make my own (like salad dressing, tortillas, and snacks) or I can only buy 1 of that item typebrbrI will admit though, if it is a staple item that I cannot make I stock up when it’s on sale, so I’m not totally anti-duplicate 😅brbrGood luck out there friends!
Comment from : @hayleabean

even his cat looks minimalist
Comment from : @Maria-rt5yi

👍
Comment from : @abhyudayasingh964

Not only do I love the appealing visuals in videos and the theme of the channel, I also find them very relaxing, watching them helps me find peace of mind Thank you, Nicholas
Comment from : @diamondnights

Yup, less is more
Comment from : @wildfoodietours

Jungkook of BTS mentioned ! heck yeah!
Comment from : @samuelliang6285

Nicholas, excellent content as always but we need more digital minimalism videos too man You touched on that concept a long time ago but we need more of them
Comment from : @ShayanQureshi-h8q

6:35 had me laughing out loud
Comment from : @JosephDickson

been waiting new content from you finally
Comment from : @mohammadrashid9325

I really love this video I am currently building my medical emergency fund Thank you so much, I get inspired a lot watching these videos !
Comment from : @rakshithadhanapathi

Fractal terra build 💖
Comment from : @TR3NDSTTR

Thank you for the tipo!
Comment from : @fernandagomesdemelo3408

I love when I get the reference
Comment from : @Vtiate

Awesome content
Comment from : @timyoungnc

😂 “Banish the subscribe button to the shadow realm”…loooong pause 😂🤣 👏🏻
Comment from : @melindanickols228

To save money I like to plunder the backlog I have an archive of books, games and blu-rays I haven't touched since I bought them Don't let buying entertainment be the only entertainment
Comment from : @kingcronecker

It probably is very possible to build an entire wardrobe of high quality clothes using sites like Poshmark, if you are patient and know your size in brands that are consistent I've bought several essentially brand new Brooks Brothers dress shirts over there, which retail over $100 for like $30 or whatever I check/update my budget spreadsheet for 10 minutes every morning, which I think is less of a burden and keeps you more on track than only looking every few weeks It is fun to build a system that works for you and to tweak it over time, at least for some obsessive dorks
Comment from : @eitherorbooks

4:03 Not gonna lie, you kinda resemble Adrien Brody
Comment from : @DAG_M

Using the thrift store is great ❤ I love being able to find really good clothes or any items from these stores, I was able to save a lot of money by buying used items 😊
Comment from : @itshaezel

‘EXODIA,, OBLITERATEEE THE SUBSCRIBE BUTTON’ oh sorry I already did 😂
Comment from : @alanquinney2744

Dropping by to dust some crops ✌🏼brbrDope video as always!
Comment from : @caseythoren8318

Highly recommend Airtable as a great resource for housing data and getting visual representations I've been using them for the past 2 years or so and has made such a huge difference being able to better track my spending
Comment from : @jackson615

“Banish the Subscribe Button to the Shadow Realm” brbr😂
Comment from : @XC_

I definitely will try the spending audit Thanks for the tips! I appreciate your sense of humor You crack me up 🤣
Comment from : @salenarichardson2766

Great tips, I really like the idea of a buffer zone, but what do you do when you don't reach the buffer zone, saves that money or adds to the next month; because it is a great idea to save money month to month without realizing
Comment from : @hartlink

Good stuff! I like how you do all your videos, instead of just buying stock footage makes watching the content much more enjoyable!
Comment from : @apezucolabooster

0:56
Comment from : @a_le

I have settled with my salary a couple of years ago Every raise I put a side, so I "earn" least at work but save most Really nice to live frugalbrThank you for a great video
Comment from : @LarsDahlin

Thought provoking and enjoyable, as always Thanks Nick Got a kick out of the little visual easter eggs and especially seeing Kitty!! Editing is right on point, as well
Comment from : @amymaude5798

bought an entire gaming pc with a 3090 for 1000 cash Saved 1-2k
Comment from : @MiKe_eKiM

I actually agree with your "used" idea I have recently got myself a PC that's used and refubrished from Amazon just because of this reason in 1/3rd of the of original price and I'm very happy with my decision Thank you for highlighting this friend
Comment from : @Racoon-Man

0:59 Tip 1br3:21 Tip 2br4:40 Tip 3br5:40 Tip 4brbrGreat tips as always!
Comment from : @CliffLawrence7

heyo nicholas! thanks for the great videos!
Comment from : @Joshdoesstuff-q9w

Perfect video at the right time Like always a good video!
Comment from : @akhilkavalifestyle

Hi Nicholas
Comment from : @Patrick-is4zz

The problem is these damn wages don't pay enough, Nicholas Most people really don't have a spending problem like everyone makes it seem
Comment from : @WyvernX_