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The 7 Best High Yield Savings Accounts of 2025

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I've slowly been moving to using my SoFi account more than the bank I've been using for 15 years I started putting them on direct deposit this year I'm going to get their HYSA I wish PenFed offered a little more That account has been a little underused by me as well
Comment from : @SonicBoomC98

What about Barclays? You guys ever heard of it
Comment from : @sebastianmunoz1296

Still waiting on my Yotta money back :(
Comment from : @EatingInBed

Hello!! how do you guys make huge money monthly, I'm a born Christian and sometimes I feel so down of myself because of low finance but I still believe God
Comment from : @ChiboyChiboy-m3e

Eres un crack bro 🐐🔥👍
Comment from : @Nicksonutil-pz8ru

Tab bank even better
Comment from : @DiGeneral-h4e

Sofi is an awesome bank
Comment from : @ColbyBarradas

SoFi vs American Express?
Comment from : @PackGoShip

Ufb direct?
Comment from : @chiefnine9976

Apparently, the "buckets" feature from Ally is garbage and almost never works
Comment from : @servine1212

3:31 does the direct deposit have to be transferred to the SoFi savings to get the 38 or can it go into their checking
Comment from : @donnaduncan9060

I didn’t realize how much I was in the dark until I read Richsterius Autopilot Money It opened my eyes in ways I didn’t expect
Comment from : @tuntuntv400

Do you have a suggestion or are there other opportunities if you deposit large amounts of funding?
Comment from : @JPsLifestyle

is wealthfront a good option?
Comment from : @brandonwesley2344

I started with marcus at 45 Now its at 39 Laurel road as well at 45 Now its 38 Does anybody know why they keep dropping?
Comment from : @joshswicegood404

Which account is the best hysa that I can spend money out of and is fdic insured for a large amount?
Comment from : @MrDelgaan

With SoFi is there any in person banking option? I always have issues with check online deposits Im an entrepreneur, so no direct deposits Its hard to find rhe best option
Comment from : @JennyGeska

Damn This video just made me feel soooo much smarter Absolutely excellent video thank you so much This was amazing and sooo informative
Comment from : @savannamc407

So, for sofi, you only get the 300 dollar sign on bonus if you get a deposit of 5,000? Not just because you set up an account for direct deposit
Comment from : @Flamingvibe

Cap 1 customer service is terrible, you get no respect at all
Comment from : @artsoto5459

Western Alliance has 43, no fees, fdic
Comment from : @brianmanning9271

Sofi doesn't allow me to open a bank account since I'm from Puerto Rico:/
Comment from : @SebastianRodriguez-uh5rd

I feel like I’m looking for something very specific but don’t know much As a first gen immigrant my mom doesn’t really know how to help I’m a stay at home mom who was gifted $2000 I want to save this money in savings account but I make no income so monthly fees aren’t a choice
Comment from : @Fatboibari

Why no one is talking about openbank by Santander offering 475 on HYSA account
Comment from : @kartikeydwivedi8752

I used one bank I consider changing
Comment from : @moopeely600

side note but F*CK discover One time there was an error on their end on a payment i made i made it on time, their system did not register it and faulted me for a late payment I was able to remove the late payment but guess what, when that faulty late payment hit, they dropped my credit card from 10,000 to 500 (keep in mind, I've had their card for 4 years without a single missed payment i was spending thousands on that i asked for the 10k again, they said no, i gotta do it slowly again
Comment from : @Codename067

Why does Sofi's APY keep going down? It used to be 460 and now it's only 380
Comment from : @jon_bone

Discover hands down best customer service 👍👍👍
Comment from : @yamatomusashi1412

Would you recommend opening an account with Pibank They have a pretty high rate recently comparatively to other hysas at the moment
Comment from : @alysoncline3704

SoFi has reduced the APY from 45 to 38 Not sure how accurate the data you presented is I also have both checking and savings with DD set up!
Comment from : @SiriMalateshKademani

I'm older and disabled $ isn't a thing i really have Especially after losing my husband suddenly But i appreciate the content I'm learning so that my sons future is better and betterbrbrThanks you have a new sub!
Comment from : @lnsuvasquez2466

Fantastic video! 📊🔥 Understanding market movements is key to smarter investing 🚀 On my channel, I use dynamic charts to bring stock market trends to life Check it out! 👀📈
Comment from : @StockMarketVisualization

Federal Reserve is not having it tbh All of these savings accounts are dropping 😢
Comment from : @0inokai0

Guys wich bank do you recomend to me im 15 years old and i want to open my first savings account
Comment from : @abisaivega5427

What do you think about upgrade ?
Comment from : @AndresRodriguez-ez1yh

Not current As of 1-3-25: Ally Savings only 380; ForbrightBank 425; Lending Club 459 with monthly deposit of $250; Newtek 455
Comment from : @candydewitt2945

I have 30k that I want to add money to so I’m gonna do this
Comment from : @frankholland9920

UFB direct?
Comment from : @bradenastolos9624

You missed Robinhood
Comment from : @justawanderer-dg28

As a self employed I am required to direct deposit $5000 to get the 380 so I am cancelling my account
Comment from : @fredericpayet90

I like SOFI a lot however when I started with them their rate was 46 APY…now it’s 38 APY
Comment from : @stephaniewhitehead6974

You missed the mark on these! Redneck bank on their checking account does 465 and their mega money market account does 440 !!! I've been using them for years and they are great!
Comment from : @StevePerow

AMX High Yield Savings gives me 405 percent monthly return, over 100k
Comment from : @David0Michael

Just got an email saying my Sofi account was going to 38 down from 4 so time to do some looking around
Comment from : @McBabe12329

Sofi keeps dropping They just went to 38
Comment from : @davedelloro

soFis only good if u have the money to deposit to the savings account every 30 days
Comment from : @thatsheat8581

FYI Vanguard just dropped from 390 to 365
Comment from : @ryanfulton8684

@daniel braun / I also have been banking with SoFi, for a year I got in at a 45 APY (currently 40) to say the least it has been a complete banking transformation the amount of monthly interest i earn monthly is incredible the principle of compounding interest is also HUGE with the high APY and right amount of money entering the account per month, on top of the interest, it is a wealth generator depending on one’s financial position! thanks for the video
Comment from : @harrisonmillington4511

Something neat I found out is that for CapitalOne, when I signed up for a checking and savings account from them, I was also able to get a $250 and $300 signup bonus for those accounts by putting in specific promo codes at the time and putting some of my existing cash into those accounts for about 90 days, which gave me $550 no strings attached for a HYSA I planned on using anyway I’m not sure if the promo code is still valid, but is worth a shot
Comment from : @Phoenix-tm4zz

Jenuis Bank you might want to check into It has a 45 $0 min no fee savings account
Comment from : @walkert20

Axos One Saving account?
Comment from : @zweiwing4435

With SOFI if I deposit $500 every 2 weeks, I don't get the 40 until I get to $5,000?
Comment from : @ashleywitherspoon5487

I’ve been using bask bank They are pretty nice You can set up a checking about with them too and they offer a debit card, getting 1 with your checking It’s a great option for emergency funds
Comment from : @danpachunka3043

I have banked with Sofi Bank for over 2 years and the customer service is horrible
Comment from : @larrydeandavis4014

Went from Bank of America to Capital One checking and savings 4 years ago, I never looked back I also use Vio Bank and Barclays as secondary savings account which I would consider "honorable mentions"
Comment from : @TonyNoCeilings

Great Video and very helpful! Can you make a video on what budgeting/tracking apps you use to track your money? thanks
Comment from : @paigekerwin2742

Capital One is the worst they are so shady
Comment from : @Matt-s6y

paypal has a good apy but god damn if its not unsafe i mean there's pertection up to 2500$ so i guess, its not the worst but for life long savings, like up to 500k? you gonna need a different bank
Comment from : @Honed-

On your note on Cash management accounts, Fidelity invests that money into SPAXX which is a govt secured bond Doesnt it mean, even if the middle man bank fails, Fidelity is tracking the bond investment? It feels safe bcoz of that aspect Am I missing anything here?
Comment from : @nprad

Great video! I'm still a little confused though Could I set up DD from my business bank to Sofi to be eligible for the high yield savings rate?
Comment from : @legazentertainment2189

Money market mutual funds pay more, in dividends Better tax treatment No min balance or card swipe gimmicks
Comment from : @7SideWays

On SoFi you do not have to have direct deposit set up to get high interest on savings, if you deposit $5k or more into your SoFi account you qualify for the high interest rate also
Comment from : @jacki3m00n

Any info on LaurelRoad???? Has 415 and no minimum required or fees
Comment from : @guillomen

All dogs
Comment from : @cacinemabuff

Bro try copilot money on iPhone it’s life changing
Comment from : @isvancabrera9341

What about taxes on the instrest you make from saving account 🤔
Comment from : @CometoJesus2025

Ever heard of Popular Direct? They are at 46 APY right now
Comment from : @michaelnguyen617

What ATMs can you use with the AMEX Checking acct debit card? Is there any ATM fee?
Comment from : @karenmyrie6215

Whenever I go to a bank I never ask about a regular savings account I always ask for the certificate of deposit accounts because that's what's really earning something not the savings, even the money market savings account isn't worth opening because it only offers 050
Comment from : @M1999-v4v

Bank of America has a featured 7 month cd for a minimum of $1,000 with APY of 380 let's not read the regular savings account because we already no that is earning nothing take a look at BOA cd's
Comment from : @M1999-v4v

Curious your thoughts on Synchrony Bank for High Yield Savings It’s showing 41 as of January 12th
Comment from : @niccilyons4985

Once rates drop low enough, I'm closing out on my Sofi account I was in the middle of a home refi, and they wouldn't let me wire my money out to go to escrow They told me, you can only wire money out for a NEW home purchase loan
Comment from : @zxcvdad

I have discover since I have a CC with them interest rates were higher in July with 425apy unfortunately they lowered it to 375apy
Comment from : @Hector34562

Missing the best one which is Acorns Over 2 apy in checking which is unheard of And 4 in savings also does
Comment from : @Exbackzack

Don’t you have to qualify in order to use AmEx?
Comment from : @JoseSanchez-df8hb

Capital one is very strong and been here for the longestawesome bank, credit xard, etc
Comment from : @gamerfeet69

Please who made your video AI or yourself? It's so clean and consice Thank you for the info
Comment from : @gechyc1002

I use Ally, the buckets feature has changed my saving for the better x10
Comment from : @samupalonen

Ally does the same as Capital on 360 right they just call it bucket? Except for the booster
Comment from : @Jaffed-34

You didn’t mention PIBank which was 550 last year and currently 475 today Sure it’s owned by another bank but it is still FDIC insured and has no fees The UI within the app is not too great, but I value my money compounding at a higher rate more than a nice user interface
Comment from : @MushroomDevourer