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Do you have enough saved for retirement? | Amyr Rocha Lima | TEDxKingstonUponThames

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My original retirement plan was to retire at 70, work part-time, and save money However, high prices for everything have severely affected my plan I'm concerned if people who went through the 2008 financial crisis had an easier time than I am having now The stock market is worrying me as my income has decreased, and I fear I won't have enough savings for retirement since I can't contribute as much as before
Comment from : @oliviaHill-w4e

I'm convinced that investing $50k-100k in the right company before it goes big is better than just saving for retirement But since picking the right company is hard, saving might be safer—who would’ve guessed NVIDIA? I have $200k in a HYSA and want to invest What are the best opportunities now?
Comment from : @Suntz_u

A financially secure retirement starts with making a plan now
Comment from : @roseantintop4701

It’s tough and full of uncertainty Try to enjoy what you’re doing as you go because you are likely going to need to work more than you thought, which is not a problem if you like it With all his wizardry, he makes no mention of this, merely assuming you can stop working or that that is the goal Ultimately, having the money, and still wanting to, but not having to work, seems like the dream Stay curious
Comment from : @VamosConPoco

Retirement can be rewarding when you have this two key components: a solid financial foundation and secondly, a clear sense of purpose Making strong investment decisions is crucial in achieving strong returns in order to enjoy a secure retirement
Comment from : @OliviaParker-rx3ni

This is one of the worst TED talks I’ve ever seen This bloviating toad should go back to working at his local bank branch
Comment from : @Imsosmrt1999

Great video! what’s a Realistic Retirement Budget? I’m 62 With $890k in a 401(k), $115k in a Roth IRA and I’m Eligible for Social Security
Comment from : @johnwalsh-d8f

It is important to explore healthcare plans, as your medical expenses will likely increase as you age
Comment from : @patriciavail4285

This is financial advice and I never give financial advice: DONT LEAVE DURING THE BEAR If you don’t want to invest…learn If you don’t want to learn…build If you don’t want to build observe DO SOMETHING…other than leave There is so much opportunity here Take advantage!
Comment from : @ElizabethSorloth-l8s

Generating wealth is important, but protecting your capital is even more essential Once lost, rebuilding financial stability becomes significantly more challenging It's the difference between "missing an opportunity" and "losing everything" while new chances will always arise, losing your capital could bring your journey to an abrupt halt
Comment from : @OyunBabus-e4k

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money I started investing with $120k and in the first 2 months , my portfolio was reading $274,800 Crazy right!, I decided to reinvest my profit and gets more interesting For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family
Comment from : @VivekLuna

I am at the beginning of my "investment journey", planning to put 385k into dividend stocks so that I will be making up to 30 annually in dividend returns any good recommendation on great performing stocks or Crypto will be appreciated
Comment from : @TonyAtick

I’ve put in the hours learning about trading, but the ups and downs make it hard to stay consistent My goal is to grow a strong retirement funds any tips on how to trade profitably?
Comment from : @reginaldedgardo3530

Rule of 375: Take your monthly spending ($3500) and multiply by 375 This will tell you how much you need to save for retirement ($1,312,500)
Comment from : @RyanHartOfficial

Well, the exercise is valid to determine who is financially aware, but in no way can determine who is already financially independent
Comment from : @pdxway

I’ve been saving for a long time instead of investing, and right now I only have about $516k I'm not sure how to make it grow into something substantial that I might use for retirement I’m just here for ideas
Comment from : @DebbieBurton

My wife and I are 29 We’ve got over $130k in our Roth IRA’s plus I’m giving to a Roth 457 I’m also going to get a pension at 54 covering 60 of my salary Really hoping for a great retirement!
Comment from : @zackfrancisco5202

Study Bitcoin No one is coming to save you
Comment from : @NoThanksCryptoScammer-BTC_only

Most people don’t realise it, but the secret to retiring comfortably is finding a way to make returns while your money works for you My dad, as I remember, started saving for retirement quite late, but I know he was making more than 10k returns from his investment monthly and it was completely passive He was only 55 at the time
Comment from : @MarkJoe-e7f

People are facing a tough retirement and it's even harder for workers to save due to low-paying jobs, inflation, and high rents Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire in
Comment from : @OwenFlex

£3500 a month is more than I earn now 😂😂
Comment from : @gregoryculley26

rule of 375
Comment from : @geoffwell

There is no one size fits all answer
Comment from : @PJBHolden

Dude I am 61 and i work for my own cctv company , i save only $2,000 for myself and my wife I live in Ghana so i earn locally I plan to continue working till i drop Not the whole world live in London or Berlin This is not for anyone outside of the western world
Comment from : @bossdeman

So far I'm doing good, approaching retirement with about 800k in savings Transitioning from building wealth to spending can be scary, especially with soaring inflation My question is, after maxing out my tax-advantaged retirement accounts, what next?
Comment from : @caseybills5517

This TED talk was nothing but a commercial for financial advisors Useless
Comment from : @SleazyDonny

Financial books have been so helpful my wife and I are both retired with over $3 million in net worth and no debts Currently living smart and frugal with our money No longer putting blames on FED for our misfortunes Saving and investing lifestyle in the stock market made it possible for us this early, even till now we earn weekly
Comment from : @Rogerederer-b2r

Does anyone seriously listen to these tedx things any more?
Comment from : @cavandavidson1185

Anyone here advocates bitcoin ?
Comment from : @daddyji512

High prices for everything have severely affected my plan of retiring I'm concerned if people who went through the 2008 financial crisis had an easier time than I am having now The stock market is worrying me as my income has decreased, and I fear I won't have enough savings for retirement since I can't contribute as much as before
Comment from : @richardhudson1243

Welll That meant nothing
Comment from : @ayehtunohn

To attain upper-class wealth, a wise individual knows that building financial success requires smart investments, strategic tax planning, and informed decision-making While the stock market offers tremendous growth potential, navigating it effectively demands skill and expertise
Comment from : @JohnWalker-m5b

I have to say that he has such a brilliant presentaton skill
Comment from : @vuongtuananh6899

I was homeless, got into drug's went to prison came out and Heaven came through for me in my finances making $50,000 in 2months in forex bought my first house last week and I'm can't be more proud that I'm right now, God is absolutely done more than enough
Comment from : @AnnRay-q7d

More and more people might face a tough time in retirement Low-paying jobs, inflation, and high rents make it hard to save Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire
Comment from : @dinduellison9127

I will forever be indebt to you I will continue to preach about your name to the whole world to know you have saved me from a very huge financial debt which just little investment thanks so much Dorathy Walters
Comment from : @MelissaScott-s4l

If there was a Ted talk to attend live, this is the one Been making bigger financial planning towards retirement past few years and getting above track now instead of being behind the 8 ball based on my age
Comment from : @TripSoul10

Retirement becomes truly fulfilling when you possess two essential elements: ample financial resources and a meaningful purpose in life Make prudent investment choices to secure good returns and ensure a comfortable retirement
Comment from : @PaulKatrina

I know that another great financial advisor will pop out in comments to save people in desperate need for help 😂😂😂😂 Please think again and do your homework before make your decision
Comment from : @benshi668

It's recommended to save at least 20 of your income in a 401k You can use online calculators to estimate how much you should save based on your age and income Saving at least 20 of your income in a 401(k) can help ensure that you have enough money to retire comfortably By saving this much, you can take advantage of compound interest and potentially grow your retirement savings over time
Comment from : @JoeWilmoth-k2w

I just turned 44 and awfully late to investing with barely any portfolio except my 401k, I have a decent amount of cash saved up and with inflation currently soaring AGAIN, I'm getting worried about retirement, my intention is to retire atbr55 How best do I maximize my savings of over $220k
Comment from : @Vstones

People who are able to retire early are lucky I have 15 months till 65 and need to look at calling it quits, my only fear is running out of funds much later, thus keen on investing What could be the safest possible ways to invest for cashflow, in order to afford lifestyle after retirement?
Comment from : @IamJonny-o4v

From $7k to $45k that's the minimum range of profit return every week I think it's not a bad one for me , now i have enough to pay bills and take care of my family
Comment from : @LovethRoyce-t5k

375 ignores the growth rate annually of an investment portfolio
Comment from : @ccohen1965

Retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs Retirement choices determine a lot of things My Husband and I both spent same number of years in the civil service, she invested through a wealth manager and myself through the 401k We both still earning after our retirement
Comment from : @camille_ann3

Just adding a REAL comment since all the other comments are BOTS and SCAMSLOL!
Comment from : @jimv77

I need a way to draw up a plan to set up for retirement while still earning passive income to meet my day to day need and also get charged lesser taxes even while in a higher tax bracket i want to invest around $250K savings
Comment from : @morgansofia

I retired at 53 now, 55 I have close to a six-figure portfolio, 70 income uk 🇬🇧 stocks, blue-chip companies, the rest in growth etfs sp500 nasdaq global technology, etc I still like the growth aspect of investing but as my grandkids would inherit all this how best does all this get best managed for better returns?
Comment from : @BrewerVera

I retired at 55 with $14 million in liquid assets and a paid-off property in Hawaii Now at 57, I have $15 million and plan to sell the lot for $400,000 My budget has been $9,200 a month, but we’ve averaged $8,000 even with extensive travel and hobbies I found similar results with my retirement planner, but I chose to leave a high-stress job Historically, markets recover within six months to a year, so having one to two years’ worth of cash is wise I’m considering travel health insurance to save on costs while living abroad part of the year My main advice is to retire early and remain flexible, focusing on financial literacy and good financial advice
Comment from : @JadwigaMusch

Building a retirement fund is like planting a garden—diversify your seeds for a healthy harvest
Comment from : @AvelineOztas

This is way too simplistic It does not mention state pension, nor does it take into consideration eating into your base capital
Comment from : @jonathanleafe1300

375 is including tax?
Comment from : @yangchen6910

Schowalter Fords
Comment from : @GalbraithGriffith-v9w

What rubbish- more financial planner induced angst no one in the audience over 50 will have 13million and will still live good lives
Comment from : @pauls8456

Retirement is no longer simply a time to enjoy life For the middle class, it often means finding ways to make ends meet, possibly through investing in stocks But when is the right time to invest? Some argue it can be highly profitable, while others caution against the risks What do you recommend?
Comment from : @MaximilianFischer497

If you wanna be successful, you most take responsibility for your emotions, not place the blame on others In addition to make you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal accountability There's always a risk in every investment, yet people still invest and succeed You must look outward if you wanna be successful in life
Comment from : @AloraMamiwota

I believe the retirement crisis will get even worse Many struggle to save due to low wages, rising prices, and exorbitant rents With homeownership becoming unattainable for middle-class Americans, they may not have a home to rely on for retirement either
Comment from : @Particamuwowo

Amazing content! I have been following your videos for sometime now, consistently kicking down Wall Street doors for two years now, I have over $320k in stocks Currently, my portfolio is down by 15 Wondering if they're any short term opportunities I can invest in
Comment from : @GretchenTerrey

I want my money to grow faster than inflation, which is why I’m exploring investment opportunities for my $333k retirement savings currently in the bank However, I’m unsure about the best strategies to achieve solid gains and consistent cash flow
Comment from : @jeromesand

Recently, I've been pondering retirement I've also invested $800K on S&P 500 so i could secure my financial future i need an approach to invest in Stocks like Nvidia stocks and of course AI stocks that will align with my risk tolerance and financial goals but it seem to be bearish right now
Comment from : @raymond-i2v

For anyone contemplating their future retirement, my advise from someone that has just reached their retirement goal and retired Automate your retirement savings Every time you get a payrise put a percentage of the raise into your retirement account It is money you never had, you have been living on the lower amount so keep living on it You will be grateful for the small sacrifice at the end of your working life
Comment from : @sueschoers4974

Unfortunately governments encourage you not to save and be successful If you are broke you get bailed out with benefits If you work hard and save get promoted you pay more taxes and are called greedy by the government
Comment from : @Unitedflyier

You will need 375 times if you let a financial planner manage your retirement due to their extravagant fees
Comment from : @petersmith6520

Most Americans find it hard to retire comfortably amid economy downtrend Some have close to nothing going into retirement, my question is, will you pay off mortgage as a near-retiree, or spread money for cashflow, to afford lifestyle after retirement?
Comment from : @AnnieHolsen

Yes you might say that but More and more people might face a tough time in retirement Low-paying jobs, inflation, and high rents make it hard to save Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire without any investment Retirement becomes truly fulfilling when you possess two essential elements: financial resources and a meaningful purpose in life Make prudent investment choices to secure good returns and ensure a comfortable retirement
Comment from : @BEAUTIFULDIANAFRANCIS

We can help you earn over 30 a week with our fund management service Diversifying in trading means not putting all your eggs in one basket This can make your money grow faster and protect you from big losses Give us a try to see how we can help your investments!
Comment from : @Nadex2015

There in comes the plug to hire a certified financial planner @ 1250 They take 075 to 1 of the funds per year what effect does that have on your funds ? quite significant I would imagine !
Comment from : @1966Manjit

Median income more meaninful than average which is skewed
Comment from : @djdownie3

The 375 rule is ignoring state pension and investment growthbrFor many its double what you actually need to meet your goals
Comment from : @richardschofield2201

Excellent speaker and advice - thank you
Comment from : @alecbrimacombe4830

My original retirement plan was to retire at 62, work part-time, and save money However, high prices for everything have severely affected my plan I'm concerned if people who went through the 2008 financial crisis had an easier time than I am having now The stock market is worrying me as my income has decreased, and I fear I won't have enough savings for retirement since I can't contribute as much as before
Comment from : @NicholasBall130

I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them We can get by, but can't seem to get ahead My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for
Comment from : @YinusaSaheed

The thought of retirement makes me cry My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you weren't to blame forit's especially difficult for people who are retired
Comment from : @tatianastarcic

He's right 👌🏾✅️
Comment from : @CBearLandkirk6076

I think the people that should be worried are those of us who are retiring with less than a million I have only 650k in my Roth and I don't know how to grow it
Comment from : @dianemoore-

Recently, I've been pondering retirement I've also want to put $300K into the stock market but i need an approach that will align with my risk tolerance and financial goals to secure our future
Comment from : @miltonclar

The concept of mini-retirement changed my life I'm no longer waiting for some retirement paradise when I'm 65 It helps to know how to fund the lifestyle You know, making money while you sip that piña colada by the beach does help I wouldn't have been able to do it otherwise
Comment from : @shellylofgren

Do you own research and planning You don't need a financial planner, it's not rocket science
Comment from : @dwj9099

I have to wonder if "Sarah"'s parents voted Labour? Did they just assume that the state would take of them and they need not plan for their own future?
Comment from : @fredjenkins5341

I got the goldon ticket (the state pension) 12 years ago It is not much around $900 a month but it is all I and my family need I also have a cash cusion of $60 K, some land , no debt and a cheap home I have a simple life with no wories How is that possible I hear you ask Easy I live in a third world country
Comment from : @Lifeintheslowlane16547