Title | : | How to Calculate Exactly How Much You Need for Retirement |
Lasting | : | 7.20 |
Date of publication | : | |
Views | : | 12 rb |
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I love this a ridiculous amount thanks!! Comment from : @shartmann2008 |
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Intersed in your opinions on the data that showspretty high success rates even for higher withdrawal rates, like upwards of 7 brbrAlso interested in draw down strategies that don't rely on 4 in perpetuity, but instead aim to draw down the funds to 0 over time I would rather retire early planning on a shorter lifespan and outlive my money than save and struggle and wait just to have my money outlive me I also have no reason to assume a lifespan much past 70, if at all, based on my family history😅 Comment from : @logicalparadox2897 |
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I’m trying to click the link to your Excel wealth planner but it won’t work! How do I get it? Comment from : @Learosie33 |
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First off I don't care for rich people And most people aren't money hungry or greedy I work hard for my money and don't have time to throw it around Comment from : @christinabonds675 |
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According to your projection i will never be able to retire do not understand how you can come up if / when i can retire without considering pension and social security information Comment from : @bobackerman54 |
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Is this assuming the 35-40 save rate is contributed to only one account? Comment from : @kellyconrad4688 |
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Hi, Super important to point out explicitly that your "spend" has to include the Federal and State income/Capital Gains taxes you will owe So you really can't be spending the $6,000/mo in your example You need to compute your tax rate and divide your desired budget by 1 minus this tax percentage So if you really want to spend $72,000/year, you need to take out of your investments $90,000, assuming a 20 effective tax rate Multiply $90,000 by 25-33x to get your FI number Comment from : @greggarner9515 |
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I’m never sure how to participate in this conversation since I will use pension money instead of a traditional retirement portfolio Comment from : @yashc7132 |
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Great content and I thank you for breaking it down!! Even in the current crypto dip, I’m happy I can smile back at my portfolio of $86,700 made from my weekly trade within a short period with WONGHUATRADE Comment from : @nelsonkingowen3266 |
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Awww kitty Comment from : @TomNook |
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Love your baby looking at you adoringly while you work Comment from : @amyamira99 |
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🙏 Comment from : @artaylor84 |
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Want to know something really scary? 50 of all US citizens have less than 500$ right now in their savings accounts 18 have literally nothing at allbrbrInteresting to see what these numbers look like in 25 years TBH even with all the math and personal financial advice in the world, it feels like any reasonably comfortable retirement is going to become a pipe dream for the vast majority of working people Also healthcare If you're in the US and get cancer, that could easily totally destroy your entire retirement savings no? Comment from : @rustycolon9368 |
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Just found out that you have a YouTube channel I'm a big fan of your podcast ❤ Comment from : @janaynmelis5250 |
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Hi! Big fan, just wanted to suggest longer videos I think it would be more fun to listen to Comment from : @itsmadi |
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You should read Die with Zero by Bill Perkins and do topic on that Love to hear your thoughts Comment from : @timmay04 |
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Great overview of FI / Timeline 👍brStill trying to figure out the relationship with your content and Morning Brew 😅 Comment from : @KatherineKB |
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