| Title | : | Martin Lewis: First-time buyers - the single biggest factor that’ll effect your mortgage rate |
| Lasting | : | 3.53 |
| Date of publication | : | |
| Views | : | 10 rb |
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In Dublin, £150,000 buys you a cup of coffee Comment from : @RaphaelFellowes |
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How does this work in terms of Shared Ownership property? If I’m only buying and getting a mortgage on 50 and I have a 10 deposit on that 50 do I have a 90LTV or a 40 LTV? Comment from : @sp3lllz |
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This is super useful advice and not just for first time buyers When buying our second house we worked out that if we manage to get to 60 LTV the mortgage rates will be so much lower that we will be able to afford a yearly overpayment from the interest saving Comment from : @malamalinka |
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A retirement plan without investments is just wishful thinking Secure your future by making strategic financial moves today Comment from : @castillorch |
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People are out here taking 95 loans 😮😢 Comment from : @gregothy9190 |
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Just buy houses that you can make easy money flipping Comment from : @crackthedraco4459 |
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My partner and I have accepted the fact that no matter how hard we work, we'll never be able to buy a house The game is completely rigged We have a £50k deposit and we can't afford property in the worst areas of our city due to the massively inflated house prices Comment from : @-The-Golden-God- |
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I Hit $32,590 today Thank you for all the knowledge and nuggets you had thrown my way over the last week i started with 5k in last week 2025 now i just hit $32,590 Comment from : @Scottkennedy192 |
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Also, try try and try to get some sort of emergency fund before you complete! I am working on a 6 month total expenditure fund, but 3 can be good enough Comment from : @noizeuk |
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Affect Comment from : @Chris-lr2qb |
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Extremely helpful insight as always! Comment from : @samsonchan7496 |
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✊Great video! As always Thanks for keeping me updated A lot has changed, I'm from UK🇬🇧 since I started following and watching your videos and that's it, but the truth is that I don't worry about the fluctuations of the car market anymore Francis Cora keeps me safe with her strategies while I watch comfortably From $13,000 to $37,000 per month and counting, thanks to you❤🔥🚀 Comment from : @chrisskyes-i4r |
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This is irrelevant if you have 50 or less LTV They don't care, just want your money lol Pay your house early and screw the banks Comment from : @777jrg |
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So if you saved 10 of the value as a deposit yet they awkward about it but 11 they be happy with 😂😂😂 Comment from : @connorjones9314 |
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This is incorrect information The single biggest factor that will affect your mortgage rate is if you stop buying Avocado on Toast Your deposit will skyrocket in no time! Comment from : @Freddie-Moses |
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this is the year 🥳 Comment from : @MrHaydnSir |
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Great advice, thank you Martin! Comment from : @veesvoyages |
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So try get into the ltv of 95 - 90 - 80 - 75 and push for £100 margin beyond the threshold Comment from : @64bit- |
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Just bought a house with 5 down Get as much house as you can afford with a smaller deposit It will bulld equity over time as house prices continue to increase in the long term Comment from : @JamesSmith-cm7sg |
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What ever the ltv you still need a lump sump deposit Comment from : @teknaf63 |
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dont worry labour will build cheap homes that blackrock wont buy Comment from : @luisluis5306 |
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first time buyer with an offer accepted so this is VERY good timing Comment from : @XBR4Da |
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Subscribe and like people! We got financial bodies and companies taking your money hand over fist because we're not financially educated Comment from : @Saltytoxico |
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Thanks great advice Comment from : @Mark-mu4pj |
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Now if only the lenders would see sense and just implement a continuous spectrum of mortgage rates as a function of LTV and creditworthiness Comment from : @JivanPal |
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Affect, you bamanas Effect is a valid verb, but it's not used like that Comment from : @st8113 |
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also remember u do NOT need to pay for a mortage broker unless your finances are difficult Comment from : @stealthzi7465 |
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New build 1 bed flat in London: £450k brAverage London salary: £47,000brSolution: commit suicide LOL Comment from : @geoffrey1955 |
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wish that it was easy to save a deposit Comment from : @HairyStuntWaffle |
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So 85 doesn’t make a huge difference for the mortgage rate compared to 90 other than help to improve affordability? Comment from : @thisnthat42 |
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Martin many many thanks for you and your team Comment from : @RR-mt2wp |
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Thank you kind sir! Comment from : @MrMrutube1987 |
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Mortgage brokers are useless they delayed my purchase by misspelling my name Not worth it All info available on the Internet these days Comment from : @poleonpoleon706 |
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I used to watch you on the tv religiously but now you’re programme is more about you acting Sorry programme gone downhill Comment from : @johnperks8307 |
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Who even has the money to buy a house now? Comment from : @Ghs--173 |
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Affect not effect Comment from : @kaymgee08 |
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Thank you Comment from : @dianebaker5243 |
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