Dummy accounts for bank switching

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Information Dummy accounts for bank switching

Title	:	Dummy accounts for bank switching
Lasting	:	13.03
Date of publication	:
Views	:	32 rb

Just joined Monzo very good app
Comment from : @Nathan-zg4fw

If I make an account today can I switch it tomorrow
Comment from : @harshitkhilani5796

I'll be honest, this is the kind of advice that eventually leads to nice things being taken away The expression "this is why we can't have nice things" pops to mind Its when people start abusing a system that the system itself retreats and closes its doors
Comment from : @sonny8085

What are your thoughts on Revolut account? Can that be used as a dummy account?
Comment from : @shaliniannnoble6265

How about opening joint accounts? Can you do a partial switch and not close your individual account?
Comment from : @AtlasofInfo

Dummu account preparation: What shall we do to prepare that dummy account? For example: have some money in there, make some payments, set up direct debits,,,
Comment from : @barrakudaful

Do you have tips for doing debit card spending without actually spending anything?
Comment from : @reabo

So if I set up a dummy current acct it will need to have 2 or 3 S/O's those will need funding either from my existing current account or directly from another sourcebrThat's just one switch seems time consuming there on, to keep track of this tangled web as not willing to ditch existing current accountor am I over thinking this in your opinion?
Comment from : @peteturner8493

I’m sure Chase don’t let you join back… that’s what they told me
Comment from : @callumlindsay9532

Chase is the 🐕 ⚽️ ⚽️
Comment from : @Putinspurpleheaded

dont yo have to have money in the account in order to switch and/or any direct debit or couple of transactions?
Comment from : @TheAnonyy

Hi, Andy Do you know chase uk doesn’t report to credit agencies? Monzo does
Comment from : @DrSosGrigorian

CAN I OPEN TWO CURRENT ACCOUNT IN Llyods bank and switch one account from llyods to other bank?
Comment from : @mrmrssran7812

monzo blocked me for switching out and I can't go back true I switched out very quickly (after hours), but still can't go back even after years any trick how to get back?
Comment from : @terrybaaca1654

Basic bank accounts do not allow more than one current account It's in the terms A clause says that if the customer has access to another current account they will close this one, or words to that effect Clause 122 in the Natwest current account terms
Comment from : @ayupmeduck5708

Can i use revolut account for switch
Comment from : @hennathaker6076

Hi Andy Thanks for your content, always really helpful One questionhow long after creating a Chase dummy account (extra current account with sort code and account no) should I wait until I take advantage of a switch deallets say the new one NatWest has announced
Comment from : @joshboyle3126

I thought you had to have 2 direct debits and X amount of money paid in each month 🤔
Comment from : @interabang

I've looked at this twice and still havre no idea how to actually go about doing this in detail Totally confusing
Comment from : @adriancoleman1120

Hello Andy,brbrJust curious, is there anything that Starling Offers that Chase does not offer? Just wondering why you chose them over Chase
Comment from : @david_olubodun

If you switch from chase with the second account and input the card number - does it affect using the card on your main chase account and the 1 Cashback feature? Thanks
Comment from : @BrushesStampsandGo

Is it a good idea to only have 1 switch in progress at one time?
Comment from : @Sean-411

I'm 30 now been with Halifax since I was 16 Does this mean I can just never close this bank account if I don't want the sudden drop in my credit score? brbrI was just going to use this to switch as Halifax has no decent incentive to stay but might have to go with Chase now for all the current accounts 😂
Comment from : @Chris-zx1ez

Are you guys on Spotify?
Comment from : @leojilka

I genuinely would like to but I don’t know how or what I’d even need to do, what do I do with the direct debits? I feel like it would be very confusing getting all the details to tell the new bank of all the things you’re paying, how do you transfer the money to the new bank? What about savings accounts? How does that work if you’ve got a current account as well as a savings account with the same bank?
Comment from : @johnalex9484

What bewilders me is that credit reports do not refer to your savings! One could have a moderate cr yet have good savings
Comment from : @lharris828

I do LLoyds simply because I can open it in the app I get the card and code within the week and it doesn't affect my easy savers or my club account Ot at least hasn't so far
Comment from : @RedSwordMusic

Used to work at metro bank around 7 years ago - they never would run any switching incentive and so far stuck to that
Comment from : @Mathswithibrahim

What happens if your bank closes your current account on your credit rating?brViz Intelligent finance
Comment from : @richardmarshall7256

On my credit report (credit karma) it warns me to not open any new accounts since I've opened 4 in the past 6 months Is this true? Does it have a negative impact on my credit score even if it is just a new current account?
Comment from : @Catty21

I’ve never been this early 💀
Comment from : @safiullah6371

I'm a year and half into this and have made two grand So has my wife and her mum also So if you're on the fence about doing this, just start The banks will happily rob you blind so take something back It's your money, go get it
Comment from : @richfrommitch

Legend for this, literally typed the same thing in Google last week and nothing came up! brbrOnly thing which is a bit frustrating with the switching offers is when they do a hard search on you and it impacts your credit score 🙈 Still recovering from the last one I did
Comment from : @mathewwilliams9779

monzo is amazing
Comment from : @TheWealthUniversityOfficial

i am a not an UK citizen ,a skilled visa holder , what options do i have to get banking benefits without affecting my credit score
Comment from : @chrishfdo83