15 Practical Budgeting Tips

Video quality	The size	Download

Information 15 Practical Budgeting Tips

Title	:	15 Practical Budgeting Tips
Lasting	:	16.33
Date of publication	:
Views	:	255 rb

budgeting can feel like a chore, but it doesn’t have to be One of the easiest ways to start is the 50/30/20 rule Basically, 50 of your income goes to needs (like rent and groceries), 30 to wants (like dining out or entertainment), and 20 to savings and debt repayment It’s simple and flexible
Comment from : @Vstones

I disagree Every penny should go to a column in your budget whether you use it during the month or not (ie $50 toward car) When you need those new tires, you'll already have the money the budget and won't have to manipulate ALSO - Tithingno questions asked - 10 That is your first columnperiod!
Comment from : @brendamooney3792

Thank you so much for this video Very interesting
Comment from : @AmyNixon-c4b

Thank you so much for this video It was very informative
Comment from : @StephanieRamsey-v9j

This is a perfect to video
Comment from : @CJ-bd4iz

Thank you so much
Comment from : @KellyHunter-l4m

Very informative
Comment from : @DaniGregory-r3n

I might've found Monica Geller 😅 Seriously though, these are great tips
Comment from : @eaferrer5784

Don't forget eating healthy and cooking your own meals You save money on food eating at home, and you could also save money on medical bills by looking after your body
Comment from : @04srt4champ

What percentage do you allocte for giving
Comment from : @Alice-lv4pm

There are a lot of techniques out there, just need find the one that works for you One that creates a healthy relationship with money
Comment from : @LeadershipandBeyond1

The esy she talks about giving is “giving” me mormon…
Comment from : @anarchist_parable

Haha are you and Halsey related? Just kidding Great video
Comment from : @bryannaweigel9581

Hi Rachel, hope you can answer How do you categorize on the app when money is transferred from checking to saving I just started using the app a couple weeks ago😮 I love it but I don’t understand that part brThanks a million
Comment from : @rubytoledo1477

Great video! Thanks 😁 Absolutely LOVE that shirt 😍
Comment from : @Jodie_M

Miscellaneous category? What about “every dollar has a name”
Comment from : @melissahyslop1324

Do u recommend doing miscellaneous category even if u r paying of debt?
Comment from : @kylenesmithkin1044

Any chance the Every Dollar app could be usable in the UK?
Comment from : @loisdowns3688

I've always loved budgeting, but I do a weekly budget as bills and direct debits are different throughout the month I'm always budgeting 5 weeks ahead though My issue was I never had an emergency fund until I found this channel, I honestly don't know how I survived this long living week to week!
Comment from : @lisajane4330

1 st baby step brSuper easybrJust had to get into Budgeting videosbrNever knew i could do itbrThank you brBeautiful an Inteligent lady
Comment from : @goinsvirginia

9 cut up your credit cardbri ask the same thing every time y do they not tell usbr we can tie our CC to our checking acct ''i do spendbr only the amount in my account''
Comment from : @john-o1g9p

giving:bralways timebrnever money
Comment from : @john-o1g9p

make money spend money have not had a budget in 20 yearsbrsimple life simple needs even easier when u and your partner brare orphans and choose not to have kids
Comment from : @john-o1g9p

I use my notes on my phone to list out my categories and the dollar amount and adjust in there as I spend with the zero based budget it helps a lot
Comment from : @Divine__Hala

This is my first time using a zero based budget I have never heard of it before Dave’s show and man it’s a game changer in how I manage my money and finances watching it hat I spend
Comment from : @Divine__Hala

Loved this…quick and easy to follow, your wallet looks amazing! I’m on baby step 2 right now so will wait and ask for it at gift time! Thanks Rachel! I love your positive attitude and compassionate heart!
Comment from : @annmariejones4511

The Budget Girl is on point as usual
Comment from : @VishalSharma-j6i

What if your spouse doesn’t want to be a part of budgeting?? What advice would you give those people…
Comment from : @NaNaM1026

I recently started back doing a zero based budget It makes life so much easier for me I am salary so my paycheck is the same every time time I am able to put more money towards debt and I’m able to start back giving It is such a rewarding feeling and it gets me excited to pay down more debt I have 40k worth of debt, but I calculated that I can pay that off in about 4 years if I keep my expenses down to just necessities
Comment from : @aneshaelizabeth

What are some ideas for ways to give?
Comment from : @taushalarsen1340

Great information I love each new month and especially the new year when I get a clean slate for the budget I do take annual expenses, divide the amount by 12 and put that amount in a money market so the funds are there when the bill comes due (I keep track of how much is for each expense no need to panic or adjust my budget) I also list all the repeating charges in my checkbook at the beginning of the month (HOA, mobile phone, term life insurance, the amount going to MM for annual expenses) showing the date the payment is made This assures me I won’t miss something brWe do have a credit card as my husband doesn’t like carrying cash and I believe a debit card did not give you the same protection (this may have changed) The card charged are tracked on our budget sheet and paid several times a month It’s a compromise I can live with
Comment from : @kathleenmathews6096

How do you know what is in each “fund” when you’re working from a single checking account and a single savings account?
Comment from : @baileybunch9999

You have an perfect frequency voice, it brings peace I want to change siri to your voice
Comment from : @user-ui4uj8ws3

Oh common, now that you have money to budget, it’s fun 😂
Comment from : @bethanyg153

Wish EveryDollar was available in Brazil 😭
Comment from : @noellebatista3896

Thank you for your interesting advice
Comment from : @hussainidapchi8268

Rach trying to be relatable when talking about car repairs etc seems a little disingenuous given that her dad is a multimillionaire I appreciate the content but keep it real
Comment from : @richfrommitch

Okay we are creating a budget month by month but how do you plan for those expenses that come yearly Like Property tax (car), or Yearly fee for trash removal
Comment from : @RoxanneEarnest

Rachel literally makes me smile so big!! 😭💖 And Rachel to you & your team: I want you to know that literally all because of YOU, and now a couple months into it, I already fully see the 'fun' aspects of the budgeting!!!! Everything you said is echoing 100 true for me Thank you again for your soul and for your light, which is helping to change lives more than you could ever know! :)
Comment from : @radioheadfanlove

Giving is biblical Everything belongs to the Lord, yet He only asks for a tenth to be used for the church and missions etc What an amazing God
Comment from : @TS1023TS

HomeBudget with Sync is also a great Budgeting App
Comment from : @ArchangelD78

My "giving" is giving back to myself by paying off debt
Comment from : @Nobody2day553

My best budgeting tip is to have a budget
Comment from : @laszlobauer5274

Budget is king My thing is: don’t spend money you don’t have Simple
Comment from : @TheRubyRuum

I live in Canada I wanted to download the app but it's not available on Google Play in my region 😔 so sadbrGreat tips though!!
Comment from : @okbutfirstcoffee4954

I finished FPU on March 19 and am doing my first budget for April Since I'm new to this process and don't know how to do it, this has been a really helpful episode Thanks for this advice Rachel
Comment from : @katyedwards3935

What do you guys recommend when income is fluid and changes every month?
Comment from : @corinefrantz4731

Hi Rachel! Just wanted to say that I love using a budget I just wish I could have been able to during my marriage (I'm now 77 and my husband is deceased) I hope readers on here will follow your advice because I can't believe I have money to spend all due to budgeting Before, I always wondered if there would be enough money to pay my bills I had recently ordered a couple of envelopes from Etsy for my cash but when I saw you had the wallet, I ordered that which is much better to use
Comment from : @BRuthable

9:28 OMGGGG yesss!!! My mom has gone into way too much debt behind using a credit card smdh, I NEVER owned a credit carddebit always seemed lovely to me lol
Comment from : @Texas_Made_

Thank you Rachel, I'm watching this videos and I'm getting motivated and fired up I'm excited I know God is going to bless me and my family for working on being à good steward with God's money
Comment from : @eb1266

This is very helpful informations, thank you
Comment from : @Pemaplans

Hi do you need the full version to have the feature to show you what bills to pay with each check?
Comment from : @pamelasprugasci5385

Yo my budget is so weird brIt’s like all my money is going into my savings and I have barely anything left in my checkings Part of it is paranoia about the future and the fact that I don’t trust myself with money help
Comment from : @MarthP708

I found this very polite guy names bRicchdawg/b and he gave me a valid cc am very happy to have a business with him go for him guys I bet you not gonna regret having business with him 🔝
Comment from : @richardwilson3540

Yeppp Nerd budgeter too 😂
Comment from : @richellescheepers2453

My accounting is all done through Xero with my accountant I am trying to decide if I use the budget on Xero or use the Every Dollar one I'm new to budgeting and don't want to duplicate efforts but not sure that Xero does what Every Dollar does My second question is how does this work with bills that are set up on autopay I can't put that spending in the app the second it goes through because it happens automatically and I din't check it, it just goes through any advice on these things?
Comment from : @rachelcope6853

Nice video and great budgeting tips , I will advise people to at least own a unit of bitcoin before it's too late
Comment from : @marionpetit4360

I have resistance to #10 Amazon is my downfall!
Comment from : @time2heal

That sweater would be so cute 😍 but that yucky yellow stripe is ruining it Sorry 🤣
Comment from : @beefandchicken

I use my credit card for everything but pay it down to zero every month
Comment from : @marykuball1167

I love budgeting as well 😂
Comment from : @ginakubicz7638

So I get paid on commission so I have a set amount that my bills r and anything after that goes towards debt pay off? That way I end up with zero at end?
Comment from : @clee33able

Good advice, but Every Dollar is definitely NOT the best budgeting tool out there
Comment from : @teapurveyor

The wallets are so cute, I wanted to get my mom one for Christmas but here in Canada, we need a zippered pouch because we end up with a lot of loonies and twoonies lol I'm using an 18$ one with ziplock like plastic pouches and its been working well so far, I do think it will wear out in a couple years if not sooner though
Comment from : @aprilcharter9926

How am I suppose to build credit with no credit card 🤔
Comment from : @budgetwithapril6149

why is my values not adding up in the totals?
Comment from : @Bluedenham7

I used Google Sheets as a sort of check register/budgeting tool I used to have a system similar to The Budget Mom which worked until I became more confident Now I budget in my check register as though the money is spent I know how much is available for unexpected but I also have sinking funds for car repairs, vet bills, etc It works for me and I taught it to my sister in law who used it when she was getting herself out of debt
Comment from : @Holli_Sassafras

Make stuff and find new uses for recycled packaging saves money and makes day go faster
Comment from : @nathanbrowne457

Make what you want you can sell what you can make I make plants out of recycled containers you can start a business or charity or both
Comment from : @nathanbrowne457

And igo to workshops to learn how to make what I have
Comment from : @nathanbrowne457

I customise things which saves heaps and makes money spray paint glue nails and screws and find second hand things to do up and add things to so it's useful
Comment from : @nathanbrowne457

I drive otr and wife and kids are home we can't figure out budgeting and it's frustrating
Comment from : @FARMERJARED14

I do the budget and show it to my husband He asks if we can fit in X X is something he wants or needs I put money aside each week for vacations and auto repair At the end of the year, the money is there
Comment from : @danicegewiss862

I found my WHY! I want to be present with my children! :)
Comment from : @BigSmashKing

The mistake I make is planning too far ahead I fail every time because if something come up or I mis budget it ruins my whole plan! This makes me feel like a failure
Comment from : @susanwhitbeck4210

Good information, thanks brI wonder if you can explain it with a spreadsheet and list all your sample categories
Comment from : @cybernetica28

You're so likable on camera, i watched the entire video for entertainment purposes only lol Im a budgeting nerd
Comment from : @fabiGBOtown

outsourcing to jobs to India when Americans need jobs sad but they're all about profit
Comment from : @private9013

I’m not a millionaire by far Not yet anyway I do know a couple millionaires and yes they write down their budget They bring home a larger paycheck than we do and all that means is they budget with larger numbers No new cars or fancy things It’s crazy how much they do together budgeting
Comment from : @Brovillion559

I have been saving for different home improvements we want and need to make This year everything has doubled in cost It’s discouraging delayed gratification I am okay with This feels like my money is being stolen
Comment from : @indrabrewer2036