Is Pet Insurance A Scam?

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Title	:	Is Pet Insurance A Scam?
Lasting	:	9.38
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Views	:	29 rb

Pet insurance are asking me 188$ for a 4y/o miniature pinscher with no pre existing condition Trupanion
Comment from : @amelielarouche6840

Great video!! The only one that did the financial exercise of pet insurance! brJust wondering… were you feeding your dog kibble of raw? brI’m saying so because I’m betting on raw (at a premium) for my German shepherd’s food to improve his health and avoid current visits to the vet 😅 Let me know please!
Comment from : @anaacevedo5232

Pet insurance does not help with up front cost It's by reimbursement even though you are making a monthly payment You're not even guaranteed that they will reimburse I also like how these people trying to push pet insurance, leave the reimbursement part out They advertise it as though it works like human insurance
Comment from : @tonyaarmour8488

Instead of paying the insurance company $80 dollrs a month take that money and put it away if you're pet never needs it you have a pretty large stack
Comment from : @LeonardWashington2023

Insurance has been totally worth it for me My last dog had about $20,000 in sick and accident bills over the 9 years I had him Like all insurance, it’s a gamble that the insurance companies usually win, but I’ve almost always come out ahead on all my insurance (multiple wrecked cars, roof replacement on my house and vet bills, personal surgeries) Also, the best thing about pet insurance for me is that you never have to make a tough decision on a very expensive issue
Comment from : @GreedyGrom

Seems like the only insurance advocates are single females and vets
Comment from : @jamesgilbert4152

Look at how much petfood has gone up since biden disaster along with vet cost
Comment from : @jamesgilbert4152

Focus on medicine and cost of educating a vet there the problem
Comment from : @jamesgilbert4152

Yes definitely a scam look at human insurance popularity and results Do you think pet insurance will be better
Comment from : @jamesgilbert4152

I like how she has pet hair on her mic loo😂
Comment from : @KB82nd

I had Nationwide reimburse me within a week of when I submitted the claim
Comment from : @vincentkingsdale8334

Premiums have gone up to an unreasonable amount lately To all the vets and experts in here recommending it , it’s easy to say that when your 3 year old lab cost you 70 bucks a month for nothing Doesn’t even cover dental
Comment from : @Arook1427

All insurance is a scam They all go out of their way to deny the claim for any reason Better to put your money aside into a special account so that you can use it for your pet when needed Suggestions to take out an insurance when the pet is very young isn't really applicable when you choose to adopt an older pet from the shelter, like I did You don't know pets medical history and you only know the approximate age but I wouldn't have it any other way
Comment from : @same5952

What a great informative video! Good work!
Comment from : @juandlondono8288

Oh,Thank you so much for the info , Please keep us updated on please,If you guys find a Real legit pet insurance company please list it ,once again Ty🥰 I'm subscribeing now to your channel
Comment from : @LeoCooley-hw5hk

This is a great video! LOVED IT! Thank you!
Comment from : @sasharicardo8719

The other question is: is that surgery necessary? I had 2 different vets try to sell me 2 different unnecessary emergency surgeries within a few weeks If I went with their plan, I would have a spayed tripod who could have died on the table due to being an anesthesia sensitive breed 9 months later she's just fine For anyone who doesn't know, blood count typically boil down to a manual count
Comment from : @Barbara-te7xz

My dog, no health issues, clean bred with a certificate of health, had monthly premium more than DOUBLE when she hit 7 I could not afford 350 a month, so I dropped it
Comment from : @radolfkalis4041

Yes!!!!😂😂😂
Comment from : @chaoticallysay2625

Stay away from Fetch, they are absolute scamsters I will be reporting them to the state Attorney General
Comment from : @wilfredscott6198

Insurance needs to be financially reasonable, however like homeowners and car insurance you are paying for peace of mind that if the unforeseen happens you can pay it After going through cancer with one of my dogs I wish I had done insurance Thankfully she qualified for a trial and so far she is still healthy without it, it would have been impossible to cover the costs
Comment from : @ridingwilding760

Great video I heard trupanion was the best for getting your reimbursement and the fastest
Comment from : @SalvageDIYers

I think it's better just to put $50 a month in a high-yield savings account and when you need it for your pet you can get it from there You'll get more money in the long run because your pet isn't going to the vet every month
Comment from : @Peaceful4627

I HAVE PAYED FOR 13 1/2 YEARS AND NOW LEMONADE INSURANCE WANT $1708 A YEAR OR &14270 A MONTH THIS YEAR "NO CLAIMS " LEMONADE WANTS YOU TO DO THE DIRTY WORK AS I CAN AFFORD ( disability) TO KEEP PAYING HIGHER COST AS SHE AGES AND I WILL HAVE TO DROP IT AFTER THIS MONTH I HAVE APPEALED THIS WITH OHIO STATE BOARD OF INSURANCE THE REASON FOR NOT DROPPING NOW LEMONADE IS AFRAID THAT THEY MIGHT HAVE TO SPEND MONEY ON A OLD DOG AND FOR YEARS I HELPED SUBSIDIZE SICK PETS NOW there be WILL NOTHING IN THE BANK FOR MY JACK RUSSELL TERRIER , SARAH IF AND WHEN SHE GETS SICK I CALL THIS FRAUD - OR BAIT AND SWITCH AT THE VERY LEAST LEMONADE LOVES YOUNG DOGS OLDER DOGS NOT SO MUCH ! GREED !GREED! & MORE GREED! WISE UP PEOPLE AND PUT YOUR MONEY IN A BANK ACCOUNT IN YOUR PETS NAME I WAS WRONG TO TRUST THEM AND KNOW WHY EACH STATE HAS A BOARD OF INSURANCE OR WATCH DOG TO KEEP THEM HONEST NOW I AM NOT YELLING BUT I HAVE VISION ISSUES FOR THE REASON THAT I USE CAPS
Comment from : @michaeladkins8317

Whoa, Honey, you missed a BIG one I used to have the most beautiful, amazing dog every, unfortunately passed from gastric dilation volvulus - aka BLOAT My Great Dane had the misfortune of getting this as many giant breeds do December 10th several years ago at an ungodly hour of the morning, she started and tried to fight for her life for many hours speeding to get her to two different veterinarians this first unwilling to help, the second one willing all it did was buy her a few hours and it cost several thousands of dollars In the end I lost my giant baby girl I had no insurance but I told them to do anything she needs done in order to survive because I will get the money in some way I had a friend who was a musician, a great musician from Texas (I am in western Canada) and without me having to even asked, he offered to perform a concert for Magna to benefit from In the end, I had enough to pay for her surgeries and cremation but sadly all in vain as I said, my giant baby girl died and I was surprised to not see Great Danes listed as they are costly in such conditions
Comment from : @magnanorris3530

Salmon Beans
Comment from : @havnt3782

wish I came up with the scam before them
Comment from : @matticusminot8086

Who the fck would get insurance for a animal? There's plenty at the shelter which kill them if they are not adopted in a certain time
Comment from : @matticusminot8086

Got it, don’t waste money on pet insurance Make monthly investments payments for Fido and if there’s an emergency pull the money out
Comment from : @The_Woof_Pack

'Approved' is what scares me, someone had told me that they declined re-imbursement because her Bulldog (since she had as a puppy) is 'pre-existed' in her breed to have that issue So they denied re-imbursement Aside from politicians, Insurance are the biggest scammers out there
Comment from : @dawolvx3098

This is how insurance works Car insurance, Health insurance, home insurance, any insurance You pay the premium every month, and most of the time you will never use it But when you do need to use it, it's there
Comment from : @AJHanna1982

Thank you for the information I have a 8 month Akita Inu, over the five month that I had him, I paid over $1500 to Vet for various small health issues and vaccinations I wondered if I was better off if I bought pet insurance in the beginning The quote I got was $300 annual deductible, $5000 annual payout, and 80 reimbursement rate, and the monthly premium is $9022, which is insanely high for an Akita Puppy Akita definitely make the top list for most expensive dog to insure Even the cheapest option with high deductible is $65 a month I would never know he would have this many issues in the puppy hood I think I will make my decision after he reaches 1 year out, and pay any potential vet fees myself
Comment from : @MrSoccerface

You aren't by chance being paid by "Lemonade" and "Fetch" to advertise them are you? Everything is a commercial
Comment from : @JamesMacready-gn5xt

Great informative video with real data! I loved that you didn’t recommend a specific insurance company More credibility! Good job!
Comment from : @unic3041

Pet Insurance: Will reimburse you for the money you physically don't have available??? Hmmm🤔
Comment from : @MrNotetyme2012

So what pet insurance you recommend?
Comment from : @darkpunisher526

You Are dope Thanks for being so real I'm about to get a little 8-week border collie girl, and I was trying to decide between Fetch and Lemonade
Comment from : @Mizosoop

clean your mic!
Comment from : @comeetmarcouille

I hate insurance Bascially if they need thiusands to survive they r prob ded
Comment from : @crazypigs100

If you put in claims your premiums will increase Also if your pet gets diagnosed with a disease your premiums increase
Comment from : @bendybunny1318

Cruel but true growing up the only pet insurance my dad had was a shovel and a bare spot in the backyard
Comment from : @alblack3425

Truepanion is the true rip off They are 3x more exoensive than any companies because they can get away with it If you have a good rainy day funds , don't bother
Comment from : @Greenwashere

Insurance for your pet can be either an illness, an accident or hereditary condition that pure bred pets are prone to develop Be prepared and don't wait for the unexpected unless you like to gamble
Comment from : @OmarGarcia-ti8jd

So pet insurance is like all insurance and shop aroumd
Comment from : @Gmminsider

BOOOOOOO
Comment from : @GetRealDude

Hi, thanks for your information on pets insurancebrbrI have two dogs and two kittens, can you do a review on Healthypaw insurance and how it works and if it good to get?brI’m new on shopping on pets insurance and I don’t know much about itbrPlease 🙏 respond on this matter… I will thank you 🙏 so much
Comment from : @Window549

Stay away from Lemonade I got it for my cat, and when I needed to use it, they went back into her entire medical history to find anything that could be used as a pre-existing condition to deny the claim At that point, I realized that they would never cover anything and cancelled the insurance
Comment from : @anniem8026

Trupanion can be used to pay at the vet Mine covers 90, less the exam fee
Comment from : @robinfarina2966

Cost $82 a month for my 3 year old Doberman for 20k/$500/80
Comment from : @numbone

Awesome video, this was very helpful Thanks Katie!
Comment from : @seamusmcgrath7165

I would not recommend Nationwide pet insurance Worst experience with pet insurance provider I have ever had I will be sure to never recommend them to any friends or family Billed me for almost 6 months for my Dog George, and when I finally needed to use the insurance I had to jump through 50 hoops only to get denied on some BS Do you research and find a more reputable provider
Comment from : @shannon1872

Just one more aspect of our economy being taken over by Wall Street/Private equity firmsbrThe answer for us is simple We have two pets and when they come to pass, we will never own another pet!
Comment from : @scidhumouse1007

Great Info, you are worth your weight, as a researcher
Comment from : @franticproductions

70 of the claim but 100 of the premiums yeah that sounds like pet insurance alright
Comment from : @insertnamehere5146

Thank you I'll wait till my puppy is 5!
Comment from : @soothingsoundsisters

I have had pet insurance for 2 years know for my shepherd and is totally worth it I compared everything single company on the US Market and healthyPaws is the most affordable and they have paid every single claim within a week or less!brbrPRO TIP I Learned from research: send in all medical records and history and get a full physical before your pet ever gets sick, so when you file a claim they can’t denied anything because you have proven that it was healthy before brbrThat’s what most people that complain and leave bad reviews don’t get! If you have no prior medical history you can’t prove it’s not a pre-existing condition and they will take any opportunity not to pay, just as any other human insurance So be smart, and don’t give them the opportunity!brbrAnd read the fine print, watch out for the lifetime-cap/ limit when comparing quotes cuz quotes might look similar or cheaper but you might be getting less!brbrIn my opinion healthyPaws is the best because how fast they pay, when you have enrolled your pet correctly, and because they don’t have a lifetime limit!brGood luck in your search 😉
Comment from : @andreabelt10

Been looking into pet insurance but curious about the denied claimsthanks for starting the convo and running these numbers!
Comment from : @thesuzyday

I'd rather raise by deductible first before getting a limited coverage After all, it's disaster you want to insure against, not an inconvenient bill
Comment from : @ThePeterDislikeShow

I have three dogs, which is 150 a month with pets best First time having a dog lol so im trying to figure out if it's good to have pet ins,
Comment from : @jsmilz86

Fun video! Thanks Katie As a veterinarian I have started recommending pet insurance to pet parents with how prices have gone up so much My two cents: Make sure you get at least 10k covered or unlimited by the insurance company
Comment from : @DanTheVeterinarian

I would like to add a couple of things I've had Healthy Paws pet insurance for my Golden Retriever for about 7 years now Overall, I've been very happy with the insurance However, if you decide to get insurance for your pet, I suggest getting it when you pet is as young as possible I started my policy when my pup was 8 weeks old so any conditions that he has currently would not be considered "pre existing" If you wait until your pet is older, ANY issues that they've gone in to see the vet for previously will NOT be covered (at least through Healthy Paws) Maybe other insurance policies are different so do your researchbrAnother factor to consider is the yearly premium increases When I first got the policy, I believe I was paying less than $20/mo My current premium 7 years later is almost $90/mo so the increase is considerable brI will say that any claims that I have submitted (submitting through the app is really easy) have gone through the review process very quickly! Typically within 5 days so I'm really happy about thatbrSo, I'm happy with the policy overall but make sure you read the policy terms before you decide
Comment from : @411sponge72

Trupanion has a unique setup - you pay toward the deductible ONCE in the lifetime of the pet - but each issue has it’s own deductible (dental / hips / etc)
Comment from : @Comedy-Cult

No
Comment from : @erich84502a

I think you have to know yourself - like if you aren't going to save $ every month for pet emergencies I have pet insurance on my cat with a monthly $1914 premium with $250 deductible and 80 reimbursement (much cheaper than a dog!) and just spent $3200 on 48 hours in the ER because she chewed up an Advil I was so glad I had pet insurance Even if I add up the 4 years of premiums I've paid plus the deductible I saved a thousand dollars
Comment from : @catherineshock5490