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How Much Do You Need In Savings Before Paying off Debt

The Organized Money 12 views

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Did you pad this fund before upping debt payoff?
Comment from : @jacquelinekrimmel351

This is definitely great to work on while eliminating debtbrThanks for sharing 🖤🧡
Comment from : @elegantgrannytv

What if you don’t earn enough to pay all your bills? I’m on unemployment and it doesn’t cover all my bills, what do I pay?
Comment from : @lekeshahill2477

Thank you so much for the information you share with us is been so helpful
Comment from : @2babe6

Just found your channel and I love the way you broke this down! I have an emergency fund but hadn’t thought about it in this way I will definitely be applying the criteria you outline and making adjustments Thank you for the great content!
Comment from : @jocaz4931

Wow! This seems like a well thought out way of determining how much each household should have! It's not 1 size fits all, great criteria for determining your needs based on your own situation and circumstances! Thanks for the video!!!!
Comment from : @kayladionyssiou3636

Unrelated, but you are very pretty!
Comment from : @gloriacortez2977

This is such a great, quick guide Love this!!
Comment from : @skyemccoy5992

LOL! Okay so the first time, I heard you say “if your car is older than you are” 🤣😂🤣 I had to do a quick rewind to realize I may be crazy, or was raised with really old (not antique, just old) cars 😄 The video was great, thank you!
Comment from : @Gojuninja

Hello from Texas This is an interesting question In 2017 and again in 2019 our home flooded and we lost everything We lost the travel trailer we lived in while repairing our home from Harvey and my paid off Kia So $1,000 seems woefully insufficient I like your formula, this helped me a lot Thank you for your channel, you truly have the heart of a teacher
Comment from : @slCHARACOUNSELING

$4500 for me and I might add $500 more for international travel to Mexico 🇲🇽
Comment from : @Gitanarosa

Thank you for including pets I was about to ask
Comment from : @Gitanarosa

Thanks for sharing
Comment from : @LaToyaPlansLife

Wow, awesome video! A great idea and great tips which we will definitely put to use for our emergency fund Fabulous job, as usual!
Comment from : @zombeefan6428

This is a great idea! For my personal emergency fund I'm going to include an amount for co-pays With my health insurance plan I have to pay $7000 copays when I see a specialist I see one specialist every three months Knowing that- I will plan ahead now Seems like a no brainer but I sure didn't think to do it until I listened to your video several times! Thank you for these videos!
Comment from : @fromneicy7

This is great advice I never thought of this kind of thing I will be adding more to my budgeting envelope hopes By the way, your eyes are beautiful
Comment from : @kathytague5127

Hello, I'm adding 500 for windshield deductible, and 500 for our water well
Comment from : @kimberbeardsley156

💜💜💜💜💜
Comment from : @mardwella

Watched this again for a second time! New subscriber! So excited about your channel & organizing my finances! Thank you! 💗
Comment from : @mariahsterling1324

Wow this puts things into perspective thanks for this no one ever talks about it ☺️
Comment from : @simplyComplicatedLife

This video came at the perfect moment ! Thank you 🙏🏽💖!!
Comment from : @zainderella

Impressive and well reasoned content I like this approach as opposed to necessities vs wantsthat approach is so amorphous
Comment from : @dreamchaser5758

Great advice 👌
Comment from : @dulcelozano1819

EXCELLENT advice!!!
Comment from : @trinity1261

Great advice!
Comment from : @kristinacarter7595

This is very helpful Thanks for sharing💗
Comment from : @miquishak5743

Is the starter emergency different than the money you put aside to cover expenses if you lost your job?
Comment from : @tamjam5527

This is great Alaina thank you You brought so much clarity My starter fund should be 3k
Comment from : @FineNaturalHairandFaith

I just got your book!!! So excited to start it next 👏🏾👏🏾👏🏾
Comment from : @mzhappyfree7688

I love this! 😍 I will try this Thank you
Comment from : @JayDavis17

Great advice! Blessings
Comment from : @wendyhoward2699

I replayed this 4 or 5 times, while sitting at my desk working I work from home I truly appreciate you taking the time to go through this breakdown, I needed it and certainly going to be watching again and sharing ❤
Comment from : @4GODiswithus

Thank you for sharing ❤️
Comment from : @JayLovesLife

ooops--I did forget about car insurance deductible thanks❣️
Comment from : @Lee-fb4oj

I love this so much! Great advice
Comment from : @themomlifeco

This is a great breakdown for thinking about a starter emergency fund - the 3-6 month amount is great, but it can feel like a huge hurdle when you're just starting Thanks for this info :)
Comment from : @musicismylove92

Love this thought process! Definitely implementing this
Comment from : @TheTILAGO

You always have such great tips!
Comment from : @Diana-gp8mj

Thanks great information!
Comment from : @lindawoodfill503

This is the greatest emergency Fund video I have ever watched!
Comment from : @robertadavis2233

This was helpful it’s just me and I Uber frequently trying to figure out what I could add
Comment from : @WithLoveShante81

This video is great!!!
Comment from : @JustJoia

This was very very helpful! Thank you so much!
Comment from : @shakacooper8910

Side comment; love your hair like this!
Comment from : @itsacarolbthing5221

Alaina, love your hair! Great tips Share your hair tips as well
Comment from : @faithjames601

That's a great starter amount Great advice
Comment from : @preppygirlrenea2671

Great video and advice
Comment from : @allthingsalecia

I really enjoy your videos and this one was very helpful I have been doing saving challenges to get to my emergency fund but wasn’t sure how much I needed for an emergency fund Thank you for being so real & transparent Your videos are very helpful
Comment from : @zenobiabroadnax4936

I have a $1000 emergency fund as well as 3 months of expenses saved My goal is 6 months to feel comfortable and I have a reach goal of 12 months of expenses (plan to hit this in a couple) I had about 5 months saved at one point this year but I decided that paying off some credit card debt that was annoying me made better sense since I have a bit of job security Did all this as a single parent so I’m pretty proud Just found your channel and I just love your videos 💜
Comment from : @JanelleJnewstudio

This video is so helpful! thank you so much
Comment from : @maritamgt

This was soooo good!!!!
Comment from : @rrriot22

You are a peach! I’m so glad I found you! brA financial Goddess you are! 😁 Thank you for your kind spirit and sound wisdom! Such a blessing!
Comment from : @lrla8657

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Comment from : @mobinvestors2804

I will be watching this again and making my financial list as you are listing Thank you for your knowledge and wisdom and sharing it with us I really appreciate you and your program
Comment from : @abbielynnjuett4031

I would also include the homeowners or renters insurance deductible I had to make a claim on mine a few years ago before I understood how it worked- expensive lesson learned
Comment from : @jennifercruse1607

Hi The Organized Money, I like your content I love watching your videos
Comment from : @joyleenstrozier4295

Hi, for my starter emergency fund i chose $5000 I chose 1000 for each person my house to make i had a good amount just in case anything happened Just 1000 did not seem good enough for my family in case something happened
Comment from : @SFergu-qw6lh

I can actually say you're the real deal You don't know how much you've helped me in clearing my debts and saving money You are appreciated Greatly
Comment from : @MsValove4

This is so helpful It’s hard to know what to plan for in a emergency Fund I just paid my deductible to have my car repaired so this def hit home for me We’ve also had to take our dog to the vet twice within a few months time so that also resonates Sadly we were not financially prepared for any of these expenses That’s now our main focus Do you suggest a timeframe for building the ER Find? I was thinking 3-6 months realistically based one our income Thank you 😊 BTW, you are absolutely gorgeous! ❤️
Comment from : @Queenkeevs

That's is a great idea will be trying this Maybe if someone wants to go back to school how much do you think they need for it
Comment from : @ocupass2003