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How Much Income You Need To Save (By EVERY Age)

Graham Stephan 420 views

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Who the hell is making 14mil/yr?!?
Comment from : @andyrodriguez3823

Never take financial advice from someone like this
Comment from : @mowais5395

Investments are such scams
Comment from : @356z

Why include the top1 into the stats? No one here watching for money tips needs that info
Comment from : @RajDeelish

Starting out adulthood only to be subjected to insane debt right off the bat is such a disservice Our government should be ashamed, but they won’t until there are consequences to them for these crazy higher education degree price tags
Comment from : @MB-qx9vn

Can you do a 13 year old guide
Comment from : @TocaPasto

I know that Roth and 401k are slightly different but what would happen if you invest in just a 401k
Comment from : @karlaflores9381

These numbers are not realistic in this economy No way your net worth in your 30s in this age will be that high when the millennials have such high student debt, car parents, and rent/housing cost
Comment from : @Cloudsofsand

How do I find a mentor? In depth please
Comment from : @jr4l

if you want to be broke and live average watch this video
Comment from : @gluby2006

“Once you have a home paid off you should probably keep it paid off” Wait you can have it unpaid off?
Comment from : @jessemcdaniel5923

With every 10 years seeing how behind ppl are, I feel that anxiety holy crap
Comment from : @jessemcdaniel5923

Dam, this is both discouraging and motivating At 30, making just under 50k I need to switch careers asap
Comment from : @CosmicTechASMR

23 yo and 4000€ net worth while student I think american are doomed lmao
Comment from : @Alexjandro1991

26 and just starting to learn all of this I have no savings or investments yet
Comment from : @Trintron464

Man why does adulting and tryna live a happy stable life sound so complex 😵‍💫
Comment from : @Jmurrell42093

I'm 36 and so far I have saved negative $40,000 while working non stop and never going out or spendingbrMuch luck Unless you had upper class parents, it's pretty tough and near impossible
Comment from : @JB10008d

I really thought that was dusty depot
Comment from : @jbean9564

I live in California, rent is $2000 a month brI can barely save anything 😢
Comment from : @Civicsi2017

This all just assumes inflation isn’t a thing I could max my retirement account every year but by the time I’m 60 that money I’m investing now really isn’t worth all that much more just doesn’t necessarily loose value
Comment from : @jacklambie

My emergency funds saved me already and im 18
Comment from : @patric1476

Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta Yotta
Comment from : @JhonLd

Graham is a scammer Be careful!
Comment from : @jg5875

I only started my Roth last year and I’m 30
Comment from : @tvtvtfan3767

What’s up with Yotta?
Comment from : @takar11

While knowing the averages can be good to see how you measure up, please be careful not to get hung up on comparing yourself to others Run your race
Comment from : @KeepTheChange41

As a Canadian since we dont have ROTH IRA, currently using TSFA from Questrade Currently 21 years old should I banked around 15k into the "RoboInvestment" should I continue to invest in this? What should I do?
Comment from : @aidenkim830

Retirement becomes truly fulfilling when you possess two essential elements: simple financial resources and a meaningful purpose in life Make prudent investment choices to secure good returns and ensure a comfortable retirement My question now is how to get a good fianancail advisor that I can invest with and have good returns before retirement age
Comment from : @Michelle_Sanders561

watching this video made me realize how lost in life i am and ill probably never recover 28 with no savings just lost my job hey at least if i pay for enough insurance if i die in an accident in Minecraft my parents in Minecraft will be able to pay off their house
Comment from : @hedindunuffin

Only 340k people are accessing this golden nugget of a video
Comment from : @defendingpike3759

Sure you can put $7000 in a Roth IRA per year, but that’s after taxes You can’t write off that $7000, you have to include that amount in your income for the year to be taxed
Comment from : @TheOfficialFloridaMan

I’m 23 with a net worth of about $40k
Comment from : @TheOfficialFloridaMan

im 30 and have about 400k saved my brother is 31 and has close to 600k saved Max out your 401k, roth IRA, HSA if you have one remember you can contribute after tax money to your 401k as of now thats 66k a year you can save always invest after tax so you dont have to pay tax in the future on your gains This is only possible by working hard in life neither of us were handed anything Hard work, long hours, use ur brain
Comment from : @fino7561

4:24 Could you please clarify what makes a target-date fund "well chosen"? I was under the impression that they were all created equal (ex: Fidelity's 2065 target date fund is going to perform similarly to Vanguard, etc) and so now I'm worried I chose the wrong company haha
Comment from : @averynmitchell

In my 30’s and I feel so behind! 😢
Comment from : @SwagieJay

Work for yourself not for anyone, set your own hours not anyone setting them for you, Set YOURSELF up to SUCCEED brbryour gonna make a lot of people angry by saying this around people It’s extremely easy to be successful today because there are so many weak minded people on this planet When you’re on top you’re gonna be hated
Comment from : @maskedninja6883

U totally skipped 18
Comment from : @gabrielplaysguitar7728

How much will 50k a year be worth in 20-30 years? Probably won’t be enough to retire on dividends alone
Comment from : @tienevo8904

When you recommend saving 20 of your income Is that pretax or post tax?
Comment from : @paultindall1235

Graham can you reply so I can get a good ROI on my like
Comment from : @user-xt7zs7tn1c

the like button started glowing when he said invest in the like button lol
Comment from : @ledagga

I’m 18 watching this video
Comment from : @owenwolrey9982

I have a savings account, and a Roth IRA I just opened up, right now I put way more in my savings than my Roth IRA , should I be switching the other way around? Put more into the Roth IRA rather than my savings account? I’m new to all of this
Comment from : @faithmelody1795

Are these figures USD
Comment from : @bentibbey6543

Do you count your paid off vehicle in your net worth when you don’t have (that) much yet in your Roth IRA and savings?
Comment from : @matt9741

Do not get a credit card
Comment from : @fatralph

ITT how to make yourself feel bad in under 15 minutes and 59 seconds
Comment from : @Freifur

TIL that I already knew I wasnt going to retire and probably end up just offing myself at some point
Comment from : @AxTROUSRxMISSLE

I fear not getting a job and going to jail because I smoke too much I wanna be wealthy but with out a job or in jail it's impossible
Comment from : @James-c5q1h

Awesome
Comment from : @JUANMA24202

I think this guy actively tries to make his voice sound like the most grating soy voice possible to get me to pay attention and it's working
Comment from : @deavensgate

I do not care Will not follow any of your advice ever
Comment from : @brysonallred2999

Why does he not tell you to put most of your savings in bitcoin?
Comment from : @usee195

40 jumps become that is Gen X who bought a house in 2012
Comment from : @jaypan888

This video taught me that I am apparently doing better than I thought I was
Comment from : @caleb4717

Great I'm only8-10 years behind the recommended Excellent brbrMaybe it won't matter and a meteor will take us all out before I have to live on the streets when I'm 70
Comment from : @Fa11out

You mention Roth IRA in every video and you should! Great job
Comment from : @user-ic9wi6es4d

what does it mean to have "income saved", like money in a savings account? I might be thinking about this too hard
Comment from : @alecnorris9600

Own a triplex and have over 25k in the bank and 10k in a Roth as a 20 year old I feel better I thought I was behind
Comment from : @supbubba712

Putting half of my Salary into my portfolio at the start of each month has always been my approach My second approach is to hold off on selling for at least five years, but as of late, my portfolio has seen a significant fall with losses of around $65k, Please what can i do?
Comment from : @Veteran2002

Graham, please make a video about this company called Smart plus they say they can make you money by just investing but they don’t say how it seems like a Ponzi scheme Please make a video about this my parents are invested and I’m afraid they’re gonna lose their money
Comment from : @raulviolante8675

HowwW muchh? I like u @GrahamStephan your cousin P
Comment from : @paulstephan7003

Thank you so much, Graham! I have been craving this type of content that does not allude to some outcome that is unpredictable! This was so refreshingly data heavy!
Comment from : @MeganBennett-s3w

I need a Graham for self employed people
Comment from : @yochanancharach6035

lol… This video just stressed me out…
Comment from : @melissa_blair8822

In my country, if you don't earn a certain amount of money you can't open or get a credit card, it is a blessing in disguise coz there are so many irresponsible people and we'd be trillion dollars in debt like the USA
Comment from : @Tashas_Travels

In 2024,don't set new year financial goals without consulting a financial adviserthere expertise ensure a solid plan for successBuilding wealth involves developing good habits like regular putting money away in intervals for solid investments
Comment from : @Fernandacardoso-rb4zs

Please talk about the research behind triple leveraged S&P 500 etfs
Comment from : @adamalbright2020

This man's hands are paid actors
Comment from : @taylorrrrrrrrrrrr9181

Imagine what we could achieve if the government didn't steal half of everything we earn
Comment from : @TNBikers63

I know you don't have kids but can you do some research and collab with someone with kids and do this video again but with a family in mind
Comment from : @alltech1234

Everyone can get rich!
Comment from : @CuriousMindMedia

Im 28 years old i wish i had learn this before hope isn't to late
Comment from : @jackberholme

Is this now the 19th time you’ve done this vid?
Comment from : @mrracecar3692

I’m 20 and my net worth is roughly 100k
Comment from : @frankster3060

Can you do a video on HSA and FSA brbrI don’t go to the doctor that much and was wondering if you’d explain how i can save money and reinvest that
Comment from : @vanilladave6351

Wait why’re you reloading? The get an algorithm juice?
Comment from : @cooperanderson4432

@GrahamStephan when you do videos that have specific information by age (or any other demographic), you gotta add section markers in your videos man!
Comment from : @Greenham1988

Thank you for teaching, really appreciate with best wishes
Comment from : @skbansor7279

26 yr engineer making 129K … goal is to be first millionaire in my family I am also a first generation in the US from an immigrant family I wasn’t taught financials growing up so I am very grateful for people like Graham who encourage and drop that knowledge
Comment from : @Orlando_dlc97

This is a joke right?
Comment from : @crs_stl

So, I seem to be a little above average br27 Year old male, 26,000 emergency fund, 95k in Roth 401k, 22k in Roth IRA No debt, no significant investments outside of the retirement funds I make just under 50k a year
Comment from : @chickendragon8526

I swear you already made this video
Comment from : @Jared-Jones

you move your hands too much
Comment from : @KingAndy-gc2bw

So out of touch"Just save a measly 416 dollars a month and you're set" bro we out here working in hot, dirty factories 60 hours a week killing our minds and bodies just to barely pay the rent
Comment from : @bullseye608

I’m 23 and he was pretty close since I bought a car recently With credit card debt I’m -14 haha Not the worst thing ever
Comment from : @tylerdphoto

I want to say thank you, Gram I found your videos when I was about 15 Now I'm almost 20, and I have followed your advice I stayed out of debt and learned some skills Last year, I made about 88k, and I'm on track to make more than 100k this year I am also saving for retirement I got into some debt, but I have paid it all off
Comment from : @leeshoots838

Im 24 and im able to save 30 of my income due to having a partner to split our bills
Comment from : @NveeMe

You make this information so digestible (especially for right-brained people like myself who shudder at numbers, lol) I feel so much better knowing I’m actually pretty well off compared to others in my age group! Started investing back in college and it was such a great decision 😊 keep up the great work!
Comment from : @vfrank222

When we're talking about 3x income saved, are we talking about savings, investments and Roth IRA combined or just a specific fund?
Comment from : @IamFallen77