How to Buy a House With $0 Down

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Title	:	How to Buy a House With $0 Down
Lasting	:	14.46
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Views	:	117 rb

Can I have some insight friends, Im in Texas, Id like to do this small scale to get me out of my current situation, but IM doing research and it looks like a super hostel environment as fast the legality and title company is concerned
Comment from : @NephtaliValdez

How do I find expired listings?
Comment from : @winstonmiddlebrook6225

Thanks for your newsletter getting deep in to our Book 📖
Comment from : @brenttadams2018

Language Codie
Comment from : @koontzman123

Creative financing has been way before Pace! But I am so happy he has revived it!! He's ultra sharp!
Comment from : @samanthacrisp9421

Okay so I know I’m late to the video but I’m struggling to see how this actually works I’m looking to buy my first house so please don’t crucify me for asking a stupid question Let’s say I’m the owner of the house and you approach me wanting to take over my mortgage, why the hell would I give you the title to my house after I’ve put thousands into the mortgage?? I want that equity back after I sell it What am I missing here???
Comment from : @devinstucky9832

Who pays for the deed of title to be transferred?
Comment from : @lizaflores2243

But The seller are selling the house because they bought a new house Thats the mainly reason they are selling
Comment from : @Niiipon

Thanks for posting
Comment from : @list1726

I’ve been a a mentee of Paces for over 4 years now He’s completely changed my life brbrThanks so much for putting this video together Codie brbrIf anyone has any questions please don’t hesitate to reach out I’m happy to be a resource anyway I can ✌️
Comment from : @jesserstanton

Um average house is like 400k
Comment from : @LibertarianRF

Contact me bless me make my life better please find me some thing help me beautiful queen give me always
Comment from : @ObuluzorkelechukwuMonday-i4s

Not sure this would work in Canada 😒
Comment from : @JasmineBeausoleil

LOL creative financing isnt a secret and he isnt the inventor of it That has been happening since the beginning of time
Comment from : @MrHomeRun100

Funny they bleeped out Pace saying Bulls#! yet she dropped an f-bomb at the end lol
Comment from : @coachmindy

Great Video Cody! QUESTION: Can this be done with the mortgages that have a "Due on Sale Clause"? A due-on-sale clause is a mortgage contract provision that requires the borrower to repay the lender in full upon the sale or conveyance of a partial or full interest in the property that secures the mortgage Mortgages with a due-on-sale clause are not assumable by the property's new buyer Also, FYI, I believe that all mortgages in Canada will now include a "Due on Sale Clause", so this is likely not able to be done in Canada Not that it's illegal, just that it would trigger a required mortgage repayment
Comment from : @richardanderton-realestate8370

Prett
Comment from : @dwiselamet549

I'm ready
Comment from : @Pantsonfire777

🎉
Comment from : @Pantsonfire777

Thank you so much!!
Comment from : @Pantsonfire777

Old Carleton H Sheets
Comment from : @jakejake3182

This is nothing new This is how homes are sold almost in any part of the world My family is from Mexico and they buy properties exactly how pace advices
Comment from : @J0232anch3z

Can we do this is Canada?
Comment from : @alainmallette8479

Nice Job Codie, This is also done in Australia on a different level and it does work, both parties are on a win win
Comment from : @jrnaki903

What about the equity that the seller has already earned and payed for?
Comment from : @johnwright6403

Ok You don't need a license to do real estate I predict a major cease and desist, but the strategy itself is pretty solid
Comment from : @XCALIBURSHOES

What the equity of the sellers? don't they ask for a upfront payment for the equity (10 - 20) of the house he earned after some time paying to mortage?
Comment from : @miguelgalvez7960

How much does the title company cost and who pays
Comment from : @deusp6087

Why would anyone transfer their deed to you and keep a mortgage That is actually illegal and you are actively committing fraud That house is collateral for the bank There is no damn bank that will allow the transfer of a deed without the new owner purchasing the home or paying off the current mortgage 😂😂😂😂 yo what kind of click bait is this 💩 Get caught up with the fbi I dare you guys lol The bank has a lien on that house and getting rid of the house without paying off that lien 😂😂😂😂😂 okay buddy You need to be a brokerage company to even manage someone’s home This guy is crazy
Comment from : @Governmentdocz

If the mortgage is being taken over, how do they get their original deposit back?
Comment from : @katestone8630

This is great information! I just fell upon your channel & watched a few videos, as well signed up for your newsletter I am retired on a decent pension, but can use more for enjoyment & a legacy for my boys I am looking into what I want to do as a side hustle & will be reading some of the books you recommended I do not own a home & would like to find a home I could live in, & find other homes to use as rentals, etc or selling Can this be done for our first home without going thru the bank, as our own home? I’m paying off my $6000 debt in three months & will be saving the $2000 each month afterwards along with my tax returns What top three books out of your list would you recommend for me to read first so I can get on my first steps? I will continue to learn more from your videos Thank you for your channel! I am enthusiastic about what you’re sharing! It helps me feel like it’s not too late for me ❤
Comment from : @SRLopez63

Wow selling dreams even a child can ask basic important questions so im just gonna trust that u pay my mortgage like u can mess up and not pay 😂i went true the comments nd they are all in favor ecept 2 ppl asking the real questions but u guys wont explain 😂😂😂 thank you for waisting my life in watching this
Comment from : @joaoborjas4603

here my deal , house is in florida , friend wants $35000 how do I purchase this home brmortgage is $1200 brtaxes $2500 brI'd love this dream of mine to come true
Comment from : @edgardomatos6923

I would love to learn
Comment from : @maribelgonzalez4555

Is this video about how to get a house 0 down or for people who already have a house? Need to change the title
Comment from : @scholageemusic9373

This type of business model goes against ownership for the little guy (individual homeowners) and adds to the problem of America becoming a nation of renters (Stop making single family homes into rentals!!) I thought this was against your agenda, Codie? Personally this wholesaling practice goes against my morals when you really understand it It needs to stop!
Comment from : @lindsaypelletier2294

This seems off How do they get around the Due on Sale clause in mortgages? And the seller stays on the mortgage until maturity? If the "buyer" decides to stop paying, the previous owner is still on the hook What am I missing here?
Comment from : @jakethis3355

This is nonsense Lenders do no money down under 540k with good credit
Comment from : @VividCollectiveWorks

What does he seller get? I didn't catch that ?
Comment from : @juliehawj3385

If they have sizable equity and need cash to get into a new home they'll tell you to pound sand
Comment from : @jimdandy8996

Not so easy to find sellers here in Ohio to say yes to that I've offered 5 times to sellers to do this and looked at me like I was a scammer Sellers want it done in cash Theses types of sellers are few and far between If your lucky enough to find someone in desperate times
Comment from : @cassieshaffer8613

HELL NAW 😂😂😂
Comment from : @Thatkenyannigga

Can you explain why would a seller walk away from their house only having you take over the payment? They they leave with no money in hand, and the mortgage is still in their name, and on their credit, which ties up their credit preventing them from going to buy another house?
Comment from : @_freedomkey

What does the seller benefit from this
Comment from : @ashdoesrealestate

I bet she's gonna buy him out!!lol
Comment from : @aainventors745

Hey CodybrbrI’m interested in doing something I currently live in Austin can you reach out to me
Comment from : @tonystheory

Every comment was a paragraph 🙄so fake and if it worked this would have a mil plus hits
Comment from : @cauliflowerpower41

Interesting Though I'm still a bit lost He talks about owners being glad to have him take over the mortgage payments, but what are the sellers getting out of it? It sounds like he's targeting distressed sellers? Please correct me if I'm wrong
Comment from : @WeSaveWe

It sounds like the seller doesn't get any money for the deed/house — can anyone explain pls?
Comment from : @tech-siss

Something seems fishy here Ive invested in properties and banks keep the title to the deed until the mortgage is repaid How do you sell a title you dont have? There are ways yes, and it depends from state to state, but lenders have the right to demand full repayment if you sell the deed, because the banks only collateral is the deed Why would they lend money for a home that they cannot forclose on if payments stops getting made?
Comment from : @LostIt_Tag

How do you cover the built up equity that the previous owner built up in the house?
Comment from : @spork1297

Wait So he does go into debt and pays someone 10 on that money People This is not easy! Be very careful!
Comment from : @RRags

Everyone slow down and let’s think this through carefully So I am the seller I (seller) still have a mortgage obligation (debt) but now I don’t have a house (asset) as collateral for that obligation? Doesn’t the mortgage (debt) go with the house(asset)? How does the seller go get another mortgage? Is this guy screwing the seller? Why the hell would the seller agree to this? What am I missing here!?
Comment from : @RRags

Ut Doesn't owners want their money out if tge house so they can buy a new one? Why don't they just rent it iut themselves?
Comment from : @SunnivavinnuS

Ive usually watch a few videos before I subscribe to a channel For someone who owns several businesses, myself; I feel a lot of her vidz are click baity, as some (not all) of her advice seem a bit shady, unethical, and illogical Everyone does business different is fact, but thats how you know who to stay away from Good luck to all those on their adventures Just be sure to follow the right people
Comment from : @therealvizualassassin

Except for the Due on Sale Clause in the Mortgage 😊
Comment from : @justinsane7128

This is golden
Comment from : @HanaMana05

Great video! For 2023, it’s hard to nail down specific predictions for the housing market is because it’s not yet clear how quickly or how much the Federal Reserve can bring down inflation and borrowing costs without tanking buyer demand for everything from homes to cars
Comment from : @GhanYt

Too good to be true
Comment from : @josuecarranza2576

Usarfract Act in South Africa is legal way to buy property without bank financing ❤❤❤❤❤
Comment from : @alexemergineer3202

I'm not sure if I'm missing something here but an owner transfers the deed in exchange for their mortgage being paid and or "taken over" therefore they no longer own the housebrbrSo if their property is worth $500k and they have $200k mortgage they're handing you their property and the $300k they would have if they owned and sold itbrbrWhat kind of position are these people in that they would do this?
Comment from : @Tonyroseauthor

in from indonesia not like this can not do that really difficult
Comment from : @jonathansukanto3052

The stuff that he didn't explain and is a big one is equity What happens to the equity of the person in the house?
Comment from : @harmanjotsingh5867

❤❤🎉🎉🎉Part two PLEASE!!!!!
Comment from : @neonzeonalien1

#CODIESANCHEZ Thank you for giving us ideas of making money outside of the box Could this idea be done with Warehouses as well as houses? Can you start this on a small scale? thank you so much for your time It is very valuable
Comment from : @michellemartin4847

This is insane (and probably illegal in Canada) but Americans like to push boundaries which always seems to pave the way for their next financial crisis! To make this attractive you would need to have absolutely zero equity in the home (which doesn’t surprise me since ppl keep borrowing against their properties like kids in candy store) If you are in so much debt, you’re considering walking away from your property (bc it costs more than its worth) and so broke and lazy that you can’t pay for a little painting and moving costs to enable renting it out yourself, sure you might be open to some random, jumping in and taking over your crushing debt However, the bank is owned a shit load of money the fact that you are transferring the deed to another person (without checking their credit) would be the most surprising part of all this Also depending on how much the house is over-leveraged, the mortgage payments could cost more than the rental income
Comment from : @XWarriorPrincess

Will the bank allow you to take over the loan?
Comment from : @marianavarro4013

Wait a MinuteThe Seller walks away from his Equity even if he is not upside down? You buy Real Estate and Wait if Seller is Upside Down just have the Seller wait until he is right side up Help the Seller you will get him as a Client for EVER! instead for one deal
Comment from : @marcoszeledon4922

Dude the difference in your face is obvious! Stop using fillers! You don't need all that! Your beautiful without it It's changing your face and not for better!
Comment from : @joeyjoem4365

"Great video! Thanks for teaching us about property Really informative! 👍"
Comment from : @juliusyoohanruz920

So does that mean as long as you continue to make payments you actually own the property?
Comment from : @brockhorwitz

I would like to do this for myself so I can own a home I need more info please! Is it really just calling the Seller and taking over their mortgage? Sounds too easy, what am I missing?
Comment from : @Literally_Ant

This channel is freaking awesome Thx for sharing your knowledge
Comment from : @MJFUYT

That house owner does not need the money for his house ?
Comment from : @SankarJankoti

Any private money lender in here?
Comment from : @agboodobi2918

Hey, I am from subto I live in Texas
Comment from : @agboodobi2918

Let’s talk about the homeowner side I know you love a win win Cody, what is the win for the homeowner, outside of the unloading of the debt they are trying to get out of I would assume you are grossly under paying for these homes, so are these homeowners left broken hearted and this is a bitter deal, or do you come in “just under”
Comment from : @hannahmanager7646

So have you done your first no money down? On any properties? 😃
Comment from : @danielrenteria6939

Cody, I have a part that I’m still confused about What if the seller has equity in the house? Do they just walk away from that? Or is it a very specialize seller who is maybe going to lose their house to foreclosure if it doesn’t sell? Why would they just leave their equity? Thank you so much! I love all your videos!
Comment from : @FilosophyJewelry

BIG question here How does mortgage eventually get into my name without a refi? I'm trying to acquire a large piece of property near me that isn't selling brbrAnother question He mentioned agent still gets their 3 can someone explain me how that works if it's no money down?
Comment from : @gnome2024

Taking advantage of homeowners is such a great business model! The world needs more high integrity people like Pace
Comment from : @disruptancepodcast