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Good News! You Can Buy Your OWN House In UK If You Are On VISA | House Buying Process UK

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Agr credit card na ho to?
Comment from : @Sabibasra1328

I have a 5 years skilled worker visaStay here 2and half years please recommend which bank best for me for loan buy house
Comment from : @monjurujjal735

I am very grateful for the information
Comment from : @shaileshsolanki9090

Can you please tell us how much stamp duty we need to pay if we own property in India? What was the situation in your case How much stamp duty you had to pay
Comment from : @yashwantshetty8091

Kindly guide me We me and my wife recently moved to skilled and dependent visa My wife is working from January 2024 to till now with 40K plus which now increased to 50k and me on student so i am earning 10k early We just apply for Halifax mortgage but rejected Kindly need advice We are here in uk from September 2023 and my wife December 2023
Comment from : @ahsanqazi6585

can you recommend your solicitor and mortgage advisor please
Comment from : @sashankthag12

Very informative can you guide which is good to buy home new or old??
Comment from : @princessjaam457

I just got my skill worker visa this Month but i’ve been in uk since 4 years can i apply for mortgage ??
Comment from : @arslanjaved5234

Very informative video
Comment from : @MandeepKaur-n2x

Thank you gaurav this is so much helpful
Comment from : @swetarani6124

Is the mortgage calculated on inhand salary or the salary before tax ?
Comment from : @madhurisreshty4233

sir agr uk mei kisne apna bussisness pr bhi ek video bndo ji
Comment from : @usedclothestraders3787

what if someone does"nt have a spouse but meets all the criteria?
Comment from : @sandeshkhillare7478

You got one more subscriber Thanks for sharing this information on the mortgage
Comment from : @kamlesh6290

So can’t buy on pSW
Comment from : @princessjaam457

Brilliant video However, you should cover Lifetime ISA as well That would be helpful for others
Comment from : @sourabhagrawal8942

Kuch samj nai araha bhai khud ba confused ho aram se bat karo kutta peche para ha
Comment from : @adambaba7725

What is the mortgage duration in uk?
Comment from : @TabassumJahan-b8f

After 10 deposit, can I get whole 90 money as mortgage?
Comment from : @TabassumJahan-b8f

I am Pakistani National and live in Pakistan I want to buy a home in London How I can buy it or may I buy on full cash or UK Bank will give me mortgage or not ?
Comment from : @redentgamer6023

All benefits given to aslyum seeker or illegal, those who are legally from years ,we struggle in all ways 😢
Comment from : @PRONABMONDAL-z5r

Thank you sir for the information
Comment from : @prashantharego5796

Hello sir brThe salary net or gross
Comment from : @sunitajitiya3485

Hi Gaurav, is it worth arranging an independent surveyor?
Comment from : @PreetTarka_

Can we buy house on cash ? On study visa ? Or skill visa ? Or as business reg llc
Comment from : @Imrankhann1

Can uk government know about property in india?
Comment from : @glenfernandes1049

How to protect from getting into fraudulent transactions while looking for new property? Thanks
Comment from : @KMILIND

Thanks, video is informative!
Comment from : @VinothkumarRaviSankar

❤❤❤
Comment from : @sharpshooteryt8966

What about settlement visa I’m eligible to buy a house with mortgage?
Comment from : @jannatulneela5868

Uk mai ghar Lena Shahi hai ya flat
Comment from : @manubhagat1687

Ye to motivational video ho gya Now i want to buy a housebrbrMene abhi tak credit score build ni kiya 2 saal me Unfortunately!!brbrAgar next 1 yr credit score build karta hu to kitna percent interest pe loan milega approximately? Any idea?
Comment from : @asitkumarmohanty2579

How come you cant pronounce mortgage orre tly Its Mor- vej not mort-gej
Comment from : @korikrali

Can you talk about the stamp duty charges here and what is the best path to follow for that as it is quite high
Comment from : @rush2shuchi

Sir meri daughter study ke liye UK aana chahti hai sir UK study ke liye kesa hai
Comment from : @skywaygroup8430

Unskilled work visa
Comment from : @irshadhussain9991

Can a visitor buy property in uk in cash without bank mortgage
Comment from : @sohailkhan-kh2vb

HI FRIENDS PLEASE MUJHAY BATAOGE AGAR SKILED WORKER KI KAHI JOB CHALE JAATI HAI COMPANY KE SAATH NAHI REHTE TO KAYA FIR APNA GHAR SEL KAR SAKTE HAI HUN PLEASE BATAAO JA FIR KOI AUR SOLUTION NIKAL SAKTA HAI ?
Comment from : @Naazpreet-p4h

Thanks
Comment from : @nirjharrajawat2222

As a Trader hum kaise buy kare home direct jese apne bataya 4 cror ka ghar ajaega bina instalments kebrTrader kis category me ayenge ? As a business person or worker ?
Comment from : @पियूषवर्मा-फ5व

Health care visa walay ly sktay own house??
Comment from : @mawramalik1324

Hi Bro really informative can you make one video on doing 2 jobs one as primary (employed) second as a side hustle job (self-employed)how much TAX and NI insurance monthly our yearly you have to pay to HRMC kindly make it Briefly Thanks Bro 🙏
Comment from : @ounmuhammad9

Thank you much your advice, sir now i feel to buy my own house 🙏
Comment from : @constanciopereira6231

Can we get a house on mortgage and rent it to pay the emi monthly with the rent
Comment from : @PAIGHAM01

Hi brAre there any chances to get house after spending two year in uk on skilled worker visa
Comment from : @ManpreetKaur-iq5ep

Indian bank se pese transfer krke le skte h kya ?
Comment from : @vivanth176

HellobrWhat do you think about the shared ownership house ?brIs it good or bad ?
Comment from : @anillpatel009

Bro care worker Visa per , can we buy home?
Comment from : @ranjeetsingh-nt8he

Hi avicould please reply of my comment Me and my husband came uk in 2022 may as a student spouse visa and now me on skill worker and he has dependent visa We both have full time job and one year pay slips as well as 25 deposit We tried to buy house from last 6 months via agency but they always said they are unable to find landers Could you please tell me when we are able to buy house
Comment from : @ramandeepkaur-7315

Hi, very informative video, I was about to invest in property last year and I've asked one morgage advisor about it but he told me that after 2 years only I can get mortage on 10 deposit and now I've 15 years remaining on my 3 year skill visa So, Can I go with this 10 deposit scheme now or need to wait more for next visa renewal Please advise me I need your guidance here
Comment from : @khimlal3006

Hi , thank for information Paji doing good job I have some questions about buying property in the uk how I can contact with you
Comment from : @ManpreetKaur-dt4yc

Is it possible for a single mom to buy a house
Comment from : @flaviatauro8491

Which bank offer 90 loan pls reply
Comment from : @RakshitSharmaVlogs-je5lk

Hi GavravbrMy son is working as doctor in wrexhamon skilled worker visaHe is planning to buy home He is having property in India on his name What will be stamp duty in his case?
Comment from : @drwrgajdhar1673

Thank you very much ye video important thathank you for this video bro🎉
Comment from : @himanipatel4727

Could you please guide us which lenders give mortgage on 10 deposit?
Comment from : @AhmedAli-dj7br

For New Homes' search better go to relevant area's housing societies' websites
Comment from : @mmudassarkhalid2489

What if pay all in cash " Student trading money 😊
Comment from : @indterroryt1954

Excellent informative video
Comment from : @qaishanif2857

My brother and I are in the process of buying a new build house in Newcastle We both are on skilled worker visa with a validity less than a year We received mortgage offer from Barclays for 10 deposit I guess with an excellent credit score and financial stability proven throughout your time in the UK should get you mortgage without any hassle
Comment from : @rohithreddy5042

What about dependent spouse ghar la sakta hi
Comment from : @neelamsam1571

Sorry bhai, but i contacted bank and they said you can have mortgage even if you are on PSW but the deposit will be 25 minimum and good household income
Comment from : @livewithleisure2060

Hello Gaurav Bhai first of all I would like to thank you for greeting me so well when you were in the car with uncle I met you at the regent street lights leamington, but unfortunately aap traffic mei the to zada baat nhi ho paayi My friend was telling you recently visited Kadak Chai, hope firse apse milna ho I also wanted to tell you ki you are doing an amazing work coz me n my wife were planning for buying a house but we were not sure at all and this video was just what we wanted Love you guys and a huge round of applause for your hard work and efforts
Comment from : @IndianArchitectinUK

Thank you guys information at its best very helpful… keep up the good work❤
Comment from : @kcdewani

As usual a very informative and helpful video Keep up the good job Gaurav and Avi
Comment from : @khushikalps

Nice sir g
Comment from : @neenapuri2182

Hlo broagar single person aye yaha pe skilled work visa pe kya tabh bhi le skte h hmm house uk main??
Comment from : @rosysharma2872

Useful video as always Do you have an opinion if its okay to buy a flat instead? Being in London, the home prices are super expensive
Comment from : @puneetkalra5765

I got only two year should I get ?
Comment from : @saishavpatel8529

Hi Gaurav Fantastic video These informative videos are really helpful to new comers to UK, who do not know a thing (like me)! These videos are a great source of trustworthy and guiding infoKeep it up !brbrOne question (also could be your next video idea!) : Tax relaxation on House mortgage Does UK government offers any tax deduction or tax relief for buyers like Indian government?brbrThanks !
Comment from : @abhisheksharma8330

Not sure we got house within one year we came to the UK that means we were in second year of visa and the visa was expiring the next year and got mortgage as well with 5 deposit in most cases nothing is generalizedbank was ready to provide as we have no kids so no dependents no existing loans and excellent credit score same thing with a existing car loan and even savings for 10 deposit my friend could not get it
Comment from : @Shivamurthy27

U people doing you tube to get through
Comment from : @nazminaslam1689

Who has money to buy bra house in uk r u stupid advising people
Comment from : @nazminaslam1689

Hi Gaurav brVery informative video brIf possible can make same video on about shared ownership houses please
Comment from : @nikitachauhan4566

Hello Sirbr1 down payment me Kuch aa rha h kar ke kuch ho to plz clear karna
Comment from : @sujitivs8880

Thanks 🙏 brother
Comment from : @Simranjit_Shergill_86

Hi Gaurav, thank you for sharing such a helpful video Just to add that you can get the mortgage by 55 times There are many lenders who consider 55 times on skilled worker visa I just got mine :) also it is not mandatory at all you must have 2 years on your visa expiry date, My current skilled worker visa is expiring in July 2025 and I just got my mortgage approved
Comment from : @karan-in-london

Gaurav bhai kya shared ownership pay Ghar lene ka kya benifit or drawback he
Comment from : @patelhimanshu3987

bhai ghar lene ke baad main agar main applicant ka visa cancel ho jaye toh ghar ka kya hoga?
Comment from : @HarishKumar-yi5gb

Please jo single h aur skilled work visa pe h wo ghar buy kar skte h
Comment from : @WalesIndia

You are not wanted nor needed in the UK stay the b**/b out
Comment from : @MrCoxy38

Good job👍👍👍👍brI really appreciate 🇬🇧🇬🇧🇬🇧
Comment from : @tajindersingh9219

Thank You Gaurav This was very helpful 🙂
Comment from : @sonyjohn7084

Very very helpful video
Comment from : @padminichatterjee9205

Apparently, your friends are not very skilled that they weren’t aware of itbrbrOr you are just spicing up your video with a fake story
Comment from : @rjs578

Nice video brother
Comment from : @anitaaswal2302

Thank you for sharing U r doing great job by providing such useful information Thanks alot!! Keep doing good work! 😊
Comment from : @shivangikapoor2282

Thanks
Comment from : @jayeshjay8417

If we sale the house ,need to pay tax on it?
Comment from : @merajkhan-cg2op

Can you get a mortgage if you get a skilled worker visa for 5 years recently?
Comment from : @nbkbif3

Thanks bro, I also saw ur old details videos in this subject Let me know how can we call u if we want I m in the UK and following u from last 2 years
Comment from : @sunilchander8885

Thank you for this video ❤ do you suggest shared ownership property?
Comment from : @ProbaseAmra

Hiii Gaurav Muje 2 questions puchne he 1) Jo aapne bataya husband or wife ki income 70,000 hona chahiye yearly or monthly?br2) Uk me Ghar lene k baad PR mil sakta he? It’s true?
Comment from : @UzmaPathan-c7x

I have a different view in regards to buying property in UK I live in a high rise in London near Canary wharf and I was looking to buy a flat in my building(a 2 bhk for now) I checked on multiple homes available for sale(in my building) and could see that the property rates have not changed significantly from the time it was build(2008) till date Many 2 bhks that were sold at around 450K at that time are listed at around 520K currently ie a appreciation of 70K in 15 years brSay, I go ahead and buy a flat for 520k and deposit 20 ie around 104k and finance rest from bank The EMI that I will pay would be same as rent so that would not make much of a difference on me financially brNow the 104k that I paid from my pocket(not even considering other fee), I can invest in some other asset class and I am pretty confident that in 15years, I can grow it to atleast 280K ie a profit of around 180K(being conservative and considering return of only 7 per year) brbrBuying your own place have attached emotional values but in my opinion if someone is not sure if they want to settle here, please do consider this before deciding on to either buy or rentbrbr**This calculation might not hold true for all properties but it is the case for few areas that I am looking into
Comment from : @ankitmaheshwari3412