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How To Manage Your Money Like The 1%

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i mean it's also very much about how much you make tho lol aint nobody getting rich on 18k a year
Comment from : @porpoise457

I needed this information 40 years ago ,,, typical ,,,
Comment from : @tomthompson7400

The rich do NOT spend 65 of their income on expenses probably closer to 10
Comment from : @scott5966

Starting with just 55k two months ago and reaching 290k today feels incredible Melissa Ronald, your guidance and insights have been instrumental in this journey, and I’m deeply thankful for your support and knowledge”
Comment from : @GerardBarrett-y5l

@nischa love the simple graphics What app are you using??
Comment from : @StealthlyWealthy

One could think that this better car is fun and so the 65 breaks out and takes from 20
Comment from : @AntoSurviving

50/30/20 or 15/65/20 is your go to?
Comment from : @martisimeonov

harder said than done? what???
Comment from : @K4rgo

nice
Comment from : @PedroLeuschke-u8w

it definitely is about how much you make the 1 absolutely do not use these rules to manage their money, they are so rich they can just spend whenever on whatever and it will never amount to a significant part of what they make or what they own
Comment from : @matthiashavrez

great info thank you
Comment from : @DNIThornton

You forgot the 10 for God!
Comment from : @hattibugatti

More money helps Drive thru worker vs neurosurgeon—each buckets will be allocated at a different pace
Comment from : @Kknzz

Great video, important stuff If you are an entrepreneur, while math fundamentals are same, no one is matching or subsidizing you Remember, you wear all the hats in these scenarios I suggest adding 10 to that 15 Stay curious 🤙🏽🖤🧮
Comment from : @VamosConPoco

Who's offering 6 now?
Comment from : @julianallen515

Thank you so much @nischa for this video It's very straight to the point and simple enough for an 8yr old to grasp
Comment from : @samozoani

It sounds very good However, before you can apply this rule, you first need to have money!
Comment from : @themartian7121

Good thing my 65 is 33 I can’t even imagine it being at 65 😮
Comment from : @MMSANTOSAJ

6 annual return? I am not sure about that
Comment from : @BlinxESP

"Its not about how much you make" Sure, try save money from minimum wage when even the cheapest necessities cost every dollar you make What a bunch of cra(b)
Comment from : @TechTusiast

Thanks for the video and the information shared I am attempting to change my mindset, and you gave some helpful tips 😊
Comment from : @CalvinMoore-sq9pn

yes it is how much you make, if you make nearly $7k a year you only can survive
Comment from : @sanchezgedgare

15 for the future is rookie numbers
Comment from : @n_INTJ_a

25 - Fundamental expenses br5 - Enjoyment, fun br70 - Putting money aside, deposits, investments br brIm just barbarian from central Europe - Poland br brIm LIKE 0,1 ?
Comment from : @MrYarek

No evidence at all that Einstein said this sentence All YouTubers insist on repeating that at exhaustion
Comment from : @Mordaz795

It’s definitely about how much you make too
Comment from : @Illninnio

You looks very much Asian why you are taking such a wierd accent?
Comment from : @Copyrightfreesounds01

So my nw is 35 at 32, can I please marry you now
Comment from : @prenleen8563

her other tipps from her other videos are suggesting a 50/30/20 divisionbrbrso yeah it's safe to say, she also just utters the same shit as any other "finance influencer" just to produce content to farm you for incomebrno real knowledge behind that
Comment from : @NichtMehrEdesMutter

This was very helpful There are a number of other episodes which I found very useful for savings / investment
Comment from : @alokjoshi3016

Thankyou Nischa Though we have millions of videos on budgeting , but I sense a special connect with yours Thankyou again !
Comment from : @shaktisharma1213

The 1 do not spend 65 on lifebrWay lower since houses and cars are paid for and no debts
Comment from : @mccoyji

it's hard to save or invest when there is no money left after rent, bills and food
Comment from : @Okolokole

Good morning, thank you for another great video brDo you think this is better than the 50/30/20 rule? and why?
Comment from : @charlesfadayomi342

I have $70K in savings but haven’t invested much before At 55, what are the best ways to grow my money for retirement?
Comment from : @Remypierre-w7l

The usual advice is the 50 on basic expenses but i think times have changed, the 65 here is much more in line with what i have to pay out each month so is far more realistic thank you interesting stuff!
Comment from : @Bevzthejcs

Love u 💓 wish to c all these
Comment from : @jeebksa

Starting with just 55k two months ago and reaching 290k today feels incredible Sophie Rogerz, your guidance and insights have been instrumental in this journey, and I’m deeply thankful for your support and knowledge”
Comment from : @GagaFestus

60 reserve/20 expenses for living/20 for fun That correct version :D
Comment from : @ZARuslan

Amazing content! I have been following your videos for sometime now, consistently kicking down Wall Street doors for two years now, I have over $385k in stocks Currently, my portfolio is down by 15 Wondering if they're any short term opportunities I can quickly invest in
Comment from : @TristanNolan-i8

Protecting your capital is much more important than making money Basically because if you lose your capital, making money is much harder ''Missing the train'' vs ''losing your money'' There are a lot of trains, but if your money is gone, it's over
Comment from : @lucasanderson8993

The rich are money-minded; that's a lesson I've grasped from the very beginning My desire to build wealth has always been strong I’ve been saving up some money since 2020, and I’m eager to invest it in the stock market to grow my financial future is now the right moment to buy or not?
Comment from : @CharlieNelson8

I am 20 year late boyz 🥲
Comment from : @Bodaci0us

hello
Comment from : @user-mq2to2ph9j

I recommend watching this at 9 or 95 speed as its similar to conversational speech Otherwise, the video may be too fast and consolidated to digest its content
Comment from : @JenXer13

What do we do when Our fundamentals are just growing and growing but my wages are just not growing at the same ratebrbrWe are just cutting more and more of our joys in life because there is less money left over because the fundamentals are just charging what they want
Comment from : @galey94

I personally am doing the 20/50/30 rule but her rule is also good :)
Comment from : @UnisoleBunker

My split is 10 savings, up to 20 debt repayment and 70 living costs My debt levels are lower at 8 so it boosts savings
Comment from : @gjh997

Hold up… was that twist even real? I didn’t see that coming AT ALL!
Comment from : @WiseThinkingVideo

You forgot to mention a key fact: only people with existing wealth (daddy?) can make serious money
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Comment from : @lenkogenchev6120

Investing in weapons companies and pharmaceutical companies designed to end humanity Well done miss
Comment from : @jay25050

Here are some simple things that completely transformed my life:br1 I took full responsibility for my life and stopped blaming othersbr2 I read books on Mindbloomery (all of them)br3 I stopped telling myself: 'I'll do it tomorrow'br4 I learned to value time as much as moneybrbrClear mind and great mental well-being make everything possible
Comment from : @ericclavet058

i like 20, 50, 30 better from one of your other vids
Comment from : @bradyg5547

Hi Nischa, and all guys 2:10 Janet case, I have question I know it's basic, but (!)brwith $10K investment at 30 y/o, by the time Janet 50, her investment grown to impressive $32K brbrLet's say Janet start invest from 10 years ago, by now with compound interest her investment grow to "impressive" $17,9Kbr10 year ago eggs price 15 USD/Dozen At that time she can buy 6,6K Dozen of egg :Dbrnow eggs price $5 to $6 USD/Dozen Let's say $5 USD, with her $17,9K she can only buy 3,5K Dozen of egg 😟br(!) Let's say in 2015 we count with 25 USD/Dozen eggs price (premium), with her $10K he still got 4K Dozen of egg compared to 35K Dozen of egg 😵brbrIsn't Janet's 32K not worth that much in 20 years, let alone the government's inaccurate inflation data/value We should compare to essential expense brBecause my brother did the same thing with a 7 interest deposit, he felt 10 years of time wasted
Comment from : @deutschdois

2025
Comment from : @irafofficial

😎😎😎😎😎
Comment from : @irafofficial

Is the 15, 65, 20 based on gross or nett income @nischa?
Comment from : @Bietjie1

Great advice! But one might ask, why allow yourself more fun-now-money than invest-for-the-future money? Why not make it a 15-70-15 plan? Or a 20-65-15 plan?
Comment from : @LarryWilliams-xu8qs

There seems to be quite a few videos that have stolen your content almost word for word, especially around the first couple of minutes 🤷‍♂️
Comment from : @ryandanroth