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HOW MUCH MONEY TO SAVE BEFORE BUYING A HOUSE + HOW TO SAVE FOR BUYING A HOUSE

Frames HOW MUCH MONEY TO SAVE BEFORE BUYING A HOUSE + HOW TO SAVE FOR BUYING A HOUSE

Description HOW MUCH MONEY TO SAVE BEFORE BUYING A HOUSE + HOW TO SAVE FOR BUYING A HOUSE

Comments HOW MUCH MONEY TO SAVE BEFORE BUYING A HOUSE + HOW TO SAVE FOR BUYING A HOUSE

great video Comment from : Abby Zeledon

bank story and brain wasch Comment from : Nastja S1

What about high APY savings accounts or Roth IRA? Comment from : callmekells

Well done This was very helpful I am just wondering if the seller can the closing costs for you and just add it onto the price of your house? Comment from : Fred Swartley

I didn't heard how to save money to buy a house? More about down payment Comment from : Casmita Stephenson

THERE'S ONLY ONE RISK TO OWNING A HOUSE AND THE BIGGEST RISK THERE IS WILL BE NEVER BUYING A HOUSE MY POINT IS YOU'LL NEVER OWN ONE IF YOU DONT BUY ONE Comment from : infunit

… 2,000 a month is what i make working a physically demanding job; and i’m in maryland Comment from : Maki Joy

I'm starting my search in buying my first home in new york city! Thanks for sharing this Natalie Comment from : Joy Mae

Very very nice video Comment from : Pabbisetty Ravindranath

Hey am here ❤️ Comment from : Rayan

Natalie, you need to come work with meyou are so on point with your information and I say the same things to my first time buyers They still can't believe the cost of a home inspection or PMI but if you have a good lender working with you and your realtor the process can be so seamlessLove your content, Thank U Comment from : AMY K

bcurrently buying crypto with my life savings while hearing her say to not invest in risky investments/b Comment from : Skehps

K But who makes 2 or 5 thousand per month?! What? Can't save more than I make full-time Ugh never getting a house Comment from : amanda rose

lol even full time at a hospital and only make 2000 a month lol Comment from : Rae Kline

Thank you this is helpful! Comment from : Caes World

Wow I’ve heard so many great things about movement mortgage So crazy that it took them that long I’ll be looking into DHL once we decide to buy Comment from : kay22100

Proud of you perfect time and your having yr first holidays Comment from : Arizona_Lilly

Thank you for posting this What was helpful is the breakdown you gave for saving monthly This was very helpful because I normally budget this way and having a set monthly amount to save that will equal up to my downpayment and closing cost is very helpful when budgeting and motivating Comment from : Ebeezee

Thank you for some of the helpful tips, definitely writing them down I just wanted to reference something I also took away from one of MeetKevin's videos, where he states that the Private Mortgage Insurance (PMI) is not a big reason to put less than 20 down 20 is a high barrier-to-entry, and he says the PMI can actually be removed after a few years of timely payments Comment from : Lionel Quiambao

Practical, to the point, easy to understand, and good sound quality Thumbs up Comment from : Honestly gio

So what your saying is you need 50k to 100k laying around for down payment, closing cost, fees 🤦‍♂️ Comment from : Juan Moreno

Thank you my fellow romanian, great video! Comment from : elena amoisinei

Why is it so expensive to live 😞 Comment from : The Alexzandria Effect

Lol finally ! Props to you for including closing costs Thanks for the video Comment from : Jeanelle Louis

Great tips! Comment from : SebastianSoreanu

Such a great video!! You are so pretty! Super informative, thank you!! 🎉❤️ Comment from : Charline Orozco

I'm 12 but my dream is to move to new york with my cousin and play hockey, I didn't understand half the stuff but some of it made sense thanks! Comment from : Peak

I’m in the same boat my 24 about to start house hunting and no one is giving me info! Even mortgage broker gives me no senders Comment from : Izabelle Villafuerte

Do you still have the template for your budget anywhere? Comment from : Nicky Jules

We are personally having the sellers pay for our closing cost This is not an abnormal act either, it’s actually very common Another thing to save for is home inspection and appraisal fees Comment from : Joyniece Yarbrough

Love this series and such valuable content! :) Something I'd add that's important is thinking about furniture costs, along with when the windows were last replaced, roof was last done etc so that there are no surprises a year down the road and the emerg fund is big enough! Otherwise I think its amazing that you touched upon the importance of not depleting savings to $0! Comment from : Background noise

I really hope I can buy my own house by 2023 :) I would like to move out and own my own place 😃 Comment from : Bua Astrocytes

Exceptionally mature young woman Great job Comment from : Dave Lockwood

$80,000 is not realistic for everyone that is an insane amount of moneybrbr I’m in Phoenix and our home prices are SOARING faster than any other city in the country Because of all the idiots coming over from California Such a bummer for people like me who bought a condo a few years back but was going to buy a home soon now it’s not realistic Neither is $80,000 just chillin in the bank haha must be nice lucky you Comment from : Ashley Bohman

saving over 2k a month isn't easy for so many people, i do think you appeared a little out of touch in that respect the video was great but i think your privilege really shows a little in this as you're really talking from a position very unattainable for a lot of Americans Comment from : JG

This was an informative video on the home purchase experience Very helpful! Comment from : Gabriella Guevara

YESSSS I needed this video! I really want to buy a house within the next couple of years but the saving process just seems so daunting Also, I really want to just say how refreshing it is to watch someone on YouTube who is smart and intentional with the way they spend their money Thanks so much for this 🤍 Comment from : Morgan Veller

Loved this!! A new subscriber :) Comment from : Elise Bull

I just want to say Thank you for putting this video together! I have the goal to buy my mom a house because she deserves it I was stressing out about where to begin and this has helped so much! Comment from : Melane Barrios

If you pay PMI you could always refinance when you pay off 20 of the house and the PMI will go away Comment from : Jon

Awesome advice Thank you for the last part about not feeling bad due to age I'm 45 and just now saving for a house No shame in it Thank you Comment from : Lonnie

You are so mature for your age, very wise beyond your years Very helpful video Wish I would have had a video and advise like this when I was younger 👏👏 Comment from : Nicole Macomber

Thank you for sharing this information and advice! This is so incredibly helpful! Comment from : Jenn Ha

Loved that you talked about closing costsI lays wondered how much those would be! Hyped for you to go through this processI can’t wait follow along ❤️ Comment from : Kiara Madisen

I'm not planning to buy a house yet and I don't even live in the US but I'm still watching 🥰 your hair looks so good in this video! Comment from : Wiktoria Badora

i JUST got an apartment but this was so great to keep in midn for the future Comment from : Lea Nez

Hi Natalie 😍 Comment from : Victor Lui

this was so so helpful! thank you!! for a future video, could you do one on saving for retirement? maybe compare the benefits of a company sponsored 401k vs a roth IRA, etc Comment from : Simone Noelle

this is good but you skipped over some very important things about mortgage insurance, different s down, first time home owner loads and grants, etc Although a lot of folks like 20 down, theres a sizable amount of financial advisors who recommend considering less down depending on how MI shakes out Obviously its just an intro but I would recommend slowing down and spending more time covering JUST downpayment JUST closing costs, etc Comment from : Katie S

This video was very interesting to watch Comment from : HeyitzEsther

Super helpful!! My desire is to buy a house in 3-5 years :) this is good for me to start planning and saving! Also CONGRATS!! Comment from : Imani

We are looking to move into a house but everything is so expensive! Comment from : Faith

so so helpful! im definitely looking into buying a home wishing the next few years! 💖 Comment from : Alexandra Martinez

Me, living off student loans in law school for the next two years, watching this entire video with popcorn hahaha Comment from : Lauren Flores

Hi Natalie, thanks for ur advice (to me) on buying a house You mentioned that it will be needed a 2 income tax returns from the previous couple years Can i know if it matters to work permanently (with company) or temparaly (with agency) during those tax returns? Comment from : Phanha Proche

Thank you for this video! Seriously you have helped me through so much through youtube and your podcast Really inspiring and makes me want to keep going 💕 Comment from : T’Asia Burrell

This was a great video on explaining the topic Can’t wait for the other videos Comment from : Jasmine Olivier

This was so helpful! I love Dave Ramsey! 💚💚💚 Comment from : ItsDannaMiller

yess this is so helpful !! definitely can’t wait to see more of the series ! Comment from : Plans with Emily

Thank you, Natalie! All the numbers you used literally applied to me It was really encouraging ❤ Thank you!! Comment from : Evelyn Teodoro

hahah I make 2000 a month 🙃 it’s a full-time 9-5 I am 24 and live with my parents lol I do have a car payment of 250, pay the utilities and am in college I hope this will be me eventually 🥺 Comment from : Jenny

Another good thing to clarify is that private mortgage insurance can usually be cancelled once you reach 20 equity in your home, aka once the total amount you’ve paid including the down payment and monthly mortgage adds up to 20 of the home’s original value I’ve also heard if your house goes up in value, you can get a new appraisal and they’ll drop the PMI if your equity at that point is also at 20 Just based on my research since I live in Seattle where housing is suuuuper expensive and I’m looking to buy a house in a couple years so that 20 on an average home can easily get into 100k 🙃 but love your video and all the great info, excited for future ones! Comment from : Sandra Mata-Diaz

What made you choose to buy a house in Charlotte? Also is there a lot of maintenance you'll have to keep up when renting it out? This is a super helpful video and I hope to do the same in the future! Comment from : Nathalie Lopez

Are you staying in NC? Comment from : Bronny

This was so informative and helpful!❤️❤️ Comment from : brianna westphal

What’s upper from Las Vegas YouTube/DJ undadirt and YouTube /F a Mask Comment from : DJ undadirt

This is so so helpful! This is such important info and something you don’t learn in school so I’m so grateful to have this to look back at when the time comes! Comment from : Brynn Hope

I really appreciate how much time and effort you put into educating and informing your followers of such important life things! One of the best Youtubers to have a platform Congrats on the accepted offer!!! Comment from : Cassandra Collins

I just bought a house and all these tips are on point! Comment from : Kali Alexandria

So helpful! I also think it's interesting to think about saving for FURNITURE as well! I never hear anyone talk about that part Comment from : risirtackyy

Your videos and tips are always great ✨🌼 very helpful Comment from : SabotheBooklover

Something you should tell people that if you’re a first time home buyer there are programs out there that are for first time homebuyers where you don’t need a down payment and might not need PMI And that also not everyone buying a house has to pay their closing cost, sometimes the seller will pay for it I bought a house in June through Navy Federal using their first time home buyer program, I didn’t need a huge down payment and didn’t have to have PMI The only thing I put down was a $1000 which they called a earnest money deposit The sellers of my house paid for 6 closing cost, in the end when I signed all my closing documents I had to pay $1100 of the closing So sometimes you don’t need to save for a huge down payment and closing costbrbrI initially went with a broker company and I qualified for a government program at 284 interest rate with 35 down payment I ultimately decided to go with Navy Federal because of their first time homebuyer program because I didn’t want to spend all my savings on a down payment (not that there was much to begin with) just in case the house I bought needed repairsbrbrGood luck, it was definitely one of the most stressful experiences I’ve ever been through, I definitely cried a few times Comment from : kaciegayle

Not sure if you are already planning on talking about the different types of loans, but it would be good to mention VA home loans as well as FHA, USDA, and conventional Comment from : JessyNaomi

😍😍 love your blazer! Where did you get it? Comment from : Natalie Baddour

Video on how to negotiate rent?? Comment from : Elisabeth Weir

I'm hoping to buy a house within the next year Comment from : Millennial Nurse Mentor

Hey Nat this was such a helpful video! Do you have any tips or stories on saving towards a house while paying off student loans? Comment from : Justine R

I love your videos so much you’re so inspiring love 🥰 Comment from : Woodds Dejeanlouis

You and this background are just glowing 😍 Comment from : Earthy Reenz

I work in finance and this was great, spot-on info for people just getting started & saving for a home! Love what you’re doing with your channel ☺️ Comment from : Chloe Selena

So with you buying a house does that meant yo aren’t moving back to New York? Comment from : Adam B

This is sooo helpful!!! So badass my gal🙌🏽 Comment from : Elena Taber

this was SO helpful! excited for this series since we’re looking to buy a house within the next couple of years Comment from : Michelle Reed

Such a great and informative video! Thank you Natalie! Comment from : Kaelyn Grace Apple | London Entrepreneur & PhD

I didn’t even watch the video yet but I know that I will love it because you really really motivated and inspired me to buy a house ❤️❤️❤️ thank you ❤️ Comment from : Irem Büsra Duman

I'm not even buying a house in the near future but looove this type of videos, they're so informative and I feel like a learn a lot and I mean its never to late to even start sooo Comment from : Nanette Ileana

This was so helpful! I’m saving to buy a house in Charlotte, hopefully in the summer! Comment from : Sarah Ruisi Henderson

These are great suggestions, and its such an important topic to be discussing right now, I really enjoyed the video! Comment from : Just Frugal Me

I'm going to be 27 next year and can still only dream about having my own house I keep thinking maybe someday but it's hard seeing friends and family being able to make these types of purchases like houses or cars Comment from : Sarah Schneider

so excited for this series and to learn along with you!!! Comment from : ItsAmandaWan

These are great suggestions, and its such an important topic to be discussing right now, I really enjoyed the video! Comment from : Reece Caruso

This was very helpful Natalie! Wish I will be able to buy a house one day too 💕 Comment from : Poppy Calliope

Your hair looks extra cute at that length! Mu best friend and her fiance are in the process of buying They're about 30 days away from getting the keys! Comment from : Abrielle Wright

Can you do a video on how you got started in the stock market? Comment from : Amy

Hey girl! Great video The advice regarding saving money, I would just like to add that it is fine to put your money in a mutual funds account, which is a mixture of stocks and bonds Bonds are very safe, won't fluctuate, and is the base of your money Stocks are what fluctuate and help you grow You can talk to a financial advisor, and they will help pick what bonds and what stocks are best suited for you Once you have enough, and it's a safe time to pull your money, you can take it out and put it into your savings account Just putting money into savings is great, but there are ways that you can help grow your money with others' help Just some food for thought :) Comment from : Jenelle Lynn

Great video, thank you for sharing your journey with us! Comment from : Renee R

Genius idea!! Comment from : L I L Y

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