Investment Ladder Strategy with CDs T-Bills and MYGAs

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Information Investment Ladder Strategy with CDs T-Bills and MYGAs

Title	:	Investment Ladder Strategy with CDs T-Bills and MYGAs
Lasting	:	13.38
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Views	:	133 rb

I Hit $12,590 k today Thank you for all the knowledge and nuggets you had thrown my way over the last week i started with 3k last weerk now i just hit $12,590…
Comment from : @EricWilliams-m6t

The thumbnail on the video said $10,000 every 3 months? How do you get $10,000 every 3 months?
Comment from : @matthawkes4377

Alright, step one: have $40,000 of expendable income 😂
Comment from : @daniellilly7564

I come to your channel because I thought of this…but a bit different… I want to get 6 x $5k, 3 month CD’s at 445, and I wanted to open them up once a month for 6 months This is so I don’t trap the money down to more than 3 months at a time And if I’m not liking what I see, in less than a year I can just stop, and have all my money plus some interest I’m sure buying 30k on stocks would be better but I think this ladder would be safer in my own bank My money would never go below what I started with, unlike the stock market
Comment from : @HeyMikeyLikesIt2

Ok quick question First are there people you can hire to advise you on step by steps how to deal with these investments you speak of ? Second are there ways I can learn such has classes or educational courses ? The easiest way to me having someone handle it for me only really following my financial goals moving in the future Of course I get I will still have to communicate with that individual but having a professional who’s experienced makes a world of difference
Comment from : @romanhut2917

I’m stepping into cd tbills , I been setting up my banking foundation
Comment from : @ArturoRubio-h3i

Laddering fixed income is a great idea, regardless of the amount of $ you've got in it
Comment from : @ScooterOnHisWay2024

I like to create a CD ladder on my own, because I want to avoid paying broker fees does this make sense? How secure is my money in a broker's account like Fidelity if its over $250K?
Comment from : @tonyberkel6323

I've been reading alot of articles mentioning how worthless 'cash savings' are in this current unstable economy and as a rookie sitting on over 1million savings do you suggest I invest in real estate, stocks or Gold?
Comment from : @kashkat987

Hello Brian, great video A little confused about maturity rates Etrade offers me around 5 on a 3 months CD Does that mean I would get 5 of my total investment at the end of the 3 months Thanku you
Comment from : @c-los4630

So you out smart the system 😂 that money being taxed too
Comment from : @pops1pops178

Hi Brian… I use Fidelity and didn’t realize that ladder option was in there (Never bought a CD through them… equities only) With SPAXX as a core fund paying so much right now, is there any advantage to a CD ladder other than locking in rates for 3-12 months in the event rates plummet? Love your videos!
Comment from : @BRTardiff

Who’s got $10,000 to invest every 3 months? How about some investment advice for those that make under 30k a year?
Comment from : @scotwells7573

Those "60 year old" cartoon characters look closer to 80!
Comment from : @DefundTheFringes

Can you answer what the interest would of been in you chart for 1 year teer cd each quarter paying 525 on a $250K teer cd I know that a 1 year at 5305 investing for 1 year would make me Little over $13K I think this is correct What confuses me is the return because in a year from now I want to cash it all in a retire in Mexico
Comment from : @tcbridges

Hello Brian,brbrI am under 30, just starting my career and recently learning about high interest savings accounts CDs I’ve found Marcus by Goldman Sachs and believe that their rates are high brbrWhat are you thoughts on them?brbrDo you have any tips for somebody under 30 to maximize their savings?brbrThanks :)
Comment from : @Fioremark

Hi Brian, brGreat video but I have a question I just purchased 2 cd’s through fidelity and it said price 100 when buying What does this mean?
Comment from : @JeremiahMcintosh

Locked in 505 for 10 months with Marcus by Goldman Sachs I did it just to get a little bit of diversification, the rest is in stocks
Comment from : @reitsforlife

Can 401k be used to purchase CD before retirement?
Comment from : @chair6180

Excellent info!brThanks!
Comment from : @patriciahogg5763

Great video thank you… i just learned about SFP… sinking financial protectionwhat REALLY is this?
Comment from : @Back4WhatsMines

Just buy a one year cd every six months if you are a retired senior
Comment from : @dannywalker1635

Hi Brian, so I’ve put 5k into 3 different cds all for 1 year, ranging from 300-505 any idea what I could do on my next move
Comment from : @norman_gt3505

Question, I have a 9 month CD for $250K maturing mid July I will make about $9K in interest How can I avoid a 15 Fedb Tax on the $9K Can I invent the total $259K to avoid Taxes or do I no choice to pay the 15 yearly Im 75 and like all oldies hate paying taxes on money I already paid my taxes on
Comment from : @tcbridges

I have a 1 year cd that matures July 12th and its only 4 Right now Fedelity has a 4 teer 515 for 1 year I am hoping its still up in July and I will do a 1 year 4 teer with $250K thank you for the great advise How can I calculate what the interest would be for that 1 year Math isn't my thing
Comment from : @tcbridges

Any advice or videos for a young person who’s on the early stages of learning to invest? Like I want to save up between 500-1000 and want to invest it in something Any recommendations?
Comment from : @shameronstar7220

Thanks again Brian for all of the great info
Comment from : @beingjohn392

I subscribed I learned something I had interest in with visuals
Comment from : @sushilsharma483

so with the example given of four, one year, 10k cds maturing every 3 months assuming 5 (yes i know that's unreasonable, but for ease of math), that is $500 in interest every time one of the Cd's matures brso assuming that you reinvest the 10k back into the next 1 yr CD, you're only going to be making $500 every 3 months $500 isn't enough to purchase another CD (min is $1000 unless you're buying fractions) And it isn't really much if you're trying to count this as a source of income brSo should you save up the $500 payments until you have $1000, and can buy one $1000, 1yr CD? ( you could do this twice in 1 year, so it would produce another $50, at intervals of 6 months) brbrthis seems like a lot of work, and a big commitment (tying up 40k) for only $2100 profits in interest in 1 year (which takes 2 years to realize because you spend the first year building the ladder) brbram i missing something?
Comment from : @modestalchemist

I have 12K in an Emergency Fund that is a CD Ladder that was spread out to 60 months Keep in mind it is for emergencies so I could afford to have it spread out that far and not all emergencies are the same sizeSo by having it in $100-125 increments I could determine the size of the "need" and the EWP I would have to accept without breaking the whole "nut"brbr Been gradually condensing the ladder seeking $500 minimums and looking for smallish EWPs
Comment from : @kevinrehberg8758

I'm just getting into this I saw your other video talking Capitol One and CD's A commenter said the 5 CD ended on March 15th You agreed with that I read it on the 16th Now I see their highest is 43 I have a sizable amount of savings I want to put into a CD I don't need to access it for 3 years or more I'm not seeing a 5 rate can you give some advice?
Comment from : @wesleytyvog3975

Hi Brian, thanks for the information I have a question does Charles Schwab is a good place for cd ladder thanks
Comment from : @maubriciogarzes9954

So if I choose the reinvest option does the interest rate stay the same or will it gtab the higher if they are indeed going higher? Thanks!
Comment from : @hownwen

When do I pay taxes on the CD dividends? I bought one a couple of months ago My understanding is that I pay a yearly tax on that year's dividends Is that true?
Comment from : @cbbcbb6803

Very good video I agree with the ladder concept and I already make use of it, as CD rates are on the rise My only quibble with your approach is that you perform your transactions online For security reasons, I feel more comfortable using a landline with a specified broker and asking that person what the highest current CD rate is Also, I have changed from once every three months to once every two months, giving me 6 steps per year When CD rates start dropping I will resume looking for cheap stocks which pay a good dividend
Comment from : @kenthompson5723

Purchased my first CD ladder Rates go up every day!!! So farbrbrGreat video Thank you so much
Comment from : @hatidzhetupeva4645

Great information, thank you Is it better to open 1 CD at 5 percent or open multiple CD's We have a significant amount to invest and are looking for advice Currently looking at Cap One for 11 months at 5 thank you
Comment from : @kellygirl923