?? Work at Pickup Points � Flexible schedule

Certificate of Deposit Explained [CDs] u0026 When to Invest in CDs Vs Bonds

Tiffany Thomas, Your Wealth Mentor 24 views

Download Video

Comments

I think you forgot to mention CDs are taxable — federal n state
Comment from : @toantruong7901

Hi, if I roll over my traditional 401k to CD, do I pay tax first or I’ll pay tax when I withdrew from CD ?
Comment from : @joehoang4409

Does the interest rate stay the same through the life of the CD Is that what “fixed rate” means?
Comment from : @monicamcmain2442

Can you move a 457 to an CD ?
Comment from : @brotherjayblaze3947

Yayyyy i was like number 600 with a 415 CD return
Comment from : @sherronwalker3749

That girl she doesn’t know what she’s talking about She’s really idiot and stupid
Comment from : @bahaamikha6765

Isn't it just better to put that money in a high yield savings account
Comment from : @victorleyva8064

I'm not American Nor live I in the US, but want to deposit some money for a couple of yearswhat US international bank do you recommendI'd like to drop about $200 for now
Comment from : @mcmerry2846

what are your professional credentials? do you have any of the required licenses that allow you to offer advice to the public? I did not see that in you "about" tab
Comment from : @mrperez7036

7 percent wow😍😍
Comment from : @jenniferselespara1327

I have cds and bonds😍😍😍
Comment from : @jenniferselespara1327

Your #1 in YouTube search “cd or bonds”
Comment from : @johnl7754

Thanks 💰
Comment from : @noblejohnson2825

Way to go Tiffany! I got set up on my I Bonds and making over 96 interest Since I retired early, have to find ways to diversify my money, so I don't lose it all in the stock market
Comment from : @grifsfoodandtravel

Moving Ira to cd to secure money in falling economy
Comment from : @ronaldharrison7753

Not good
Comment from : @enki-eg29

Who can invest in a CD? Does it have be a minimum deposit?
Comment from : @faithlike

Hello What would be the best interest rate a bank could give you?
Comment from : @santiagomendoza7161

Cd
Comment from : @gagethompson6831

I know nothing about cds so thank you 👌
Comment from : @elijahvaielua2544

very helpful, thanks
Comment from : @pianobar7801

Hellofaysbok riyad km km
Comment from : @riyadkimouche7127

I don't think CDs are a good option for an emergency fund cause the money is not very liquid Do you agree?
Comment from : @fredswartley9778

So you recommend CDs over high interest savings accounts for short term savings goals like buying a house?
Comment from : @fredswartley9778

On a different forum they were talking about just what you said make sure the bank is fdic because online banks sometimes are not Which I had no idea
Comment from : @pamelas3119

tysm, gr8 vid <3
Comment from : @n0covercharge

Random comment “You are beautiful”
Comment from : @chucknasty8417

Dammm she hot
Comment from : @tomesparta95

Crypto currency
Comment from : @arthurcantujr1274

Not compact disks??? Oh no I bought music I didn’t even like
Comment from : @davewhite756

Great info 👍🏻💐
Comment from : @Funnymomentss321

Thank you for the info!! Can you teach me more about this I’m looking to invest
Comment from : @toshiahall5103

I am building a CD Ladder as my Emergency FundI do my own research and frequently use a web site w(wwdepositaccountscom) minus the () They rate your local banks and C Us, and if you want they offer the internet accounts information toobr As consumers we should always know what we eat the same applies to financial instruments know your product!!!!
Comment from : @kevinrehberg8758

New money is printed all the time, making yours less valuable HEX replaces inefficient currencies, banks and payment networks with verifiably secure peer-to-peer technology HEX has outperformed Bank CDs because it's nothing like a Bank CD HEX monetizes the time value of money in a totally new way
Comment from : @hex-dot-com1207

Very good information br Very beneficial thank you
Comment from : @williemcqueen4468

I would like to someday have to worry about not having more than 250k in any one FDIC insured bank lol
Comment from : @drew8235

Your graphics in the video are broken
Comment from : @walcuppernell2931

thank you!
Comment from : @lolegacyyy

Mesluv888br1 Money Market Certificate at 470 and 1 CD at 775 that my parents got for me in { “1989 & 1991” ITF } from Comerica Bank i’ve been trying to get them cashed in starting 5/13/19 the bank has been playing games with me I sent a complaint to CFPB Consumer Financial Protection Bureau 2/24/20 Company's ResponsebrDear Mr Love, Comerica Bank has received the complaint that you submitted to the Consumer Financial Protection Bureau I have reviewed your complaint and determined that you are concerned about two Certificates of Deposit that were in the name of Mrs_i____/i or Mr_i_____/i ITF Mr Love I have reviewed your complaint and determined that we do not have any records of the two Certificates of Deposit from the 1990's If the Certificates were "rolled over" a new receipt would have been issued after each maturity Also, Lillian Love or Thurman Love may have closed them As you have been informed, we do have a record retention period for records and this matter is well beyond that retention period for decades, as we have no records for the two Certificates of Deposit, It is my opinion that these were closed decades ago by one of the two authorized parties Further, please understand that when the certificates matured, a renewal notice for the interest earned and the principal would have been mailed as part of the renewal process, to the address on file at that time The interest earned would have had to be reported on tax returns Please provide me a copy of all of the tax returns for the time period 1991 and 1992 and beyond, which would show that the interest was reported (and validates that the two certificates were still opened) Once you provide the information to me, I will be happy to review it Lastly, as all banks moved to electronic records, paper receipts were no longer issued Thus, the two certificates of deposits would have been displayed on a statement which would have been mailed to the owners (in addition to a renewal notice) Based on my review of this matter, it is my opinion that these two certificates of deposit were closed decades ago Thank you for the opportunity to review and respond to your concerns Please provide me with the documentation that I have requested from you and I will be happy to review it upon receipt Thank you also for the opportunity to review and respond to your concerns Please contact me directly if you have any questions regarding my response Sincerely, Comerica Incorporated, Senior Vice President br2/27/20 I went down to the IRS to get time period 1991 and 1992 and beyond interest earned would have had to be reported on tax returns The IRS told me that there Tax’s records don’t don’t go back that far???
Comment from : @ernestlove8752

My CD rate is 346 apy and I was luckyanything under 280 turns into a certificate of depression
Comment from : @cpaul57

Question I know about other countries paying a higher fee than USA CD Not worried about safety risks Just need to know if possible to save in other counties bank?
Comment from : @isabelwilliams3813