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Social Security and Work: How Much Can You Make in 2025?

Mr. Retirement with Jeremy Keil, CFP®, CFA 24 views

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If you’re allowed $1950 Mthly how is this calculated Is it for all the days worked in that month or every 4 weeks Some month has 5 pay day ?
Comment from : @NandySingh-b6l

someone earning $300,000 a year can strategically delay claiming Social Security and end up with way more than someone who’s worked their whole life earning $50,000 It’s like the system is rigged
Comment from : @LoreanSmith-v2v

If you're above the $1950 limit for that month do you need to call them and let them know every month that happens?
Comment from : @ScottSpraker-cr4bm

Thank you for your videos! Valuable information! My question is im disabled and recieve ssdi My husband is a disabled veteran that requires a caregiver at home in Liu of going into nursing home Can i recieve a non taxable stipend from VA for being his caregiver without affecting my SSDI? Thank you
Comment from : @martinatomlin1208

Does the same limit apply to survivor’s benefit?
Comment from : @Infxdisdoc

My 64 yr old husband plans to retire from full time work this year (a few months after turning 65) and only work two days a week at that point We have a minor child together and she will receive a benefit until she gradutes high school If he goes over the $23,400(or the $1,950 per month) working those two days a week, will our child's benefit be affected ($$ withheld) or just his?
Comment from : @marialovesdogs79

Is the number you are saying "gross" $$$$? I am 18 monthfrom FRA How does retirement impact survivor benefits?
Comment from : @karenbauer8728

Question about earnings limit If I turn 62 years old in August and I made $50,000 up to my birthday, do I get penalized at the start of the calendar year, or only after I turn 62?
Comment from : @retiredtxlawman

Is the $23,400 based on gross or net? Thank you
Comment from : @jeaninequintiliano4292

How much can I make or how much can I earn? I don't have a money printing press
Comment from : @shericontrary2535

What if i earned 32k annually i am now 65 yrs old how much will be deducted
Comment from : @soledaddoronio1797

Two part questions - 1 - My FRA is May 2025, can I earn all of $62,160 between Jan 2025 and April 2025? And is May 2025 is when I can earn as much as I want or is it June 2025? Thanks
Comment from : @Johnmakani-v3s

I’m starting SS mid year 2025 Can I make my 23000 in two months after I start drawing instead of the 1900 average for the year?
Comment from : @jeffvaliquette75

Why do they penalize seniors for earning money? The Social Security they are collecting is money they earned and the government stole and forced them to put into a savings account So why does the government penalize them for retiring early and earning more money?
Comment from : @Poppy_love59

i retired at age 62 im 65 now and working again, can i put part of my w-2 income into a 401 K pre taxed dollars to keep my income below that threshhold so they wont take my social security at $1 per $2 i earn over?
Comment from : @JamesCardwell-s1f

1 big important thing you should talk about, is the 85 income tax that will slap you in the face if you make over 44k if you file jointly
Comment from : @doobiedean

Do your own investigation on how much you can make the amount he gave is wrong for 2025 be careful who you listen to on YouTube
Comment from : @ronnieb5688

You are wrong you can make more them that on ssid
Comment from : @ronnieb5688

Is the monthly max of $1950 still true if you start collecting in the middle of the year?
Comment from : @marays9189

If I go over the earnings limit will my social security benefits be stopped or will I just get a reduced amount?
Comment from : @MichaelPollard-z1t

One question that I can't get a straight answer on is this; I took the 65 age retirement Basically the amount I get is 300 less than I would get at FRA Once I get to the FRA point, I know they do something of a recalculation, So do I get that 300 added back, or will I forever receive this 300 less?
Comment from : @KentKing-p7u

Question on 1099 income If I earn 3000 per month 1099, but on my tax return it is reduced because of expenses and estimated quarterly taxes paid, how do I report income? Do I report anticipated net income per month even though the 1099 income is gross income? Not clear on this Thank you
Comment from : @MLSL1-u1y

i have never found and answer to this basic question -- so i am not holding out great hope here either but if you start taking social security early and due to work income they with hold $10,000 when you reach FRA is that given back as a lump sum or is it spread out over an anticipated lifetime? and if so what is that time period?
Comment from : @xessq1

I am in January 25 will reach full retirement age and I will apply for my s security benefits in February brIf I will be penalties if I make it in January 15000 or not, thank you
Comment from : @valvalentina9581

I am starting SSA benefits in Sept of 2025 when I am 65 If I choose to be a substitute teacher, I would not be earning an income from the schools in June and July How does SSA work with this in regards to the earnings test?
Comment from : @BradShores

Is this limit of $23400 pre-tax or after tax? For example, I am a self-employed Uber Driver I made $30K before filing the taxes After tax, my net income after all deduction is $23K? For $2/$1 withholding purposes, what they consider my income? $30K or $23K? Please let me know
Comment from : @PardesiBabux

If I collect early at 62 I am penalized at a lower amount, and that amount is set for life They should pay the full amount if I don't make it over the; limit and should change to the full amount at 67 It is not fair to penalize anyone at 62 who agreed to take a lower amount for life
Comment from : @aldonco

Currently, I'm collecting Social Security, In August of 2025 I will reach my FRA What is the maximum I can earn for the first seven months? Thank you
Comment from : @MRRFARRFAR

I plan on collecting at 62 I turn 62 in August 2025 Does the money I make from January 2025 to August 2025 count toward the earned income limit for 2025?
Comment from : @jimmuir2551

My FRA is in April 2026, I want to store my benefits in January 2025brbrI will still be working full-time and most likely be close to 20,000 over the yearly earnings limit My question is about the first year rule Will Social Security send me checks from the beginning of the year until I reach the yearly earnings limit or does it automatically go by the monthly earning limit with them knowing I will be way over the yearly?
Comment from : @DigitalGrowthWithGeorge

By the time you reach the full retirement age you are dead o need to work as much you want you people are sick stealing our money and if you work they are still taking ss tax from your payroll ss should pay our rent utilities food and medicine and we won't need to work I hope people are paying attention to this bs
Comment from : @MariaPina2

Great Video! My Question: brWhat if FRA is age 67 and you take SS in 2025 which is the year you turn 65 You are retired and not working, but receive a payout or bonus as the retired lawyer from “your own” law firm on a settled court case (case began years ago but finally settled and $$ received in 2025) it’s a large sum…considerably more than the total annual social security income would be How is that viewed by Social Security with regard to disqualifying your social security payments? Seems like all social security would have to be given back??? brAnd…don’t quite understand if the “payback” at FRA would apply Would much Appreciate any clarification Thanks
Comment from : @wbrown3829

Great video my birthday is in January and I turn 62 and I won't get my first check till February is the 22400 from February or does it start at January? Thanks
Comment from : @ScottSpraker-cr4bm

If I work and earn over the $1950 monthly limit for only one month will that $1 per every $2 be held for the following month or longer?
Comment from : @Mycrazyworld-w7u

Im 62 and plan to take survivor benefit in 2025 I will be over the earnings limit So will SSA go ahead and make up for what I lost even though its a survivor benefit were looking at?
Comment from : @davidleonard4925