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Stocks u0026 Shares ISA Guide for Beginners - (Updated for 2024)

Toby Newbatt 95 views

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just started at 35, put 20k straight in stock isa
Comment from : @komujimaru

This may be a dumb question can you open a cash ISA and a stocks and shares ISA or do you have to pick one?
Comment from : @charlyeliza-gf9gp

Hi Toby when you invest in stocks and shares As the value can fall as well as rise, you could get back less than has been paid in ??
Comment from : @nathanlumbalakayembe5606

Please can someone help me out brbrLet’s just say I have £50k a cash isa at this moment in time, and I have a £20k ready to put into a trading 212 stocks and share isabrbrAm I allowed to put a maximum of 20k out of that 50k from my existing cash isa into a new stocks and shares account, or have I already exceed my 20k limit by currently having 50k in a cash isa which has been opened for years now Any advice would be appreciated👍🏻
Comment from : @ItzJackAttack

Thank you :) Very helpful video!
Comment from : @themoneyman8011

Hi, I'm recently started as an affiliate and I would like to know if this would be a good account? I have to complete a W-8BEN form, I'm assuming this ISA number would be required?
Comment from : @Theempowermentace

If I deposited £20k maxing out a stock ISA will I be taxed on Dividends bring paid in? All so can you stack ISA after a tax year for example I deposit £20k the first 1 year and another £20k in a year later into the same ISA?
Comment from : @metroidprime3863

Wow nice
Comment from : @UmmeHayaa

geeza looks like a gekkobryour eyes are so far apart dude you must of got the nick name "Sid" but your knowledge is on point so big ratings Sid 🤜🏻🤛🏻
Comment from : @HB-co2uq

Does anyone know how to sell nedbank shares please? Degiro is telling me that they're untradeable
Comment from : @user-ck3ud6dz6s

Can i use ISA, based in Australia im currently using Etoro
Comment from : @IanMunya

I wonder is there any provider which offers ISA under which I can sell and buy shares USA shares without fx fees?brTrading 212 converts GBP into USD when buying stocks, charging you 015 fee That is £30 on £20k sell or buy Basically by selling £20k and buying different USD stock , you pay £60 in feesbrI wish they converted your GBP and kept your ISA in a separate USD account which you can use to sell and buy without conversion feesbrHowever, I don't know if this is possible with ISAs (it can be that they must be in the GBP)
Comment from : @flesz_

Is there any alternative to the ROTH IRA and ISA but in Ireland? Thanks in advance for the answers
Comment from : @МихаилФлягин

I just recently opened s&s isa with Hargreaves lansdown Im paying in £25 bank per month transfer Not sure what im doing Or how to invest Any advice? No smart comments
Comment from : @gematriawithjen28

Sorry global index fund, that invests in the whole global stock market, sorry but what do you even mean by that, I’m 43 and this is way over my head
Comment from : @MrConway007

International student are eligible to invest in isa share?
Comment from : @bishalmandal6657

Good video Very useful information
Comment from : @salilmahadik9396

Who wants a bet they will change the rules in a few years and we will end up having to pay tax on gains from isa
Comment from : @Steelhorse-enthusiast

I have an instant access saver 10 and instant ISA saver 20 with nationwide, can I open a trading 212 stocks and shares isa as well? I think its a yes but I'm not sure
Comment from : @alexhz

can I pay 20k into the same stocks and shares ISA, each year?
Comment from : @1292liam

Is there any possible chance you could recommend the best S&S ISA platforms in the UK (with the best customer service ) I have been trying to research this but without anyone with any experience advising who they would recommend for the lowest fees and best service and trusted not to go bust
Comment from : @grantmail4112

Kertzmann Inlet
Comment from : @ZoeSherk-s3x

I opened a Legal and General stocks and shares ISA two weeks ago with £20,000 Some days my balance will say I have gained £125, hours later it will say £50Not sure what is going on or what I'm supposed to do??
Comment from : @sadie9386

Very informative
Comment from : @Ullashpodder

I'm an absolute beginner in S&S ISA I want to start investing although I have a low income and one Natwest Account Should I open a S&S ISA with my bank or with an independent platform?
Comment from : @hopes2bfree

Incredible insight on investments thank you and may God bless you for your service
Comment from : @obiiwumene638

Which app do you do this on?
Comment from : @vIMONST3RIv

Hi, thank you for the informative video One question please, u said life time ISA 4000 pound limit followed by one can open one of these accounts What does it mean, in total we can contribute 20,000 pounds in one year right ?
Comment from : @tenzintsewang6279

Very nice content
Comment from : @TrobridgeFendlason

Simple and concise information Thanks Keep doing pls
Comment from : @musammils

A very honest & helpful posts Thanks a lot 👍
Comment from : @DeusZechiel

Great channel!! Always learn from you Reminds me how I made my first couple millions, I put a lump sum in stocks & with the help of an amazing FA who trades for me
Comment from : @TrobridgeFendlason

This is great, thank you!
Comment from : @CHH3

Have you checked out the Halifax Bank Investment account they have some low cost offerings for 18-25 year old’s brIt was £36 year when I had it
Comment from : @simonkemp1030

Hi Toby, great video as always I’ve been following you for over a year now since I was studying A Level and am now in university! I wanted to ask could you please make a video on the best long term funds especially mutual funds to invest (ofc there’s the common ones S&P 500 and FTSE 100) but some upcoming less popular ones that would eventually perform just as strongly Thank you !
Comment from : @Kiara-j9y

Are fractional shares allowed in a stocks and shares isa in the uk? Some places say they are and some say they arent
Comment from : @brettdown9155

Can l have more than one stocks and shares isa now?
Comment from : @kingarthur7250

Are bank stocks and shares ISA's any good like Halifax or barclays?
Comment from : @SamWize

I’m British but also hold a US passport Barclays have prevented me from opening one I bet this is because of the global taxation Uncle Sam has in play
Comment from : @LScouser8

Is it worth getting into this via my bank? I’m with Lloyds, please advice if you can man thank you
Comment from : @vectormodz6863

Great video I've recently moved away from a standard eToro account and opened a stocks and shares ISA with trading 212 I'm wondering are you able to constantly buy and sell shares within the 'ISA' umbrella ie buy £1000 worth of Google, sell it all, buy £1000 worth of Amazon etc Does this eat up your 20k allowance or is strictly for withdrawals only? Also, big hypothetical question is there no limit to your profit, for example if I have £300,000 within an ISA, invested in VUSA say, returning £30k a year, can I just withdraw my interest and never pay tax? Any help appreciated! Thanks!
Comment from : @SamLawther

What happens if say i invest £19k into whatever stock & its value rises by £2k within a year making my portfolio now worth £21k?
Comment from : @dazhibernian

What is a IFA ISA?
Comment from : @georgevideos1849

Hi Toby, is the limit 20,000 per S&S ISA or across all S&S ISAs in the context of the current rules? Thanks in advance
Comment from : @toothscary

If i day trade options can this be via an ISA? Thanks
Comment from : @jtlondon81

So much blcktken300 spam bots
Comment from : @MohammedAhmadi-t1r

You know your channel is doing well when the bots take over the comments, Toby!
Comment from : @adrianl5899

Please help! Should I invest in a fund or a EFT? With the latter can’t you only buy shares as a whole? Ie if price is £70 and you invest £100 per month don’t you have £30 just sitting there until next month isn’t that inefficient?
Comment from : @danielcroston1592

One thing that confused me (which I guess doesn't matter now cause the rules have change) is that with the old rules, were you not allowed to OPEN more than one of the same of ISA or were you not allowed to PAY into the more than one type of ISA? Because from how I read it, you could pay into one ISA but still do a full transfer to another same type of ISA or a partial transfer of previous tax year Or have I misunderstood the fine print?
Comment from : @antofempire

Great content Toby as always
Comment from : @valerienewbatt9678

5:56 I got stung with investengine , it’s not flexible Vanguard I believe is I wanted to be able to withdraw and replace in same year
Comment from : @coderider3022

What happens if you put more than £20,000 in one year? Hmrc send the boiz round?
Comment from : @LawrenceTimme

Great content Thanks to the likes of you, Ramin, James and Dom I've moved my work pension into a global index fund, opened a SS ISA and am maxing out my AVCs to fill the 60k allowance Kudos to the lot of you for making this knowledge available to the masses!
Comment from : @DrJohnners

Another really informative and clear video, Toby! - Question, I just opened my first S&S ISA with T212 and starting on the FTSE All World ETF Would adding S&P 500 be completely pointless because of the overlap in the stocks? or is this still diversification of sorts
Comment from : @UKvideos2009

Toby can you recomend a global index fund please no come back on you or owt i just need a few recomendations please thanks
Comment from : @mookett

👍🏼
Comment from : @punkanaissance

awesome
Comment from : @Pidamoussouma

I always learn something valuable with this channelbr Thanks Toby!
Comment from : @UKTA

Just to clarify, so if we also use a lifetime ISA and max it out to the £4000 Does that mean we have £16,000 left to invest in the stocks and shares ISA? Or are they separated?
Comment from : @10randhawas

👍
Comment from : @paulevans2246

Hi, do i still pay stamp duty if i buy shares with a ISA account?
Comment from : @brucie239

Keep destroying the price discovery with ETFs
Comment from : @TheBigShort11

Toby u are a legend Sadly I can't get many involved in investing They either think it's all a scam, are scared, or just don't want to pay themselves first
Comment from : @lifeisagame2023

Does this mean I cannot have a cash isa for 20k and stocks and shares isa for 20k within the same tax year is it?
Comment from : @letsbye

Thanks for your honest and helpful posts
Comment from : @timothycook5880

I dont care about investing as much as want to hear Toby talkalways a pleasure listening to you Great content and delivery
Comment from : @Mrdjrehan1

I normally go with invest engine but the 200 cashback from trading 212 tempted me Now just waiting for next year for the allowance to reset to go back to invest engine 😊
Comment from : @dynasushi840

Trading212 are currently offering 52 GBP on their cash ISA In regard to diversifying, and not solely relying on a stock & shares ISA / the S&P 500, I think this is a good way of also saving some money What are your thoughts?
Comment from : @wegottagamer

Great and clear content as always Can I ask when my cash ISA of the previous tax year matures, and I transfer part of it to a new S&S ISA, does it count towards the limit of £20000?
Comment from : @cinyungable

I can't benefit from ISA's why am I even watching this video 🤔brbrBecause the content is great and there might be something not specifically related to ISA's that I can benefit from knowing 😁
Comment from : @shimsteriom4191