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How To Save $10,000 On A Low Income | Step-By-Step

Austin Williams 63 views

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Thanks for 60,000 subscribers!!!!
Comment from : @ElAgustin

Great video great tips!🎉🎉
Comment from : @mjones4458

I formatted it to a danish version using danish valuta and changed the language and some details eg the "," i changed to a " ' ", so it says 100'000 instead of 100,000 Pretty nice sheet Thanks
Comment from : @jespermynchau5580

Wow i just determined my number its so cool ill be able to put down on my dream car by 2027 the date i set thanks for the information im motivated now I have a bank account so i can put away the money in a safe place yay
Comment from : @KeshaWilliams-f2n

Make a copy of
Comment from : @cielomojica7033

Wealthfront savings account has like 5
Comment from : @Juicylock261

My 3rd world country ass cry at $8/hr :D
Comment from : @arianotariel

❤ thanks hun xoxoxo 💞 I've just got a start of $600🎉
Comment from : @DeanneMackness

CRYPTONOMY ARE SCAMMERS THEY ROBBED ALL MY COINS
Comment from : @briuscrypto

We are living in “reality” 😅😅😅lol
Comment from : @clorenesimilien5914

Your videos are my fave of all time
Comment from : @flori2611

I make $42 a day and I struggle saving money I really need to save money
Comment from : @Fontaine-999

Does it work on phone
Comment from : @Joker001-ws2sd

people, i came here to learn, not to teach 👊🏻🫵🇺🇸📚💴💵
Comment from : @BenThomas-z9m

dont destry your phone so you dont have to buy more phones
Comment from : @BenThomas-z9m

It's not a bad video, but claiming you saved 10k at $8/hour just makes it sound like you had no rent or real expenses
Comment from : @matthewdanko4064

Do anybody want to give you love peace and happiness and joy and happiness and joy and happiness and joy and happiness and salvation and eternal life if u confess your sins
Comment from : @JoseRamirez-y6j

I am working on 10k goal but it is for a loan someone give me I'm saving to pay it back It is for a good investment🎉
Comment from : @clb1667

hahhaha meanwhile here i am paid 5 euros an hour
Comment from : @EmelineSchmidt

If you aren't making at least $480 per hour, it will take you a minimum of a year to earn $10,00000 br(Assume 40 hours a week, working all 52 weeks in a year)
Comment from : @masonr1666

Does anyone know how long it takes to get permission to edit the spread sheet ?
Comment from : @miguelcalmo2005

You had me at bread
Comment from : @michelleeven24

This man got endorsements and stuff Lying out of his butt 😂
Comment from : @JMAN97712

My only problem is patience Before i can wait until the next oay check to build, i spend it on something i don't need or use as much I'm so annoying with myself I want to leave this comment here and come back here in 1 year on December 1st 2024
Comment from : @5thdawg917

Thanks for the Sheet That was fun I recently told myself I wanted to put away 150k in ten years Ill really have scrap to do it, but I think I can I figured 1500 a month would do it, but your sheet gave me some leeway If I do it, it'll only be 774 years
Comment from : @davidweaver3129

I didn't become financially independent till I was in my mid 40s after having a major financial setback during the covid , Thank God i'm now on my feet In addition to buying my second house, I'm also making money on a monthly basis through passive income, and I've also met some of my goals I really hope this motivates someone to know that it doesn't matter if you don't have any of these things yet; no matter your age, you can start today Investing can help you change your future!
Comment from : @WinnyDek

this doesnt work; its too optimistic
Comment from : @allardvanderstarre5238

Saludos 🫂 Agustín para que parte de la Florida vienes?
Comment from : @chulita022002

Total bull, I saved 50 grand by the age of 20 delivering pizzas but again the kicker is that by living at home you have no expenses All I had was a $75 computer payment and a $30 phone bill as I recall it The occasional repair on the car was a business expensebrbr300 dollars saved every month is a lot of money on a consistent basis when you have bills to pay
Comment from : @Sellbow

I work at Panera Bread too I make $1300 an hour What do you think of SoFi You will need to find an alternative to Mint as that will be going away I think it's also a good idea to download all your statements on your older accounts that you will be closing In case you need it for tax purposes I have a PNC account and they charge me 7 dollars a month if I don't have enough in the account Im going to get all the documents from it I also have a Truist account that charges me when I transfer money out at $300 a transaction These banks with all there fees Im a fan of Robinhood although I wish I could view them with Quicken Mint is going away I've been making my lunches instead of buying them even if I get them for half off We get the cooked chicken rotisserie from Costco and I get all the meat off it and separate it into 2 oz bags use that for the salads Im thinking about getting a standing garden to grow my own vegetables and fruits but Im unsure if my HOA will allow me to do it on my 2nd floor porch Obviously I don't want any water to spill I went through a bankruptcy and was able to get it discharged I don't even think about touching a credit card now
Comment from : @jonny777bike

Good idea Now i need to find an app version for my adhd kid
Comment from : @autobotdiva9268

Wait last year you said you were 21 when you worked there, and this video you was 2022
Comment from : @rajakhan12346

Thank you😊 love from Sweden ❤
Comment from : @villamathilda6984

These days having a bank account it's risky! There's a turmoil going on with the banks world wide
Comment from : @naturalhealingmexico

But I want to save 100K I'm 58 making 2000 a month
Comment from : @DonnieChoi

At 18 I had $12,000 saved up on my own making $10 an hour at a local pizza joint for 25 years while in high school Now at 26, I’m barely able to save a quarter of that now that I have a mortgage, student loans, a car loan, etc
Comment from : @Cole-ft4rr

We’re close to 10k in just 3 months We completely changed the way we live and it’s the best feeling ever
Comment from : @foolanita7909

Congrats on 60K 🎊🎊
Comment from : @dinagalall

I saved that in 1998 working in a restaurant 10-12 hour shifts five days a week I was twenty years old I had a roommate and my part of the rent was $300 a month No other bills to pay but food to buy Same city, same job, same place to live would allow me to save $10k a year, but now it's not a lot of money
Comment from : @AR-ln7ln

thx I've been keeping track of my finances and budgeting since the start of the summer I have a good idea of how much I can realistically save each month I have a goal amount and will use this spreadsheet to try to get to that goal!
Comment from : @glen1742

Has anyone told you that you look like Brandon Flowers? (Singer, The Killers) First thought to ever come to my mind 😂
Comment from : @CosmicHarmony58

Thanks austin
Comment from : @hadasiahpourret9474

How long did it take you to save that much money?
Comment from : @darlenebattle2713

Many thanks for configuring the easy to use spreadsheet! It is useful I feel you are one of the few you-tuber creators that genuinely looks out for your subscribers! Thanks again!!
Comment from : @maryperzigian4369

Thanks for sharing this spreadsheet! Now saving €200/month, by January 2024, I will be able to save €400 as my renovation dept and credit card dept will be paid off!
Comment from : @abitofeverything

This is a great chart I can save only $25 per month, so I changed the $10,000 to $1,000 That's doable for me Thanks for the encouragement Diane
Comment from : @jimmiepatrum

You have great content!
Comment from : @loydacoulombe1397

Thank you for the template!!! I love your videos! They're all very realistic
Comment from : @yunabriones7913

I moved back home (late 30s), it does work with discipline and patience The savings account really does help to see how much you save I like your videos, great minds think alike haha I put money into my savings after I get paid every 2 weeks, it adds up fast
Comment from : @DavidDavisDH

you're a charming lad
Comment from : @remytheruminator

Step one, you advise to set up a savings account with a high interest rate but don't have that detail factor into the spreadsheet savings at all How could one add that into the calculations? Thanks in advance!
Comment from : @SvartrHrafnSvartr

I actually accomplished saving about $10K in about 2-3 years when I started a mutual fund It essentially became my down payment for the vehicle I purchased at the beginning of the year My plan right now is to rebuild my emergency fund My goal is to start working towards a $10k emergency fund, while paying off that vehicle I purchased Also, congrats on hitting 60k subscribers
Comment from : @DesertMav

Augustin brbrIm watching from brSouth AfricabrbrI ❤ loveeeee your contentbrbrEnjoy Florida
Comment from : @shehnazahmad5213

Hi Agustin! Can I use the sheet even I from the Philippines and our currency denomination here is Philippine Peso (₱)?
Comment from : @rencechannel2240

Have a safe and fun trip vacation
Comment from : @ebonylewis1680

Hello from Tampa! Enjoy your vacation in my home state Thank you for the budget spreadsheet I use it daily in my quest to get out of debt I’ll use this savings one as well (can’t make a copy on an iPhone, sadly)
Comment from : @nikiintampa916

I work as a caregiver making barely 16hr I have over 12kbrbrI walk to work which is two miles away, cook 3 times a weekI do indulge but within reason
Comment from : @etezani3877

Yes! Enjoy your holiday Austin… watch out for them Alligators 😎👍
Comment from : @leeallsopp5152

crying bc my estimate was 3333 YEARS lmao
Comment from : @josiesteed7573

Thank Austin You provide great inspiration and enthusiasm!
Comment from : @richardackley1823

❤will try it ❤
Comment from : @KINGTHEYORKIE

Americans are only 40 of your audience? How is that?
Comment from : @rebacarmack8335

I would recommend that you do not have a savings account But that you invest this money So it would take less time to reach out to 10000,00 $
Comment from : @Simon-je7ko

❤❤❤
Comment from : @kaitlinobrien243

I think the biggest obstacle I face is my lack of patience I get tired and frustrated and start to slip into old habits and desires Telling myself that I am not moving fast enough or that my work is not paying off is a way I keep myself from leaving my comfort zone Thank you for the reminder
Comment from : @Revert2017

So great! The record keeping is so important! Before I started keeping a budget, I thought that I didn't make enough I was so wrong! Once I pay off my car loan (18 months), I'll be able to save several hundred dollars a month on a low income Thanks!
Comment from : @sharonlugone5955

Hi Austin, thank you for the spreadsheet template Really nice work!
Comment from : @ilhadourada

🎉🎉 that was uplifting!🎉🎉
Comment from : @gulden_lover

I did exactly the same thing here 10 months of £1,000 to get to £10,000 It's not rocket science Just slightly above minimum wage and live with parents so no major expenses Just don't buy anything unnecessary
Comment from : @macsidia

Thank you ❤ I do this money management system every week, and so far I have 45k saved up I also set goals for myself regarding this Great content ❤
Comment from : @melsyr10

Thanks Augustine! Darn, I am going to really have to up my monthly savings Looks like at my rate it will take me 13 years to get $10000!
Comment from : @redouteshabby2024

Congrats on 60k 🎉
Comment from : @geriatricmillenial1983

Very helpful tips Thanks 🙏🏼
Comment from : @donniedon3123

Actually that’s a very nice spreadsheet I used to have to prepare them for a job for trade organizations, and this is pretty helpful for anyone
Comment from : @joycegonzales4994

Thanks for the information I have my income check directly deposited into my checking account From there I have a certain amount automatically withdrawn every month and put into my savings account
Comment from : @RoseC-hh2pz

Congrats on 60k subscribers! 🎉Have fun on vacation!!!
Comment from : @OrianaMalina

In Poland we have 0,2 interest 😅 Some banks offer more, but only for one year
Comment from : @alonememe

Thanks for the advice brCONGRATULATIONS ON 60,OOO SUBSCRIBERS!
Comment from : @marleneflourentzou680

Congratulations 👏👏👏brbrWith the subscribes
Comment from : @arafatbukhari4424

Congrats on 60 K!
Comment from : @Whatsnewkittycat3

I like the video 😊😎
Comment from : @Kenya-hk2kt

As always thanks for your good information Hope you enjoy your trip down here to Florida With the travel ban it might be less crowded this winter
Comment from : @neilschipper3741

Enjoy Florida & your well deserved break Safe travels
Comment from : @KNS616

It was fitting that you went full on salt and peppa with that t-shirt All that wisdom! Enjoy your vacation! 🧡 🐪
Comment from : @allenbrown9052

Sound advice Austin I have £82 K (which is about $10K) after 13 months I'm not on a super wage, just been cutting out buying crap I don't need 10K is a super amount to have, but whatever you save is better than not having anything and gives you a little bit of security👍
Comment from : @davidbowie2046