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How To Save $8K FAST on a LOW INCOME (9 Money Saving Tips)

Smart Money Bro 89 views

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Comment from : @SmartMoneyBro

I'm going to put this plan in place to pay off debt I have a $200/mo car payment, a loan that is about half paid ($7k) and some credit cards Paying off the bills faster will save me a lot on interest, the loan and the car are less interst than the CC, so I'll pay the CC first I only make $49k/year, and take home $500/wk after taxes, health insurance and 401(k) But I'll start using a budget b/c I really never have at 44 😳 I already live pretty frugally, but I'm sure I can find some ways to cut expenses more and maybe pick up a 2nd job temporarily (even though I only just quit my 2nd job after 15 years of working 2 😭) It's the last thing I want to do b/c it's been really hard on my mental and physical health, but I had to do it to take care of my mom
Comment from : @desireelevesque634

Its funny, im not low income, fortunately, but i use some of these ideas to keep me grounded I invest twice a month and let me tell you the discipline i have is amazing Thanks for the content SMB 👍
Comment from : @daviddominguez7545

Informative
Comment from : @Lucy-h6c2b

"Low incomes" Sad but true This has been a matter that I and some colleagues have been discussing about lately On one hand, it's hard to realize that you can't do things that others next to you can do easily But, every one of us has their own reality and we need to be conscious about it So, It's not about getting all the things that you want, instead, it's about to create the lifestyle you need and, of course, looking for ways to save more and invest in your future Let's say 10 years from now, at least Greetings from Chile!!! You have a fan here 😊
Comment from : @juanpablosjoberg3531

Thanks for sharing brotherly
Comment from : @anthonyu7972

Great suggestions!!
Comment from : @devinareneé

Nah this video is great, straight educational, this is worth watching more than once 💯
Comment from : @Boodah_Real1

Best part is when ever i save up $1000 in cash no random bullshit bills happen, as soon as $1000 is in my savings account all of a sudden i owe a bunch of money to somebody like the power company or the water company that eats it all up, the system is rigged CASH IS KING
Comment from : @jacobkindsvatter4055

If anybody has any spear change in jars, roll it up & take it to the bank/ deposit it Dry clothes by hanging them indoors instead of using a dryer that will make your power bill higher When grocery shopping buy what’s on sale Drink water with one meal a day or even two Don’t buy the late model phones or electronic gaggits If you smoke, try to quil, cigarettes are too expensive & bad for your health & your finances, samething goes for drinking Times are tough & we have to get tough too This is a great video & it is filled with valuable information
Comment from : @janetmcabee4748

Most Americans live off of credit cards in 2024/2025 because we don’t make enough to afford to live So our paychecks only pay off the cards essentially It’s planned this way and I don’t see it changing anytime soon
Comment from : @MichaelClemons00

Sir thank you ! I need to save next you!!
Comment from : @MarshaFlorom

So if you get a non monetary bonus at work, take the dollar value from your checking and put it in savings?
Comment from : @thebattleofpelennorfieldsp6081

Doing things yourself helps! I invested in a bread machine when I found one on sale, now I just make my own bread when we need it I've saved so much just from that!
Comment from : @slinkie2

Especially, a wrong woman😂😂😂 being a Man is not easy
Comment from : @joshuamwanza9964

Thank youbr❤❤❤❤❤❤❤❤❤❤
Comment from : @nimcohussen7953

Tax returns is how the poor save money Every kid in the neighborhood was on mail watch for their parents tax refund
Comment from : @chwondearth4531

I love your passion! Your intensity
Comment from : @Timetraveler1111MN

Get rid of medical insurance, save that money
Comment from : @Timetraveler1111MN

What is a good app, or link to use to make a budget?
Comment from : @Timetraveler1111MN

having big problem with #5 as a guy with poor childhood now be it travel food or clothing i am having urge to spend to live a fuller live than before
Comment from : @dusshan1

Investments are the roots of financial security; the deeper they grow, the stronger your future will be"
Comment from : @RubyOliverm5l

THIS IS THE WORDS I NEEDED TO HEAR THANKS A MILLION MAN 👊🏾💯
Comment from : @Size10x

just landed a full time job and i alr make 500$ minimum on my side hustle sheeesh$⬆️⬆️⬆️
Comment from : @cristiancampechano2743

I started stacking to SAVE wealth I've always been the type of person to spend my entire paycheck I hate having money just sit in the bank I am under pressure to grow my reserve of $750k before I turn 60, I would appreciate any advice on potential investments
Comment from : @Raniyanhunter

I saved it and now it’s gone Right into my Roth Ira
Comment from : @appleztooranges

Car repairs Several thousand
Comment from : @EmilyKnowlton-i4e

Thank you for this!
Comment from : @Yolocheese

😂😂 singer cant save 20$ a week We have to do more if u want more 💵
Comment from : @LamarvinDodson

My goal is 5k
Comment from : @mariej5700

Thank you ! I’m in so much debt, I need discipline
Comment from : @ShyShyTv

Man, saving money on a low income feels impossible sometimes
Comment from : @Andres_853

For me its weird that you in America do many stuff on credit and pay stuff with a creditcard Here in The Netherlands its way different I dont know any one with a creditcard Why is that the case in America so much??
Comment from : @aponcapone

Great video!
Comment from : @Sunlite16

This is the most realistic video I’ve seen! Thank you for not promoting yourself and doing a more self accountability route with knowledge!!🙏🏾
Comment from : @CalvinR21

💪🏻💫
Comment from : @JoniRamos-vr1qn

Traveling the world without a car is not that hard
Comment from : @jackeroberts

Great advice, I feel empowered I have the right aim but didn't have a strategy With DISCIPLINE, your advice will help me Thanks, man!
Comment from : @chrisdperez786

Great info thanks
Comment from : @melshultz

Treat money as a useful tool
Comment from : @vodkacannon

It’s easy to save if you join the military My Uncles in the Military and the only bills he pays is his car and phone bill
Comment from : @exotic_andy4353

Solid
Comment from : @mikeburke1993

My life changed when I realized that no one was coming to save me If you take your life seriously you will see a lot of improvement I made the decision to start cryptocurrencies earlier last year at 38, just 1 year plus a few months since I started, I have grown my portfolio to over 100k, I know this isn't much but it wasn't easy to inspire myself I really thank God for my journey so far and also connecting me with the right people
Comment from : @Mikael00898

2024-2025 NFL season Make a play Get rich
Comment from : @titotrees437

Good theory Buuut when you actually start making money This do not matter brbrHustle hard It dont matter Make sure you love what you do Its just fun Its not work Just save it This guy good Hustle hard but make changes City living is rough with a kid
Comment from : @titotrees437

Thanks for sharing such educative insights God bless you richly👍
Comment from : @verasworld3028

Budgeting is so important, so helpful and SO EASY The hard part is the implementation and discipline to the goal Once we get passed that, the savings just grow naturally and it becomes habitual It's a beautiful thing Solid Advice😊
Comment from : @financiallysparkling

Dessert first living in a country with 37 tril in dept WWIII around the corner, your dollar is now worth 53 cents I say dessert first
Comment from : @chwondearth4531

I am inspired and motivated Let's goooo!
Comment from : @fiercy_salsera261

Great Content 👍
Comment from : @ElXtronic

Can you make a video on saving your first $100,000?
Comment from : @mp22422

I never have money in my savings but thank you for your sharing and make me change my life $$❤❤
Comment from : @lisauong7185

I came to this video expecting nonsense but this is incredibly sound advice and I recommend anyone having these challenges to follow this advice!
Comment from : @refinedrapture_

good explaining thankyou
Comment from : @HAHATrumpwon

Great advicethanks 🙏
Comment from : @calmingasmrcollective

Have you auditioned for Reading Rainbow 20?
Comment from : @ricksandoval1187

Excellent! I also posted a similar video!
Comment from : @Fortniteclippe1

This video really resonated with me I’m not low income But I have a bit of a spending g issue
Comment from : @ThePiemoney

Thank you I’m doing ot and I just add 2 more certification related to my job I also looking for pharmacy tech class so I can maybe work in the hospital
Comment from : @ElenordeGuzman

I’ve had an impulse money spending habit for awhile And listening to your videos [started to recently] is really starting to help me 🙏🏻
Comment from : @MxichaelsRoblox

I like your honesty and first hand experience Discipline, debts and so forth Keep it up Im your protege
Comment from : @bongasabela4868

So practical, that was helpful, thank you for sharing ❤
Comment from : @healthyfoodoption

Very good tips thanks for sharing love the celebrating milestones tip
Comment from : @tommyc5436

Is there any software you recommend for budgeting?
Comment from : @nursedporchae990

Woooow😮 thank you for sharing Hug me please
Comment from : @TechMarineth

1) 1:17 Do a monthly budgetbr2) 3:00 Figure out how to cut expensisbr3) 3:25 Figure out how to Increase your incomebr4) 4:24 Automate your savingsbr5) 5:26 Take a vow of frugality br6) 6:21 Vow to stay out of debtbr7) 7:03 Use "windfalls" to put toward savingsbr8) 7:59 Induge in inexpensive self-care/activitiesbr9) 8:43 Review your goal regularly
Comment from : @daronjones6344

What you say is totally the way to go For some saving $5 a day might be the way to go Make sure you’re planning for those annoying bills like insurance, repairs, and health Continue to make your debt payments If you don’t add new debt the bills will be paid off eventually
Comment from : @debratakagawa4764

Numbers don’t lie write them numbers down
Comment from : @6300Ikey

Title of this video “how to save money” brbrYou gotta save moneybr“I don’t know what it could be” brbrCmon man give us some personal things you’ve done to save your money Some examples in your real day to day life brbrThis is so generic There are 100 people on YouTube saying this same script
Comment from : @vincentbryan1962

Bro you talk excessively
Comment from : @ThereYouAreT1

4,000 is my goal
Comment from : @toddpacker1015

Amazing video really making it seem like it’s possible 🙂👍🏾
Comment from : @ILOVEMYGFKEIRAJONES

30 dollars a day
Comment from : @dannyboi3763

You can save money by doing savings challenges They work I promise they do We sell them on our website Watch the video This is not a money grab Watch out trailer video
Comment from : @TheGreenSheets

He said dancing to yo favorite song😂😂😂 i respect it whatever it takes to save the 🤑
Comment from : @BlackUniverseBeats

Great video! I built my savings account by banking up my IRS refund checks, stimulus checks, and car payments after paying off my vehicle You have to stick to your financial plan, and it will work out
Comment from : @mildred3378

Great info 👍🏿
Comment from : @dionwalkersr2113

Well said, Smart Money Bro 👌🏿🙂🧑‍🎓
Comment from : @mauricebanks4761

Thank you bro, I needed this
Comment from : @emmour9288

Budgeting is key Paid off all debt and loving the emergency fund😂
Comment from : @blackphillygal

Thank you this was some great advice! ❤️
Comment from : @Starnasha1

Great information
Comment from : @marypeterson1053

Vote biden out
Comment from : @Jerry-cz8xr

very helpful! i feel motivated! thank u!
Comment from : @sonyaedwards9709

I was waiting for this video!😊
Comment from : @ruthiegguadalupe5509

Doing the monthly budget EVERY month has been a game changer! It is helping to close those $$ gaps And making that vow of frugality is helping too
Comment from : @amylynn2901