"I Have A Spending Problem"

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Information "I Have A Spending Problem"

Title	:	"I Have A Spending Problem"
Lasting	:	9.12
Date of publication	:
Views	:	163 rb

Watch who you marry people
Comment from : @smonomono4194

I was married to a woman that hid credit card dedt from me like this I would find credit card statements cleaning my car for 10k I haven't paid credit card interest since our divorce 14 years ago!
Comment from : @Jyock

How can one have 17 credit cards jeez i dont even have one😂
Comment from : @Belectraaaa

Why is she asking the question of course she should use that money to pay the majority of those of is she actually thinking she'll just go off and spend it and stick her head in the sand
Comment from : @Bunkskunkhaha

You can't fix stupid
Comment from : @debbiebrog8598

It amazes me how people need to be told what to do
Comment from : @jpl57210

And every time I apply for one, I get denied
Comment from : @blackbutterfly233ify

Dave asks, “ Are you DONE ? “ Back in the Stone Age when I was in school, our teachers used to give us little rules of the English language This one was a biggie for us “ Cakes and pies get DONE People get FINISHED “
Comment from : @carolcole570

I was told that if I close out my credit cards It will ruin my credit I’m at a 750 now I’m disabled so I can’t invest so how do I keep my credit up?
Comment from : @bettemartin8126

I have one credit card and always make a substantial payment each month I've paid it off completely several times, but always seem to keep using it
Comment from : @brendaleverick3655

I just keep thinking about the moment someone has 15 credit cards with a balance and is like “time to get number 16”
Comment from : @lucassamsmusic

"As he saysI have a spending problem" LOL WHAT You need him to tell you that??
Comment from : @NatalieS-kh3ck

No Christmas for tracy
Comment from : @kathya1956

"You just drive past the hospital and they send you a $7,500 diagnostic bill" Dave is HILARIOUS! 🤣🤣
Comment from : @ross-smithfamily6317

One the one hand, it's a bummer that her bonus has to be spent knocking out credit card debt, but it's good that she's getting that $13k and will see her credit card debt go down to $6k
Comment from : @CarlaQuattlebaum

Holy guacamole! 17 cards open and paying $754 on all of them The $754 must be paying just the minimum on each one She must have a wall chart to keep track of them all Her husband has right to not just be "not happy" about that, he has a right to be outraged
Comment from : @CarlaQuattlebaum

She’s on Amazon right now spending that $13,000 Anyone believing she’s going to pay off those credit cards doesn’t understand addiction
Comment from : @liberalmadness7248

Should pay down the biggest cards first / highest interest to avoid the higher interest
Comment from : @michaelwilliams1354

Seventeen cards? Cripes! I sometimes worry about having as many as three The answer? Pay-off the most expensive cards first
Comment from : @well-blazeredman6187

Im thinking there are more credit cards than ppl in the US of A 🤷‍♀️🤦‍♀️
Comment from : @kentondragon9263

How dumb Pay the highest interest first
Comment from : @Gas_man

In this instance, I would knock out the bigger cards The ones under 1k are easier to pay off living paycheck to paycheck imo I’d knock them bigger balances out with the bonus
Comment from : @nchen09

You could try to open a card at 0 for 14 months and do a balance transfer and aggressively pay off the credit card
Comment from : @kaz128

Avalanche works better in this situation She’s still knocking several cards out Might as well “feel the momentum” as well as “save” money on interest
Comment from : @do_ob85

out out out
Comment from : @HollyB-b3t

Ouuu i have 3 CC and i HATE it
Comment from : @Jamya87

CCs are not for people that can't control their emotions
Comment from : @rodrigofernandez9055

DAVE RAMSEY HELPING US OUT THE TRENCHES
Comment from : @QwertyDerf

Listen to this woman its ok if the business grows by fluke but if it goes down im not ok with that like shut up
Comment from : @SubToRandomVideos101

Yes! I have so much hope for the future ever since I realized the amount of debt I can pay off this year with hard work and discipline
Comment from : @marygassman-baltierra3530

Are you kidding me? If this was a male caller or the husband in this, Dave would be telling him how he put his family in jeopardy and how he’s selfish and how his wife has been let down man he really talks to female callers entirely different
Comment from : @evanl889

Like how do you get all these credit cards
Comment from : @swannyriver75

DOnt use credit cards if you have spending problem I love credit cards for rewards and cash backs But it is advantageous only if you manage your money and spending only on things sensibly
Comment from : @ggreddy3568

Money has only one use To spend That is not a problem
Comment from : @tracygaluszynski1868

I'd say i have a spending problem too but i also have a limiter to make sure i dont max out a card or get drowned in debt - 7yrs of credit history around 100k access to credit 100 payments on time eat that DAVE!
Comment from : @lamelobowling5552

Ive been bad with money like most, but 17 credit cards has to be a record
Comment from : @mojoman327

I don’t think HAVING ccs is the issue…USING them in an irresponsible manner is I have several with very high limits and no balance They don’t eat or cost anything to have , but they’re a last resort in an emergency People don’t have self control anymore
Comment from : @nasdsrekk3503

Basically Dave Ramsey’s advice is don’t buy anything stupid There 👏🏻
Comment from : @TedJones107

Dave is right If someone based on math,she can do it Buying things has always an emotional attachment with it, thats why its hard
Comment from : @9922-o1k

How are there even 17 cards? Crazy
Comment from : @GaPeach2018

Emotional momentum -- that's what happened to me with student loans I'm on my last big ones now but it helped being able to stomp through the small ones first! These last three were 1/3 of the debt but getting through the 16 smaller ones felt good and gave me the inertia to slug through these final ones
Comment from : @kindredkey

I would rather watch content from Ramsey Solutions such as Dr John Delony, Ken Coleman and Rachael Cruze is like watching the news that is neutral and truth telling I like the taste of pure truth
Comment from : @orangefilms101

She needs the Ramsey advice, as most people do I just made a video on my channel about the baby steps vs the financial order of operations! She needs the baby steps
Comment from : @JakeSpradlin2

She's from the OC My guess is she's trying to keep up with the Joneses
Comment from : @Shay-yg7nm

Hospitals I've never been to send me bills for sorry, cheating illegals who thought their bill was the bordersince they jumped and ran at the sight of it🇺🇸
Comment from : @joeriveracomedy

Orange county is a super bad place to have a spending problem, just sayin
Comment from : @trebmaster

What's a bonus check? Must be nice
Comment from : @nikkirogers5284

Interesting call, but I'm really distracted by the band-aid shaped tan line on Dave's head
Comment from : @royalredus

As an elder millennial, one of the few advantages is having lived through the Great Recession My advice Reduce unnecessary expenses, increase your savings by investing in financial markets and do not sell One thing I know for sure is that diversifying your income can help insulate you from much of the craziness going on in the world
Comment from : @Veteran2002

The motivational avice at the end I replayed 10 times You can see the math, you can feel it, you can see it being done, you do it Amen
Comment from : @cashcow4383

Simple solution: put into the budget a monthly allowance for personal spending for each of you; this is money you can spend without asking your spouse The rest of the budget you always decide TOGETHER
Comment from : @Gruuvin1

She's not done
Comment from : @johannesswillery7855

AmazingbrbrThe nose grows but the face doesn’t speak
Comment from : @jamiedepaolo2426

Does Dave still recommend Every Dollar for a budgeting tool?
Comment from : @BDCSam

This is a ridiculous call 19k is nothing to have in CC debtbrIts what a 20yo has
Comment from : @BKDDY

17 cards ??? 😢😢😢
Comment from : @icelineman

Can we go back and ask simple questions on their income and bills
Comment from : @AutomotiveAnatomy

19k in cc wtf she bought a car with cc?
Comment from : @johndone8045

If you’re in a no debt other than home mortgage situation, it should scare you to take on debt It should scare you not to have an emergency expense fund It should scare you not to have at least 3-6 living expenses in the bank brbrThose are healthy “scares” And if you have all that sadly covered, those “scares” disappear
Comment from : @M22Research

My husband is like this I handle the bulk of our finances and I checked our Home Depot store card today (we’re paying off our zero turn mower) and he’s spent $1,600 on who knows what in the past 45 days Apparently it’s on file at the store I told him we can’t out earn stupid spending Period
Comment from : @myyt3824

buy a new car you deserve it!!!
Comment from : @summerforever6736

Only in this case, i think I'd pay the highest interest cards first But I'd never be in this situation
Comment from : @georgewagner7787

Yeah, so glad she is making this call and not the spouse It doesn’t help when the spouse calls, and the other one has the problem Yeah, I’m glad it’s her bonus and not her husband’s
Comment from : @rbraxton00

17 CC 19 grand debt, she's getting killed with that 20-30 interest rates
Comment from : @MrJimmy3459

This is an advertisement for MGTOW
Comment from : @rnt45t1

When did they switch from headphones to ear pieces?
Comment from : @kyledodson2992

Once I started viewing CREDIT CARDS as loans, it was a gamechanger🤑🤑 Everyone is not financially fit to pay in full monthly
Comment from : @debrahill2272

Thanks!
Comment from : @LoveTropperMC8

At 63 cents per stamp, if the statement and payment were done thru the mail, the postage alone would be over $21 per month for 17 credit cards
Comment from : @kleindropper

Terrible advice she is a JUNKIE!!!
Comment from : @adamchavez999

Hey, you should give her the time to tell you how much they make and what they already have I think two types of people call in One is really screwed up and the other is calling to brag I can’t believe people would call to a national platform and told the world how much they Their colleagues or family could be listening or watch the YouTube
Comment from : @Markrtsoon

This call sounds like a rehab discussion Its really a drug to spend money you dont have
Comment from : @bigbillmusic

Sounds like a true Californian If my wife did that, I’d be filing divorce papers She lucky her husband is willing to put up with that crap
Comment from : @theflightsimulationexperie6894

She needs to get rid of credit cards I have a friend like this She’s great staying on budget with cash but give her plastic and she loses all brain cells
Comment from : @BusArch42

For the most part, spending Is a woman's problem
Comment from : @Stephan2P

Not to worry democrats are canceling debts for everyone
Comment from : @0mar9

Only date when you're on baby step 4 or higher and only date people baby step 4 or higher
Comment from : @Rashaadthegr8

The real dopamine comes when you have zero debt AND you have enough savings to handle any emergency This Memorial Day weekend my water heater sprung a leak I called a plumber immediately and they'll be out at my house next Thursday to replace the water heater I have the money in the bank to pay for this big house repair It feels so good not to be throwing the repair on a credit card Priceless!
Comment from : @9liveslisa

She's going to have more cards laterbrShe likes the cards
Comment from : @JustinCase780

Another marital bliss call A woman taking accountability 😳 is simulation breaking down?
Comment from : @djpuplex

My issue was going out eating and or buying alcohol drinks I owe 1k on my credit card and I’m done 🫡
Comment from : @XCVi_MAC

I don't think she's done
Comment from : @elainepatterson5587

It's funny that when I saw an advertisement before this video it was a car commercial and they were talking about financing a car LOL😊
Comment from : @jamesruffalo1496