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Buying a House, Which One to Choose:Mortgage or Personal Loan?

Money Managers 3 views

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@BoituS93

Ok, i see how to avoid this monster 😢interest Thanks
Comment from : @BoituS93

@BoituS93

Thanks🎉🎉🎉 But the interest only on mortgage is horrible How can I escape this? In SA, interest rate is 1175
Comment from : @BoituS93

@PhenyoMompatiTheleni

Well explained
Comment from : @PhenyoMompatiTheleni

@bonnokesiilwe7226

Well explainedthank you
Comment from : @bonnokesiilwe7226

@neodk2309

Le bonwa kae
Comment from : @neodk2309

@neodk2309

Thank you for this Very informative Dr Wada advised me to look at your videos I’m hooked
Comment from : @neodk2309

@tlotlosenai

Re lebogile Awesome
Comment from : @tlotlosenai

@onalennamaphosa5808

Which bank offers 1276 in Botswana on a personal loan?
Comment from : @onalennamaphosa5808

@missdesireindependance5194

With a personal loan you can pay a lower monthly rate but you will pay more in interest
Comment from : @missdesireindependance5194

@jeanmoseki7053

Hi Khumo Is it possible that when I pay extra to my mortgage The total repayment in terms of interest would have reduced?
Comment from : @jeanmoseki7053

@obrienkutlwanogopolang5590

Hi! Khumo firstly, thank you so much on the insights I have just started on my personal financial literacy journey Could you also do a share of information on credit scores and their accessibility to an everyday motswana
Comment from : @obrienkutlwanogopolang5590

@morapedi8868

I'm not clearly getting the advantage of the mortgage in this scenario because in simple terms both parties got P500,00000, utilized it and both their repayment period is 6years at an amount of P9,97383 brbrTotal repayment and interest for the mortgage changed because of increase in M instalments I believe the mortgage interest savings will only reduce profitability to the bank not necessarily meaning that it goes to the borrower's bank accountbrMortgage is risky as any default in repayment will lead to asset repossession For personal loan you pay insurance and incase of any default the insurance can cover while you are given time to find another source of income In this scenario you presented I did not clearly get mortgage advantage
Comment from : @morapedi8868

@kelebogilentebokelesitse3515

Thanks a lot
Comment from : @kelebogilentebokelesitse3515

@dimphosalang

Thank you so very much Ms Khumo🙏
Comment from : @dimphosalang

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