CDs VS HYSAs?

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Information CDs VS HYSAs?

Title	:	CDs VS HYSAs?
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What are the best Hysa in Europe???
Comment from : @elenaep703

Good stuff!
Comment from : @ecruz2317

I am going to miss my 525 CD's rates 😢
Comment from : @nancyborja6768

Follow
Comment from : @esperanzaramos779

T Bills at this time seem better than CDs
Comment from : @itmeng

A good high yield savings account?
Comment from : @suecarranza5052

I think CD would work better for me It locked up I won’t be tempted to pull it out
Comment from : @DaisyZuniga-o9o

CDs do have a fixed rate at x months after that it does drop but high yield is variable so it fluctuates up and down, I have both, but the better choice is the 529 educational account, for some businesses there is a cap, put lets say 500k the day your baby is born, the account will mature at the age of 18yo for college tuition and you can pull it out without tax or penalties, everything in there is yours entirely
Comment from : @jorad4887

It's not about liking one better It's about the purpose Do you plan on needing your money right away or Will you not need to touch your money for a specified If you don't plan on needing to touch your money and CD may often be better for that purpose
Comment from : @shabbyLaw

How about HYSA vs MMF
Comment from : @emanuelrodriguez4369

Were gonna make money together i see it!
Comment from : @mikeweber8823

Thank you 🙏🏻
Comment from : @izzyfreedom8679

Can i keep adding to my cd account or just the money i had used to open the account is allowed
Comment from : @JesusZaragoza-y1r

CD’s are locked and penalty for withdrawing outside the term savings is fluid CD’s also lock the rates even higher yield savings varies! Now you know
Comment from : @basilmcmillen9912

I have to do direct deposit with HYSA I already have a bank!! Please help me if I’m wrong!!❤ Subbed Love the vids i share them with my whole family
Comment from : @damon224

Thank you for your clarifications
Comment from : @loretadino

Blu-Rays are better
Comment from : @Papa-Powell

It only works when you put a ton of money… like $50,000 or more Don’t try with $1000! You’ll only make $30 for the year That’s a rip off! But my guy is cool What he saying…make it sound like you’ll get so much money back…use your discretion when making $ decisions people
Comment from : @camborican920

I like HYSA because of the liquidity
Comment from : @JWS1985

This does help
Comment from : @debbiestreeter1046

Thats why you get no penalty cd😊
Comment from : @kito1san

Thanks
Comment from : @miguelgomez612

Emphasis in 'SHOULD HAVE' along with how to do taxes and the like Would have helped a lot of us who are now barely starting But I'm glad I even started even if I didn't have much knowledge on what many of these accounts were or how they worked
Comment from : @rmart0510

Yes, i would use both, however i dont have enough $$ right now Hopefully eventually i will
Comment from : @josephineburke1962

Do I have to pay taxes for the money I keep in a HYSA?
Comment from : @curlyandstrong6798

I use both Thank you again for the information Steve
Comment from : @lisapila4054

HYSA is like relationship with your girl friend brYou can break up anytime no penalty brbrCD is like relationship with your wife marriage brYou pay penalty if you try tobrbreak up by law
Comment from : @Grace2469

Did you teach this in public school when you were a public school teacher
Comment from : @user-ty2uz4gb7v

Do you get monthly dividends on them both?
Comment from : @DanLina-dp7ei

How about Step Ladder CD's you get a higher interest rate You put in an amount in every Month, before you know it you have a CD available every Month and you just add to it when you renew it or take you money out for what you need
Comment from : @robertharrington2658

You like CDs or tapes?
Comment from : @rayfuller4460

Thanks for info love it
Comment from : @NANETTEMILLER-s8w

Well hot damn I found one Times are changing Cd at 505 for months
Comment from : @lavernewright3616

Great information…
Comment from : @O-Dini

I don’t know anything about this can you help me understand this please
Comment from : @AlexDiaz-in8bb

I want to learn more about it
Comment from : @AlexDiaz-in8bb

HYSA sucks because you have to follow procedures to get the interest Pls inform the public CD much better
Comment from : @mannypaulin6604

There are no penalty CDs which allow u to take your money out at any time without a penalty I use both but modt HYSAs will never get u the APYs CDs will
Comment from : @ycshittu5412

The difference of access or no access to your money is worth the minimal difference in my opinion Same holds true for treasury bills
Comment from : @kenq1363

HYSA is perfect for interest rates and economic impact in the long term Thank you for providing closed captioning I am Deaf, and I speak ASL and English I learn some from you Thumbs up!
Comment from : @purp73

Access to the funds is the biggest differentiator Banks lock in the rate because they’re secure the funds will be there the duration of the CD, and if it isn’t the customer covers part of the loss with the penalties
Comment from : @LordOfReb3ls

Sounds similar to crypto when you stake locked-in for a fixed period
Comment from : @adamperry3833

With a CD, you can potentially lock in a higher rate, while HYSA interest rates can reduce depending on what the Federal Reserve decides
Comment from : @CalltoLeap

Both HYSAs and CDs are great tools to save money Just remember with CDs you cannot touch your money for a specific amount of time With HYSAs you can But use whatever fits you and your financial goals 🙂
Comment from : @CalltoLeap