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Never EVER Loan Money To Family or Friends

Smart Money Bro 7 views

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I ain’t a bank, so I don’t loan
Comment from : @tangomango0308

I saw this video late Ive already suffered because of this I've learned the hard way
Comment from : @tourgecko

I didn’t work out , I never got my money back They will never ever pay you back My Gold is Gone
Comment from : @DavidWilliams-nl2lw

You are not a bank 🏦 So don’t loan to anyone
Comment from : @mercedeswilkins5566

I don’t loan money any more
Comment from : @mercedeswilkins5566

Here's the problem with giving/loaning money If you give it to them once they'll never stop asking And if you keep giving it to them they'll start to think they're entitled to your hard earned money Had a so called friend always needing money for bills/food Once I've had enough the manipulation came out When that didn't work the rude comments came out Everyone has fallen on hard times but at some point you have to pick yourself back up
Comment from : @JazzGaming26

I've been burned too many times I never EVER loan to family and friends They get nasty when I ask for it back They will be homeless before they get anything from me again, and I keep extra money in pocket in my pocket for people in streets, none for family or friends anymore
Comment from : @HighGek

Smart money, I wish I saw this video last year 😭 My sister-in-law and my brother borrowed money from me to make up their initial down payment of their mortgage in UK As I write this the lady had turned to a tigress that has vowed not to payback after a little payback she did That has generated so much problem and division in the family I regret EVER lending money to them Hard lesson in a hard way Thank you so much for an eye opener through this video 🙏
Comment from : @lyndadimgba1506

I shared this video with my family and friends now they won’t lend me any money…that’s a joke obv 😂
Comment from : @Jigbunu

did not work out well for me
Comment from : @slovell920

It never ends well 😅😅
Comment from : @martiniloganmartinilogan83

Listen guys i had a falling out over a family property and you know what i never thought my siblings would react they would to me, it was nasty
Comment from : @shadyboy-c3k

I would never co-sign any thing financial either,even for my own kids
Comment from : @shadyboy-c3k

I have a friend here in england who's a millionaire through property, he was an accountant and would never lend money and its up to him Like my mum said, " never a lender or a borrower be!"
Comment from : @shadyboy-c3k

According to my culture and religion I prefer to give 10℅ ❤ those who ask me for money
Comment from : @rahuldasari7749

True words I made the same experience
Comment from : @HITS4KIDSTOUR

I agree 100 new YouTuber here and i JUST made this point on the video i put out today! Please go give it a like and subscribe! 😊
Comment from : @Arlene_witha_y

Axed for money!😂
Comment from : @randallscott6

I am the bad guy after I gav loan to my big sister, because I asked kindly when she and her hausband was thinking to pay me back, and I gav Them a loan of 15 k because they was going to buy a hause and they didnt, they instead buying gifts and going to vecation 3 times
Comment from : @MustafaAtes-hz1yp

My hubby tells me this all the timeI'm learning Love the biblical term you used which is facts I do like the alternative (just give them what you can with no expectation of receiving the money back)
Comment from : @motivated2010

It was horrible😢 It has been 26 years since this person owed me money and it was not two dollars or three it was a couple thousand I would never do it again
Comment from : @tlove6194

That's usually my answer giving instead of lending bc i hate when ppl say they're going to pay me back and the day comes and goes and they think nothing of it I hv a hard time saying no to close friends so i usually try and get off the phone if i feel it coming I think it says in the bible to whom much is given much is required so i just do it when i hv to and it usually comes back in other ways
Comment from : @myron1045

1 It is obvious when someone is a money waster 2 If you lend people like that money, they will have the confidence to keep asking you for more favors that they don't intend to repay, and most of the time they're unreliable when you need them 3 If you gotta bribe a person to keep them as friends, that's not a friendship worth having in the first place Better alone, than in bad company
Comment from : @lasverdadeseternas

My dear mother use to always say, “Don’t lend money that you can’t afford to give” brAnd she had a giving heart☺️brAt times it would bother me because I felt like family and friends took advantage of that brBut she knew her true reward was in Heaven
Comment from : @joycewatt8289

I do loan money I only loan it with the understanding that I might not get it back I never ask about the money, don't really think about it It's a pleasant surprise when I get paid back I will set a limit on how much you can owe me and still borrow money I don't want to hear your sad story or when I will be paid back
Comment from : @aaronphillips4986

Alot of BUM MFs aren't going to like this video lol
Comment from : @skelatonman

Made that mistake NEVER AGAIN
Comment from : @thomasokeefe3081

Great advice!
Comment from : @dres3280

I also think if your family is need and you don't lend it to them it's still going to change your relationship with that person
Comment from : @robertbrown1021

I don't ever want to say I don't loan money, I've done it a lot most of the time I get it back, alot of times late but I always ask what happened and if they can give me a valid excuse and a plan to pay me back I will do it but if they don't mention how they will pay me back I say no
Comment from : @robertbrown1021

100 K, subscribers! Nice! 👍👍
Comment from : @sachawisznia9685

@SmartMoneyBro another great video today You said something here that really jumped out at me "If they're willing to have that conversation, sit down with them and work out other solutions to lending them money" Just curious what advice would you give IF THEY ARE NOT WILLING to talk? It might seem like a dumb question but I'm interested to hear your answer
Comment from : @lukemurphy2807

I did give what I could be they were still upset because I didn't have the whole $1,000 I gave $30000 and said it was a gift no need to pay it back
Comment from : @mamaslitterbug3071

It did not work out well
Comment from : @ahnonamos

It’s usually goes bad
Comment from : @the_real_rico_mercado245

I loaned £1000 to my best friend in June He’s a good lad and paid me back a few weeks ago He insisted on giving me £1200 so it was a win win 😊brHe was temporarily struggling and didn’t ask me to borrow money, I offered brbrOur relationship didn’t change at all!brbrOh and he’s the type of guy who got out of bed at 02:00 to come pick me up when I broke down on the motorway
Comment from : @livingart2576

Going through this now and I’ve discovered the family member is a gambler 😢
Comment from : @queenvictory6916

Just give them the money No expectations of a repay
Comment from : @richktp1

I remember reading if your going to give money give it and only what you can afford to never get back Never expect it back Oh and I would not have business or family
Comment from : @adb1285

I loaned someone 3k to pay the IRS, she never paid the money back, she went to buy a new car and never spoke to me again
Comment from : @MariselaCronin

I did not get it back and never heard anything back about it I don’t get mad I just won’t do it again
Comment from : @kikicouture10

I’ve loaned money to relatives in the past and wasn’t paid back when promised and in full
Comment from : @annettegrrtt

Never loan it… If you want to, you can give it…
Comment from : @fastingbastard

create a family charity and just give a certain amount to whoever asks for it $I00 dollars every quarter, nothing more
Comment from : @vickiewilkins1579

Good advice is always bro but man I got to be honest Like the average person I live paycheck to paycheck I don't have money to throw away or even give away In these last days I'm less inclined to help people especially if I know the individual has opportunities sources and advantages that they can exercise Are own family members will stall and make us wait to pay the money back with some stranger on the street they'll give him his money back quick in a hurry if only to avoid someone putting hands on you but family members will take advantage of family members that love and care for them People just need to be more responsible with their money when possible you got to sock something away get a little nest egg work on your credit build up your credit so you can create or obtain your own loan sources will it be credit cards Banks lines of credit and only go to them as a last resort Thanks again for the video bro have a blessed weekend and a blessed Sabbath
Comment from : @talexander5412

This is excellent advice! Advised like this would have saved one of my relationships I lent him money, and I expected it back, and when that didn't happen, the relationship went to shit
Comment from : @InOrlando

I have loaned money to family Older paid Mr as agreed Little brother "borrowed" but never paid back? Loaned $2,000 to a cousin Watch hom buy slot of expensive things but he had no money to pay me back? When all that Covid money came he finally paid me back In a crunch I loaned my niece $500 but she is teacher, she will prob pay me back? She had car problem, I paid for the repair so she could still go to work
Comment from : @josephjuno9555

You can't really say "this is all I have" when they know you have more Have to learn how to say no and it's hard! 😢
Comment from : @larmstrong2302

Yess i did and i learn my lesson 🙆🙆🙆
Comment from : @lolalucky6373

I tell them all "There's too many financial institutions out there now that you can borrow money from if you really going to pay the money back"
Comment from : @ggermany2123

I "lent" money to a cousin years ago My pocketbook is still 1,000 dollarsbrlighter
Comment from : @lyndaslocs

The story always changes when it's time to pay it back
Comment from : @anthonystroman8407

This guy just lost me 😢🥲🤣😜😎
Comment from : @yebrpgh5742

You'll never get back a cent
Comment from : @keswinmckain6688

I didn't loan the money My friend had breast cancer and was dealing with medical bills I GAVE HER 6 months of mortgage payments to help relieve the stress never expect it to be returned And that is exactly how it was delivered As a gift/help
Comment from : @bradleygraves5915

Like Smashed! Ive got nothing to add! 100
Comment from : @tracythompson1692

The borrower is slave to the master was ancient dynamics when people were slave and master brIn today's world I see nothing wrong with loaning or borrowing money from family and friends brThe dynamics only changes when the person does not pay you backbrThe lesson there is NEVER loan them money againbrNow, with folks who borrow money and pay it back within the time agreed upon, all is goodbrFor example, let's say I am broke and a friend wants to loan me $10,000 to buy a car brNote: The friend has to be mature and not see this as some power thing or something to brag aboutbrMy friend agrees to loan me the money at 50 less than the bank rate I could get My job is now to pay back the money within the agreed time frame brI fail to see how this is a bad thing that will change the dynamics of the relationship I see it as my friend helping me out brUnless my friend is filthy rich, I would not accept the $10,000 if he wants to give it to mebrA lot depends on the maturity of the folks involved
Comment from : @rajbeekie7124

Ive lent money to friend and never got it back Family has never asked
Comment from : @diamonddiet

I’ve erased everything that I’ve posted first I only help people, because I want to I don’t ask for anything It makes me feel good That’s one reason
Comment from : @sr4triple7s

My cousin never paid back that 20 bucks so my dad paid me with interest on his behalf when I was 13
Comment from : @dnah02

It depends on how u carry it because if you hard nose play no games they won’t test you
Comment from : @Reaper54

If you give them money they will just ask for more money
Comment from : @dynieshag3498

Comment
Comment from : @Doomroom719

Does that mean you loan money to strangers? lol
Comment from : @djpickleballplayer

I do not loan money anymore 9 out of 10 times I never get it backso no no more loaning for me
Comment from : @gina9684

Learned my lesson I’ll never do it again Definitely don’t put family on your credit unless it’s your kids
Comment from : @landonbrown9943

I don’t do it either
Comment from : @thenext9537

Here's 10 bucks go figure it out🤣🤣🤣🤣🤣🤣🤣
Comment from : @cartierkalel

I only loan what I can afford to loss If they return it, they can borrow next time, if they don’t they can’t borrow next time brNow am broke, I can’t loan my emergency fund, all other extras are invested
Comment from : @Neddie2k

You are absolutely right That is the best way to handle it It is even biblically correct to do it that way
Comment from : @719dm715

I loan my sister 500 and she told me I am not fu$& giving you shit!
Comment from : @moonstarlove1861

No no no! I’ve learned don’t loan family/ friends money! Your advice is spot on👍🏿 It’s a quick way to ruin relationships I now just give( with set limits) or offer to help before they ask and call it blessing others I tried coaching approach unsuccessfully ( they don’t want to listen to advice on budgeting/ strategy)
Comment from : @bcusaaus4749

Please don't ever co- sign either ,I got stuck with a 20,000 loan, it took me 5 years to pay it off ,learned my lesson
Comment from : @barbarafallin2038

Never have and never will I’m not a bank
Comment from : @Maree6780

I was called everything but a good man when i stopped 😂😂😂
Comment from : @BadgerWolf-19

Great advice man thank you 💯
Comment from : @matthewlopez6976

I love it when a video is short,sweet and straight to the point Much love from Lusaka,Zambia Africa is watching!
Comment from : @malonjehhutsonhachuma8420