Should You Save or Invest Your Money in 2024?

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Information Should You Save or Invest Your Money in 2024?

Title	:	Should You Save or Invest Your Money in 2024?
Lasting	:	11.59
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Views	:	27 rb

Personally I think s and p 500 is matured and won’t grow more and Chinese evs are the way to go but that’s just me though
Comment from : @MX9000YT

Hi Toby Great video very helpful im currently learning at the moment what to do I have £20000 in my cash Isa on 212 and was going to use the interest from that each month to put in to the s&p 500 topping it up with my regular income to £200 a month do you think that sounds a good idea?
Comment from : @elldabell78969

what I do is save up 20 of my income on a 4 savings account for emergencies and 10 of my income goes into a ETF that’s 30 of my net income saved both ways
Comment from : @ryzewaffl3_ttv66

I’ve got 70 into S&P500 15 in ftse 100 what etf would people recommend for the last 15
Comment from : @louist8795

We work for years to earn $1million on our retirement, while some people put thousands of dollars in the forex market and they become millionaires
Comment from : @AlioneDonnely

I only put half in and waiting for the other half Is everyone fearful or greedy right now? So that advice confuses me 😂
Comment from : @MISSY4EVR

The Goldman Sachs priming is strong in Tobias Newbatson
Comment from : @Optimised7

Has Warren Buffet enjoyed his money?
Comment from : @gary8676

Long term 30 year UK FTSE returns graph V UK interest rates would have been useful Comparing to S and P wasn`t like for like, so to speak and in the past it wasn`t so easy to invest internationally , especially in ` funds ` Good video all the same PS , I`m not having a pop at you !
Comment from : @johnristheanswer

I've taken the on-the-fence safe position of splitting investing and saving equally I have to be careful as the breadwinner but also want to watch my money grow but ALSO save for a house I've only been investing for 25yrs but already seeing my patience being rewarded and sacrifice being rewarded
Comment from : @chrissyt8111

I needed this video
Comment from : @sirmcsquid5781

Great video
Comment from : @gothenburg83

Great video Toby thank you 👍 I liked the chances of return over certain periods section I'm in the same situation as your client as about to pay a large deposit for a property My own strategy was to stagger deposits into a moneymarket fund over the last 18 months and have left around £5k in equities in case there is another surge in price It has paid off but always a balance of risk & reward 🤞🧐
Comment from : @craiganderson9564

Great video Toby
Comment from : @valerienewbatt9678

Lets say you have 10K brWould you invest all at once, or 1K drip per month ? 😊
Comment from : @AR-fy2qo

Can I set up DDs on an ISA to pay my bills?
Comment from : @AdamAdam-gx6pt

more than 5 minutes is a very long timeLOL
Comment from : @philiplythgoe7173

Great video Would anyone go for QQQ rather than SPY considering that in the long run has beaten it? E g: 132 vs 80 over a 5 year period
Comment from : @ignaciocarral

Great advice Toby I am in my late 40's and would hope that I can retire in my late 50's (roughly a 10 yr timeline) Is it worth investing in Stock and Shares Isa's, saving in fixed term bonds or putting any spare cash into a Pension (mix of all these) I am looking for yearly returns of between 5 to 10 Many thanks
Comment from : @avaplayz6895

Me personally I’d always prioritise investing over saving
Comment from : @Abdul_Rahman86

Is that a new PC case?
Comment from : @DrJubairsFinance

I am so pissed that my parents don't care about investing and didn't teach me how to They just keep all their money in the bank I am 21 now and if I invested my money in a global index fund since I started working at 12, I would have so much more money now with little to no risk Also the currency here has depreciated greatly since 2022 against USD so the return would have been even greater since these global funds invest mostly in the US market
Comment from : @noodlery7034

You're the best out there Toby! Keep it up 😎👌
Comment from : @timbainbridge1946

Anyone looking to invest should read enough to know it is a long term strategy, as in 5 years as a minimum, nearly every bit of guidance warns about this
Comment from : @Chanesmyname

save your money wait for a recession maybe grab a bargain
Comment from : @russellpetrie119

saving rates are going down interest rates are going up inflation coming down stock market going green should i be scared like 1980s again that went bang in 89
Comment from : @russellpetrie119

Loving the new fractal PC case Classy AF
Comment from : @speng5821

Thanks Toby - excellent brI'm forwarding this to some friends and familybrSome of them are already using Trading 212's 52 cash facility, but they are very wary of investing in ETFsbrWould you please consider the money market and ultrashort bonds as an alternative to retail bank accounts?
Comment from : @kevinuk7042

Yes house deposit should be in savings not stonks
Comment from : @LawrenceTimme

I do both but I'm lucky to have saving rates of 55 and 8
Comment from : @lifeisagame2023

Hey Toby, well put together mate, exactly what people need to know and encourage them to start investing Appreciate the videos
Comment from : @turner1622

Hai Toby, can i invest stock and shares with tier 2 skilled visa status?
Comment from : @thomaskuttypa6005

Thank you for sharing this VideobrInvest is the best way
Comment from : @themars5452

So in 2020 26 2021 -20 that gave you 3 Meaning at that savings rates in cash were higher
Comment from : @johnB11ify

do a bit of both also you said the stock market is at an all time high, well it always is, save for a few lower bits in a short time frame, so its always a good time to invest Im about to invest a lump sum, and trying to decide whether it goes into GPSA or XNAQ (or a bit of both), for the medium term (5 years) and maybe longer Insightful, calm, Sunday video
Comment from : @1292liam

Nice work on this video 😊
Comment from : @Norfolkpaul

Another great explainer video Toby I have sent a few of your videos on to work colleagues and relatives now as they need to get investing for the long term
Comment from : @JRD18GHR

Saving is so boring though! Watching your shares ebb and flow, jumping in and out is the exciting bit Buy the dips, go in big, wait til your exit price is achieved, take the profit Right?
Comment from : @quokkapirquish6825

How much are the record levels just a reflection of inflation effects? We’re seeing numeric highs… but the backdrop is a devaluation of the real value of money Compounded inflation over the last 3 years in the US is over 15
Comment from : @albedo0point39

All time high now so the gigachad high IQ play would be to sell, milk the high interest and just wait till next crash and buy in Am I right, or am I right? Go get it CHUD buds
Comment from : @VegasMilgauss

👍
Comment from : @Money8OOST

Warren Buffett holding more cash than ever can be a great advice right now
Comment from : @danny6398

Life time isa would probably be better saving for a house
Comment from : @Cosmo38436

First
Comment from : @ploppy193

This certainly sounds good too, but I think it's still worth considering more reliable options like copy trading platforms such as Eledator, for example
Comment from : @JunaidurRahman-oz7ek

Thx for the info It's very useful Last time, I also came across Eledator, and financially, it has been very helpful for me So thank you again!
Comment from : @Bass123-n7i

Cool video! I'd like to add that there are other investment options in copy trading platforms like Eledator as well
Comment from : @opthex12gaming84

I want to say thank you to the guy in the comments who recommended Eledator to me You've been very helpful Thank you!
Comment from : @AshokMarko-io8yn