?? Work at Pickup Points � Flexible schedule

ACCOUNTANT EXPLAINS: 5 PROVEN ways to SAVE Money

Nischa 341 views

Download Video

Comments

Through the years, I have learned that rhythm is better than "balance" in all aspects of life From personal time vs family time, work/life, finances, etcbrbrBalancing takes effort and inherently implies that you will lose your balance No one can be perfectly steady on a tightripe 100 of the timebrbrRhythm, incontrast, is easy to adopt and maintain with little effort On the topic of finance, sometimes the present gets the high point (or the focus) and the future gets the lows, and sometimes it is the other way around Creating a rhythm that works and brings you joy is the key
Comment from : @ajfarson

Please you are speedy while briefing ,try at average speed sothat we can understand your important message your lessons are practical ones
Comment from : @HailemariamHiluf-s5g

Im only by🤞👋
Comment from : @SandeshTony-c5d

uhhh be self aware That's really it Really is no secret to it
Comment from : @gomezalejandrog

forbidden fruit is the sweetest
Comment from : @valboolin3538

1 Dont save what remains after spendingrather Spend only for basic human needs and br2 Invest in a fix deposit or certificate of deposit tgat can be compounded foreverUse compiund interest calculatorbrOnce u see the longterm yieldno one will teach u to stop wasting a dime You will know what a dime becomes if well sownbr3 Reduce giving too muchgive but give to ur future and peace of minf toobr4 Check ur recurrent expenditures and habits Dy take money extra-massivelybr5 Stop trying to please everybody and ask if u are being used or u are kind🎉🎉🎉😂😂brMay we find Grace to grow in Health, Wealth and peace Amen
Comment from : @Learnersense

I absolutely love your videos I never really invested any time in learning about these habits and finance in general and I paid for it big time I was running a small business without tracking anything and before you know it everything came crashing down I’ve restarted everything and I am now investing a good chunk of my time learning and applying good financial habits
Comment from : @TiaChoudhury

I love spending my money and I spend a lot each month on purchasing assets, mostly ETFs
Comment from : @iz1907

Same story with you, Madam, I SLOWLY downsizing all my stuff, which is NOT anymore relevant to my needs, Thanks for the heads up, from the Philippines with RESPECT, Cheerz
Comment from : @normanocampo4466

It would be amazing if you could do a video about furnishing your home in an economically-friendly way! Or perhaps something on life-style habits or how your environment (home or work) can help you financially?brbrLove your content Nischa! Thank you
Comment from : @hollygibson1782

I feel happy when I pay my bills Is that weird?
Comment from : @CesarSandoval024

Hi Nischa,brCould you do a video about bringing different pension savings, together or not I have many smaller company pensions but am trying to consolidate in one I am not sure if this is brthe right decision Please advise
Comment from : @sureshravindran1271

Great tips, thanks for sharing
Comment from : @tikax2085

Step one review your budget Step 2 save the rest
Comment from : @BeastTitan213

Love your content You are smart articulate and full of wisdom Binge watching your content and sharing it to my family brYou’re channel has grown so much, from last time I was here keep it up, well deserve success🎉🎉
Comment from : @teejaycarter2842

Wonderful video Nischa :) Instant sub! :D
Comment from : @minimalistsmanaged

"experiences" is a very woman thing to say
Comment from : @EskiLdn

Hi Nischa, great video! What shirt are you wearing?
Comment from : @RaeSparkleJo

There wasn’t even 5
Comment from : @shandaquin-oe3wc

Ýou may laugh at this! (I'm now 66!) Still a massive saver, helping my youngest daughter clear her student debt 😊 When i was only 7 years old! I sold my pet duck to my father for 20 cents! Tasted good too! 😅
Comment from : @bruceblunderfield5431

Nischa - your advice to pay yourself a percentage of your income first has been game changing for me I'm using this method to overpay my mortgage so thanks very much! 😊
Comment from : @helenhoier1742

Hi there When is your workshop in November?
Comment from : @EveshenNaidoo

Financial Jin and Jang absolutely bang on video Keep up great work Nischa
Comment from : @bigsly5361

I used to buy a lot of clothes, way too many I got depressed and gained weight and had to buy some more I had debts that I stopped paying One day I bought my dog and everything changed I walk her a lot and I have less need to wear chic clothes I joined the sport and lost weight So I can wear the clothes from before I only buy what I need and in two to three years my debts will be paid My second son will start his studies in two years and his school will cost ten thousand euros per year I have to figure out how I'm going to pay for it Thank you for your video
Comment from : @annamira3342

Wonderful post and great content Another big benefit of experiences is that they don't take up space Having moved from one house to another recently, dealing with clutter can be just a big hassle Especially when clutter involves large items that people don't necessarily want like furniture Physical assets are a hassle Even giving them away often costs time and effort to find someone willing to take the item
Comment from : @kh884488

Nischa I love you
Comment from : @Zealand007

I get both instant and delayed gratification from us being able to save my whole salary and we manage to live of my wife's salary (she earns less than me)
Comment from : @GheGho

Outstanding Information Nischa
Comment from : @ManojAgadi

Experiences can be overrated too The money I’ve spent on ‘experiences’ that had great reviews but I found underwhelming, like trips, restaurants etc - vastly outnumber the money I’ve ‘wasted’ on stuff
Comment from : @georgeleorgebeorge2354

Circumstances are incredibly important as well ie when saving for a house you have to get serious otherwise you won’t reach your goal The hardest part for me is when you save to spend on house renovation meaning you do not have anything left for experiences or material items 🙃
Comment from : @samroberts2066

Thought that was a PS2
Comment from : @BKDDY

The whole "Things vs Experiences" argument bothers me Some people take more joy in one or another Both can enrich your life or land you in debt, if taken to excess The point is to live within your means, and use either things, or experiences, (usually a mix) to add joy to your life within your budget
Comment from : @kitsiewr

I adore experiences with my tangible things
Comment from : @vbat9859

Absolutely love your videos!
Comment from : @mimsalmin7883

Ah brNischa,brSuch wisdom
Comment from : @EnVideoZone

I really admire the reasons you pointed out behind savings Inspiring!
Comment from : @shannin91

Off topic! If I were you, I would not have the courage to post online, it's kind of illegal to be as gorgeous and as smart at the same time! I wish you all the best!
Comment from : @slyd8r

I love what you are saying I would have an easier time absorbing the info if you built in some pauses/breaths
Comment from : @unconventionalsuburbian9758

I like to invest in interior decoration because I actually pay attention to it every single day I actively enjoy my home environment every single day But the things I don't actively focus on every day aren't really that worthy of spending money on
Comment from : @user-nm6dr4uy3d

Might that study be sponsored by the tourism industry? 🤔
Comment from : @robm6803

You speak so well
Comment from : @saverasavera3652

First of all I have been a saver for my whole life, but nowadays I have a different approach If you don't have money you cannot spend it of course, but other than that I don't see what's the difference in dying poor or with a million $ on your bank account You can leave that million to your heirs who are going to splurge it anyway brWhat makes more sense is instead learn how to manage your money For instance, saving for the downpayment of a house makes terrible sense, but you're actually planning to BUY a house, not to save indefinitely Another thing that comes to my mind is having an emergency fund, eg six months to survive without income Some money should also be invested with a clear goal Other than that I don't see the sense of saving
Comment from : @marcor5886

Watching Nischa makes me happy!
Comment from : @daveyt4802

I own a rental property and the only way I can avoid paying tax is to put a lump sum in a pension each year ,this forces me to save which is great
Comment from : @paulescapades

Travelling to Italy and going shopping is a great experience 😌
Comment from : @paulescapades

I am guilty of spending more on objects rather than experiences but i love how you analysed it and made it clear how experiences can be better I guess sometimes i am too pessemistic that I wont enjoy things so objects seem a safer bet but I need to work on that outlook
Comment from : @samdroid5851

Nice work I’ve been on the JOBFLIPUSA train for a while, never sold as they are always building
Comment from : @BısarÖztürk

institutional buying into JOBFLIPUSA could totally break the cycle and the peak expectation of end of 2025 will likely spectacularly fail to appear If the last double peak was odd, the next one will catch most people out again
Comment from : @gulnurvar7319

Can't deny the fact that JOBFLIPUSA is the strongest bet to bring power back to this industry after we suffered FTX, Celsius, Tera and so on Sure if they fail it's done for good, but I don't see that the biggest tech company in the world would put everything at risk just for that
Comment from : @Lyrx64

I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you JOBFLIPUSA
Comment from : @TTELVIN

Point one is so very true!!!
Comment from : @kurtmissotten5965

My partner keeps on buying unnecessary items or impulse orders food delivery None of the purchases alone is a lot But when added up, it's 150-200 a month, which is a lot given the fact that we are basically living paycheck to paycheckbrbrbrIf we end up saving in one department, she will spend that amount in another department So we are never able to save anything
Comment from : @saifchowdhury3581

My problem is being self employed and sometimes there’s no work It’s trying to get that balance a budget for when I am not working Any help or advice please?
Comment from : @KylieJonkman

I really like all of your videos They are all honestly very good I absolutely loved your video about how to invest 1000$ Even though that question is not relevant for me, the video really showed that you are honest and don´t just go for whatever gets you the most clicks Which is what most finance YTers dobrKeep up the good work! I wish you all the best in your endevours!
Comment from : @maxmeggeneder8935

There is a big caveat on buying things! It's referring to buying good quality tools that you can regularly or you can use them only once in a while You see, there is a big difference between having 5 Prada bags or having a good set of wrenches
Comment from : @candro5510

Nice videopls add english subtitles
Comment from : @surekag3844

Depends on what you buy I like buying films to view at home, for the experience, like reading a book, I use certain quality films to learn about the human condition and learn from this art form empathy of others So material goods depend on your usage Many of us hoard things, for the buying dopamine, and don't use them, that is a waste
Comment from : @heartofcinema3454

Thank you for this video Please keep going I’ve started saving money by watching your videos 🎉🎉🎉 Thanks again
Comment from : @vasumalaviya3866

Shopping material items is also an experience😂
Comment from : @elvismusolola

You need to have a huge salary and no expenses This is not realistic
Comment from : @jacksampson7711

Nischa always tries to remind us that she is off the market That thumbnail
Comment from : @shehufatihuabba6060

Really good points made here Unfortunately, my brain can't process the information when you talk so fast Not a criticism Just an observation
Comment from : @RockyDave

I watch your videos almost every day, they're so inspiring and informative Thank you for your work!
Comment from : @Andrometamorphose1

Meaning around the saving -- true! That's why I use this online bank that compartmentalizes which saving account is for what (eg household items, birthday gift for mother etc) Good advice, Nischa!
Comment from : @enelrahcreivaj

Save, so that Banks can use your money to become even more richer! brbrWhy not focus on investment rather than savings?
Comment from : @DrBilalHussain

Neither my wife nor I like holidays very much Being stuck on a motorway or in an airport is hell on earth as far as we are concerned The whole 'buy experiences not things' philosophy seems to revolve around going on ever more exotic trips This should not be followed simplistically Experience like growing your roses, seeing your friends and family, going for a country walk are far more satisfying for us br Having said that, we traveled constantly for years during our prime working life so we may be slightly different I guess my point is that everyone is different and "experiences " are not necessarily for sale
Comment from : @cavandavidson1185

can i ask how do you balance working and eating healthy while saving money it’s soo hard to do all three
Comment from : @davidreece3891

Very well said, managing and saving money is more important than making them
Comment from : @vasilivanov6977

Oh how I can save on flat in London,it’s never enough 😂I like your videos 👍
Comment from : @lenashevchenko95

I think Im in love ❤❤❤❤
Comment from : @SuperAndriukas

How to save money step 1:brEarn more money brbrEasy
Comment from : @EggsForDessert

How come you became an accoutant rather than financial advisor/wealth management?
Comment from : @matthewpeoples1190

Nischa! I think I just saw you in Dubai Marina! Would love to meet you!
Comment from : @fatenkanaan7848

Brilliant video as always Nischa!
Comment from : @LeoGibson

I ❤ U
Comment from : @choudharybhupendersingh6452

YES, making savings a system!! doing this with my 21 year old its hard because he's in the FOMO stage
Comment from : @autobotdiva9268

Great content Nischa! Do you have other social media account or email so I can DM you?
Comment from : @AlexanderFallaria

Is this still time to sell full portfolio and starting sell on rice on index CFD for recover the losses,?😢😢
Comment from : @parthyoofficial

You want to have more money? Eat the rich!
Comment from : @klauspeter5407

Great video! I agree with the happiness cap Experiences over material things is so much better!
Comment from : @veesvoyages

I disagree In my early life I could not afford anything, now I smile because I can afford stuff Buying collectable antiques that can be resold to release capital is wiser than an expensive holiday
Comment from : @neilmckay8649

Hi Nischa I would love to join your workshop but I will be away on those specific dates! If you sign up is there access to a replay?
Comment from : @pv985

First tip was actually game changing for me I stopped buying pointless tech items and clothes, and within under a year I cleared any credit card debt and saved half my deposit
Comment from : @danielkaniowski5694

My Accountant doesn't look like her She's amazing!
Comment from : @jeffreymorgan2402

Pay yourself first That's it
Comment from : @MESSY-AF

Can you make a course on Investment Banking?
Comment from : @subhamaich6744

I've been basically binge watching your videos for the last two weeks There are so many helpful tips, so much inspiration and motivation to finally deal with my finances in a more serious way I really want to thank your for all the hard work you've put into them and for letting us learn from your experience and knowledge You've built something special here!
Comment from : @literaturtee

Superb explanationGorgeous lady
Comment from : @sharangasenanayake9906

I've just been made redundant, I feel pretty gutted at the moment , but it's a good thing I've got an emergency fund, something I didn't think of doing until watching this channel, so thank you 🙏
Comment from : @DeputyChiefWhip

I am based in Nepal but have been loving your videos! It is so useful and simple to understand Thank you for all these contents!
Comment from : @anamicagauchan2236