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How To Borrow Against Your Life Insurance Policy

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✍🏾 Are you ready to Start a Policy? Complete our new client application br bitly/WN-New-Client
Comment from : @WealthNation

Thank you for this wonderful video Question: I am 54 years old I don't have any credit card debts, yet only with mortgage and car loan with 25-425 interest rate Hence, I don't think there is a need to get a loan from a Whole Life policy Will I be better off with TERM or still WHOLE life insurance using the strategies you discuss in this video and what other investing options I would have other than stock or real estate? Thanks
Comment from : @jade-wp7xr

THANKS YOU GUYS HELPED ME BIG TIME!
Comment from : @rongee7337

You are using words like try, typical, tend to that’s not a definite answer so what are the criteria for each split option?
Comment from : @whitneyb5890

This makes zero sense If you want to borrow money for whatever reason you do not need to buy a useless whole of life policy to do so
Comment from : @maxshiraz3447

This information I wish I knew 10 yrs ago I would have borrowed to purchase a used car when I really needed it to pay back a personal loan instead of asking someone to borrow money who hounded and embarrassed me for borrowing In 2026 I will have a policy for 10 yrs
Comment from : @nayomeer4736

Pay my premium cash volume available next month that’s the end of your insurance policy basically you’re selling out
Comment from : @familyfunpranks3617

Does your monthly payments go up?
Comment from : @javontedonuts1034

U 2 R D BEST!!!!! Keep that knowledge coming ✌🏿🤡
Comment from : @PMP-df9vg

I wish i knew this when i bought my life insurances Consult with a knowledgeable agent because any agent can just sell you life insurance but has no idea about designing a plan that meets your needs Most of my policies barely have any cash value 😢 I'm 43 now, gained weight with some pre conditions and life insurances now are too expensive
Comment from : @nasmx1692

Ok quick question How soon in the first year can I access the money? Like next day ? Lol
Comment from : @StarzCinemaBeats

Show me how to do this! Going through divorce and I am giving up everything I have to bounce back
Comment from : @davidnelson1596

So this is marketed as an investment component of life insurance, but I can't access my funds unless through the cancellation of my policy, through a decrease in my death benefit amount, or I simply just use the account as collateral to take out a loan from the company that sold me the policy? I do not understand the benefits of having an "investment" component of life insurance Why not buy term and invest the difference in my premium and invest in the US Stock market averaging 10 in annual returns I'm seriously so confused in what is the appeal of these life insurance products BUY TERM
Comment from : @Sandiaqui

Great video
Comment from : @Rfxmanagement

How an indexed universal insurance (IUL) compares to term and or whole life insurance Pros and Cons
Comment from : @wilfredoarodriguezb5783

I need more information Do you offer a class?
Comment from : @jeanibennett7683

I would like more information Do you offer a class?
Comment from : @jeanibennett7683

Man this one long ad lol
Comment from : @expectnothing

When taking out a loan against your life insurance policy, are the interest rates usually higher or lower than banks?
Comment from : @theTRAGICdoll-RY

If I deposit 10k into a life insurance policy, how long before I could borrow 10k from the insurance company?
Comment from : @Bugsy_King_of_da_dmv

I’m not even halfway through the video and I just wanna say y’all have been doing a amazing job on explaining everything even down to dummy terms and I think y’all should consistently do it this way
Comment from : @ThePolo5150

Hi i have a question what if you get fired can u still collect your cash or no?
Comment from : @rosapatriciagodinez5589

Question, when you borrow, I thought that interest went back to your account?
Comment from : @lonniepollard9883

I thought I could borrow $50k towards a property… I guess not
Comment from : @dell7990

When u do borrow the cash from the policy, let’s say for the purpose of paying off credit cards Is the borrowed money reported in your credit report as an installment loan?
Comment from : @amberrivera0105

This was sooooo good
Comment from : @HustleAndGlow330

the other important part is that IF you die, before using any of those “living benefits” …guess who keeps that living benefit ? Or the growth? The company
Comment from : @asmith34

When you said "the difference that we earned in interest we were able to keep"13:40 I didn't understand Can someone re-explain? Thanks
Comment from : @aquariusschoolforkids8717

so if you pay the premium is it still $6,000 or is it more ? Can you elaborate more
Comment from : @ReggieRorick

If I work for a company that offers life insurance and I've been paying on it for x amount of years, can I use the life insurance from the company that I've been working for?
Comment from : @joshuahernandez5180

What about "Front Load"? rather than using 40|60?
Comment from : @michcail1976

Clear & Concise start to finish I love direct information without the fluff
Comment from : @Eli-vb1ni

What r the name of the insurance to go with to do this
Comment from : @dajuan11a

Is this the same in the UK ?
Comment from : @Andypowerhouse

It’s cheaper to use a 0 credit card for one year, than pay insurance company interest brIt’s cheaper to buy a car and get bank loan 25 than to pay 8 to insurance or even 5
Comment from : @RG-mi2wj

Yes 4 growth brPay cash backbrPay them, not you - 8 interest on that cash money value “your money”brI have one, but had only 27,000, my car cost $45,000brSo bought car from Ford at 0 interest rate
Comment from : @RG-mi2wj

How long do you have to wait before you are able to cash out of your account ?
Comment from : @KFMServices

Very informative!! Subscribed 🎉
Comment from : @thelananicole11

Hi Are you looking for a professionals YouTube thumbnail designer 2 grow your views?
Comment from : @mdnahidseo

Will this impact your credit? Whether you cash out or take out a loan?
Comment from : @scoobyboo8837

Them earrings was loud asl
Comment from : @gvontem2305

$120k credit card dept Wow that's a lot!
Comment from : @wanglee21

Sounds like they can off you and get the death benefits if you decided not to pay
Comment from : @learnwithme1379

What if you have a term policy that you wanted to convert to a whole life policy and you throw $$$ into turning it into a whole life policy would that be wise?
Comment from : @cdb122980

Hi, it's me again I would like to have a wholesale policy that i can borrow at least $2000 in just a few months of owning the policy to invest in my Real Estate investment business is that possible?
Comment from : @GigiLee-p7f

I just came across your UT videos Great info I do have a question I do have a New York whole life insurance policy I had it a couple of years My police is over 5K with a cash value of $58600 I just started a Real Estate investment business I buy tax delinquent residential vacant lots/land and I flip them I need about $1000 to purchase a small peace of lot/land I have my eyes on would I be able to borrow $1000 if my cash value is $586?
Comment from : @GigiLee-p7f

The world of idiots 😂
Comment from : @kbmicheaux

How can I get up with you guys!!!!
Comment from : @lawrencejames9023

Great information thank you for explaining this
Comment from : @NabilAmaruSC

It cost 14900 to get insurance through you?
Comment from : @timewtell9239

How do I get started
Comment from : @timewtell9239

I only have $12000 debt and how can I get this?
Comment from : @timewtell9239

FBIbrHollandbrAssets frozenbrBorrowed against brwhole life Musk brtook out against brme
Comment from : @DGraham-i3y

Thank you for sharing this video Great information
Comment from : @jwmoneymatters8928

Does the loan payments count as part of the annual premium paid or PUAs?
Comment from : @Jeppm

Whaaat? Sounds like a SCAM I'm not understanding the concept of "borrowing" my own money This makes no sense
Comment from : @valoriegarrison8570

Hello, when you talk about paying your premium Is that your monthly payment on the life insurance or that 10k per year? So from what I understand is that in order for me to borrow that 60 which is 6k, I have to put in 10k in premiums for that year? Could you please advise? Thank you
Comment from : @Vakaboncitesoleil

This was a scam from twenty years ago Anybody that falls for this is stupid
Comment from : @BaileyZLeone

Honestly sounds better to get a regular life insurance with minimum annual payment and save the rest Dont understand why you want to pay interest on your own money brbrIf i give the insurance 10k annually, they take all of it But can lend me 60 of my own money back but i have to pay back with interest Which means more money out of my pocketbrbrMight as well i keep thtat 60 and find an insurance policy that takes the 40brbrbrAmother thing is when you die, you have no idea how tf your money will be spenti say spend it while your alive on the things you want
Comment from : @2k7Bertram

Si, you can do this with your 401k too??
Comment from : @yajamalu4u

Great video!! Could you point me in the direction of an agent that can help me get started with this insurance?
Comment from : @Shesuperchic

I was going to have mine set by another company but the way you both break it down i will be contacting your company thanks for breaking it all the way down
Comment from : @MrKrazycoin_luvr

@wealthnation are there any insurance companies that you guys suggest ?
Comment from : @Tourettes6

Worst case scenario, if you die before paying back the interest of the loan,will the balance of the loan be deducted from the policy?
Comment from : @Krthaspecialist

Definition of a power couple Salute
Comment from : @Krthaspecialist

You two keep the explanation in a simple language to understand Good job!
Comment from : @lifelivinginthedreams9104

How long do you have to have the policy before you can start borrowing
Comment from : @mybeautifullife9333

The collateral they have is no the death benefit it’s the overpayments you sent them! The death benefit is just a waste if your money
Comment from : @sfsfuzzy3597

You are either an idiot or a liar !brYou have to be stupid to give your money just so you can pay to borrow it back !brAnd when you die the insurance company keeps your money
Comment from : @sfsfuzzy3597

I'm 53 is it beneficial to get whole life $50,000 less than my term insurance with mutual funds that my beneficiaries can receive when I pass
Comment from : @Gapeach1970

But you also need to tell your audience that you have to BUILD the cash account after YEARS of paying this A lot of people are under the impression that you buy the policy and they can access these funds Very misleading
Comment from : @juanvsreviews

im new to this in is video really make me understand 😊 ty
Comment from : @deteriorate1

This is exactly what I was looking for Thank you for this video!
Comment from : @christopherdeberry8736

bI'm going to be honest I only watched this video because that sista is a baddie Get her pregnant on the first date and lock her in/b
Comment from : @NuEnque

Not a good idea! You are paying interest with your own money
Comment from : @RabbiBuan

Thanks for explaining so well
Comment from : @ninacaine794

Looking into this and love it
Comment from : @KierrasWorld

I’m bout to look for ah million dollar life insurance policy Ima see how much it costs with y’all at wealth nation
Comment from : @poloblack1273

What is yall highest insurance policy?
Comment from : @poloblack1273

I just called 3 insurance companies They all said it would be close to 10 years before borrowing no matter what Something’s wrong
Comment from : @nickalfonso4122

So my question is something caught my ears , are you guys agents that will help design my policy ?
Comment from : @joshuaavila-do2nz

Hello, I have a whole life insurance illustration and I want to have someone look at mine to verify I am getting the best benefit I’m a shopper and don’t go with the first proposal Can you help?
Comment from : @maxumgenesisgroup