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How to Open a US Bank Account as a Non-Resident Without SSN (2025)

Myles Dunphy 544 views

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BTW Ocean Bank (wwwoceanbankcom) confirmed they open accounts remotely for international clients As they're FDIC insured (largest independent bank in Florida) this could be a great optionbrbrHope this was useful!
Comment from : @MylesDunphy

none of described banks worked for me Mercury and Relay are business related and they actually ask for SSN at the end Charles Shwab won't open an account other than first world countries So this video kind of doesn't make sense now
Comment from : @MikeRadjabov

Hey Myles This video is superb Thanks for taking the time to do the research and to share it here I've been looking for the best bank outside my country and with the info you've provided I think I know which one is the best for me On the other hand, what do you think about Gobal66? I have an account with them but lately they are closing their website Kind of a red flag for me Luckily I don't have too much money with thembrbrThanks again for your time and amazing/captivating video, great edition and awesome presence
Comment from : @agmaudio-video6386

La explicación muy clara Muchas gracias!!saludos desde Bolivia
Comment from : @yolandavargas412

Super useful info, many thanks!
Comment from : @LicLafarga

Charles Schwab doesn't support Pakistan
Comment from : @afaque

"Not available in your country"
Comment from : @maggsvamp

Nothing works You will have to come in person oceanbank mentioned will need an ssn Video is a useless piece of
Comment from : @Infitee

Now while in the world would anyone want to open an American bank account Get your money out of America
Comment from : @lewislane1143

Can’t open from tunisia for charles schawbs
Comment from : @Samlevip777

Great advices ! Thanks a lot
Comment from : @tubhmoobmuas9785

As of february 2025 this doesn't work anymore Wise stopped allowing it
Comment from : @vinces5761

Heh! I do have a US SSN, but have absolutly no desire or need to open anything in the US brBtw A US SSN can, by law, only be used for Social Security purposes, so any institution (such as Banks) that requires you to provide your SSN is violating the law and can (still) be taken to court for it
Comment from : @Centurion101B3C

Awesome inforUS Resident and still stuff i needed to know business and personal great Job Myles
Comment from : @deandresmith6829

Ughhh schwabbb !?? If you have ANY awareness as to what's being planned / what's coming and who is attached to whats coming that is the BIGGEST red flag of all! ⚠️⚠️⚠️🚩🚩🚩🚩 brbrI'm warning yall right now brWORST idea everbrbrKeep an eye out for its links to: Global use, Bill Gates ot Microsoft, Biometric Crypto currency, & AibrbrAll those things seem totally benign and even useful on thier own But I guaranteeeeee you, its NOT! It sounds too good to be true, BECAUSE IT IS
Comment from : @thh-aa

Schwab no longer offers a checking account attached to an international trading account anymore; confirmed by them on the phone So no debit card for us
Comment from : @mjensenismeismjensen5587

Beware of this You might be able to open a bank account without SSN, but you might encounter some problems This will limit your ability for some transactions, and you will be forced to do it in person at a physical bank office in the US for ID verification purposes Also, if you live in the US with no SSN, it means you are subject to deportation, if this happens you will have challenging times recovering the money from your US bank account
Comment from : @lostinspain66

You are the best Miles
Comment from : @brustoragel

Awesome man
Comment from : @rapetersen2838

if you are a dual AU/US citizen living in the US and are looking at relocating to AU, how would that affect your US bank accounts? Would there be an issue with no local US address or phone?
Comment from : @kenlawdavis1742

WTF is wrong with you why help people to SUPPORT the worst of the worst What did the banksters do in 2008-09 financial collapse?brNobody should have anything to do with USA/ USI
Comment from : @orenestrada2007

Unuseful , all what you said is incorrect
Comment from : @cyberman6021

Thank you so much😊
Comment from : @debbieluthando6326

Why not just get PayPal and have peace of mind
Comment from : @ZharinAghani

8 US Code § 1324 is a statute that prohibits the harboring, smuggling, or transportation of unauthorized aliens It also makes it illegal to aid or abet these actions
Comment from : @BarbaraJ

Thanks man! Cool video, great explanation and really helpful Put 👍
Comment from : @vladimirtihonovich2578

God bless you son After weeks of talking to muppets and being sent from right to left, like a ping pong ball, I was able to open via Charles Schab World needs more people like you
Comment from : @mundoplastico77

Thanks a lot Myles
Comment from : @amonnkazi

Great stuff Really appreciate it
Comment from : @1DPhil

Good knowledge thanks
Comment from : @asishjaipuria8024

Thanks for tje great advise and tips i hust oppened a Charles Scwab account in abouy 10 min online from outsode the US now, I can ditch my crappy bank Ally
Comment from : @haivu815

Which one would you recommend for a UK resident
Comment from : @DocumentingMoments

After I watched this video I was able to open an account with PNC bank in Miami FL with just my Passport my B-2 Tourist Visa and a US phone number (I used mint mobile) I was able to put my aunt’s US address (without any proof) and that’s the adress that’s under my name on my online statement The banker also expressed that if I get an itin I’ll also be able to apply for their various credit cards at PNCbrbrI tried chase first on that same day and was denied because I had no proof of address I should be able to open a chase account using this statement next time I visit the states though brbrWith everything I’ve seen PNC might be the easiest way to go Now I’m able to use Zelle Venmo and cash app linked to my PNC account One thing to note, setup your Venmo account BEFORE you leave the US, account setup is locked when not in the US and using a vpn doesn’t seem to work
Comment from : @sigma5210

Chase bank requires a US I,d in order to open an account, without it no WY to open the account
Comment from : @khedermj

Do Wells Fargo
Comment from : @irysmanoukyan4544

What do you think about « perfect money «
Comment from : @DJKADERRR

Most of these are very 'use case' only, rather than a general bank account For example, the Schwab brokerage account is exactly for that, brokerage
Comment from : @deven6518

Thanks 👍
Comment from : @Raytunnerdex

So do you understand that this video is completely useless??? tell me 1 single bank which doesn't require a US address, with remote opening!!! NO ONE!!! wtf aahaahh
Comment from : @opppoo13

Thank you!
Comment from : @CMTHAI1980

Nigeria any option?
Comment from : @MrGabrielLegacy

On my first try, I opened a Chase, Wells Fargo and TD Bank account with just my passport pretty much TD Bank did ask for a second form of ID, I did not have my country ID at the time and all I had was a Certificate of Food Protection issued by NYC Department of Health but it was still accepted so if you have your passport and country ID you should stand a high chance of approval For proof of address I used my T-Mobile bill
Comment from : @TrillGrillz

Hi I'm from tunisia and it not allow me ton register !
Comment from : @gringosabata1

I have questions for it's possible I'm using as identify proofs like I need driving license I'm using the my passbook copy as identity proofs it's that's possible
Comment from : @Downtown-r9k

Needed this
Comment from : @raynaldoobispo8257

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Comment from : @MarkoPolo-kg8lo

Its better to stay with your country’s bank account as you dont know what the hell of laws your getting into!
Comment from : @b4urEnvy

Non Resident, Non Social neither ITIN NUMBER can i have account compatible with Zelle?
Comment from : @cobysmarttv4062

Just show the money, bring the cash, and you are welcome But if you dont have the bugdet just stay away
Comment from : @justcars2454

THANK YOU! THANK YOU A MILLION TIMES Holy esh I've gone crossed-eyed looking for a US personal bank account for non-residents Liked and subscribed!
Comment from : @pricelessdan5874

and cuban?¿
Comment from : @gerardocardenas8805

comes enter a valid postcode my swiss postal code does not accept we have 4 numbers but does not accept
Comment from : @swiss_bitcoiner

I would not open a US bank account ever and especially not now Space Karen already crashed one bank (Silicon Valley Bank) and now when he is allied with Diaper Don they want to crash as many banks as they can
Comment from : @verttikoo2052

Have fun with the minimum deposits and maintenance fees as a non residentbrBtw, avoid bciti/b at all cost
Comment from : @xantiom

When googling the name Charles Schwab One International comes up? Is this the correct one? Strange, I tried this twice, first time I came across an online application, it stopped working at stage I was creating a user ID The second time writable PDF application form popped up Myles, would you mind providing a link for the Schwab application that you used? Many thanks
Comment from : @alexg6702

Surprised this works with the Patriot Act post-9/11 with their KYC("Know Your Customer") laws
Comment from : @insolentjaguar

I'm puertorican and those DIGITAL bank were created under incentive laws which have a lot of controversies so they're a 🚩brThe 3 major PR bank with physical branches are: banco popular, first bank and oriental bank
Comment from : @jeihka1

Very useful, thank you very much
Comment from : @practicalforex

Finally someone with my problemes !
Comment from : @waynefilmalter

Very helpful video! Thanks so much
Comment from : @juniorsparks713

Thank you
Comment from : @annataylor3971

Great job! Commenting just to appreciate your hard work Thank you Could you make a video how to build credit score in the US
Comment from : @TheCryptoOptimist

What a wonderful video!brDeferent countties have deferent requirments when its comes to the application- As for example,brbr"Notice for UK residents brYour account will be domiciled in the US and will be with our affiliate, the US based broker dealer Charles Schwab & Co, Inc (CS&Co) Charles Schwab, UK, Limited informs and helps clients access the services provided by CS&Co br brYour relationship with Schwab UK and the services it provides is explained in the Charles Schwab, UK, Limited Client Agreement (PDF) By continuing, you confirm that you have received and understand the information in this agreement"
Comment from : @Lucky-om5xy

how much needed to set up with a visa card
Comment from : @MUTUYIMANAGASANAElysee

Hi @Myles I just need a US card to activate azure I work with Microsoft azure pretty much
Comment from : @Streetnaija2

Anyone from Nigeria able to open an acct ? I just need an acct to activate my azure credit nothing serious if u can be of help pls let’s talk further
Comment from : @Streetnaija2

Hi, I am from India I want to purchase a land for farming The loan amount is big so in which account shall we go?
Comment from : @cstiwari5349

You probably won't get to read this, however, I did a double take when I saw your name I was tutored by a Myles Dunphy (same spelling) in first year Architecture Degree in 1961 at the University of New South Wales in Sydney Australia For the life of me I can't remember the subjectbrHis son Milo Dunphy was also a lecturer at UNSW and both were involved in conservation and Wilderness movements Look up the name on google, they are quite famous in AUS
Comment from : @graemeparsons1989

Wow and great info - thank you :)
Comment from : @jimmcculloch3786

Got a message stating my country isn't eligible for payment features and because of this "a debit card will not be issued for your account"
Comment from : @connorWithTheReallyLongHandle

WOW! Now I can sell my cryptos e send directly to US bank Amazing! Fu¨$$ off Brazilian taxes!
Comment from : @jari173

Um 19 min I wont get back
Comment from : @mikrchzichy

Just open Bitcoin wallet in 1 minute
Comment from : @kaled1970alhuniti

I just want an account so I can have a card linked to us services or buy online from sites that require a US card
Comment from : @Team974

Thank you
Comment from : @raoplns

Block like no other
Comment from : @DonnialFelton

Excellent, well explain, nice image, great voice content PERFECT - VERY HELPFULL - THANKS : )
Comment from : @IsabelSRomao

I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them We can get by, but can't seem to get ahead My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for
Comment from : @jessicasquire

Thanks!
Comment from : @yrnx9334

Can you make a video for us brokerage account for non-residents?
Comment from : @sinmayp

Mercury has closed our business account without any explanation and retained our $13000 please advise how can I get my money back
Comment from : @baljeetkaur3484

How to open a bank account without SSN in the US?brbrGet in the car Go to the bank They'll do it for you
Comment from : @nikhilprivate7802

Zenus Bank is not FDIC-insured
Comment from : @Candlesticks-Telugu

man you are great person amazing knowledge just wow www thank dear
Comment from : @jamshaidbabarkhan7790

Exerpt from the Schwab website; "Foreign investors are generally subject to a low estate tax threshold of US$60,000 before being subject to US estate tax at a rate up to maximum of 40 above this threshold on US situated assets, such as securities of US companies However, assets that are exempt for US estate tax generally include securities that generate portfolio interest (eg, US treasury and US government agency securities and certain US corporate bonds and US commercial paper), and dividend income from certain foreign corporations or offshore mutual funds are generally not subject to US estate taxes Executors for non-residents must file an estate tax return or Form 706-NA " So if you want to invest in US Stocks, you'll have to pay taxes Might still be interesting for things like bonds But if it's worth the hassle of transferring the money, currency costs, etc
Comment from : @TwoCents-j6g

10:54 It's SIPC, not SPIC I just saw it on the Charles Schwab website, but can't post links
Comment from : @TwoCents-j6g

Great informational video Thank You 🙏
Comment from : @abdulraja1151

Thank you This video is very helpful
Comment from : @Humanityslaststand

thank you man
Comment from : @THEALI54522

What is the current rating for theITIN because I reached out to them for a while now and they have still not gotten back to me
Comment from : @kokugborglah1873

This is gold! I didn't know it's possible and remember my words - you need dollars cash before the recession comesThe DXY will skyrocket
Comment from : @yoi1818