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What Is Considered a “Good Income”?




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Title :  What Is Considered a “Good Income”?
Lasting :   4.45
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Views :   330 rb


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Comments What Is Considered a “Good Income”?



@jonvaldez8741
I make about $115,000 a year and save as much as her a month (between $1,50000 and $2,00000 a month) I’m 38 years old and she is only 23 You’re killing it girl! Keep doing what you’re doing and don’t care what other people are making and doing because comparison is a double edge sword
Comment from : @jonvaldez8741


@zombiewanderer
They missed that she said 36k AFTER taxes Which means she makes probably closer to 60k
Comment from : @zombiewanderer


@omicronceti6063
Good income is any income when you can save 25 for savings and investments
Comment from : @omicronceti6063


@IanHom-p5s
When talking about income, are yall talking about after tax income or pre-tax income? Bc if you make 70-80k, after taxes, 401k, and benefits, its more like around 35-45k
Comment from : @IanHom-p5s


@Madden94539
My question is are these numbers (78k) gross or net
Comment from : @Madden94539


@luckystar8590
When I graduated from university in 2004, I landed my first job making $35,000 a year Although the salary was considered low at the time, because I was in an outstanding scholar program, I knew my salary would rise rather quickly Now my annual salary is over $180,000
Comment from : @luckystar8590


@bane3991
By me its very expensive 50k is okay Its not good, but its not bad Youll barely scrape by on that You will have to budget carefully 60k is when i say youre good A studio by me is at least 2,000 thats assuming you get a good deal So around 25k will go straight to living 10k for food, phone, and clothes assuming you budget correctly 5k for a car(gas, maintenance, insurance, etc)
Comment from : @bane3991


@kevinwalter2674
So just work 4 jobs to cash flow college and live with your parents and have mommy and daddy do literally everything for you so you can save $1000 per month making 35k a year brbrGot it brbrThe people asking questions on this show are so unrealistic
Comment from : @kevinwalter2674


@josephlabato8446
Dang, I only make about 25k a year, I would love to make 36k! And I'm 45 haha
Comment from : @josephlabato8446


@CindyFontanez-jc6gc
Average income is 40k is he talking house hold like 2 people for the 78k he's talking about ?
Comment from : @CindyFontanez-jc6gc


@Singlesix6
Any income is good You take that job and experience and go apply for a better job And so forth
Comment from : @Singlesix6


@Chris-fb1is
Ramsey smoking the devils lettuce a little to much or dimentia starting to set in She said she clears 36k after taxes She makes just under 50k a year Ramsey said household income is 78 which is two earners in the home Her salary is over 15 of half the salary of tue average household income She is not below average she is 11k above speculating if she had a partner that made the same Keep rippin that ganja there Mr Ramsey
Comment from : @Chris-fb1is


@YukonCornelius8613
What kind of ministry?
Comment from : @YukonCornelius8613


@Z_Co95
Damn, I make $104k/year base and my goal each month is to save around $1-12k/month for a down payment for a home Don’t worry I invest in my Roth and 401k on top of that, but still impressive that she can do that making what she makes
Comment from : @Z_Co95


@JoeyNYSDnomad
People get so offended by facts, 36,000 is not a good income I live in California 80,000 is not a good income here
Comment from : @JoeyNYSDnomad


@Zephyn13
Are they comparing her individual income to the household average? Meaning she's making about half of what two people make on average? As a single individual she's actually making about average I'm confused
Comment from : @Zephyn13


@PerryPerfectPerson
Ministry school 😂
Comment from : @PerryPerfectPerson


@dougprentice1363
She could make that much at McDonald's
Comment from : @dougprentice1363


@EngineeringNS
This person makes $47,000 a year $20 an hour at 46 hours a week is 47,000 she said 36000 after taxes
Comment from : @EngineeringNS


@possiblyunhealthyobsession9794
Also average income of 78k is based off of pretax so if all information is correct this person pretax makes $49,400 and it’s better to make that and have self control and good habits than say making 100k and awful money habits, also quite young and for age I’d say income is solid personally, although it also depends on your states cost of living
Comment from : @possiblyunhealthyobsession9794


@GreatLaker69
The entire economic landscape changed over the last few years Up until the mid 2000s, a 100k salary meant you could afford a nice lifestyle Today, you would need around 250k to afford the same lifestyle Last year I made around 300k and it doesn’t feel that much different than when I made 70-80k 10 years ago
Comment from : @GreatLaker69


@Swingtrader7
Here’s the deal Household income is not individual income and also average is not median Use ur Brian
Comment from : @Swingtrader7


@calebhallberg9938
Shouldn't we use average household income in the town you live? The average for the town I live in is about $50,000 for example
Comment from : @calebhallberg9938


@treytoshaglover9507
I'm just wondering how she's bringing home $36k at $20 an hr I make 15x that and only brought home $42k last year
Comment from : @treytoshaglover9507


@moneyindabank
She makes 36K a year after taxes so she makes around 50k a year which is above average for an individual The hosts are confused
Comment from : @moneyindabank


@arcelivez
Doesn't anybody get bothered, that they just compared a single income to a household income (which is mostly 2 people bringing in the income, so 2x single income)?
Comment from : @arcelivez


@peets127
First thing that comes to mind is he ain’t qualifying for a house on $36k
Comment from : @peets127


@JuicyFashion11
She’s also in Ohio Cheaper cost of living
Comment from : @JuicyFashion11


@portlandrestaurants
There is plenty of information about income relative to age on the web That might be more useful than the average (median not mean) income for all ages
Comment from : @portlandrestaurants


@jonathanbrooke8556
He said the average household meaning 2 people making up the house So $70k divided by 2 is $35k I think that person is making good income
Comment from : @jonathanbrooke8556


@TheTrueHardcorefr3k
Household is the 78k figure Individual is around 40k so they are not far off
Comment from : @TheTrueHardcorefr3k


@curtrn
“The richest person is not the one who has the most, but the one who needs the least”
Comment from : @curtrn


@theshow1269
Didn’t the caller a say after taxes? 36k take home… Meaning is more like 50k INCOME!
Comment from : @theshow1269


@ii_melton_ii29
The art isn't in making money, it's saving it
Comment from : @ii_melton_ii29


@Anibanks941
I was owing a loan of $200,000 to my bank, no longer in debt after I invested $60,000 and got my payout several times for the past 2 months
Comment from : @Anibanks941


@chalpua8802
To afford a good life you need to make 150k plus This will get you in most places a nice house, cars paid, investment for retirement, and enough money to be comfortable with kids/vacations If you arent clearing 200k a year combined, you likely will always be struggling throughout life
Comment from : @chalpua8802


@williamjohnson1668
You can survive off of 36k per year Çan not survive off of minimum wage flipping burgers at Mc Donald's
Comment from : @williamjohnson1668


@NickPlays95
I use to say it if I could make $60k a year I’d be set I now make $90k and I feel broke That being said, it’s all about how you live When I made 40k I was much more conservative than I am now It’s all discipline
Comment from : @NickPlays95


@1jw298
A good income is an income that doesn’t go straight out as soon as it comes in
Comment from : @1jw298


@ConceptHut
Dave says 78000 a year is average income Since when is that the case?
Comment from : @ConceptHut


@eriksrigley9026
My favorite is a S&W 66-1 25 inch barrel!
Comment from : @eriksrigley9026


@IndyHorsepower
Sooooo, no mention of location/cost of living? $20 an hour in Ohio (or place like Mississippi or Alabama) probably isn't that bad In California it's not great
Comment from : @IndyHorsepower


@kyleinpa5285
Dave, you have 1200 employees… Pay one of them to keep the fucking spam out of your YouTube video comments
Comment from : @kyleinpa5285


@thefirespectrum
I thought six figures was the promised land Once I got there, I patted myself on the back and racked up five figures of credit card debt It's more than income
Comment from : @thefirespectrum


@ericjefferson339
Why are we basing one persons income against HOUSEHOLD income? Maybe that’s your problem 46,800 a year (before tax) is well above the average individual income If her spouse were to make the same amount there HOUSEHOLD income is 93,600 a year, which is nearly 20k more than average But instead of saying that, they stood on a blind pedestal to how the average person lives
Comment from : @ericjefferson339


@ruckus1713
Her income is above average for her age She’s got a great head on her shoulders and is financially literate at a very young age There’s no reason to have any sort of negative spin on this
Comment from : @ruckus1713


@mrbaboy
It all comes down to comfortability Some people can be comfortable and make due with 36k and some with 75k
Comment from : @mrbaboy


@unifive10
It’s a shame someone has to work 4 jobs to get out of debt
Comment from : @unifive10


@gedb6099
Everyone has a price in business or in life, everything is relative just be happy and find what works for you ☺️
Comment from : @gedb6099


@MrSquaky
Isn't using household income a stupid comparison to an individual income? The actual median individual income (which includes wages, investment interest and other sources) in usa is only $41k a yearbrbrAlso you're comparing the BEFORE taxes figure of $78k median bhousehold/b income, to the $36k AFTER taxes bindividual/b incomebrWhy do people even listen to this guy?
Comment from : @MrSquaky


@robertritchie7464
its not about what you earn its what you can keep as long as you can live below your eans youre fine
Comment from : @robertritchie7464


@RuesgaOutlawRacing
It’s not all about what you make, it’s more about what you owe, 36k no debt, is better than 136k living off of credit cards
Comment from : @RuesgaOutlawRacing


@steveparlett4689
How is the first person able to save 1100 a months she must not have rent health insurance gass food car insurance and food electric
Comment from : @steveparlett4689


@spankynater4242
What a cringy question
Comment from : @spankynater4242


@KuchiniFallinFromDaSky
Y'all did not read this note carefully They make 36k after taxes So this person is actually earning about 45k a year Also household income is not for an individual It's for the household That's assuming lumped incomes for many multi -person households Therefore 76k per household is not a comparable measure to one person's 45k salary For a 23-year-old just out of college I would not call this a low salary, especially if the cost of living for this person is low
Comment from : @KuchiniFallinFromDaSky


@jcasey2309
I’ve never understood the general income numbers when Cost Of Living varies greatly across different areas of the USbrbrFor example, If I make 100K in rural TN in my current position, most consider this fairly good in my area, but for my same career, my peers would laugh at anything less than 150-175K in CA
Comment from : @jcasey2309


@nocucksinkekistan7321
Learn to make good videos
Comment from : @nocucksinkekistan7321


@DividendDynamicsYT
Cool
Comment from : @DividendDynamicsYT


@jazzgtrplayer
Average household income is 78… two people in a household means average individual income is 39 Before or after taxes, she’s not low, she’s average, according to Dave’s own stats
Comment from : @jazzgtrplayer


@2012srp
Average household income in 2023 in the United States was $67,521, not $78,000 Dave's general ideas are good, but he's almost never right about specific numbers, and the vast majority of the time he estimates/says too much
Comment from : @2012srp


@alejandrocastillo6265
He basically said if your a below average that sucks to be you but hell , someone needs to be below average haha
Comment from : @alejandrocastillo6265


@Dailygrilling
Ken talked for the first two minutes and didn't say anything 😂
Comment from : @Dailygrilling


@13ikea
Ummm is she living with parents?
Comment from : @13ikea


@Lwellj45
Why are they comparing a single person to the average household ? A household may include 2 or 3 working adults……
Comment from : @Lwellj45


@Unotlikethat67
Dave Ramsey smh
Comment from : @Unotlikethat67


@Westerner_
IMO an average family of 4 with two payed off decent vehicles and a mortgage is going to need to make a combined 120k a year to be able to get the most out of life After that the percentage in which money is able to do things for you that moves the happiness scale goes down drastically
Comment from : @Westerner_


@patrickhealy3075
I make 81k a year after taxes, retirement & bills Dirty shit money People’s perception on money is broken with inflation and decent wage is 110k a year
Comment from : @patrickhealy3075


@moggekungen
But Households Usually means two person so if you make 36 it almost half So if you got a partner that made the same you would almost be at average
Comment from : @moggekungen


@Chikou14219
Shorty is killlllling it saving $11k/mo on that income omggggggggg
Comment from : @Chikou14219


@willie1456
dave ramsay is fucking stupid that average involves a husband and wife
Comment from : @willie1456


@NovelNovelist
$76K HOUSEHOLD income is presumably comprised of two income earners on average Thus each is making about $38K individually So $36K for one person is a little low, but only a little and more just SUPER average Granted, her "household" income is lowbecause it's just her
Comment from : @NovelNovelist


@zackdreamcast
Not what you make, it’s what you save
Comment from : @zackdreamcast


@davidyadegarians6963
below 250k in SoCal you’re in poverty with home prices at 800k you’re blessed if you can afford to eat out at Subway in 2024
Comment from : @davidyadegarians6963


@TheHavocdog
Our church pays our Pastor about $80,000 plus benefits
Comment from : @TheHavocdog


@athan4752
Household income and individual income are DIFFERENT Please stop using this number when comparing incomes There are about 25 people per household Household income is all the individual incomes within the household combinedbrbrAlso, the median income for a 23 year old is $27,000 She makes $36,000 AFTER TAXES, which means her actual individual income is over $40,000 For her age this income is above the median If she just got a roommate who made the same income, her “household income” would be over $80,000, above the median for household income as well
Comment from : @athan4752



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