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How Do I Stop Lending Money To My Family?

The Ramsey Show Highlights 58 views

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I haven’t listened to this yet, but my first impulse was when family asked me for money I said, but you didn’t pay me back the last money you borrowed yet
Comment from : @eileenlundin6256

My older brother always ask to borrow money but he never pays me back He told my mother “John doesn’t have any kids or a wife, he should have it to give” When my mother told me that, it made me so furious I’m tired of getting used
Comment from : @elroco4827

Simple Don't lead anyone money without a written agreement or simply don't lead anyone money 💰
Comment from : @LouisCapps-p3z

You have to tell them the Bank of Roberto is closed from time forward Sometimes you have to break that promise that you made to your parents
Comment from : @deborahc9869

Telling someone that you’re not going to loan them money because you love them sounds very patronizing Just say no Period
Comment from : @GoldieLott62

I promised my mom on her death bed that I'd make sure my sister is cared for, but not by me She receives SSI and SSD but wastes her money I will only help out with a bag of groceries or clothes on occasion, but never cash
Comment from : @mmn1442

I had a cousin like that I would try to wean them by reducing the amount im giving them bit by bit It takes some time but eventually it works 😅
Comment from : @yen-8680

People go through dialysis and chemo and still hold down jobs
Comment from : @MichaelDruck

Sell the diabetes…
Comment from : @StigZeroOne

My brother is trying to get a house My parents and him both agree that I should lend him $20K Idk anymore…
Comment from : @yunica1027

An eagle who doesn’t leave the nest is a turkey Awesome!
Comment from : @triciah8598

I also have a brother with kidney failure, and he's made it his life's excuse He's 31 years old, and has never held a job for more than a year, and has never moved out of the parents' house My mom gave him one of her kidneys and completely enabled his loser lifebrWhat's sad is I'm the younger brother, at 25 And I've got a great career, and on track to retire in my 40s He's gonna still be in my parents' basement by the time I retire
Comment from : @dannymartial7997

Amen brothers!
Comment from : @susyhebner2543

If they haven't paid by now there not going to just Wright it off as a loss
Comment from : @kennymartin379

I once had a friend who asked me for $600 because her car was going to be repossessed I said " I can be your friend but I cannot be your banker" Turns out they were a gambler
Comment from : @cardinal8268

My wife is Zambian, and she talks about something Zambians call "the black tax" It means that if you're African and you have anything, you will always have to give money to your relatives The Internet says this term is also used by black AmericansbrbrThe situation is different for Africans All but a tiny percentage of poor Americans are poor because they behave badly and are far from God In Africa, you can work, go to school, and still be poor Giving is extremely important, but I don't like giving to people who choose to be poorbrbrPeople in America who think they're poor will beg for money for things like vacations In Africa, they ask for money because they have no running water or they can't afford very inexpensive surgerybrbrThe prosperity gospel and tithing are curses They keep people poor God doesn't honor gifts given in error I quit tithing and started criticizing prosperity preachers by name on the web Benny Hinn, TD Jakes, Joel Osteen, CopelandI believe my prosperity is tied to criticizing them in public They are parasites who keep people poor and lead them to hell God made me rich in a few years after I made this change, and things keep getting better And I don't do much of anythingbrbrOn the other hand, God absolutely will increase your wealth for giving to the poor He who gives to the poor lends to the Lord, and he will repay Psalm 41 says that if you give to the poor, God will bless you here on Earth, and he will not deliver you to the will of your enemiesbrbrI'm not sure giving to the undeserving poor is a bad thing I deserve hell, and Yeshua, whom I have sinned against too many times to even estimate, treats me like he owes me
Comment from : @thebubbacontinuum2645

Dude don’t give them a dime! Just say no and understand that they won’t pay you back!
Comment from : @rochelle-xz8gl

It seems like most of the time people who rely on other people for money, money is not really the main issue Basically, those people never really learned how to help themselves So, on these situations “borrowing” money from others really is not a solution
Comment from : @naomid9397

"How do I stop?"brUmmmm Easy!
Comment from : @GDuncan8002

I never quite understood these calls I've been "hit on" by friends for money - many years ago and I did help two in particular and it didn't end well either time, and I learned a lesson from doing it DON'T I'm lucky enough that I have a family who first off, doesn't need to borrow money as they're all products of my parents who, although not ever having much, taught us the value of a dollar and self respect and responsibility, but secondly they'd never ask for it if they ever did need money How is it so hard to just say a firm "no"?
Comment from : @dyates6380

There are people who are poor, and need helpbrI give a friend of mine probably $200 - 300 a yearbrShe works hard Has a disabled husband One kid she's home schooling (Too many dogs, tho!)brbrShe did get rid of about 12 junk cars she had on her property when I pointed out several times they could be sold, metal for cashbrbrI really don't know how she could do better
Comment from : @veramae4098

I loaned a friend 500 euros He gave back 100 and started avoiding me and people started talking how he owes to 10 different people We are no longer friends
Comment from : @lorenzovonmatterhorn7402

I loaned my brother $1000 once and he never paid us back Now he can never ask us for money again
Comment from : @breezyveezy1

Dignity, like shame, can be the first thing out the door when money is involved
Comment from : @htomc42

Recently told my two brothers that I can no longer loan them money One decided to cut me off cause he has no more use for me The other understood
Comment from : @cookiesandpie4837

I only loan as much as I would give So if they don't pay it back, it was always a gift anyway
Comment from : @stephengamber7000

I am a Bangladeshi citizen, I live in UAE, my family lives in Bangladesh, I have no parents, we have 8 people in our family, 3 are sick, our condition is very bad, I am also sick, so I want help
Comment from : @Rasel-n1k

If a person has proved to pay you back Give them the benefit of the doubts
Comment from : @JohnnyJackson-yh9vw

When people who owe you money are spending money in unnecessary things, it’s time to ask for your money back If they aren’t good with money, don’t lend them in the first place:
Comment from : @mrcrowleyoz

I was a dialysis technician for years, and we had patients who had jobs They couldn't work every job but they could work some jobs, and medical counseling can help people find them
Comment from : @rinistephenson5550

Get comfortable with saying no It will save you lots of headaches Keeping your finances between you, yourself, and you
Comment from : @esonon5210

This is a excellent question they never pay you back I consider it lost money if you lend your family money
Comment from : @YanilleCastillo

When it comes to family, it’s best to live by the phrase, give a man a fish 🐠 he will eat for a day but teach a man to fish 🎣 and he will eat for a lifetime!
Comment from : @Josh_Morales

Leave the past in the past, too late to fix that! They are adults, and they both need to get themselves to work, I agree with what John said!
Comment from : @bettysmith4527

My mom does this all of the time She an enabler with two adults in our family They are 48 and 32
Comment from : @LASKANDUDE

If you wanna get rid of people in Your LifeLOAN THEM MONEY 💰 💰 💰 💰 💰
Comment from : @phillipneufeld3996

35th comment
Comment from : @jillroberts609

✝️🙏
Comment from : @lukeharris2622

Looks like he's sending money over to his country people think when you come to the United States you automatically get rich so people that don't come here and work,and pay bills they don't understand
Comment from : @ginoturano6821

Yes a spiritual advice
Comment from : @Butterfly-rd4je

I got divorced brI called my rich brother to ask him for br$2000 to help me get an aprt brHe said nobrAs I hung up the phone brI told myself brNow either u sink or swim brNow 30yrs later I’m doing great
Comment from : @PInk77W1

Wow Dave is so right about how we end up being doormats so many times when we try to be nice and help others financially That is SO true! (As I've found out myself)
Comment from : @Sheryl777

I get so tired that people think that they have a right to what you have earned
Comment from : @mikewright2858

John and Dave are on FIRE with this one!
Comment from : @nema151

If you are in a good place to help do it,especially if they are ill
Comment from : @jamaicaninthekitchen4358

For some reason, I don't think this is what his parents were talking about
Comment from : @catlady2795

Totally don’t agree with you guys,, maybe it’s cultural differences BUT id donate my own kidney to my brother, id take a bullet saving my siblings and family… not only contributing money to have them back on their feet and never ask something in return and definitely will never ask for my money back My family’s wellbeing is something I can’t negotiate ,,, what is the point if im in a good shape financially and my family struggles
Comment from : @fahoooooooooooooood1

I've been dealing with this for 30 years and I'm tried of being an overdraft facility How do i deal of my brother is not lazy, just not able to make ends meet?
Comment from : @ChipZilla69

Helping people isn't always about money brIt could be encouraging people to live a healthy lifestyle, Educating them about finance, emotional support or doing the lawns for an elderly neighborbrYou can't help fill a bucket if it has a big hole in it brThese people probably aren't wanting any true help
Comment from : @lyndaprice2003

There's a Cinema Therapy video about Megamind that talks about "Nice guy syndrome" and how "nice and good are two different things"
Comment from : @jordanhoman0212

I don’t think it’s true that enablers use others to make themselves feel good I think more often they are terrified of saying no or it just doesn’t feel like a possibility to say no
Comment from : @katieg7679

I am no longer an enabler Of course I am the sorriest low life to walk on this earth now , according to them , but I’m ok with that
Comment from : @feduppatriot7647

My uncle simplified this for me years ago You can't help somebody who's contributing zero! Zero times any number is still zero
Comment from : @TroubleActual

My family always paid me back Glad I was never in this situation
Comment from : @Chele-nm4qx

Just say no If they hate you for it, they are not worth having anyway
Comment from : @warrentrout

Why is John Delony asking Dave if he can answer?
Comment from : @JYthePE

There is a phrase in Spanish that says, “to one who lacks shame, you respond without shame”
Comment from : @Whatorwellsaid21

One word: no
Comment from : @cato451

I lent my aunt $5000 in 2011 brbrI got it back in 2020
Comment from : @PassportBrosBusinessClass

JUST SAY NO
Comment from : @PassportBrosBusinessClass

Nice to know that Dave is still making mistakes and owning them
Comment from : @BarelyNoticedADD

If you have kidney failure, I'm pretty sure you can get ssdi
Comment from : @jimmymcgill6778

Just say NO
Comment from : @jimmymcgill6778

If someone has kidney failure, how can they get off their lazy butts and work like Dave suggests I'm confused
Comment from : @Primitive_Code

They have learned to depend on you Help them in other ways
Comment from : @ytr8989

My sister stopped lending me by moving away, so I helped myself by working more, now I'm in a very good place
Comment from : @anya8221

This is the problem with homelessness…
Comment from : @georgiesmith106

Someone stopped me from doing this He explained if I kept doing this, they would never try to help themselves And I was contributing to harm them instead of helping It was hard but I stopped
Comment from : @dpinar21

Well, just stop giving it 😂
Comment from : @hansj2355

My mom had kidney failure and couldn’t work for over 20 years physically because its a permanent disability I say forgive the debt and don’t lend any more money
Comment from : @queenkristal8395