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ATM tip when traveling abroad!!!

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Thank you was in Rome n didn’t know
Comment from : @elizabethperlman6392

Spain x
Comment from : @ehowiehowie7850

Interesting I don’t think the machines in the US do that when I take money out there (not from the US) Good to know that’s an option in other countries though Thanks!
Comment from : @lokicooper4690

THAT’S SO COOL
Comment from : @vithevee

Not sure if it's the same in Italy or not, but when I went to Germany I was told the same thing about the ATMs in the street The conversion rates were higher to basically rip you off bc ATMs that are "holes in the wall" are there for convenience and that's pretty much it But the conversion rates in banks were different, if you take out over a certain amount (I think over 200€ but I don't remember specifically how much) Only down side is you do end up carrying more cash on you around busy streets in an unknown area Completely your choice what you do, just sharing something I think could be useful 🙂
Comment from : @ThreesACrowd321

Thankfully im European and xan get money without extra fees in all if Europe
Comment from : @caralmk

Good info, thanks
Comment from : @joyvillalobos7127

I use a multicurrency account Much cheaper and easier, switch from one currency to another, hold money in different currencies I am paid in sterling, live in the euro zone and go to Switzerland a lot, so it's ideal for me
Comment from : @StephenSmith-ge1qf

Thank you!
Comment from : @Kat-mx9fq

Wise transfer solves this for my cousin He has to travel abroad a shit ton for work, and the credit card they have, with a multi currency account has real good rates compared to banks
Comment from : @la_carratamirabella680

that's not a thing in 99 of ATMs Never found anything like that in any of my trips
Comment from : @harrymason666

Great tip!!
Comment from : @autumnmoongurl

Starling card was a lifesaver when we visited Germany Don't know about it's conversion rate, but didn't have to pay a fee on each transaction Might be just UK based though
Comment from : @kimmehjaj5637

Oh that's what's bothering me She's got FAS lips are a dead give away
Comment from : @midshiv1405

Better idea is to get a multi currency account like Wise or similar
Comment from : @couran

Thank you!
Comment from : @alexandratomlakova7298

Thanks ❤! ⅙7⅔
Comment from : @lainpadang8033

This is not true for every currency/bank account/ card This is not a hard rule know your rates and know that bank branch ATM 's will offer different rates from those mini market/ street corner ATM's Plan people and don't get your financial advice from a non professional
Comment from : @helenaaxon2265

There are also cards that don't charge foreign transaction fees
Comment from : @RaysOfPivot

Holy Cowwwww! I did not know this Grazie mille!! 😊
Comment from : @MACTackleBox

They even charge even if the currency us the same but your bank is in a different country Please don't use this ATMs
Comment from : @MichelleEvans_CatLady

Also dont use atm machines go to a trusted place
Comment from : @tonystank_kick

It's actually way cheaper to just use the ATM of course do this, but ya it's actually the way to go in my experience
Comment from : @marislox1844

Or just go to a currency exchange before you go on holiday
Comment from : @arkhikun

get a Wise card to easily convert to many different currencies at very low, transparent rates
Comment from : @lisadawley

You were quick to pick that 50 euro note huh? 😂😂😂😂 you must be doing well to be getting that cash
Comment from : @greyLeicester

Wrong
Comment from : @donnitacoble3952

☝️☝️☝️☝️☝️☝️put your damn finger down lmao
Comment from : @owenjohnson7447

Make sure that your credit card has no foreign transaction fees and don't take out cash with it brbrThe best debit card to use abroad would be the Charles Schwab debit card There are no foreign transaction fees, and all ATM fees are reimbursed by Schwab
Comment from : @thatindinkid

Gold tip
Comment from : @lazygirlrants9426

Why's it even an option? 😂
Comment from : @personneici2595

How can your voice be so disscusting
Comment from : @s0n0fbuda

Good to know
Comment from : @lisaquigley-moon9583

WU is also a good option
Comment from : @mspenguin6252

My husband and I go to Italy frequently to visit my family and we always spend months ahead of time converting dollars to euros and stock up because the conversation rate at ATMs and currency conversion kiosks are so bad
Comment from : @Astronaut_platypus

Thank you!
Comment from : @ibcheel9021

Ooo that is really helpful, thank you 😄 just have to keep it in mind now 😅
Comment from : @piggugudu1327

No shit, Sherlock Who are you trying to impress/inform? a 10 year old?
Comment from : @Incubus00

Most of the ATMs around here charge a 10-12 premium when they do the conversion That's 100 - 120 bucks on a thousand dollars, and that's after they've taken fees for the transaction
Comment from : @JimFortune

Thank you for all these handy tips
Comment from : @lynnepatton3006

get cash cack at CVS
Comment from : @lancetison5856

😳👍
Comment from : @annettegreen8412

ALSO TO KNOW! These Euronet ATMs also charge for just taking out cash sometimes My mother was ripped off 5 euros just to take out money in our currency!! Do not touch a euronet ATM
Comment from : @myownfreemind6627

😮 wow good great
Comment from : @neoanderson4840

I have Bank of America and they have partner Banks in several European countries other places Found this out by accident when I was in Australia and went to a random bank and it said I wasn't charged a fee because I was a BOA customer Always good to call your credit card too to see if there is foriegn transaction fee too
Comment from : @jenn1916

When i decline it cancels the entire transaction
Comment from : @kidetohellfiremibu

Ahhh, Good ol' Euronet ATM-s
Comment from : @jamesaulner

It would be nice if you showed what the difference in rates was between what the ATM wanted to charge you versus what your bank did charge you
Comment from : @1nm1

Or just get a wise card
Comment from : @sadomaz0

And never trade with locals You end up with fake or out of date bills
Comment from : @Nightengale64

😮😮😮😮😮Omgeezers I wish I had known this sooner!!!
Comment from : @ChristinaWhiteORandPLLC

Best way is just pay with your card is best option 😊
Comment from : @TheMalwina89

Lol this isn’t true It’s cheaper conversion in the atm than though the bank
Comment from : @KeeperOfSecrets-42069

My AMX takes care of all that for me 🤷‍♂️
Comment from : @waynewayne9693

Easier: Never use the blue and yellow ones Those are basically a scam😂 Half problem solved
Comment from : @speed65752

great tip! did that in france a few months ago and it saved me a good few euros
Comment from : @HuffGLaDTem

Just make sure that your own bank doesn't have even worse exchange rates than the foreign ATMs if you're ever going to use this advicebrOr even make sure that your bank doesn't charge you for foreign use of their services like I did 🤡
Comment from : @GreyPunkWolf

That's the cutest necklace you're wearing !😊
Comment from : @angelazapata7712

Euronet also charges INSANE fees for taking money out Like INSANE INSANE DO NOT touch euronet machines! Most banks have an agreement with US banks, especially if they're major/international, and you may not even be charged a fee (if so, it's nominal)
Comment from : @aqualms

You can also buy travel cards that you just load up with however much you want online and whatever bank the card is from does the conversion for you
Comment from : @MouthwashTyphoon

Tell me you're an American without telling me you're an American: needs clarification video for common sense
Comment from : @eviltwinzak

OK THAT'S ACTUALLY HELPFUL
Comment from : @kau4599

Travel money cards work well too
Comment from : @PupRiku

another tip, especially good for populated areas:brbALWAYS/b tug on the card reader first to make sure there isn't a skimmer attachedbrbrhonestly a good tip to do at home as well, but alot of them are on atms commonly used by tourists so it's always good to play it safe
Comment from : @kinnelyuwu5771

YOU ARE ABSOLUTE HERO
Comment from : @c4arla

Get a REVOLUT card
Comment from : @angusevans0621

I’ve never used an atm that wasn’t from my bank, how does that work?
Comment from : @alexiadun3567

Use wise I heard it's good for over seas
Comment from : @orangecat3046

As a Scot in Croatia, she's absolutely right (those ATMs are so cheeky)
Comment from : @alicehargest

When i was in italy a local (i say that because they did live in italy, spoke the language, and had been living there for a while) that had moved from Canada and before he switched everything over to an Italian bank this is how he got around the insane conversion fees
Comment from : @missaniebananie6473

Wait so there’s just a “charge me more money” and a “charge me less money” button and people regularly choose the former when they don’t have to?
Comment from : @Yobydobie

PROOOO tip Always take out from the Bank ATMs and not the ones outside the bodegas
Comment from : @austinacel7581

Meanwhile in America: honestly the rates aren't that bad, we all get on with our lives
Comment from : @microcolonel

Omg I wish I knew!! Cos they make it sound like you are changing your mind and you dont want to take our money That so misleading
Comment from : @321girlwantstohavefun

I learned this about a month b4 my recent trip to spain Genius
Comment from : @blackmownkey

If you're really cheap take Traveller's Cheques in your own currency and get them exchanged for cash in the foreign country and convert that to local currency at a currency exchange place It sounds more hassle than it is in most cases but depending on how much you're spending the rate advantage can be a big money saving
Comment from : @_cloudface_

Crazy how banks makes us jump through hoops to not lose money
Comment from : @lizxu322

That's a great tip
Comment from : @angiloves

Omg That’s genius
Comment from : @Nech0le

Open a basic account with shawabs (idk how to spell it) they will even, reimburse you for withdrawal fees
Comment from : @vozera723

why is this showing up on my page like i can afford to travel in this ECONOMY?😂
Comment from : @avocado_trashhhh

Europeans don't have that option in the US but I also have no idea about conversionstuff when getting cash with my debitcard in the US
Comment from : @Fluffy-Fluffy

Also depends whether your bank is on working hours or not as that changes the conversion rate of your bank, but most of the time its better to decline conversion
Comment from : @user-r3h5w

Also, never use the ATMs that are pictured Look up the ATMs of the local banks instead If it has a huge sign - near to a scam
Comment from : @mattihp

Also works with PayPal!! Conversion rates are absolutely insane when usually from your bank you're not paying more
Comment from : @aylane-p6263

Made that mistake in Greece once Oof
Comment from : @omen8491

Or just get Revolut
Comment from : @lupitasims5209

One more thing: don’t take out money at an Euronet ATM They charge you for taking out money, just go to a normal bank
Comment from : @katringabrielle4672

This is one I've told friends who go over but usually don't listen and complain about it later
Comment from : @milky1234123

That’s changed since I was in EU My bank always did the conv and it was only like 34cents (still is that rate cuz I’ll buy stuff from Australia and GB)
Comment from : @annonone93