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? Never put a downpayment on your house #realestate #money #downpayment #personalfinance #mortgage

Frames ? Never put a downpayment on your house #realestate #money #downpayment #personalfinance #mortgage

Description ? Never put a downpayment on your house #realestate #money #downpayment #personalfinance #mortgage

Comments ? Never put a downpayment on your house #realestate #money #downpayment #personalfinance #mortgage

So stupid Stop with these videos 😂 Comment from : @Will1776

What an interesting advice Comment from : @NhuChau-n3m

LMFAO Comment from : @omc5598

Wtf these figures What about homes for average people??? Fkn stupid video Comment from : @andrearayne3964

You are gambling, this is stupid Comment from : @GeorgeWBoot

So much snark from the peasants with their stay poor mindset Comment from : @errolscool

Worst advice ever Comment from : @BetThisNotThat

Also the loan gets cheaper when inflation goes up The caveat to this is that it works perfectly if the market is still returning 10 a year Things are very diffeennet now than the past 50 years Comment from : @Jon-yo4wj

Stock market brings you debts most of the time Comment from : @shuhuikline2303

This isn so stupid you have to already have 100K to do this Nonsense Comment from : @jordanpinkerton1686

Horrible advice Comment from : @vickira2268

Once you reach your 20 down payment you can cancel the pmi Comment from : @mish4181

Shit advice, especially for Canadias The stock market returns are not guaranteed, but interest rates could go up when its time to renew Paying off more early helps protect against damage caused by future rate increases Comment from : @matKilla9801

This idiot kid hahaha Comment from : @MikhailBolvito

Your faith in the stock market is amazing You are not accounting for the dips Comment from : @mrhicks957

One of the stupidest advice I’ve heard on YouTube Comment from : @thomaskn1012

You can’t guarantee a 10 return on the stock market Good luck with that Comment from : @jpjp1395

Thank you for this topic, the numbers are the numbers and they don’t lie Real estate agents during my sale process are very surprised at how unemotional and factual I have been about everything- you know why? Facts are facts Market value is market value and a loan is a loan: not for me Comment from : @meowmeow1stgen668

Bought and now selling my first home I ran numbers on everything when I bought… prefer renting Not open to a conversation about this, it’s already covered in the video Comment from : @meowmeow1stgen668

Haha, can't blame them, this generation has never seen a proper stock market crash Comment from : @andio310

This is so stupid Comment from : @same44559

I will definitely not subscribe to your channel Stupidest advice I've seen 😂 Comment from : @jayjay-bk3gb

And if the stock market doesnt give you those returns? Comment from : @sjk7619

No that’s assuming you’re gonna do well in the market Comment from : @SseriousGgamer3

Math may work, but human psychology will not Comment from : @circrna

Like if he should do a video on buying a cheaper house and investing versus buying the most house one could afford and not investing Comment from : @timwebb078

Run from this advice 😂 Comment from : @JessicaLopez-jh9hx

10 is quite an assumption Comment from : @alextotheroh8071

So gambling? Comment from : @Thicc_Boi913

I put down 27 and do not regret it at all My mortgage is reasonable, and there is no mortgage insurance I noticed that a lot of websites were justifying super low down payments with "You'll have more money" or "you wont have to spend all your money" and that is a weak ass justification with current interest rates Comment from : @jennifers6560

1) take higher interest ratebr2) invest the difference in stockmarketbr3) ?????br4) make millions Comment from : @regularsherlock6237

Why even bother with any down payment at this point In fact, why not just take that whole loan amount and put it all on the stock market Cant possbily go tits up! Comment from : @lazysummer4430

The market gains are not guaranteed Comment from : @AlexandriaWashington

Step 1: Have $100,000 buring a hole in your pocket brStep 2: hope you pick the right stocks to invest in brbrGreat advice for the average American Comment from : @OffBrandMario

Lol, what happens when he loses all that money in the stock market Comment from : @riseagainstthedivide2326

"in theory" Comment from : @johto

If you don't want to use the stock market, use another vehicle The point is, you invest your money saved on the down payment in something that will outperform the home loan Buying a home is not an investment! Comment from : @You-reHighNess

BROS ON TO NOTHING Comment from : @Titties23

This is so despicable Comment from : @beaujamo

bro said pay only 17k on a 500k house to build up interest on your credit card and use what you have left to gamble on the stock market and 14 mil randomly falls in your pocket Comment from : @313_D-q8x

Stock market is a gamble unless you have insider info You have to cheat to win Comment from : @endofsociety

Yeah…if all goes well……IF! Comment from : @daxisperry7644

Expectations vs reality 😂😂😂 Comment from : @Kenjito7821

Good so your capital is exposed in stock and property I really don't see how this can go wrong Comment from : @Sashagatti96

Expecting to get 10 return from the stock market is ridiculous brSo is the advice in this video Comment from : @ToxicVaccines_HivHoax

Don’t put it in the market Find the nearest casino and bet it all on black I got this advice from Wesley Snipes Comment from : @tomwill313

WAIT WAIT LOL I JUST SAVED 2 videos im not exactly sure what’s being said here but i think I like it lol let me study this lol Comment from : @champagnecali7144

This comment section did not disappoint Comment from : @Amarie231

Flight attendant 6:01 Comment from : @cjpatz

BUY only what you can afford, brIf your line of credit is 300k , but you only have $1200 for a home mortgage , buy a 125 K house Comment from : @julesballe463

This is terrible advice Comment from : @edmondgebara6163

…It is, but I’m going to travel back in time and buy crypto when bitcoin was just a rumor, Apple before the iPhone was released, Tesla before the model 3 was a thing, Nvidia before AI was the news rage and hill to conquer, etc and it’s been guaranteed that with returns I would be a billionaire and ill make more profit than saving a few bucks on the interest Comment from : @Davidsama

No Comment from : @YesNo-y5r

Yeah you’ll lose every bidding war Comment from : @Deftknight

It’s a huge risk Comment from : @BachBeethovenBerg

This is the dumbest advice ever! Comment from : @angelic710

What a dumb advice Comment from : @ShopSmallUS

Don't listen to this Comment from : @bruceburton3711

20 down?! No one buys a house with that little down anymore It’s 30 to 35 just to show you’re not farting around Comment from : @RacerRobo

I will pay cash and not give a fuck about stock market Comment from : @aakaashwani

In theory EVERYTHING WORKS Reality? Your Bankrupt Comment from : @TheGreatEscape77

This could work, but most people dont have the discipline to allocate the savings to other investments Comment from : @rawright1972

Or you take the extra you will be saving at 20 and put that in the stock market and it'll be about the same Comment from : @Shane-dq7ls

High risk high reward I'm not taking the risk personally though I'd rather pay my loan off as fast as possible so i can work on becoming rich once im the sole owner of my house Comment from : @MrOoglebog

Ask the old folk what happened to their stonks during the great depression 😂 Comment from : @Closer2thelight

90 of people will not have the discipline to save the difference and invest Instead, they will run and buy a new car Comment from : @BrunoAlves-uy3sl

But what happens if the stock market tanks and you lose your job? Comment from : @polyglotwannabe9155

Chinese wrong Comment from : @noepena8004

I lowkey hate these videos Comment from : @blvejay

and the stock market tanks and you lose both house and money!!! Comment from : @comedn

Quack advice Comment from : @Forealestate7

This is gay Comment from : @AmerAl-AgottiBey-wt7gb

Get out od my creit Comment from : @FullFull-uy5eh

Lmao the fact that people in this entire comment section think this is bad advice and the stock market is “gambling” shows how financially illiterate broke people are, no wonder you stay broke 😂 Comment from : @protonracer123

The payment would be over 600 month for the 100k and PMI insurance 400 monthly So 1000 a month no matter what The most money you can get off the 100k is 5 percent per year so 500 a month So 1000 vs 500 On top of these the interest on the 500k will take a lot longer than that which means you will pay more Comment from : @jasonforties4590

Follow Shawn to go broke Comment from : @iwasfound2222

Question is, will you take out a loan to invest in the stock market ? Ignore the video if your answer is no Comment from : @dantkillmyvibe

This is literally the worst advice I’ve ever heard Just wow Comment from : @Questioneverythingx

No Comment from : @lizbanksable

I thought this was gonna be satire This is great 😂 Comment from : @matthewjoyce1059

Sean your skin is positively glowinggg ✨✨✨🪄🪄🪄 Comment from : @electriquenikki

So stupid Comment from : @micahburnside2281

Goodness oh my gulay Comment from : @financialfreedom1991

Putting down 35 to avoid PMI and investing the remaining 165 sounds smart on paper, but it ignores how fast home prices rise compared to income growth Waiting to save 20 means chasing a moving target as prices keep climbing PMI may drop off faster than expected with rising equity, and while stocks might beat mortgage rates, they don’t offer the security of home ownership Bottom line: don't wait to save 20buy the moment you can afford itwaiting can cost much more than PMI Comment from : @TheLgonzal1

What a wanker Comment from : @spacecowboy07723

Lmao gamble with your debt 😂 great advice Feed my investments losers Comment from : @hughjanus4698

All these young people thinking the market only goes up 😂 Comment from : @EdLappa

Are these 2 guys identical twin brothers? Comment from : @terry_willis

What if the market crashes by the time you cash out? 25-30 years isn't really a long time to expect your returns to cancel out any downturns You'd want 40 years at least for this to work and that assumes continuous growth our the market forever Comment from : @unsatiable3860

The worst advice Comment from : @Dharrol604

Good luck with that 👍 Comment from : @ThePostmillennial

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