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Balance Transfer credit cards explained - pay 0% interest on debt

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hey bud, i do public speaking etc just a piece of advise your material is awesome but your hands are too distracting with emphatic gesturing if you do less gesturing and only do so at important points it will spicen up and add more importance to what you say
Comment from : @DaHamptonsR

On a 0 balance transfer there is still a minimum payment to make each month, but on a 0 card does the minimum payment come off the balance owed?
Comment from : @Obione88

So buying a Rolex Watch if your Credit Card is called making a purchase brbrSending debt from one credit card to another is called a balance transferbrbrBut what is it called if you use your credit card to pay your gas & electric Bill?
Comment from : @kevinmartindempsey209

What happens to your old credit card account (the one you transferred the balance from)
Comment from : @gaddyfree1085

Can I do balance transfer from one balance transfer credit to another balance credit card
Comment from : @pawanmahajan6789

Best thing pay it off soon as you can
Comment from : @mirzaharoonbaig3202

Is it a good idea to cancel a credit card if You didn't get enough for a balance transfer?
Comment from : @pocket367

well, im not eligible to any of these cards apparently,, im desperate
Comment from : @okkcomputer

I'm so glad I watched this through When you mention a balance transfer window, I panicked My AMEX card has 4 days left Phew!
Comment from : @danjwalker

ok, this is great info and awesome explanationhowever, how do you actually do transfer it, have not seem to find anything that shows you how to do it! brbrdo you do it from the new card toward the card that has the balance or the other way around ?
Comment from : @IT-TechExpert

Can I transfer the credit card balance into my debit card bank account?
Comment from : @Lunkyful

It can be used to transfer money to a debit card ?
Comment from : @mrsestun

I have a charge back on my PayPal which left a minus balance on my account I explained to PayPal my situation but they didn’t care so they made a balance transfer without me knowing I’m getting through a tough time in my life and this is very stressful for me…
Comment from : @nubiandoll7

It may be 0 interest on debt The Bank however does charge a fee for the Transfer Transaction
Comment from : @80s-el9vc

So a persin could real spend years doing balance transfers without never paying iff credit cards with there own money
Comment from : @ygbodybuilder3023

Can you transfer your spouses card debt to your card??
Comment from : @normantheforeman9866

I do it and if it’s not paid off within the 15 months etc I open a new account and transfer again and pay no interest
Comment from : @88rushrocks

@2:52 start
Comment from : @reneeseaton3889

I was successful and used the soft search tool on MoneySavingExpert but I can see it’s still done a hard search on my credit file Is that normal?
Comment from : @Gerald-ov3gp

With these offers it seems the credit card lender always states you must be transferring a balance in such amount of time? I want to just take a new credit card out with a 0purchase rate without a need to transfer a balance is this possible?
Comment from : @imranquinn2070

I have applied for one from Halifax but my bank Lloyds told me I can't transfer my personal loan to this card 🤔 Halifax told me I am even allowed to take the Money to my current account and pay that was hope they right or this card has no use for me
Comment from : @arpadvarga3475

Transfer fee is intrest
Comment from : @jingojingo1

Can I pay back the before the 24 months with occurring early payment fee ?
Comment from : @strballr

Can I make bank transfers from a 0 purchase card?
Comment from : @joshyt46

Can you continually move the balance yo 0 apr cards once the maturity date approaches ?
Comment from : @IslandGyal1312

If I have a limit of 10k can I transfer it into my savings account which has a 5 interest rate?
Comment from : @jbamrah1

May I suggest, it would be easier to understand the calculations for learners if u pop up the calculation being done on the side of your video please Thank u :)
Comment from : @sushmitat2935

I’m looking for take out a loan of around £7,000 Would a balance transfer credit card have a limit of that amount ?
Comment from : @sobiakhan4732

I just got 12 month intro 0 balance transfer card It's only $500 cc I got approved for, but I'm building my credit brAlly platinum cc, no annual fee 0 transfer fee for 12 months brbrI can transfer it to my bank if I need it and $500 I can pay it within a year with no issues
Comment from : @TampaJohnny

Can i use the 0 balance transfer card to buy a car, lets say 15k, and pay it off over the period at 0? Alternatively, i can use my other credit card to do so and transfer balance over Are both options do-able?
Comment from : @iniester6724

What happens to the old card?
Comment from : @conorm8758

𝐆𝐞𝐭 𝐲𝐨𝐮𝐫 𝐧𝐞𝐰 𝐜𝐫𝐞𝐝𝐢𝐭 𝐜𝐚𝐫𝐝 𝐧𝐨𝐰?
Comment from : @Casheem_chase

Can you transfer a balance that not debt aswell? From card to card
Comment from : @WorldRenownedPsychicBearMedium

Is it possible to transfer to the same bank you are using?
Comment from : @maggieoduro8283

Thank you 👏👏👏👏
Comment from : @hillaryshingie

what u,k credit cards accept balance transfer from amex?
Comment from : @JawadHussain-gx3jb

Can you send say money from a Sainsbury’s card to another card or has it got to be a new card from the same place ie Sainsbury’s?
Comment from : @smooth111012

Hi there!! Finally it is useful I was wondering if it would be possible to have a consultation with you and talk about it
Comment from : @carolarussi2046

Hi AndybrbrCan I use a balance transfer credit card & transfer to an car loan or personal loan account??
Comment from : @Ya-Ali-Bradford-uk

Hello I was wondering can I transfer a portion of the money with the balance transfer instead of all the money to make the minimum wage on the main account cheaper than it is right now
Comment from : @missym2751

Can you transfer a loan onto a balance transfer credit card?
Comment from : @TheHazzaaHD

Great video, very informative Only gripe is your left sleeve was rolled up slightly and my OCD just stared at it the whole time 🤣
Comment from : @csisbw

I have plenty of money to pay off any credit card balance brbrWhy are you starting these videos with a dedication to people who have financial problems?brbrIt is basically noise that people like me do not need to hear brbrWhy not just explain what a "Balance Transfer Fee" is??
Comment from : @ToxicVaccines_HivHoax

Hi Andy, brI have a credit card debt of 400£ Is it worth to apply for a 0 Balance transfer credit card for 6 months at 4995 APR and transfer my credt balance ? I could pay 100£ every month I need to increase my credit score (3 balance transfer fee) Please let me know your thoughts brbrThanks
Comment from : @farsheennazarudeen8087

Do you help consult ppl?
Comment from : @theedshow1764

b👆Now! Y’all won’t believe I got help from ⬆️🆙dude funded my account in few hour/b
Comment from : @LamoonInstagram-uy1cd

Googled how to do this, found this video brExcellent breakdown and advicebrThat’s me subbed
Comment from : @xgD3molition

do you have to pay the balance transfer fee up front? Or do they add this on to the balance that's being transferred?
Comment from : @HGC420

Too much talking , come to the point mate
Comment from : @khawar79

Thanks mate made things work for me
Comment from : @billbobaggins7542

Spot on video 👍
Comment from : @smith1743

And one more question😊 while i paid the credit card with a balance transfer card , i will still be able to make purchases with my credit card? If i will create a new balance on the credit card will that go through the balance credit card ? Thank you🤗
Comment from : @elenagabriela

Hi Andy ! I found your video very helpful 😊 I do want to ask you what happens after i will pay off the balance transfer card? I will still be able to use it for transfer again a partially / totally amount of money or i will have to close it? So for ex i own 2000£ on a credit cardi m looking for a balance transfer card with 0 interest and 0 fee transfer for 24 month After this 24 months end and all 2000£ paid back what will happen? Thank u
Comment from : @elenagabriela

Not very informative, the information is being repeated several times Here is few info that most people want to know and would be nice if someone can answer them:br1 Can customer do multiple balance transfers to this 0 Apr card and all debts will be on 0 APR until the promotional ends?br2 Is there a way to pay purchase only not balance transfer?br3 How do you check balance transfer or promotion offer on the card? Or can customer check it?
Comment from : @tsumardi

whats purchase duration
Comment from : @Azhark94

HibrWill i be able to clear my buy now pay later credit from curry’s with the balance transfer if you can help
Comment from : @soifullah5368

Hi Andy, Good day, I've got a 1300£ 0 debt on my barclays credit card I have until April 2023 to pay it But I want to clear a 1500£ debt on another creditcard My question is can I apply for another 0 balance transfer on my barclays credicard? and will not affect my previous 0 deal?
Comment from : @jeansebastien16

Fantastic video thank you mate
Comment from : @willroberts2773

Wow! Very well detailed, thanks for sharing 👍
Comment from : @juforbes1

If I transfer my credit card balance to 0 interest introductory credit card, who pays off the old credit card?
Comment from : @ivanlane5812

Fantastic content Andy! I'm looking for a "Money Transfer" credit card as I need a loan, not to pay another card I simply cannot find it Is it gone or something?
Comment from : @Tikoexiste

Such a useful video thank you! Is there generally a limit to how much you can move onto your new balance transfer card?
Comment from : @chhayamistry8943

Hi Andy I owe 13k on a Lloyds 0 card and the deal runs out at the end of this month, I've done a search and Sainsbury's do a balance transfer with 0 transfer fee Is there no way of knowing how much of the 13k they will transfer over?
Comment from : @blah4306

Hi I'm looking for a credit card jus for buying a new bike? What type of card is needed with zero fee Thanx
Comment from : @alexferguson9856

thanks men, excellent inf
Comment from : @fje04

Thanks a lot, it is helpful and clear information
Comment from : @adamnamedia3733

Sounds to good to be true what’s the downside of these cards ?
Comment from : @rolandbishop6610

This video was really helpful 👌🏼 I have a much better understanding of it now It’s so much easier when it’s simplified and you’re given relatable examples Good man 👍🏼
Comment from : @tommypayne

I am getting to the end of clearing my balance transfer credit card Should I be looking to close the account once it’s cleared? Or would keeping it open be good for my credit score? brThanks brJM
Comment from : @9LoL1

Hi Andy if you could summarise at the end of your videos like keypoints please that would be highly appreciated, thank you for the great work
Comment from : @rarrkind8782