Should I Transfer My Credit Card Balance To A 0% Interest Account?

Video quality	The size	Download

Information Should I Transfer My Credit Card Balance To A 0% Interest Account?

Title	:	Should I Transfer My Credit Card Balance To A 0% Interest Account?
Lasting	:	3.54
Date of publication	:
Views	:	202 rb

I assumed everyone was being attacked after watching this 😂 especially Jason He was the target, not the interest
Comment from : @coalitoncoup

bJESUS CHRIST LOVES YOU AND CARES FOR YOU HAVE A GOOD DAY EVERYONE/b
Comment from : @Bensnsnajebe

Dave wants to keep you in debt
Comment from : @flowerytrailsfarm7261

Any recomendations for a credit card to do a balance transfer for someone with bad credit?
Comment from : @ilanarevalo9488

Does doing a Credit Balance Transfer result in closed accounts for the credit card being transferred?
Comment from : @healthylivingketo

In my situation, going from an interest card to a 0 for 21 months for example, that card would be paid off so much faster Right now I am paying interest and a portion of my card off, and I rather pay the portion than the interest because this damn interest is not doing me any favors right now
Comment from : @roseamy552

Just came to drop a dislike LOL
Comment from : @ZERVVREZ

APR IS 30 IN 2023 RECESSION IS UPON US
Comment from : @japanesecinema6736

Yes the behavior is THE MAIN PROBLEM but having a small bone of $1200 in savings is still okay to do if you attack the behavior For me- my interest was near $3000 on $5500 in debt Best believe I transferred it to a 21 month no interest card
Comment from : @brandhark7935

A 0 interest balance transfer is indeed helpful but I absolutely agree that the danger is in getting "comfortable" and not paying off the new card either brbrWealthy individuals recycling asset debts like (refinancing mortgages, etc) among other assets for taxes and growth is a totally different story, credit card debts are usually living beyond means or having sudden emergencies, fair enough - regardless of the case, it's the lack of financial strategy that is the primary issue if the debt is hurting your finances and assets The credit card isn't generally tied to an asset that is growing way way beyond the value of the debt when one is having to make payments and doesn't have a single sell off option of an associated asset with profit beyond the debt and interest - though it is possible a card could have been used carefully for an asset that grew rapidly and payments kept interest at bay (financial strategy was strong and fanatical from the start though)
Comment from : @JimmyJaxJellyStax

Do the transfer
Comment from : @travismcpherson9847

Great advise 👏
Comment from : @othomophoto8433

is it worth it if i do a balnce transfer with a bill of 2800 on one card and 5500 on another? both have pretty high interest rates
Comment from : @kashonbrown9088

Blew his mind when Dave said you can pay off 22k in a year right?
Comment from : @morgenholz

The interest rate is my problem
Comment from : @LilGrimey5Star

Dave Ramsay is speaking advice to a generation that will be completely out of jobs and BROKE if they don't leverage debt to make money He is ruining peoples lives, sad to see This advice was great for a 20 year old in 1980
Comment from : @spacecash9721

balance transfer fee is a killer
Comment from : @nickphillips5390

Dave makes a very good point !!brThis guys just moving it from one place to another but the debt is still there and the debt needs to be paid off !! Moving it around doesn’t make the balance any less !! Duh 🙄!!brHe needs to put money into it !! Duh 🙄!!
Comment from : @gardenofe12

Thanks for the help from bDumpscredit101/b on telegram for the pin dumps that I bought from you a good rate and delivered me at the right time, thanks so much man💯💯
Comment from : @markadams2975

@cardingmanagertelegram he is the only real vendor
Comment from : @tolulopedeborah1609

Just did this a few minutes ago, thanks for the advice I'll pay it off in under 18 monthsit's only $2800
Comment from : @coreyfreeman6226

double message
Comment from : @ClearOutSamskaras

Thanks so much
Comment from : @lakeytahill3835

TY for your help and advice, i just did a balance transfer and i am CHANGING MY WAYS! :)
Comment from : @beeteezee3633

Cut the other cards so u dont start using them again I am a creature of habit and that blue card is my go to lol
Comment from : @rosa121070

It appears that the balance transfer fee of 3 - 5 would kill you even if the APR is 0 in 12 months Am I right?
Comment from : @orlandodizo5097

@Darkcard15 on telegram is a real vendor I can’t believe my eyes that man too real Go on his telegram He sell credit card with high balance💯✅
Comment from : @frankcollins5290

A very good vendor is trending on telegram for his sincere heart and integrity I recommend CardLuck to you all, get your valid prepaid cc & PayPal money transfer of high balance without stress
Comment from : @tomskinhenderson5334

What is "0 interest"? Did he mean "0 interest with 3 balance transfer fee"? (I haven't seen too many 0 interest offers that don't have a balance transfer fee)
Comment from : @fitybux4664

Trusted and legit vendor dumpslbrTelegram him br💯💯💯💯💯
Comment from : @jacksmith8879

Thank you b@Darkjacob/b on btelegram/b for making me feel happy after a long time, thank you for the credit card with high balance I love the balance on it bet
Comment from : @jacquelinekaybloom3904

Ramsey advice: just pay it off, stupid! Don't get wise about saving money, just pay it off! Dude is an idiot
Comment from : @meowzic

I recently posted how I used $25k in balance transfers to pay down my mortgage I'm almost done paying them and can't wait to redo the process
Comment from : @moneywithmoni6816

Thanks to bsmithjuli/b on telegram for the fresh cc you are such a great💯
Comment from : @lynchkenna9238

there is always a fee to transfer balances too so its not a magical get out of jail free card just attack the debt and live within your means!!!!
Comment from : @billwessels417

I'm leery to pay it all off I may keep a small balance, just to remind me not to do it again How quickly I forget, yet it takes years to pay it offlol
Comment from : @Frank020

Who’s watching in 2020 and believe that he’s still paying for that? After he said to call the credit-card company to know what would be the interested rate after 18 months I was like 🤦🏻‍♂️ hahaha
Comment from : @superquinho

Finally I've gotten a legit and reliable vendor one could possibly ask for Thanks for the recommendation guys, I've bought my working credit card from EasyCard07 on telegram as recommended
Comment from : @jonnyhector5212

Work with Tony and get results My debts are off and am starting a new business am talking debts of about 65k Reach out to him on + 1 2 5 2 6 5 3 2 5 9
Comment from : @dannysimpson877

Thanks for this great post upkeepfinancecom is one of the amazing group ever Im impressed with the service i got from them so far They got the best platform to delivers with ease
Comment from : @stevefulton7917

Thanks for this amazing channel! upkeepfinancecom is one of the amazing team so far, I was able to clear all hard Inquiries and also got benefits I'm entitled with using their service
Comment from : @lewisbilly1660

How does how balance transfer's interest work? I understand you are moving money from one account to another usually there is a 3 fee Most card has a 0 interest only on new purchase not balance transfer and you still do need to pay the minimal payment but what would the interest be? 0 or the term listed when you did the balance transfer?
Comment from : @amherst2013

Yes you should This is obvious
Comment from : @jorgerascon1212

CreditRepair⏺Finance can boost your score from 559-800s I have testified to their service
Comment from : @deborahmiller7692

I did cash app flip with @kent4527 on telegram and I paid 200br$ for 20k dollars ihe is very upright and trustworthy and very easy to along with thanks to @kent4527
Comment from : @sislyjohnson764

this is a very honest testimony of kloviactools,netbrI benefited $15,000 from them
Comment from : @tamiehampton658

"The danger is feeling like you did something" so true lol
Comment from : @kalicloud1843

Talking numbers, you should do this
Comment from : @spidertiger6374

4 years later and its still relevant today seeking the advice i need thanks dave and great question Jason im in your position now, move the balance still gazelle
Comment from : @samuelleake9213

Do you need a payday loan today? Just See bOne Lend Opp c om/b , it will wire you up to 5K in a few hours
Comment from : @emilylopez1288

Just subscribed
Comment from : @manuelesmejorquetu6922

Is it true if you do a balance transfer, the card that gets zero out balance age of the account restarts over? Plus it lowers your credit score?
Comment from : @mrz3161

This guys a joke To tell him $1,200 wouldn't hurt! Idiot
Comment from : @BUGZYFANG

Very good advice
Comment from : @vic_gst7579

My credit card debt was killing me until Brian helped pay my balance of 12k , he paid few others of my loans to He is the real deal, text him on 2 67 )5784862
Comment from : @patshanaebrown681

One thing to remember is that you might not get approved for the entire amount of your debt This guy needs to get approved at the start for a $12,000 credit limitbrSo you might just end up opening another credit card for nothing
Comment from : @JWalton314

@2:55 "We're gonna get really mad at this debt WAARGGGGHHHH"
Comment from : @harrychufitness

Why didn't teamsters in financial debt take out Jimmy hoffa CREDITCARDS???
Comment from : @bambipardis1105

what if your are not eligible for a zero percent offer? what do you do when the cc companies wont offer your any less apr other than 24
Comment from : @1superduck

bJameskosta2 on Instagram to payoff and get rid of credit debt/b
Comment from : @aquiapennington8152

So funny $1200 less is less they have to pay on the debt Also the Zero percent as long as they can pay this off in the zero percent period they would be find card jumping has got me almost debt free That was bad advice Never pay a bank interest if you can avoid it His snowball effect is great as it has little victories so if you can the interest and continue to double up payments its like a interest free layaway to clear debt Zero percent credit cards even with the small fee is a game changer to get out of debt Not all debt is bad and if you move your debt to the better side its always good
Comment from : @brianmiller5074

bI've been in debts for a while now and almost lost my car and house due to my loan and credit card debts, ruma_telecom11 on !g helped me clear my debts and funded my account, the dude is Awesome/b
Comment from : @blackpanther4785

I just got approved for 0 through Citi AAdvantage mile up card for $1400 and I have 2 credit cards about almost $600 I will pay off quickly and at the same time earn some miles so I’ll be happy, glad I was approved even with the 0 interest for 9 months
Comment from : @jorgenvonstrangle000

You have to be careful though some cards have a clause that if you're not paid off after 12-18 months they add a balloon interest charge
Comment from : @ThePeterDislikeShow

But you'll feel like you did something at the end when you paid it off if you stuck to the plan But it's important to never fall back on the same old patterns tho
Comment from : @catllionare

I got my own with the help of hackerzhuang8@gmail,com my rejected credit card was top up with $55,000 into my damaged credit card it was a great privilege to me And it is real and legitimate there instructions were perfectly fine with the order given to do
Comment from : @grooverjames9631

Yes! Been there, done that several times Dave mentions it's a mental issue we have when getting rid of debt We learn nothing by consolidating to a lower interest credit card It might be temporary, but if you haven't changed the way you spend money, you will only be right back where you started several years later and digging an even deeper hole This has been my experience! Working to change this now! Baby step 2!!
Comment from : @tanyaalfonso486

I did this strategy of transferring loads of debt from multiple credit cards to a 0 APR for 18 months $0 Annual fee and here's why its the best thing in my scenario:brbr-Instead of focusing on paying 2-5 different cards, I can focus on one giant only that's at 0 APR I'm not paying interest with minimum payment anymore, I'm burning off the debtbr-After careful calculations with 17-21 APR on the credit cards I'm saving over $15,000+ on interest fees My Balance transfer fee is only $900 at most Which one would you rather take?br-I get to cut off those credit cards that charge hefty annual fees ($90+ per year) so that doesn't add up The only downside to this is lowering my credit utilization but nevertheless my focus is burning debtbrbrThis strategy is great for anyone who has high debts, multiple credit cards Just be careful not to spend ANY money with the balance transfer card because they charge PURCHASE APR after certain months and that's a major trap Only use BT cards for debt Keep the focus on that and you'll be fine!
Comment from : @timothyy7

Can I transfer like a couple thousand at a time on to one card or does it have to he all or nothing? The low interest card has a smaller limit than the higher interest card I figure I can pay it off within the 18 months if I do it this way
Comment from : @jorollenola8320

Ramsey is right here If you do the transfer you better be super aggressive on paying off the debt as fast as you can and not create any new debt which is always the danger Change the behavior and kill this enemy called debt I'm winning now because ive changed my behavior Thank you Lord for wisdom
Comment from : @isaacortiz9194

Move the money to the 0 balance card and stick to the plan and pay it off and cut up your card simple but move it though
Comment from : @ronwhiteleo3352

I need an hacker to help me out in paying off my debts, so I can get my wife and kid the dream house I promised them
Comment from : @renardcuz5773

He should also check the new credit card's interest rate after the 0 APR period If he's not as diligent as he's planning to be in paying this off quickly, he may end up consolidating his debt into a credit card with 15-30 interest rate after the promotional period
Comment from : @highonpi

My coworker says for years he kept moving his balance to various cc companies who gave him no interest, he would do so before the interest would be added n save a ton!
Comment from : @charleshzlet3700

I need a hacker to pay off my debts so I can get a house
Comment from : @luxuryhacksnetongoogle2640

It worksyou can borrow your way out of debt
Comment from : @hometowngirl8062

I paid over 65k on my credit card in 2 months, I am squashing this, so done with this debt Worst part is the more I pay off, the more loan, refinance, and other garbage offers I get The big banks like BofA extended my credit line and rub that in my face when I call them No thanks!
Comment from : @usmc2141ilya

What you are doing operating a motorized vehicle without pay attention to your surroundings, is not only dangerous but is teaching others its ok to sit in or on a 5000 lb heap of plastic steel and possibly blood and gutsSo do not let me see you do that any longer sir Shalom🕎
Comment from : @krackerToo

He will only save $1200 if he paid it of after one year in one big payment, if he pays it off gradually he'll save $600 since his average debt will be half
Comment from : @bartvanriel6767

you sir is telling the truth " the danger things here IS THAT YOU FELL LIKE YOU DID SOMETHING " but the end of the day you still own and need to pay it off
Comment from : @vietcong4u

Bitconneeeeeeeeeeeeeect!
Comment from : @JA-re8gi

nothing is free forever only do balance transfer if you have a plan I made a video about balance transfer in details check it out if you want to know more about balance transfer
Comment from : @edyfinance2993

"Don't knick debt, CUT IT!" Very powerful
Comment from : @allsmiles3281

Having a plan is the most important part
Comment from : @jhern083

Most balance transfers charge like 4 so you're not saving $1,200 you're saving closer to $700 Still not horrible, but not 0
Comment from : @RLWSNOOK410

Yeah but gotta check the balance transfer fee It's a of the balance transfer
Comment from : @arachelylo

do not do the interest free its VERY risky
Comment from : @joshmatthew4125

I never will understand how such an intelligent man like Dave can trash credit cards the way he does for every single case I mean I understand credit cards can be like cheetahs and they can attack you in groups take their prey down So general population has to be gazelle intense to avoid them because gazelles have no business being anywhere near cheetahs But my dad is the hunter you send to slaughter those cheetahs And he has trained us the same Yet I bet he will still say its not wise to use them Makes no sense
Comment from : @vjadhav1988

I had a little over $16k in credit card and unsecured loan debt After trying to juggle credit cards with cash advance minimum payments from card to card I decided I was in trouble I didn't go bankrupt Decided to sell everything I could and work second job My friend took the opposite route and filed bankrupt Years later it still comes up on his credit Don't file bankrupt if you can avoid it!
Comment from : @Armywise