?? Work at Pickup Points � Flexible schedule

Is it Hard to get a HELOC? - Minimum Requirements and How to Get Approved

Jay Costa 55 views

Download Video

Comments

I have a home worth $250k I borrowed about $50k about a week ago to pay off my debts and credit cards bill, can I still be able to approve for a heloc I have a credit score of 652
Comment from : @michaelebuzoeme7034

Can someone tell me why they asking for taxpayer consent?
Comment from : @irma562mart5

Which lender is the best for small sum lump heloc ?
Comment from : @Arthurboss_777

Seems like I qualify per your requirements What do you think a 380k heloc payment would be to pay off my house?
Comment from : @artshirleypv

Hi, first-time homeowner here Can I access my home equity even if I have just owned it for a year? Also, are they basing the value of a house on the property assessment for that year or based on the current market value? Hope you can answer my questions Thank you
Comment from : @arosario2026

🦉
Comment from : @javiersuarez5499

If you get a HELC Will your mortgage go up ?
Comment from : @mynameisirrelevant46

This is great, thank you! I was thinking about a HELOC to pay off my HIGH interest credit to save money because the RATES ARE ASTRONOMICAL right now Going to pass on that option I'll dig out on my own, just sucks having so much of my payments going towards interest instead of principal super tough out here right now good luck everyone!
Comment from : @andrea2798

I stopped at 650 credit score 😂
Comment from : @gee5668

What about if I own a residential rental property(triplex) no mortgage, okay credit, and am only looking for just enough to get the roof replaced probably $15-$20k nothing more just the roof Property is around $620k Would this be the route to go
Comment from : @DJBigMac209

Is there a lender that would approve an applicant with great credit score buy 50 percent debt to income ratio?
Comment from : @Diamond-gv7xw

Can you get a heloc with bad credit if someone with good credit co sign?
Comment from : @patrickwright3833

❤
Comment from : @jwcmnbox

Finally someone from North Jersey with fresh and important information Liked and subscribed!!! Now my issue is to seat down and watch all your videos I will enjoy
Comment from : @rosannicarreno6947

I just applied for a home equity loan prob be denied as I have been ar my current job for just 1 yr 7 months and 2 yrs ago i had 4 different W2's my credit score is fine My home has no mortgage but just doubt I will be approved as seen people with higher scores and goid income get denied for silly stuff
Comment from : @charlessanders1342

Or on social security
Comment from : @Hhopiuygv

👍🏽
Comment from : @mrfernandez1804

Am I able to get a HELOC with a 621 credit score, I just got laidoff from my job but I will be starting another one in 2 weeks My house is paid off, but I need money to get by Your thoughts Also what lenders do you recommend? Thank you
Comment from : @soniazuni167

What lenders do you recommend?
Comment from : @soniazuni167

The bank I have my mortgage with said I can not get a heloc because of the zip code I live in, is there any way around this?
Comment from : @alexyoung7827

Hi 👋, if you have a 600 credit score and the home is paid off will you still get denied? I’m at around a 630 after my divorce and nearly maxing some credit cards for removal of trees and a new roof Now, I want to get my home completely remodeled Do I stand a chance for a a HELOC? Great job, only a car payment, and utilities Really no bills…
Comment from : @onelovelybe

I have a fully owned home, but an awful credit score and low income What should I do? I “just” need $20k to do urgent repairs - the house is worth about $250k brbrWould it be possible to add someone onto the deed that has an excellent credit score? Does he have to be put on the deed or can he co-sign without doing that part?brbrThank you for all of your advice! Followed
Comment from : @Brookawooka

🎉🎉🎉🎉yeahhhh🎉🎉🎉🎉🎉
Comment from : @Invest4Cashflow

Typical bank posture, they don’t want to lend you money unless you don’t need it, ridiculous
Comment from : @dawood121derful

What if the house is under an llc and has no mortgage?
Comment from : @DavidSantos-kv1do

so basically i have 190,000 in equity which i will never be able to use cause by score is 601 😒😒😒😒
Comment from : @ralphyboy3856

I was denied a heloc from US BANK because of my solar power on top of my home, can you make a video on how to go around solar? SOLAR POWER SUCKS!!!😡
Comment from : @theleftofus7222

what max DTI on these
Comment from : @ace72976

My wife and I applied for a HELOC with BOA and were denied, We have about 125,000 in equity My score is 735 l,hers was a 653 We wanted to use the HELOC to pay off our $46,000 Credit card debt We were denied because her score is too low, it’s low because she has high balances on her credit card The HELOC would resolve that issue
Comment from : @shockjock35