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The Truth about Black Banks and the Racial Wealth Gap

PBS Origins 378 views

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"ACCESS IS A FORM OF REPERATION??????????????????????????????????????????????????????brUR OUT UR GD MINDbrALLOWING ME TO SIT ON THE SAME TOILET THAT A WHITE PERSON USES IS WHAT A TETHER THINKS IS REPARATIONbr#FBA THINK NOT
Comment from : @americandosx1815

#MEMO TO ALL TETHERSbrU DON'T SPEAK 4 US !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!brFBA REPARATION ARE CASH PAYMENTS 💰💰💰💰💰💰💰💰
Comment from : @americandosx1815

Its amazing we have come as far as we have
Comment from : @romienomie

Why doesn’t the average white person do as well as average Asian?
Comment from : @raybod1775

I guess technically we can have anyone talk about black problems and what not but why use an Indian girl to describe our plot? She may have researched and be an historian but it would be nicer coming from someone who looks like me
Comment from : @DaddyDoom24

Asian community have more money than white community
Comment from : @Al-yu6bq

Short answer - because not long ago we were slaved, we're still getting the chains off
Comment from : @tinashetim6898

What about browns, this vid is also racist, bc brown ppl make less and everyone talk bs
Comment from : @sweetpoison420

you betta gimme summa dem scratch offs
Comment from : @connor_flanigan

It's by design
Comment from : @ericfitzpatrick5319

What bull crap, simple racism, only one race of group who dominates other races, today it's white tomorrow it's brown or black
Comment from : @ManiFarah-q4z

Cause charger hellcats and designer clothes
Comment from : @The1JBanks

Why don't you talk about the struggles Asians went through Today Asians have the highest wealth per capita, but this wasn't always the case During most of America's history, blacks had higher income than Asians We were at the bottom of the totem pole I lived on 125th street in Harlem when we first migrated, The blacks and browns were much better off than us by far I went to the same inner city Hispanic dominant schools but I managed to earn a bachelor's degree All my siblings are professional and live in an upper middle class neighborhood My small group of Asian high school friends are all professionals, none of us had any more wealth benefits than the Hispanic kids All of our kids either have college degrees or are in the process of earning onebrbrStop blaming others and take responsibility for yourself A wealth gap can be overcome, just look at us
Comment from : @tonysaidhi

By financial literacy and application of Money Science Sacrifice and discipline Earn Save, Invest Wash and repeat Stay our the mall don't buy Beyonce tickets, car notes Asian hair stores, liquor, yatta We will never catch up Each generation can build on the last
Comment from : @blaq7892

Teaching the youth about financial literacy early in life is the best way to improve wealth in America
Comment from : @Grandevauto

You people look for anything to cry about Well, I'm Whitebrand there's lots of black people that have more moneybrthan me and I could give a shit less Smoke this overbryou know how low crime would be if slavery still existed
Comment from : @JoeMama3006-7MM

We not comfortable with her mentioning us straight up you ain’t gon change shit for us hahaha blacks changed anti not allowed signs not people like you
Comment from : @MichaelKelly-f3c

WHY WERE ITALIANS ALLOWED TO EMIGRATE TO THE US BIG NO NO
Comment from : @nevahhhAVIRGOFREAK

Black wealth 💪🏾🎩💪🏾matters
Comment from : @matthewconner463

Have you seen black neighborhoods? They gotta actually pull their weight too You can do everything in the book to help this culture, if they don’t wanna help themselves nothing will work
Comment from : @JamesHoya-k6m

Alabama is the worst that's all I have to say
Comment from : @SMOOVE-123

So that’s why there used to be a commercial called “Money for Black People”
Comment from : @youngmasterzhi

What white people are we referring to? Because i have been in retail and car finance offices, and i know what everybody makesyes on average white people in this country make more than black people However, most things in this country is purchased on credit The real story is that white people have more access to credit than black people so it would seem like them have substantial more money, which is not always the case I wish that the media would stop telling half of the truth, to make it seem like white are so damn smart!!
Comment from : @rodneylove2109

Well you know, one of the reasons the black bank was so successful is cause there weren't that many black cowboys
Comment from : @wilfredsteampunk5705

Its simple Black people were brought here with nothingless than nothing actually By the time we got here, there were already hundreds of white millionaires
Comment from : @reffa2858

Fancy cars is what I see
Comment from : @Polemic-2525

and this is why white ppl will never understand what it’s like to be black this is the root of racism in america and if you disregard this you are just simply racist
Comment from : @OriOri-p9z

So this is why Trump, and Elon wants to shut us down…💙🙏💙
Comment from : @DANEHANES-v2v

She's been depoted
Comment from : @Sabrinaaion

Inda again
Comment from : @Sabrinaaion

As much as Mexicans have done for this country and whos voice hasnt even been considered is outrageous
Comment from : @ExMeroMotu9

Most of these top banks were slaves owners or families
Comment from : @colincole7075

they sepnd it on henny,ho's and nonesence
Comment from : @kevsta67

When people were starting to built and jealously arose w bite started burning house and community stealing from them and unrighteous act and the Christian had a hand only a few help The Quakers will be remembered I pray they will be in the Kingdom Halleluyah and Yahweh jn Yahshua name the creator onows all thing dust to dust ashes to ashes I pray the earth and people will repent and come up hogher
Comment from : @SharonHenry-z5j

It’s not because we lazy
Comment from : @jamieburnett9092

How come Europeans are so Broke that they have to steal from RICH AFRICANS 😂 Including Human Beings😢
Comment from : @Comfy8443

We have got to move away from this “black and brown” foolishness Black people we are on our own
Comment from : @carson0711

Them Folks Need To Pay Us
Comment from : @kaptainmorgan

You mean to tell me that because white people invaded this country is the reason why I can’t be just as rich as them today in 2025??? 😮brbrWhat about the black people that are wealthy? What did they do?
Comment from : @bb3ll07

The black church alone makes millions… That money can go into the communities 😊
Comment from : @bb3ll07

Poor spending habits
Comment from : @bb3ll07

Keep black in America sew they give them less sew they won't come up and keep them in America
Comment from : @DianaMccall-u3s

Because white people are our historic THIEVES
Comment from : @ChartreuseStar

We just have to pull ourselves up by the bootstraps and stop complaining
Comment from : @princefavio

Let me tell you something, something coming from an immigrant in the USA, IF I could be successful {owning a car, owning a home, having a decent job} in USA, reaching all of that within 10 years, don't tell me a native black American can't archive the same or even greater stuff than I did While I do recognize that historically USA was not fair to Black Americans, these days are long gone, and if nowadays some black people end up being Ghetto instead of prosperous citizens of the greatest empire known to humankindwell that's on him I would suggest getting job instead of smoking weed behind Seven Eleven that would certainly help improve your financial situation oh before some of you will call me racist, let me assure you I have friends of many different races, including blacks! All i said are facts , America is land of opportunities, either you go for it or you end up becoming homeless addict , your success and failure depends pretty much 99 of the time on YOU
Comment from : @armanx2

Looks opposite in Ga because you hardly find a white person in majority of businesses and offices of government so I don’t see it
Comment from : @beansmcgraw8600

Because it took them to long to figure out you have to work hard to get ahead now some have figured it out they are becoming wealthier Bank did the same thing to the poor white people too save the bullshit
Comment from : @tonystewart6203

STOP SAYING BLACK AND BROWN!! CAN WE HAVE SOMETHING EXCLUSIVELY FOR US PLEASE! FBA🇺🇸
Comment from : @quantaviouswimbley1959

Lol here we gooooooo
Comment from : @thomas47035

History is valuable The immigrants coming to America comparing their financial success to Black Americans are ignorant and stupid These people need to realize when they immigrate to America they immediately take advantage of programs for merely just getting into America Black Americans were never afforded this and had absolutely nothing to start with Other non-blacks had a running start with many opportunities that excluded blacks I am so proud of most Black Americans who stay strong, and work for a better life regardless of today's bigotry
Comment from : @cnwil4594

System still exists higher interest rates … denied mortgages etc What has changed nothing unless you are squeegee clean credit file otherwise sub prime lending across USA & Europe The game is rigged against always has beenThe answer is give every black citizen good credit If no financial repayment
Comment from : @CBerry939

bThe deeper question is why?? Why were we & our ancestors purposely disenfranchised & egregiously disliked/b
Comment from : @deeLX11

Because they’re less intelligent
Comment from : @ItachiUchiha-ns1il

there is no unity among black people they blame white people for no reason , get rid from past move towards future
Comment from : @sammartain2454

WE ARE NOT TOGETHER You are a leach
Comment from : @kimberlyrichardson9869

This subject is about black people STOP TRYING TO WEDGE BROWN PEOPLE INTO IT Check the wealth of Indians It is Not relevant to this conversation There is NO SUCH THING AS BLACK AND BROWN Stop it
Comment from : @kimberlyrichardson9869

African Americans teach your children to budget ie Household Allowance!!! Not Nike learn go work there shame in fast food industry it not life job !!! No kids out wedlock !!! Avoid gold diggers it ok tell deadbeat family no !!! Clipper
Comment from : @EdwardArmstrong-y3f

One black family in a white community is call block busting it is against the law to this but it is still practiced today
Comment from : @lee-fr8oo

The color of law book every black person should read this book asap
Comment from : @lee-fr8oo

You see what happened to black wall street got burned down twice
Comment from : @lee-fr8oo

And blacks foundational Americans aren’t owed reparations… yea ok
Comment from : @Zack_man-qd7fp

because whites are smarter, better disciplined, create families before feminism, less criminals
Comment from : @WOWKnight

400 years of slavery and terrorism against blacks in America There are serious consequences for treating people that way "Vengeance is mine; I will repay, saith the Lord"
Comment from : @782YKW

Idk LeBron James is a lot wealthier than I am 🤷🏻‍♂️
Comment from : @__JJN__

The idea that any penny savings bank could adequately address the economic conditions of masses of impoverished people is ludicrous
Comment from : @mate2nice

Because we value the wrong things Call it programming or whatever, but we celebrate the wrong things, we value the wrong things And frankly I'm this day and age, I blame us Not white America Whites have discriminated amongst other ethnic groups but yet we still pander that this continues to affect us Being told to pull yourself up by your bootstraps seeming cruel because you don't have boots no longer applies in this modern age
Comment from : @errolm8313

It's your corrupt politicians and media causing all the problems in the United States and worldwide
Comment from : @jamescraig1343

Cuz wipypo stole it, duh Time to take it back💯
Comment from : @peewee3030

What an absolutely stupid question! brIt was/is planned that way brThis must have come from someone wh!te and shelteredbrBoy, dumb
Comment from : @TheodoreRoberts-d1f

I'll give you the answer, 24 inch wheels on car
Comment from : @youtubetim3577

7:44 oh, so it's because of property values is why they hate Blk people and killed our families?🤔 well this seems all to be a simple misunderstanding -__-
Comment from : @buFFlosouljah1

I’m white trash and I’m in trouble!
Comment from : @thecrippledpancake9455

I think this is racist/ prejudice and is damn lie Do your research again
Comment from : @AhmadMcdaniel-jn3wo

Reparations!!!!!
Comment from : @AttyIkiesha1972

tim brechts brothers dadbrlisas mom adrians sadbrfarrah cheryl ladd
Comment from : @jeffreyrichardson

This is the dumbest question 🙄 nobody took history lessons?
Comment from : @mozartz73

It doesn't exist just like racism and white privilege 😂
Comment from : @Omni-King2099

This was a good introduction Very watered down though You left out the violence! The lynchings, burning down of black homes, burning black men alive, taring and feathering them, and even cutting off their genitals and making them eat them You also didn't even have Mehrsa Baradaran The person who literally wrote the book on the subject: The Color of Money: Black Banks and the Racial Wealth Gap
Comment from : @jeromeduffy1565

This is excellent! I’ve often wondered the answer to this complex question After viewing your most informative document, we clearly see that it has not been that blacks are lazy, but rather that they have lacked support and acceptance How sad…mankind must do better to show love and do all within their power to help their neighbor, especially the poor and those with no helper Thank you🎉
Comment from : @Ellis-ef1ig

This is a very interesting and informative report My experience with a black owned bank has been one of incompetence, disorganization and lack of accountability I never received a debit card after 3MONTHS which limited access to funds The bank’s hour were within my work hours so that they opened after I was scheduled to report to work and closed before I got off work No debit card means no atm use And yet they continued to try and charge me a monthly fee The bank internalized and imitated the actions of those whom this report charges as oppressive to “black” people Really interesting
Comment from : @VedaDixon

How often do people on welfare or in prison get rich?
Comment from : @bscottb8

And you're telling me, that NEGRO FBA, BLACK PEOPLE, don't have a case against the UNITED STATES GOVERNMENT, (REPARATIONS),the banks, states and city's Large corporations (WALL STREET)
Comment from : @patrickjones5299

Why is it that Indians an Asians who have been in America for a a much shorter period of time are so much more successful? brbrWhy are Mexicans so much better off than Blacks
Comment from : @Jommybutler1234

1865……The 13th Amendment to the United States Constitution abolished slavery in the United States in 1865
Comment from : @Jommybutler1234

Please add that its still happening today Wells Fargo and Navy Federal both have been caught denying black homeowners bank loans even with outstanding credit, low DTI ratio, and with a sizeable downpayment
Comment from : @brobinson2150