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How to Access Money in the Philippines: Best ATMs u0026 Currency Exchange Tips!

Jennifer Terri 19 views

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Do not carry cash over 10,000 US dollars 😅
Comment from : @TruthBeToldMedia2

any recommendations on which ATM Bank to use? what is average amount of PHP to carry on hand…leisure/tourist travelbrsalamat po!
Comment from : @carlitu2834

remitly is good but world remit gives a better FX rateWise is suspect,
Comment from : @GlenDoer-gq1rs

Is there money changer in the Philippines for Indian Rupees?
Comment from : @annielynsicad4236

as an american, let me tell you, stay away from BDO, BPI, the best ATM i have used is called " ChinaBank " its in a red enclosure and my chase card works there only the other atms will lock up the card
Comment from : @lenseofanomad

I use gcash all over here in the province
Comment from : @JohnAdams-xc5yk

😮😃 Such an incredible informational video, I appreciate this so much! 👍
Comment from : @johnclark7973

Sanrys in the basement near Robinsons in the new One Ayalla Mall in Makati is currently the best Tivoli also there and in Glorietta 2 was the best, but are still very good I have a Wise card with Pesos always available, but I always take cash and exchange at Sanrys or Tivoli By the way, Wise is the best for international transactions, good rates, low fees and very quick
Comment from : @jnottinghamborn5949

Yes, I like your channel so have subscribed Look forward to seeing more of your videos, JenniferJim
Comment from : @JimSullyz

We have atm machines in our province but, some of them have no money in it😂😂
Comment from : @jackierose9582

We have atm machines in our province but, some of them have no money😂😂
Comment from : @jackierose9582

Thank you for all the tips Jennifer Really appreciate
Comment from : @bethedwards3734

I use remitly
Comment from : @Simpleliving88

Try to find a bank that refunds ATM fees…
Comment from : @PhillipP75

How about opening opening an acct, in the Phil's
Comment from : @JeckCarijutan

As a visitor can we open a bank account in the Philippines? Don't want to carry so much cash on me
Comment from : @makana63

umuwi ako sa philipiines this 28 january, singapore air, requires nila if: balibayan stay more than 30 days kailangan my proof ka as a former pilipino, ayaw i accept ng ailine agent ang us passport portion born in philippines buti dala ko yung old copy ngbrbirth certificate otherwise na offload ako sa newark international paki remind ang ibang incoming passengerbrthank you
Comment from : @sonnygalang6873

Hi pud siingan ❤
Comment from : @simplylyn2172

Thanks for the refresher I had set up a few remittance platform accounts during the lockdown Fortunately, my financial accounts have no international ATM fees, have ATM surcharge-fee rebates when using other ATMs and no out-of-network ATM withdrawal fees All I gotta do now is make the trip and get my tokus over there 😁 Hopefully this yearpuhon
Comment from : @adventureneverstops

Hi Jennifer !! HSBC banks don't charge any fees from the ATM!! I withdraw from HSBC near Ayala in Cebu recently with absolutely NO CHARGE FEES!!
Comment from : @colmkelly8444

Xe is the best ! Much better than Remitly
Comment from : @kevink3975

Moneygram has a great exchange rate Bank (Debit card) to bank and is quite fast
Comment from : @TomandAmyinthePI

China Bank and BPI have a 20K per use limit
Comment from : @TomandAmyinthePI

I wonder if there is still money changers close to post offices
Comment from : @fenderbend3r

If you have schwabb account from US, there is no fee
Comment from : @fenderbend3r

So, Ican send remittance to myself while I'm on vacation in the Philippines even if I'm not a permanent resident there ? Don't they require id with a permanent local address when you go in a withdraw it? Im a Filipino, Canadian citizen What are the pros and cons? Because it seems like the exchange rate is slightly better here Toronto than in the Philippines I'm just wondering how this(remittance) work
Comment from : @gregmorales4985

Best and safest would be WISE, since Wise can forward funds direct to gcash, maya etc and most places can accept these e-wallets
Comment from : @Rkcommuter

I understand that theres a MAYBANK(malaysian bank) in the Phillipinesso it shouldnt be too much of a problem to open an account in the Phillippines and transfer funds from Maybank Malaysia to the Phillipines Maybank account
Comment from : @bobteo813

Pwede po ba gamitin ang monzo at revolut card sa pinas?
Comment from : @johnpaulfedelin5855

I use a Wise card which I load with PHP before I travel,it's great No dodgy exchange rates when im landed, the rate is fixed when I buy the Pesos That and my Airalo eSim and im sorted Never rely on only one card though, always have a back up
Comment from : @Boll_IX

It's anyway a scam Better not to use it!!!!
Comment from : @ugoojetti4957

Remitly is Excellent
Comment from : @stankos1637

Best way to get best rate exchange if you live here is to write a check to your Philippine bank from your US bank and some banks in the US will not charge you an ATM fee
Comment from : @chrisdillon2073

I have Multiple ways to get Php Either of my TWO US ATM Cards One charges no Foreign Transaction Fees, the other charges 15 Local ATM Fees are 250php, I won't use the more expensive ATMs My Transfer Service ATM card charges no Foreign Transaction Fees on ONE, <$100usd Transaction from my Php Balance After that, $150usd PLUS 2 in Foreign Transaction Fees Once my Maya Debit Card Arrives, I'll have access to 18php ATM Fees Failing that: I COULD use a Remittance Service, but that attracts more attention If you can't tell, I like Multiple, Redundant sources of cash
Comment from : @tedjohnson4451

ATM? NO! Cash Remittances? YES! Zoom and Wise is BEST!
Comment from : @foreignerescapestothephi-lj3ls

Thanks for everything you do JenniferbrThis question has nothing to do with this videos subject matter, but here goes How soon before my flight into the Philippines can I download the e-travel to get my QR Code? If i remember correctly, it used to be no more than 5 days? But that hopefully has changed?brbrThank you
Comment from : @karlenzmann

I have found that the best money changer rates are at the Manila Airport If you are on vacation and are flying through Manila, just change all of the money you might need to pesos there, and you are done The exchange rates at other airports (ie Cebu) are predatory
Comment from : @whiskers78753

Thank you great information
Comment from : @HawaiianoPH

Suprised you dont talk about instapay and pesonet I transfer money with crypto, barely any fees on solana network, can also use btc network or lightning or the many other networks Converting usdt to php gets close to max rate not like the low rates on remmitance For example sending on xoom, would have to pay 5 dollars and get 56 php/usd vs usdt to php, no fee and 58 php/usd and is instant But i guess if you need to use pesonet to transfer to bdo account it will take a day, but instapay is 10 minutes into bdo account but can only transfer 50k each day, pesonet is 500k daily but you can raise your daily limit if you tak to the manager
Comment from : @paulchi99

I’ve tried the following:brbrRemitly: instant electronic transfer from debit card, 0 fee but they make money on the lower exchange rate To ACH transfer, they charged $199 but again lower exchange rate but it was completed in a couple days, I think like 3 daysbrbrWise: I ACH transferred money using wise, it took 8 days to get the money Higher exchange rate Fee was just under $34 USD I won’t use againbrbrInstarem: tried to ACH transfer, even higher exchange rate, 0 fee 9 days and still waiting I won’t use againbrbrWire: direct from my US bank to Bank here, 1 day, 15 USD flat fee, good exchange rate My opinion, other than Remitly for small amounts or ATM card, this is the way to go for large sum, over 500K PHP was no problem
Comment from : @petes1985

Thanks Jennifer enjoyed the video take care ❤
Comment from : @whatevertheworldholds

Hi Jennifer, another informative video I have heard a lot about short haul flights being moved from NAIA to Clark I believe this is all turboprop aircraft to small islands If you are able to provide us with any information on this it would be a great help for anyone expecting to arrive in Manila and wanting to fly out to an island Looks like they could be faced with having first to transfer to Clark
Comment from : @MelandRodge

OK, expats listen up and listen closely!brNEVER, NEVER, NEVER use ATMs or over the counter in banks to draw money in the PhilippinesbrbrSet up one or all of the FOLLOWING accounts: WISE, REMITLY, WORLD REMIT Each one uses the daily mid-market exchange ratebrOnce you have sent up the account, and linked your home bank to it; you can set yourself up as a 'Payee' / 'Recipient' brNow, you can send money from your bank account to yourself in the Philippines and collect cash at 1000s of Palawan Pawn ships, Bang ML HUILLEIR, CEBUANA HUILLEIR, up to $10,000 P500,000 per day /transactionbrOne fee is charged at the point of exchange in the appbrNo other fee is charged at point of collectionbrbrI have done this for the past 8 years it works 100 and takes seconds to 15 - 30 minutes arrive brbrYou are welcome
Comment from : @jeh1333

Don’t use your ATM go to the bank
Comment from : @maritzalastimoza3142

I think you did a good job on this video I know I live in the usa When?brI came to the Philippines I want to a national bank in the USAAnd boughtbrPhilippine pesos If I remember correctly , this takes about 5 to 6 days
Comment from : @jim4448

World remit din ginagamit ko
Comment from : @MAXIMUZSs

Hi Miss Jen, I'm your avid follower , I'm from Tagum City as well wow
Comment from : @simplylyn2172

Thanks again Jennifer for this good information and keeping us updated on the important issues Cheers, Richard
Comment from : @jshfdwhhshfs8051

Do not trust the ATM in the Philippines These bank staff will not do shit to help you and they think they’re above you when you ask for help They’re God damn useless The way I fund myself while in Philippines is to send myself some money through remittance app like WorldRemit and pick up the cash from either Cebuana Lhuillier or MLhuillier Goodbye ATM!
Comment from : @penyenskye

Great video enjoyed it Thank you for sharing this great information
Comment from : @DouglasKB0SDQ

I wish I could get more than 10000 p from the atm On my bank card
Comment from : @jimcunningham61

When I travel abroad I use my Charles Schwab ATM card to get cash All fees are reimbursed by Charles Schwab The only bank that I had experienced that does not accept Charles Schwab is BDO I never had a problem with China Bank
Comment from : @m8tyone

Safest way to send large amounts of money to the Philippines from the USA?
Comment from : @tobyjones5011

Hi Jennifer, thanks for the info 🙏🏽 I was in a coffee shop in Angeles city and I witnessed a foreigner use gcash to pay for his coffee, how is it possible for a foreigner to get a gcash account? Maybe your next vid 😊
Comment from : @davidpuente1368

Great videos always the best information given in an easy to digest manner Thank you Ms Terri
Comment from : @Livingaphilippinelife

Best ATM for foreigners - HSBC No fees and high withdrawal amount per transaction(Think is P50K ) Unfortunately, there are only a few in Manila Makati & BGC
Comment from : @henrychua4814

I dont trust overseas atms, so i bring enough cash going overseas, best thing for me is exchange currency at the airport, last time i used foreign card in the philippines it didnt let me withdraw for unknown reason
Comment from : @RRacel

Can we use our US phone in the Philippines?
Comment from : @olti-d6e

Hi Jennifer, been using Wise for 5 years now The app for transferring money and the Wise debit card at supermarket, Starbucks and some restuarants, hotels etc the best exchange rate and importantly you can use in Pesos! and Grab!
Comment from : @wazInoz7009

HSBC up to 40k pesos per transaction
Comment from : @mrgilok755

My first visit to the philippines, when I tried to withdraw money from ATM I got a message, "invalid card" I thought this meant NY American ATM card wasn't accepted by local atm Eventually I learned it meant I was trying to withdraw more than the limit Very misleading message Lately I've seen more useful messages, like " withdrawal exceeds maximum amount" Im not sure if that's because I'm using different arms or if the messages have improved over time
Comment from : @markjohansen6048

You forgot WISE card, Jennifer A favourite among western backpackers, I believe
Comment from : @Fitzaism

Don’t use atm use remit your get charged otherwise
Comment from : @blackdave8525

Thanks Jennifer
Comment from : @Rip301a

They don't expect tips herenot like the usa you always tips 18 to 25 percent
Comment from : @Simpleliving88

Is world remit better than remitly?
Comment from : @Simpleliving88

Remitly is good
Comment from : @Simpleliving88

Husband’s experience - 46 years ago Peso was 7 to $1 US we arrived and mother- in- law would walk around looking for a money changer This guy would show up with stacks of money in his belt around his stomach, this guy, wife and her mother would go into a side room It all seemed kind of sneaky
Comment from : @janetceniza8091

And you can also use your credit card to the grocery
Comment from : @Mylifeasahousewife

Remitly is very good
Comment from : @Mylifeasahousewife

Thank you always for your great information Jennifer
Comment from : @philipbonner6486

can i go inside the bank and withdraw money with the cashier so i can withdraw lets say 100K using my US debit card?
Comment from : @SWO_888

Limit is only for reportingbrIn the US there is no limit on how much you can bring You must report any amount over the limit, if not and you are caught, they will seize any amount over the limitbrP I will steal from you on every chance they can, dont give them an easy way
Comment from : @thomasodetinape4180

Best and cheapest way to get money is to wire it to yourself using World Remit
Comment from : @thomasodetinape4180

I’ve been using my Charles Schwab card in the Philippines, in different cities and places, with no issues And I never had an ATM machine here take my card Plus end of the month all those ATM fees that you were charged for get reimbursed 😉brbrOne thing to note; my Charles Schwab card has never worked when using a BDO ATM Don’t know why? Lastly, Philippine ATMs will ask if you want to use their conversion rate—hit NO and you’ll still get your money It’s another junk fee they trying to get
Comment from : @marvinphillips1326

Excellent video Jennifer People must know these things I send money to my wife's BDO account ahead of time But we both carry cash (crisp new $100 bills), under the $10,00000 limit of course And exchange as we need the peso So far so good in all our trips I use credit cards for airlines, hotels and sometimes malls (big purchases)
Comment from : @gerrymcnally9344

You need a rich classmate who owns a bank One phone call and all my dollars got converted to brand new fresh pesos while we were having lunch at the country club
Comment from : @leunam3434

if i use world remit per example, how much can i send myself without having issues? i assume if i send myself 10 000$ or even 5 000$, the teller might say its too much for them etc better go with something smaller like 2 000$ or 3 000$??
Comment from : @joloui2035

I signed up on Worldremit using your referral code, thank youFYI, via mobile sign-up, it provided a $10 referral bonus, not $15 Not a big deal but I thought to inform in case web sign-up is different In regards to Wise, I am very disappointed in them They held up a transfer to the PH because I wrote "Gong Hei Fat Choy" on the memo They wanted to know who the person was and if Choy was a reference to Khoy Iranunbelievable
Comment from : @katolau