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How UPI Works: Real-Time Payments in India | Paypal | Zelle

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Follow up technical video on Payment System Design here with architecture breakdown Cheers!br youtube/7MXV7RfNtv0
Comment from : @ByteMonk

UPI lite ??
Comment from : @Hometv-g8v5c

how did you make this chart ,,very informative
Comment from : @ayushnaik6453

How the information done in seconds
Comment from : @thiruvenkatesh1070

Nice and detailed video , thanks , can you let us know the software your using for video edit
Comment from : @NithinChandran-br5st

Background music name please
Comment from : @Utkarsh_Reddy

Does it work on mobile?
Comment from : @Dinh-j5l

Unified Payments Interface
Comment from : @reset369

UPI is one of the best systems that I've ever came across
Comment from : @aniksamiurrahman6365

sup
Comment from : @ravitejan9

nice
Comment from : @ravitejan9

How does all of this happen in the blink of an eye!!????
Comment from : @snehaelizebeth6146

Super
Comment from : @gururajjadhavmd7820

@3:40 Receiver should be Payee (Right side box)
Comment from : @manivelarung

Editing is fantastic
Comment from : @ViaNetwork-

UPI and Zelle both are same They both use NACH/ACH for the settlement at the end of the day Otherwise there is no difference Apple Pay and Google Pay are not wallet transfers You used the term wallet in different time in different perspective
Comment from : @megaspacebar4664

"Digital India" ministers and people were making fun of it now even fish seller use it
Comment from : @Rohannnnn_

Great video payments thanks for putting together Looking for more on UPI building from scratch 👍
Comment from : @thinkmath4270

How do you make such stunning graphics brother?
Comment from : @teamBsquare

Companies doing fraud in the name of third party payroll they are hiring and firing without notice Futuresoft India pvt ltd did this to my friend 😢
Comment from : @MrWTFuckism

Would you please also make a tutorial that how can we make these kinds of videos please ❤
Comment from : @Smahee

u earned a subscriber, thnx for this video and yes want a vid on how NPCI UPI network is created
Comment from : @lakshsinghania

sir please use simple english , as english is 2nd language in India , and also give easy real time example as it will be more understandable , all the best👍
Comment from : @sachithc2784

Thanks! It's really cool and knowledgeable
Comment from : @saki6769

Same Network available in Bangladesh call "NPSB" But not much popular yet
Comment from : @iamnobody

Very Beautiful Explanation Easy to grasp ! How you have created those beautiful slides those are eye catchy
Comment from : @AkashKavitake-y3w

Super
Comment from : @gururajjadhavmd7820

Love know UPI ARCHITECTURE PLEASE MAKE A VIDEO ON THIS
Comment from : @subhamnandi5019

How to integrate UPI in a Mobile app ? brDo they provide an API for UPI ?
Comment from : @mageshk1849

kkona
Comment from : @M4kkaraperunat

Excellent and beautiful
Comment from : @piyathakur8439

I think NPCI settles the gross amount daily to the respective bank Since it's governed by RBI every bank is okay to credit and debit amount on the behalf of NPCI and settle the net amount at the end of the day but it's not the case with wallet
Comment from : @nareshkmrteli

Excellent
Comment from : @rameshsubramanian459

What if I told you that this ads which keep popping are more required for one who are tracking not for one who is viewing the videos Mados these creatures are
Comment from : @PriT8117

UPI is quite unreliable I have lost quite some money while using BHIM UPI The amount was debited from my account but the transaction remained in PENDING state for ever Upon complaining, the authority said they cannot do anything
Comment from : @stalapatra

While appreciating the good researched content, I would like to advise you to include (& promote) our Indian Government's NPCI's very own BHIM - UPI App for all users - which is equally friendly, professional & safer like any other UPI App As an ex-user of GPay about 6-7 years back, I can confirm that due to a security lapse in G-Pay, my HDFC Bank Credit card was compromised and some unauthorised billings were charged on my credit card, without my knowledge & approval Please DO NOT Recommend G-Pay to users
Comment from : @ramalingambalaji7722

Can a visitor use UPI in India?
Comment from : @amitsarkar3019

This is a superb video!! Really glad to understand the differences between payment systems across the world vs UPI
Comment from : @siddheshmisale3904

Awesomecould you please tell which software tools you used for presentation?
Comment from : @tinkuk4350

we have a similar system in Brazil, called PIX can U make a video about it?
Comment from : @iannascimento913

Beautifully explained! Thanks a ton
Comment from : @the_comical_couple

What is your background music name 0:10?
Comment from : @TheFilmVillaShow

How would these psps make profits if not charging any fee?
Comment from : @mukulpanchakarla8944

I would call this invention of decade!
Comment from : @mukulpanchakarla8944

Thanks please keep sharing ❤👍
Comment from : @bimalkumarazad

Good content Would love to see a video on all payment "methods" - Airtel Pay, BHIM, PayTM, UPI ID structure, integration of UPI to other countries's sytems
Comment from : @recorded-forwards

This is not technical video
Comment from : @Rights2write

Lots of effort has gone into this video It demonstrates a thorough understanding of the subject, with great animation to back it up The presentation is superb, and it is easy to understand even for a layman
Comment from : @adriankasa4339

How does UPI sets primary account feature for mobile number associated with multiple bank account number? like if someone enters my mobile number I will receive money only on primary account and I can change primary account instantaneously if required by clicking set as primary on particular bank account?
Comment from : @vidyesh

Can you please make this simple? brYou started well But make it simple that a 10 year old will understand 🙏
Comment from : @Spinesurgeon-MangattilRajesh

Liked the video! I work in blockchain so I was curious One question - how do PSPs and the NPCI make money? How is this funded? If anyone can explain
Comment from : @onemypt2678

Good illustration and videos
Comment from : @prime8krish

I like video slides
Comment from : @MRHL2001

A revolutionary technology by the Indian government
Comment from : @rajiv-1801

backed by juspay
Comment from : @hphari5974

It's really so clear about this type of online transaction and behind process involved
Comment from : @ksnssarwani

What tools do you use to create these animations?
Comment from : @AkhilJayaprakash-n8e

8th wonder of the world I would say simple efficient and beautiful ❤
Comment from : @vanni

Can I work with you?
Comment from : @PrantakSingh-c3x

00:04 UPI simplifies real-time payments in India with instant transactions and no feesbr01:21 UPI enables real-time, secure bank-to-bank transfers in Indiabr02:29 UPI enables instant bank-to-bank transfers via payment service providersbr03:44 UPI facilitates real-time bank-to-bank transfers in Indiabr04:56 UPI enables secure payments via virtual payment addresses linked to bank accountsbr06:08 UPI offers direct bank-to-bank transfers, unlike systems like PayPalbr07:21 UPI enables instant bank transfers without intermediaries or wallet systemsbr08:29 UPI enables real-time bank transfers in India, differing from US systems like ZellebrCrafted by Merlin AI
Comment from : @mauryarahul007

Crisp and clear information! Looking forward for more such videos Thanks brother😍
Comment from : @kp_kovilakam

I also work in payment space, is gpay a PSP or a TPAP ? A PSP would be a bank and Gpay is registered with NPCI as TPAP
Comment from : @mindful_knight669

Can't believe Indian government made something so good (UPI) considering how red tape bureaucracy works in our country
Comment from : @cubicleArc

would love to see the how UPI was built from scratch and how they created whole NPCI UPI network!!!
Comment from : @SandeepKumarIaspaper

Talking about UPI without showing Paytm should be illegal (thumbnail)
Comment from : @kabeerkumar4334

I am a product associate recently started working on payment gateway products what you are doing is amazing 👍 keep posting
Comment from : @adprince6950

Thank you for the beautiful explanation 🎉
Comment from : @handyman7147

Nice
Comment from : @user-nr9bv1iy3y

how upi was , is this video coming ?
Comment from : @mohdsameer2445

Damn mate! Stunning visuals and extremely well explained Keep it up! 👍
Comment from : @treotty

I created an application to detect real time fraud detection for UPI payments and this graph is really insightful good research
Comment from : @AnalyticalAnuj

wow the video is very informative!
Comment from : @techCentre5

Please make an app such
Comment from : @Rajeshkumar-sq2wy

kuch hadse jindgi me acche hote hai jise ke app ki chhanal par ana
Comment from : @patelharmin160

Great content bro🥰
Comment from : @brotherhoodcreations6892

How do they encrypt decrypt the API calls?
Comment from : @UnniKrishnanKumar

What software have you used to create this presentation ?
Comment from : @silversurfer1967

You have earned my subscription 😁
Comment from : @financial_university

bruh, you should mention this isnt for software engineers, this is just basic knowledge
Comment from : @kaminey26

How do you make these type of videos
Comment from : @Maddy007

Tech Samsara
Comment from : @shiroyasha_007

Doesn't UPI work on IMPS AFAIK, UPI is just an interface The underlying infra is the same as used earlier for processing instant payments - IMPS
Comment from : @rajatgaur53

Hey, Thank you so much for sharing this video – it’s beautifully made, especially relevant to me as someone in the fintech payments industry I have a few questions related to real-time P2P transfers (eg, Google Pay, Zelle, UPI with the support of NCPI):brbr1 Instant Transfers:brWe know that P2P transfers, such as those via Google Pay, Benefit, Zelle, and UPI, are deducted from the sender and credited to the receiver almost immediately Is this real-time transfer also happening from the sender’s bank to the receiver’s bank like the back end settlements between the banks?brbr2 Timing of Transfers:brSuppose, we say “real-time backend settlements,” what is the actual time frame being referred to?br- Are funds being transferred in true real-time between banks, or is there a delay?brbr3 Technology Used:brIf these transfers are indeed real-time, is blockchain technology involved in UPI or similar systems? br- If not blockchain, what kind of technology is enabling these rapid transfers?brbrComparison with Blockchain:br- If not, how does the technology used in real-time P2P transfers (such as UPI) differ from blockchain technology?brbrI would appreciate any additional or insights, as I am currently working on a project related to CBDC and would love your input I’d also love to engage on a MS team’s call if needed Do let me know your thoughts!brbrThank you!!
Comment from : @abingeorgy3626

Who bears the cost of setting up infrastructure and running UPI transanctions govt, bank or fintech app providers like PhonePe? Obviously both payer and payee are at least as of now not paying any additional charges for transanctions
Comment from : @chetan_naik