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5 Things I CONSISTENTLY Do on a TIGHT BUDGET to SAVE MONEY u0026 LIVE A FRUGAL LIFE

Kate Kaden 74 views

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Dried beans are great for frugal Great in everything
Comment from : @78gravedigger

Great video! I also make my coffee at home and it’s my special morning time lol I’ve started using the “lazy genius” fixed decision tip for meals Every day of the week has a set meal and I double up so me and my partner have lunch for the next day Cheers!
Comment from : @ktburger659

I love making pour over taste better too!
Comment from : @naomiv7133

Hola hello beautiful world God Almighty bless all ❤️yesss thank u !! I only watch tv only two three times a week the lights are Onlt turned on only !!! 8:39 - 10:39 and only watch tv a few days a week i shower every other day save on water just because we can do something doesn't mean we should in this country is sooo much waste so it's important for me not to take any thing or anyone for granted God Almighty bless all ❤️🌟✨❤️ save ,save save
Comment from : @Loveable03-y8r

Tips for juggling a red budget?brbrlol, I never buy a cup of coffee out and about
Comment from : @PaigeNHCosta

Recently i went to Starbucks in the target store When she told me the price my eyes practically bugged out I paid and that was my reminder not doing that again
Comment from : @annazudis9850

Hi Kate thanks 😮😊
Comment from : @shelbygreen3404

Great ideas I’ve tried so hard not to go out at lunch, and instead of bring my own along with my snacks It has saved me so much money And bubbler reference makes my Wisconsin heart happy
Comment from : @leslieu9092

Yes, cash slips through With cc, I can go back and analyze my spending I am way more accountable when I use cc
Comment from : @jadecom6

I’m different I pay most things in cash plus I always get receipts for the purchases I can’t handle credit cards like I can cash
Comment from : @SuperAnnoyingPika

Bring your own jar of coffee to work
Comment from : @KerryJames-l6z

Since soda has gotten so expensive, but we like it I bought a Soda Stream and it costs about 1/6 as much to make Even better, since we have to make a bottle of soda, we find we are drinking less soda and more water because we’re lazy 😂
Comment from : @goodtroublemaker143

I get a receipt for everything- cash OR card I forget how much $$ is spent if I don’t To SAVE I stay off apps on my phone
Comment from : @ritatomasek

Yes- I looked at this late (1 yr later) I am retired and on a fixed income I shop at Costco and stock up once a month And that's all the shopping I do I strategically share my card with my daughter who buys for herself and her significant other With the 2 of us racking up what we spend, membership is paid for with their rebate cheque I also think that 'delayed gratification' should be practiced by everyone If you think you want something Wait a week, and see how often it would have been used, and constantly reflect on it Quite often you find that you don't really need it after all
Comment from : @gailm1230

I use ibotta & fetch & upside for gas it all adds up 😊
Comment from : @annmariemeise1306

Cat!
Comment from : @jito7377

Interesting 😊
Comment from : @shelbygreen8888

I knew a lady who got a headache if she didn't have her caffeine
Comment from : @AmyKristine

I feel the same way with the debit card Cash gets thrown out the window To me cash disappears easy I have to have that accountability of the paper trail
Comment from : @DaA10kidYT

I'm so glad you talk about the minority of us people who see cash as fairy money Lol
Comment from : @MrsKellyintheMiddle

Coffee is life! I’m the same 2 cups of fresh filtered coffee at home before 11am 🤩
Comment from : @lemonteapot1061

I'm not a big coffee drinker I have a cup occasionally, mostly w my grandma I started brewing tea at my house more Helped me stop drinking so much soda (Down to the occasional, but rare coke) I use a gallon mason jar I heat water in a kettle and pour the water over tea bags in the jar (I use a clothes pin holding the tea bag tags to keep them outside the jar I close and let steep When jar is cool/slightly warm I put in the fridge I don't need ice, it's already cold I can sweeten to my preference I actually lessened my sugar little by little Better for my health My mom and grandma are from Kentucky They made sun tea in the summer Iced tea in the summer and hot tea in the winter Figure out what works for you It's mostly the Lipton like black tea blend bags I get the store brand I occasionally have a spiced chai or other flavor I used to get together occasionally w a friend and talk over tea We would rotate houses Easy to have some simple cookies or muffins Maybe a light lunch
Comment from : @amiegamble1678

Greetings from Ireland Be a leader with your family Decades ago I gave up Christmas presents Encourage your family menbers to give up those shop bought coffees and goodies which are not helping their health Great video Kate
Comment from : @MaryKane-qv5vz

Drinking sodas is not good for health Too much sugar spiking insulin which is a fat producing hormone
Comment from : @MaryKane-qv5vz

Great sound advice Kateespecially bringing your own food when out Fruit and water are great too for keeping fast junky food at bay
Comment from : @BardHolohan

Maje breakfast at home Know i am retired i only get out 2 times a month
Comment from : @tamihill4229

Spending when I’m feeling lonely and empty…yep that tends to be me I used to be so much better in saving money and frugal and hated debt, but 2023 did a number on me 😢 and the stress/anxiety was awful But I’m back t tue mindset of eating healthier/intermittent fasting, paying off the car debt I took on, decluttering, and no spend January 😊 I’ve been feeling so much better the past 8 weeks because of taking better care of myself and my life It nice to find you on YouTube who is also a single mom …I am too so listening to someone in the same boat as me is refreshing 😊 Thank you!
Comment from : @alchristian2010

Omg finally someone said it I tried a cash budget and swear it flew out of my hands only cards for me 😅
Comment from : @samramsey1142

❤❤❤just found your videos today 13th December 2023 on a Wednesday Thank you! We use cash mainly , i need to learn from you more because we have a cash economy in Uganda,Africa
Comment from : @chabridgettumusiime8994

I love your speaking voice and delivery
Comment from : @mrsbefort1616

Revisiting I got the habit of looking at my balances daily from you Kate Before that if I looked too often I thought i was being neurotic Now I look at the balances and get a feeling of comfort every day watching them grow slowly over time
Comment from : @suebee1540

Having a relisten Kate! My good medicine! I love everything frugal topped up with an abundance of gratitude ❤❤❤
Comment from : @kaitlinobrien243

We dont top if we ever eat out
Comment from : @KerryJames-l6z

I 100 agree about credit cards! Cash is like using play money!!
Comment from : @bonnielefkowitz-white707

Thanks Retiring this monthI needed to hear you You are awesome Susan❤
Comment from : @susannielsen1147

I feel the opposite and my debit seems easier to spend until I look at it but with cash I think about it more what I'm spending cause it's in my hand as actual cash in my hand and seeing my dollars being spent and out of my hands I especially feel guilty spending on a bad a bad habit like a frappe for $5 When I have a blender and should just try to make my own I have tried making my own, but I haven't found the perfect recipe yet
Comment from : @ashleypauley7588

Omg Kate, same, I prefer debit/credit…cash is too easy for me to spend and I tend to not care… I feel the exact same way as you and your explanation is me to a T lol
Comment from : @cjmunsaka

Cash feels like monopoly money, it's gone with flashing of an eye Digital is very clear, when, how much, how many times do spent it in de week/ monthbrbrKeep a proteinbar or some nuts or (dried) fruits, a yoghurt you diveded at home in tupperware containert to pull you througha half a stockcube can be aifesaver at the end of the day
Comment from : @pigletsbank437

Why do you think just girls are watching this? 😂😂
Comment from : @aaronjackson3217

I buy almost everything on credit cards because it enables me to track every purchase AND I get rewards
Comment from : @susanclaire901

I have trauma from my ex making me live on credit I need to get better at looking at finances often, since I do much better now
Comment from : @Anya18138

Love the tree in the Forest analogy! So true!
Comment from : @lbslott

I go to my friend’s work on my day off and we sit in the lunch room and eat our meals from home Go sit at the library if they have benches out front and shade and eat your meal Take your kid to the park and have a meal there We have benches outside our work under the trees
Comment from : @teresakooser5695

May i ask what you do for a living? Great personality Would make a great life coach!
Comment from : @sarahkennedy1481

I too look at my bank acct everyday day when I get up! I don't like surprises so I keep a close eye on it🧐 lol trying to get out of debt this year is a daily sacrifice 🙃📓
Comment from : @chrissyish4945

You are great! Funny and smart I'm loving it 😍
Comment from : @Lois-o1f

I feel the same about using credit/debit! Cash is sneaky and goes away without accountability
Comment from : @sharonweisenbach3098

With all due respect, I disagree with the cash vs card spending There have been scientific studies that show it actually affects our brain more when we spend our cash vs using a card it doesn’t affect our brain as much - Dave Ramsey graduate
Comment from : @kimberlyhughes6807

Omg I am with you on feeling more accountable using the card I can't hide or ignore it When I use cash it just magically disappears and who knows what I spent it on!
Comment from : @christinabarrick9107

Yes! I use my credit cards (just 2) for almost everything It helped tremendously during my divorce to show what my expenses were over 5 years Now it helps keep me under control I always pay them off every month During the divorce I saw how my ex would take out huge loans on them and juggled money It taught me that I wanted to avoid borrowing any of that money
Comment from : @barbarahollands6415

I make my 0wn coffee at home every day have my breakfast every day Bring lunch to work every day and make dinner at home every day Once a month I do treat myself to go to my favorite restaurant And also, I transfer from checking to savings every month $2500
Comment from : @kathleendoud

i dont drive and i dont live super close to a coffee shop so it is way more convenient to drink my cold brew at home Ill go out maybe once a weekend when my bf will drive us
Comment from : @DsVs

Documentation doesn't have to be electronic Ask for receipts from cash and record them on your computer if you must But a small log also works Been doing it for fifty years If people buy often they may think that's too much effort/labour I'm so frugal I rarely have three entries a week :)
Comment from : @ritawayword

Love boring!
Comment from : @marthahubbard9463

Totally agree, paper trail on spending Awesome tips
Comment from : @marthahubbard9463

Amen I google recipes all the time
Comment from : @Saladmaker99999

I check my balances on line every day all meals coffee drinks at home
Comment from : @kerryjames6312

Take a jar off coffee to work
Comment from : @kerryjames6312

I am with you two cup of coffee in the morning
Comment from : @kerryjames6312

I live off a bare bones budget
Comment from : @kerryjames6312

Hi Kate ❤
Comment from : @kerryjames6312

I love the ‘paper trail’ ideal I’ve just worked on my budget yesterday & had to think really hard on how much I spent on the coffee shop as I made the purchase via cash instead of debit I’m starting to love the debit over cash for this reason
Comment from : @patriciadelorme9006

Yes coffee at home!!! A co-worker buys coffee at a drive thru everyday but complains of never having enough money and every time I see it I think in my mind cha Ching 💵 there’s that extra cash
Comment from : @grace4976

☕️
Comment from : @c0cochan3l29

I can see benefits to both cash and card For me, cash works best for some things because I have trouble with impulse purchases from amazon XD It's something I'm working on When I get better control of my spending I will certainly go card only I love Chinese food so I taught my self how to make fried rice its not perfect but to me i actually prefer my home made one because I can season it to my specific tastes which is a HUGE benefit to making food at home I have started cooking form home every day This is month two and ive gone out to eat one time and that was for my 29th birthday
Comment from : @Enasbooksandbudgets

I relate so much with respect to cash I feel exactly the same way about it It feels like it's not part of my spending and is too easy to hide I also have anxiety about losing cash Definitely in the minority with you!!!
Comment from : @andreaireland7848

I eat out once a month and spend more and enjoying it more No fast food during the month
Comment from : @donnalackey989

Coffee save time money gas and less stress drinking coffee at home
Comment from : @donnalackey989

You know what saves you money? Being veganI am more like a flexitarian(vegan most of the time),but even if I buy plant-based milk which is more expensive than dairy,not buying eggs,cheese or meat regularly will save you a lot of moneyContrary to what some might think,cooking vegan is not hard and could be tasty tooIf you want to lose weight,a healthy vegan diet can help you lose weight too YouTube teaches so much
Comment from : @Chrissanthumum

I’m like that with cash too! I do much better with debit, I also look at my bank acct about 4 x daily 🤷🏻‍♀️ making sure nothing is wonky there👌🏻 great video
Comment from : @jillstover8782

A box of waffles?brA true waste of money and more trash for the landfillbrBuy a waffle maker at a thrift shop and make waffles quickly, easily for pennies!brKate: I'm surprized!
Comment from : @susanconnolly2013

I feel the same way about cash!!!
Comment from : @toryevanss4512

Sad news gonna have to replace our roofnot sure if we are going to pay off the last vehicle or the roof, will depend on financial rates I wish we could have waited another 6 monthsbut we will handle it
Comment from : @preparingformountainlife

My husband and I work at the same place but his day started at 7 & mine at 8 We talked to our supervisors and they agreed to a half hour difference and now we car pool
Comment from : @teresakooser5695

For really good coffee,brAldibrGet the bagged coffeebrI advisebrHazelnutbrVanillabrMint mochabrWhite chocolatebrGingerbreadbrTrust me,these are goodbrI have them myselfbrbrMy birthday was last week WednesdayI got a phone, coffee potbrInternet and makeupbrSo,yay
Comment from : @rochellethundercloud346

Hi, katehappy late birthday
Comment from : @rochellethundercloud346

I try to makew breakfast every dayand i try to make dinner and lunch as welli dont try to spend any money if i canthroughout the month
Comment from : @arthurmantzouris4413

Try lemon water Adding a twist adds flavor, and is a health food Even chew off a little piece of the end of it One recommendation is put the lemon, peel and all in the blender, grind it up and mix with your water
Comment from : @camperjack2620