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Wire Transfers vs. ACH Transfers: what’s the difference? Explained. #wiretransfer #ach

Humphrey Yang 855 views

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ACH is applicable domestically not internationally fyi!
Comment from : @danhernandez4806

For $10K, you’re gonna cry about $40? Plus poor Granny is old! She may not have 3 to 5 days Send her the loot!
Comment from : @petersuozzo1227

Haha explained well with laughter given on the watcher
Comment from : @YOURRACHINAPRIL

ACH push is better since they know the sending account has the money and the message doesn't have to make a round tripbrbrWhen I push miney from Fidelity it shows up the next day as long as it's done before the cutoff time, which I think is 4pm et but im not sure
Comment from : @jdmulloy

👀
Comment from : @DonteeWeaver

Were taxed every wich way here in America
Comment from : @Cincymike1

Bank is like pissed to give her the money now or let us borrow your money for 3 days and they will give it to her
Comment from : @miriamart9712

I worked for PayPal Ach transfers were random Some took 2 days MAny ach transfer took 3-5 business days Some were 5-7 with a holiday It was one of the worst parts of the job trying to explain that to people 😂
Comment from : @nopenope7777

Idk what bank he using but i did it without a fee?
Comment from : @ohkayw

She had 90 years to stack her bread smh
Comment from : @noahkellogg3

In Brazil, we have PIX, an instant nationally integrated system for instant transfer and payment Best part is it costs nothing The US system is archaic compared to Brazil
Comment from : @gilbertopereira7795

Boy, compared to India, charges are steep
Comment from : @ashvinikumar716

ÁCH?
Comment from : @inquisitvem6723

Wait, you guys are paying money to transfer money 😂😂😂😂😂 lol hilarious
Comment from : @zoorooliver

FU if 40 bucks is too much to send 10k instantly…
Comment from : @alucardxxz

In Mexico and most South American countries all money transfer are instant or at most they can take up to a hour It's crazy how here in the US it takes way longer
Comment from : @luisangel2842

I have no idea what either of these are, but in the UK you can make a BACS payment using your banking app You just need the recipient's account number, name and sort code It's usually instant
Comment from : @Jess-T

😂😂😂 UPI, Instant transfer without any fee
Comment from : @jainamjain5106

Bitcoin is almost instant! Just saying
Comment from : @ThomasPrivitor

Is banking system that bad in US?
Comment from : @rakshithpk

What they cost u money and still not transfer in an hour or two dammm Here in india u can just RTGS and it's essentially Instant but may take 2 hrs at worst
Comment from : @salilsingla6496

Wait it takes THAT LONG juet to transfer money from one bank to another? In my country, its done almost instantly
Comment from : @gaycat599

Murica ☕
Comment from : @adarshsingh87

40 dollars to send 10k? In what currency?
Comment from : @Nobodyfukoff

Lol do you still use postal pigeons in the US?
Comment from : @jasiekzar

Does America not have standard bank transfers? I could transfer my mum 50 grand and all the bank would do is call me incredibly concerned
Comment from : @JadesMonologue

Hes lying!! I sent ACH transfer and it cost me 35!!
Comment from : @christopherjeremiah9353

XRP
Comment from : @tarikholmes3374

American banking systems are about 40 years out of date Apparently they still use "checks" (cheques)
Comment from : @geoffwoodgate7450

btransfers in bitcoin/b
Comment from : @thesystemsucks

I am surprised to hear that money transfer takes so many days in US In India, it is instant for majority of transactions Batch transfers have become kinda obscure but take 30 min Cheques is the slowest and have become very rare and takes from a day to two
Comment from : @harshbansal5735

So US don’t have payID yet ?
Comment from : @MrMrMuhummad

40 bucks for instant transfer?! This is why we’re questioning how are we idolising y’all when even your system isn’t on par with the developing countries…
Comment from : @ikkarurisan

In Morocco money transfer takes like 10 min max Can someone explain 😂
Comment from : @_elifilen

$40 dollars for transfer? We have UPI in India 😂😂, no charges
Comment from : @shantanupaul8651

You're sending 10g but 40 bucks is steep? Hubawhat?brLike, it's a lot of money for a transfer, but wise, it's crumpets
Comment from : @emilfilipov169

Sending grams 5K and being worried about a 40$ fee? 😅😅 embarrassing
Comment from : @ivanv2551

Americans DESPERATELY need e-transfer As a Canadian, i use it to pay nearly everything
Comment from : @easylivinglife6284

So, Venmo
Comment from : @evanjones1520

)😮😮
Comment from : @markmarque2592

This proves money isn’t real
Comment from : @musclecar62

Use Wise or Revolut to lower the costs
Comment from : @travellerswill

Indians be like Isn’t it supposed to take a few seconds
Comment from : @tosharchaudhary4992

Just throwing the obvious out there, unless you didn’t know it already but a transfer with Cryptocurrency would’ve taken not days or hours, but seconds And that fee you heard about, with certain cryptos would be a couple cents THE MORE YOU KNOW
Comment from : @TheFalloutproduction

RIPPLE can transfer it for pennies and within 5 seconds settled
Comment from : @brandonhuggins1736

its 2024 and we still use these, lol
Comment from : @demarcorr

If you make mistake with a wire transfer you are screwed
Comment from : @jimmydroid7838

Ach is usually next day And with chase I've had them beat wires several times
Comment from : @michaellauck6062

Why are american banks still living in the stoneage? In most (all?) European countries, money transfers between banks are done in a day And at worst, it costs cents
Comment from : @SverreMunthe

Or Zelle
Comment from : @SLS3ven

Depending on how rich you are and how much you care about time The forty dollars would be worth it
Comment from : @corie_1032

Wait Transfers cost money?
Comment from : @adwitiyarahman2829

Neither of those are correct Wire transfer costs $5 even when you send money internationally ACH is $250 for next day and $15 for instant transfer to any bank I use them daily
Comment from : @raybobhere

Gotta love the zero explanation, and yes I can look it up, but he could have explained it
Comment from : @Subject01313

ive never had a ach transfer take more than a couple hours what are yall on?
Comment from : @welkfor1753

What’s the benefit of either of these when Zelle, PayPal, Apple Pay exist?
Comment from : @iwearleatherjackets1

Cashapp fr
Comment from : @ethanibarra9021

I miss both my Grandmas 😢both passed end of 2023 I’m not looking for sympathy
Comment from : @AmericanPatriotANomad

Your voice is Americanized
Comment from : @HustlerJerbear

I like how its still counted in days instead of milliseconds
Comment from : @zeoverlord

Ah ACH transactions -- the cutting edge of 1960's technology!
Comment from : @robertking3098

I don’t understand why America doesn’t follow Europe with instant bank transfers
Comment from : @theinternetfanatic8597

Thanks Modiji
Comment from : @shantanumayenkar

She died
Comment from : @Mark-xp4fw

my transfers hit in a day and a half anyway I AINT PAYIN
Comment from : @pablopotato5967

You get charged for that? What a shitthole😂
Comment from : @caius9162

Lol, that system is retarded In mexico you can send money in seconds😂
Comment from : @shellshock10

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Wire Transfers vs. ACH Transfers: what’s the difference? Explained. #wiretransfer #ach

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