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NEW/UPDATED CREDIT CARD: GM Rewards Card Review 2022 - (GM Card by Goldman Sachs - Chevy u0026 GMC etc.)

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I didn't realise the points were worth significantly less unless you are using it towards gm purchases
Comment from : @showmethefacts4061

I’m debating getting one with my Buick and using it for getting gas and such for the car so I can use the points as a down payment for a new lease when mine is done or use it to make partial of my current lease payment
Comment from : @Godfather9814

I service my GMC pick up at GM dealer and buy basic maintenance items there including onstar subscription It sounds like their reward points sound great
Comment from : @Chinunit22

Fun fact for those that don't know If your car loan is under GM financing You can pay your car note with the points valid at 1 cent each😁💪
Comment from : @AG-fv4wd

The card should be allowed to be linked to your GM financial account to make you monthly payment like Verizon wireless dose
Comment from : @mustang460789

does costco or sams gas qualify ?
Comment from : @manuvns

Can I use this card for lease monthly payments?
Comment from : @IanBernardoo

I just got an "offer" via email for these credit cards, so I read the fine print for the only things that matter, fuel discounts and buying a dang vehicle with points Well the terms say you can only use up to $1000 in points towards a vehicle purchase per year 😂 As for fuel, after you spend $1500 in fuel during the year, you can redeem $100 Basically it's 75 cash back towards fuel, unless you spend more than $1500 a year in fuel, in which case you're still only getting $100 back, making the amount of cashback dininish Overall these GM cards look like trash Glad I didn't apply I'll just keep using my 2 cashback on everything Paypal card and my 5 cashback on fuel from my rotating category cardsbrbrSucks to be that guy in these comments who said he has 11 million points and can't spend them on a new pickup truck The fine print will only let him spend 100,000 points on it
Comment from : @Time75381

I'm having a hard time trying to redeem my points towards a new truck, I have over 1,100,000 points and I tried to link the card to the GM Rewards account and it is not allowing me, seems like a scam, been using the card for about 10 years and never used the rewards and now that I want to I'm having a hard time
Comment from : @enriqueguzman3793

Good review
Comment from : @RobertRogers-x8g

Chevy lol
Comment from : @uthinkuknowme2649

Mann This card SUCKS I thought I'd get back $100 for just spending $1500 on anythingnot all this GM crapI don't even drive a GMfuk this card
Comment from : @jayc4715

For the gas statement credit, you have to opt in at the start of each year I didn't know this until the end of this year so it'd be impossible for me to spend $1,500 before the end of this year However, I'll be sure to opt in on New Years Day for the upcoming year
Comment from : @RagePrinceOfFire

gift card redemption is 025 per dollar, what a scam
Comment from : @HRVHackers

This is a bad card due to penalties & interest charges through fraud of Marcus
Comment from : @Tom-iw3zh

I don’t think I’ve seen a GM car on the road for 20 years
Comment from : @Unclebuns72

I have $7000 dollars built up but I can only use $1500 on a GM truck I stopped using this card after having it for 18 years Find a better card
Comment from : @Luke--tg8kj

I love all these benefits but it saddens me greatly that the most evil bank (a bank that destroyed thousands of Americans lives) is a big part of this
Comment from : @ExposeFlyersDotCom

Do earnings accrued under the old card transfer over to this new card?
Comment from : @markdegroff6526

After the federal government had to save GM from going under I thought GM stood for Government Motors Seeing how tax payers saved them from being Lehman Brothers like disaster they should offer the best possible card to people
Comment from : @strongium9900

Credit karma recommended me this card and boy am I thankful I watched this before applying brGreat example of reading the fine print this is a terrible mess of a card Basically 1 cash back that you can only redeem for up to $250 a year
Comment from : @picrureperfect8476

WE are into the 4th month, and still no new card issued by MARCUS What a disaster this transition has been I do not think they will be able to handle it as well as CAPITAL ONE did
Comment from : @gobbletegook

Statementswhat a mess!! I received an email notification that my monthly statement was available, and I printed it off for a later review, and the next day decided to pay the monthly balance in fullbrbrNext day signed into Goldman's website, to pay he monthly balanceand the options given for payment was 1 Current Balance, 2 Statement Balance, 3 Minimum paymentand none of the figures matched the statement amount that was previously reported (in the email and on the hardcopy of the monthly statement)!! brbrI called Customer service, and was informed that this was normal if a credit was issued for something originally purchased during the previous statement period, it would change the monthly statement amount I asked why that credit wouldn't be reflected in the following monthly statement periodreplied, "That's just how it works" I suggested they get with Capital One and learn how to work out the issues with statementsbrbrAlso when they issue a credit on the statements, apparently they are a different color fontnot sure as they are very hard to distinguish from the charged amountswhy not use a minus sign after credits????
Comment from : @wendolross352

I just wasted an inquiry on this issue in Feb I was approved, but they only gave a 3k limit There were some issues with the app, etc, but it got fixed I should have gotten a better card, but I figured a relationship with Goldman Sachs might just play out further on up the road!
Comment from : @PhillyBill59

Can't auto pay my car note with it So no point for me Lol
Comment from : @crazyDayz27

Great video! Very thorough and informative
Comment from : @sltgirl219

GM card was best under HSBC bank
Comment from : @cc9316

I was finally able to get ahold of an agent today over the phone and take care of my outstanding balance! My goodness What's crazy was they answered in under 15 minutes After days of holding an hour plus, disconnections, etcbrbrI'm going to avoid this card now like the plague, until they iron out all the kinks
Comment from : @LynxStarAuto

Over 20 days nowno new card issued to replace the old onetired of hearing it will take 3 months to get one And still not able to chat What a poor take over/roll out They were totally unprepared
Comment from : @gobbletegook

I'm pissed lol Applied for this damn thing just now and got approved Why am I pissed? Because I thought the 4 could be redeemed for at least a statement credit Shouldn't have rushed I guess Gm cars are trash Honda/Toyota all the way It is what it is, should have looked deeper into itbrbrEDIT: silver lining is that I'm a courier so the gas credit is decent
Comment from : @WookieSenshi

Have had this card with Cap1 for over 5 yrs Got an initial $300 cl while starting to rebuild my credit Over the 5 yrs I was never given a cl increase Didnt matter whether I made timely payments , pai off in full, just never was offered Now that Goldman took this over and I still use it and pay off in a timely manner no increase is offered! IMHO its a complete garbage card
Comment from : @MrTmuggresq43

Seems like a decent deal for a high spender who wants a GM
Comment from : @CaseyBurnsInvesting

So glad this card is not with crapital one anymore But, this transition has been abysmal 👎🏼
Comment from : @Jvelaz87

Too bad "american" cars are complete garbage! My grandmother had a GM that was bought new, and wow, what a piece of crap
Comment from : @PatrickDKing

So far the roll out of the new card (switching over from CAPITAL ONE to MARCUS) is a disaster 3 hour waits for chatsstill no cards (they say we will not get them perhaps until Mid May) A complete failureunable to handle it Payments missed Avoid this card
Comment from : @gobbletegook

this was the first credit card i applied without any education or research just because it was in my junk mail However, i kept this card for 7 years and now i have other cards i use that are better suited for me i guess if i think about buying or leasing a GM car, i can use my accumulated points on this 100k
Comment from : @shaligasuksomsong

This card is absolutely garbage, putting limits on points redemption is crazy what if I wanna earn points to purchase a new GM vehicle and you can redeem only 1000$ max 😀 That doesn't make sense to me Don't waste your time on that card guys
Comment from : @IbrahimAli-xe9iz

Is it their business card a soft pull ?
Comment from : @edmadriz2816

Good video but a hard pass for me on this credit card
Comment from : @terryjwilliamsjr3483

I lost my letter with my Welcome Code and my automatic payment didn't transfer over, so my GM payment is late! I have been calling customer service ALL DAY and the wait is 3 to 5 hours They took my number and said they would call me back in 30 minutes NOTHING! That was 14 hours ago and I have had my phone on and with me all day Someone help me please????? I want to get this straightened out I HATE late bills One of the biggest financial firms in the world can transition credit companies better than this It's frustrating! Can someone help me please?
Comment from : @deeannemason7003

I already have the card and don’t care Just use for gas
Comment from : @onionhead4090

It's a bummer it doesn't earn 7x on the purchase of a new GM vehicle
Comment from : @amirmoradi9595

GM card sucked in 1980sbr💩
Comment from : @infantrycaptain9224

The problem with the gas credit is that this is a Mastercard and Costco is normally the cheapest who only take VisabrbrOverall though, this is really interesting 4 back on everything is amazing, but only if you buy your cars from GM Definitely a worthwhile card for GM fans
Comment from : @rffinances8567

Does having this card in good standings make it easier to get a 0 loan thru gmc for a new chevy truck? Or is it 2 different financing companies?
Comment from : @DCGEMINI202

Man, I got approved for 5k
Comment from : @Yaboy485

I just got approved $5000 now I have both the Apple Card and the GM love it
Comment from : @TheBiglee777

Can you get both the GM rewards card and the Apple Pay card at the same time? If so, what link should I use I got the Apple card but every time I apply for the GM card, I get denied because they say I already have an account The rep at Goldman Sachs told me that their website was giving out those errors Ant tips to apply?
Comment from : @gregorymalone1073

I'm waiting on the business card from Goldman Sachs to be released next week
Comment from : @gregorymalone1073

Could you do a review on the Wells Fargo trifacta?
Comment from : @AG-fv4wd

Adam great video again On thing I’m wondering about, the graphic in the $100 statement credit reads, “$100 statement credit for EVERY $1500 spent on fuel a year”, so would that mean if you spend $4500 you would get a total of $300 statement credit for that year?
Comment from : @clintrobert28

Goldman Sacs says they switch over on the 22nd of this month (Feb)
Comment from : @mitchell9632

Approved 5500 CL thank you!
Comment from : @thewirelessshop1511

I wonder if it’s possible to transfer credit limit between Apple Card and GM Rewards since they’re both Goldman Sachs products 🤔
Comment from : @e5pc

Four percent is a good non-category spend however there is the risk of devaluation on about a months notice (that law requires)
Comment from : @mitchell9632

We all have those things we wished we learned earlier We would want to learn the "details" 😲 😛
Comment from : @mitchell9632

Mechanics that own their own shops should be ALL over this card
Comment from : @jefff6884

Can you buy a gm car with the credit card?
Comment from : @jeffg8327

I want a new C8 vette,
Comment from : @docsays

I was gonna get this card a week ago and Goldman don’t hunks I’m about to say yes to $1000 Boy bye 😒 declined
Comment from : @Dev2088-e3j

Hopefully Marcus gets more portfollios i like how they tell you how much u are approved for before commiting wish that was a industry standard
Comment from : @BossChronicles

About your detailing tangent, i thought it meant breaking it down into pieces
Comment from : @b3twiise853

Got it couple weeks ago Looking forward to it
Comment from : @lestatstaton7856

Another note regarding the Apple Card: You can apply, get approved, and decline the offer they approved you for, and still get no hard pull on your credit report (they won’t automatically open an open if you’re approved, you have to accept) To decline, just tap “no thanks” after they give you your offer brbrNo hard pull unless you’re approved AND you accept the approval and commit to opening a card account Which could be a useful metric to see what Goldman Sachs would give you
Comment from : @xYasago

Watched the video, applied for the card “The Cadillac Design “ for the gas reason since I do road trips plus it issued by The Goldman Sachs Group, went through the same smooth application process I did with Apple It wasn’t for your video I wouldn’t have known & applied for this card Thank you
Comment from : @ayamaikarim

"We‘re unable to approve you for the My GM Rewards Card"
Comment from : @sangove1

So if you otherwise would use a two percent card for non category spending, this card is kind of like making your next new GM car half off (if one can save that many points) Ps Are there any good credit cards (none store cards) for car services/repairs, I meant ones with better earning rates than non category card?
Comment from : @YanLuo

If you own a GM vehicle you'll probably need it for Un-scheduled repairs 🤣
Comment from : @simoncquach

I have this card already from Capital One I just worry they might cancel me once it changes to Marcus
Comment from : @starchild5477

4X on everything is not bad 10k points for $1k spend is easy spend
Comment from : @Xtremeproducts

Got mine like 2 weeks ago Business card coming out February 18
Comment from : @Xtremeproducts

Got it last week, froze my report before accepting the card offer & so I got it without a hard pull w/ a decent limit as well so I think it worked out for me
Comment from : @martyluciano5973

Pretty cool! Ford changed their program up, but I'm hoping they take note of this anyway and make a couple improvements
Comment from : @ewhite1546

Interesting Keep coming with the reviews of lesser known cards!
Comment from : @andykline396

Comenity bank MasterCard has a $100 statement credit after u spend $500 in 90days, every 3 months they change the 3 category, although currently they’re giving 15 back on everything, if u want this card it can’t be for the statement credit, great 👍🏾 video as usual
Comment from : @MissEnglish123

I stupidly got this card about 18 years ago, because I thought it was cool looking lol Really wanted to get rid of it, but don’t want to cancel it and hurt my credit score What are my options Adam?
Comment from : @rickyhawley3482