How much can I borrow for a mortgage UK - getting the Maximum Mortgage

Video quality	The size	Download

Information How much can I borrow for a mortgage UK - getting the Maximum Mortgage

Title	:	How much can I borrow for a mortgage UK - getting the Maximum Mortgage
Lasting	:	23.54
Date of publication	:
Views	:	14 rb

How much can we roughly borrow for the right to buy scheme - thank you!
Comment from : Natalia Garcia

This was a very good video, much appreciated and a great advert for yourselves
Comment from : Flavs

👌
Comment from : Nabaz Masifi

Can you explain about those who live outside of the UK please?
Comment from : imen f

Can I put no children on the application how will they know 🧐
Comment from : HEDGEHOG TV

Full of information, thanks bro for your efforts
Comment from : 7Sevenofus

Thank you for all your good videos with very useful information can i ask you about the mortgage terms and the pros and cons of 25 vs 30+ years
Comment from : Nad Dorothy

Good explanations
Comment from : Gee Gee

This is very helpful 10/10
Comment from : Toby Ray

As a self employed with two years accounts with a 20 k deposit can I use my dad as a guarantor also would that help with reassurance My credit is excellent but again I’m self employed
Comment from : ArborLeaf Tree

It’s a joke lest says I earn 52k I can’t buy a house in London never cause the cheapest house in London I know is about 450kbrSo I know I will never buy in Uk
Comment from : aryeh electrical ltd

Enjoy watching your videos, very knowledgeable and to the point Thank you sir!
Comment from : Zeno

Can I qualify for a mortgage if I'm on a 18 month contract?
Comment from : Dontdalla

Are you aware of any lenders still offering 5 times salary mortgages, for first time buyers, right now?
Comment from : ParagenicHexes

I am currently earning 30k a year and have 40k in savings Currently banks will only lend 135k I am looking at 3 bed homes in my area whaich are between 300-350k My parents also have paid off their home as well as a second home which is being rented out If i get a gaurentor mortgage will a bank lend me the full amount minus my 40k deposit for a home? Many thanks in advance
Comment from : Jason Lee

Hi! How much cost to maintain a child, in a Bank eyes?
Comment from : Elena Duta

I pay my ex-wife £472 per month child support - will this be dedcucted when calculating how much i can borrow?
Comment from : Riaz Rahiman

Hi brGreat Info, thank you!br1 question does student loan debt reduce the amount your entitled to based on the salary/mortgage calculation?
Comment from : Cherel C

Have you done a video on mortgages for low income? I'm a single guy on £22k a year with £20k deposit but I'm unsure if I would be able to get a mortgage?
Comment from : Rhys Williams

Very useful information!! Thank you!!
Comment from : Emma Mamutse

INCREDIBLE VALUE HERE!!
Comment from : Ruman Nandha

Cheers for the info, didn't actually know that a mortgage broker was a thing, but now i think i might get in touch in the future with you when i want to get a mortgage Really good info for self-employed, thanks
Comment from : A Flying Glenn

Hi, I’ve just came across your channel Really good content I have a question re: self employed mortgage Does it have a negative effect if I file my own self assessment instead of using a CA? (Sole trader) thanks
Comment from : Kevin Flynn

Hi , great video , Iv liked and subscribed, Iv recently cleared all My debts and have a deposit of 45,000 , full time employment NHS salary 30,000 , how much do u think I could get ?and the chance of getting a mortgage in the current climate ?
Comment from : James Taylor

I want to buy my parents house which has a garage conversion on it The garage conversion generates monthly rent income and has done so for the past 7 years Can this be added to my income for a higher mortgage prior to actually earning it myself as I will only earn it once I have bought the property
Comment from : Blake Stiles

Will only a handful of lenders take rental income into consideration when applying for a residential mortgage?
Comment from : Jason Patterson

You make very good points Payam, thank youbrbrI find it quite worrying how fascinated people are with the maximum amount they could borrow, to buy a personal residence Why do people want to max themselves out for a property that's going to earn them no cashflow?! personal choice I guess I'd rather borrow a modest amount for my own home and put the additional capital and borrowing into building a property portfolio
Comment from : Samuel Holden

Thank you for a wonderful video I have a question and would appreciate your reply and little bit guidance My wife has just started her first job after 2 years break from work She is on 28k salary and thinking of getting a first time mortgage as a single applicant Considering she hasn't worked in last 2 years, how difficult or easy it would be for her to get mortgage?brAlso, how long she needs to be in employment before she can apply for mortgage?brYour response will be much appreciated Many thanks
Comment from : Kashif Karim

If i have two properties on consent to let Can i easily get a residential mortgage?
Comment from : Review Renew

Thanks for the great overview ,can you touch on the situation ref mortgage availability for 60 year old people ie the limitations in the term and loan amount etc Many thanks👍🙏🏼
Comment from : T D

i subscribed because i know how to sell houses but never owned one i let other peoples properties but never let my own property there was a big huge difference between roles and responsibilities in the property industry and you proved that I'm still learning no one person can know everything about everything in this industry so i just want to say thank you for sharing your knowledge
Comment from : Sensei Ois

Hi,brWould really like to speak to you about some advise with the 2 houses I have and remortgage them to purchase more Let me know what’s the best way to discuss Thanks
Comment from : Phil Gibson

lets say my profession is bus driver that earns £26,000 before tax and i want to buy a 220,000 house and put in £25,000 depositbrbrhow much would i be able to borrow? will i be able to have enough to buy the house? and also if i use my lifetime isa for deposit can i use my isa that has extra saving added to the deposit for a house?
Comment from : Numan S

Can I Get a mortgage on a zero our contract??
Comment from : Elaine u

It seems it can be a tricky game to get a mortgage if one have multiple income streams
Comment from : Saj Wali

I'm a higher rate tax payer and want to purchase my first buy to let property as an extra revenue stream I do intend on building a portfolio but initially want to buy one to learn the ropes Do you recommend buying in my own name or setting up a Ltd company?
Comment from : Nicholas Dunkley

Thank you, I would like to go next time buyer and your support help me to have opened my eyes
Comment from : GB GB

Hi, my partner took out a loan from Santander (to buy a car) and pays back in monthly instalments Would it be best to save up and pay this off before applying for a mortgage or is it actually better to keep to the original payment plan if this might help with credit score? TIA
Comment from : chiara t

Hi great up to date info! I have been affected by the post covid situation with my mortgage application as the lender Santander would just not take into consideration my income from self employed neither for me or my husband So both of us earn beside salaries certains amounts from self employed which haven't been taken into consideration at all The application is made with Santander Do I have any chance with other lender?
Comment from : Student Direct

Anyone know how much they should be to pay for other costs after saving money for house deposit???
Comment from : Pouria Seller

Hi payam just come a cross your YouTube channel been trying to get a right to buy mortgage for my council house sum of £35,000 been in contact with two mortgage brokers in the last four months nothing but let down from these brokers excuses after excuses making me think is it the value of the mortgage i am applying for and the low comission that the mortgage broker will make thanks
Comment from : M4D POJ

Hi payam great content as always!brquick question we have taken out a bounce back loan of 50k in a limited company and have used it as a deposit via bridge we are almost coming to completion with the works will there be any issues to refinancing onto a buy to let mortgage in this scenario?brmany thanks in advance
Comment from : M Islam

Great video! Is it really that bad with underwriters? Its been 4 weeks i submitted my app with hsbc via a broker Wish i had come across your channel earlier!
Comment from : Sumil Patel

What is the average fee for using a mortgage broker?brbrGreat video and channel, lots of advice and knowledge shared!
Comment from : Abhijit Patel

Brilliant UK Fellow
Comment from : Ape Lion

Do you have an advice video for someone looking to get a mortgage on their own - first time buyer?
Comment from : Aaliyah Jean-Baptiste

Hi Payam, I have a remortgage coming up soon that I’ll come to you about brI’ve got 25 years to run on my mortgage but I’d consider putting it back to 30 years if I can It’s a house I have with an ex and it will be sold in 12 years anyway Taking that into account would lenders consider extending the term Our main objective is to keep repayments as low as possible I know this is slightly off topic but I’d be interested to know your thoughts Great video 👍🏻
Comment from : Jack Horrey

Is it possible to get a mortgage if you've just started a new job?brPs where did you buy your lamp? It's nice
Comment from : AnnRR F

Another great video and as always great content👍
Comment from : Mo Kal

I think you’ve given a good explanation of why it’s important to use a mortgage broker! You are definitely one of the best mortgage broker YouTubers I’ve come across, that’s why I subscribed! Keep up the good work!!
Comment from : Self Invested

I have a mortgage offer from NatWest and it was calculated with overtime added in, will that change when I come to complete in December? Will they run affordability again?
Comment from : Darian Gower