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Budgeting For Beginners | How I Save 80% of My Income

Daniel Braun 252 views

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I aspire to this level of content Daniel Such a big deal to do this
Comment from : @budgetingguide

How are you not using YNAB? Spreadsheets are great but YNAB has a way better UI and does more for tracking
Comment from : @joshalaniz3801

Am I correct in saying that to track monthly, I just need to duplicate the tab, correct?
Comment from : @KennethAtcherson

can you add more rows to a category the Expense Budget and Net Work Trackers?
Comment from : @KennethAtcherson

Your video is great but you speak so fast your info is good, slow down so we can all catch on 🎉🎉❤
Comment from : @marig3471

I filled out my emails and my name and I never received an email with a copy of this format
Comment from : @swaggychristian1

How to save if i earn 11kEuros per year 😂😂😂
Comment from : @Dovydas17

Great advice! Thank you!
Comment from : @cultureandconversation

I knew it was bullshit when I saw the Verizon bill was just $4522 lol with all their hidden fees comes back out to 200 something 😂
Comment from : @trevorkendrick4773

Thanks, liked and subscribed brLooking forward to the application
Comment from : @jasonpeterson9362

Can you make this so I can use in google sheets?
Comment from : @emmanuelrodriguez3066

Can you make a video about how you create the spreadsheet
Comment from : @kaybicksler

5:04 Bingo…effort!
Comment from : @colestony

How do you budget for large expenses?
Comment from : @tobyschons

the link for the sheet isnt working i havent recieved any emails from u
Comment from : @ryanchahbouni

Thank you
Comment from : @jay-i9z8m

I do a 50/30/20 model and each month when I have to approve my paycheck, I go through my bank account and see what I'm spending and put it in the various categories Each month I'm well below each category so I think I'm doing pretty good It's interesting to see the different budgeting models out there I do tend to be a natural frugal spender anyway (only buying what I need), which I think is appearing to be helpful in overall building wealth
Comment from : @backtoashley

I know you like SoFi but I swear they just give scammer I’ve had a credit score over 750, excellent income, but never get approved for a student loan refi It doesn’t make sense
Comment from : @vivalageegee

how to save 80 of your income, step 1, get a big income I better start working on this
Comment from : @boomshine7

Very unrealistic You can’t have privacy because you must share apartment😂😂😂brPeople open your eyes, all he’s saying is to half your rent expenses, which for many many many people and for different reasons it’s not possible
Comment from : @Sethbowl

Thank you for making this template Anybody that knows how to use google sheets or MS excel should really try and use this Another option is Quicken Simplify It will do the same thing but more automated (which isn't always a good thing when first getting started budgeting)
Comment from : @brandonkyes354

Do credit Card Payments get categorized under the expenses column? and should i create a category specifically for CC Payments?
Comment from : @armochildrocks

Thank you! This was so clear and helpful Thank you for income transparency as well
Comment from : @ninathecrab

How do we add in the function that is setup for the categories and automatically filling in the dollar amount in the actual amount section? I have a transaction that was used to fund a brokerage account I’d like to have that automatically recognize the value Brokerage in the Places to Move Profit in the category column in Actual Expenses and to add the dollar amount to the actual amount column of Places to Profit
Comment from : @heatherhanselmann8209

do u think having a fixed amound for investing every month is a good idea? if so how can I add it to your sheet
Comment from : @progaminghours3854

so each month do I just make a new sheet?
Comment from : @EddieGonzalez-j1k

Hi, thanks so much for the video, just wondering if there's a way to change the currency of the template to pounds as I'm in the UK? Thanks again!
Comment from : @reubenwhiteside6543

Hi Daniel can you send me the tamplate in exel with al the sums so i can edit and use it its great
Comment from : @jerbiw1867

Thanks so much for your video, SoFi is amazing!
Comment from : @whyhavingfun

People always talk about saving money, but since I've started consuming this type of content I always wonder: save money for what exactly? This is a genuine question, I know we all should save money and I always try to save some and I never spend more than I make for sure, but for what we should save exactly? Because the way I was taught they, always talked about saving money, just for the sake of saving, it feels like I'm going to be in a infinite loop of trying to save as much as possible and not quite sure for what reason It might be a really stupid question but I'm new in this world and I'm curious about it, about what people do with the money they say they always save What do you guys do with the money you save every month? We should just keep saving it forever and buy something with it? Please guys don't judge me, as I said, this is a genuine question of mine :)
Comment from : @thaynaralima6428

Do yourself a favor and read the book Whispers of Manifestation on Borlest; , you can thank me later
Comment from : @MyArt720

Guys, you need to delve deeper into the rabbit hole; this is all surface level Go to Borlest and read the forbidden book whispers of manifestation, you can thank me later
Comment from : @SachinThapa-vq2rp

How do you do it with a partner? Do you manage everything and review her receipts to sort the expenses correctly? Have her spend on her own type of budget? Does she actively follow the same template for her expenses? Contribute to this same sheet?
Comment from : @F3LLAROX

Thank you
Comment from : @prettynatural1973

We Are
Comment from : @paulalynnhay

Don't count how much you spend like a broke , make tons of money that you don't care how much you spend brbrincrease your income/net worth brbr Andrew Tate
Comment from : @UmerFarooq-x2p

How do you track credit cards? Also how do you have months to compare weekly? Just copy and paste?
Comment from : @chubbywolf3517

Thoughts on how to account for things that you don't pay for monthly within this spreadsheet? For example, paying car insurance every 6 months or saving for a vacation once a year
Comment from : @timosborn2441

This template is great! I’m just having issues with the profit/savings rate rowsbrI know it’s me being silly but how do we get the formula to recognise and fill that slot in?
Comment from : @cloebuckley7340

Smart budgeting skills unlocked! 😤Thanks for the tips, Daniel 🙌
Comment from : @Under510

Super dumb question but would we calculate our credit card min payment in the expected column or how would we really track it since the payments go up and down
Comment from : @tomperr5291

What I do differently in my spread sheet is average expenses from last year as a monthly comparison point
Comment from : @ericb8030

get an error when i download the template "TypeError: Failed to fetch"
Comment from : @sarikap1032

Just earn more money bro
Comment from : @Svemirsky

Thanks for the great video and template Unfortunately as I type in the actual expenses(green) it's not being reflected in the expenses budget (green) on the left automatically even though the categories are identical I doubled clicked on the cell, but nothing happened
Comment from : @0205nathalie

Thank you for the great budget template and different approach to budgeting
Comment from : @denisquenneville8032

Nice video 💗🌷
Comment from : @Chloera503

I tried downloading the spreadsheet but didn’t receive anything Please help
Comment from : @ghassantannous6274

GReat Video Brother!!!!!
Comment from : @MCAROMUSIC

With your budget showing about $72Kpa in expenses, it seems like your 80 savings rate is due more to having a high income than budgeting prowess ;)
Comment from : @wealthelife

This video was really helpful It made me realize an additional step I need to do with my current budget And I love the visuals The best budgeting information I’ve seen so far
Comment from : @meoeacishbouldin9528

Amazing video man thank you
Comment from : @LiamBornToScrap

Thanks Dan! I have my own budget template I designed a while back in Excel But I'll admit, it's gotten so complex that it looks like the flight deck for a Space Shuttle lolbrYour design is going to be extremely helpful with simplifying things back down again!
Comment from : @iliketrains0pwned

Does the template still work, it doesnt arrive to my email
Comment from : @John_CL

I wish You talk Slower ? So I Can undersyand better Ive Looked at other Videos Are the Same Way
Comment from : @windos54

So dumb to be making these videos making so much money, how is the average Joe making average money supposed to save while living in this world?
Comment from : @bilalthesultan

is there any way i can get this template ?
Comment from : @francogozzarelli3022

Very good video! The only thing I don’t do is calculate my actual spending I take mental notes but it’s not as effective as seeing the actual numbers Like he said we underestimate I’m actually old school (as young as I am) I like to do book and pencil for my budgeting Thank you for this video
Comment from : @teena_love

Hu Daniel We are starting to use your budget template We are just a bit confused about cell C48 total should equal to 0 the more places we move profits it increases this cell What are we doing wrong?
Comment from : @IvaDivaC

Your numbers are way too low for car payment, gas/electric etc
Comment from : @pascaljoanne

i put my email to receive the template but havent received anything
Comment from : @francogozzarelli3022

Sorry, I might have missed something or am about to ask a really stupid question but,brHow did you save 80 when your rent alone takes 1 whole paycheck ($100 left over) since it's $1600
Comment from : @hassansyed6087

That’s a very useful spreadsheet - lot of thought and work in its creation Thank you for sharing it
Comment from : @carliem9494

Very new to excel so have some grace but how would you add another category line so that it works with the formula the same as the others?
Comment from : @rileypreston4241

Thank you
Comment from : @Remy-dl6nc

I make $19/hr full time, rent alone is one of my two paychecks 😂 50 of my income is housing I’d say if you make a lot of money 80 could be doable but it’s very unrealistic for most people unfortunately
Comment from : @GrimTactics6226

Very informative and a great video , Thank you Daniel
Comment from : @leeallsopp5152

Super helpful & love that the vid is quick and to the point!
Comment from : @BudgetBae_1

@Daniel Braun I downloaded the link however it wont let me open it in excel it says i need xlsk? Please help! @everyone
Comment from : @tcgympodcast7223

If I would have had someone like you to explain budgeting and credit cards as a teenager, it would have saved me a lot of hard learned lessons, stress, money and time Thank you for doing this for the people that need it, especially the ones at the start of their journey called life I’m always looking out for learning new ways of managing finances and share it with my children Some people explain better than others
Comment from : @mihaelafulga4290

How do you budget when you're on irregular shifts (not the same number of hours each week) while on an hourly rate?
Comment from : @JadeIsStudyingShhhhhh

Hi! How do you include annual fees on this template?
Comment from : @grogu_2003

I’m 28 years old with 2 kids and I’ve been living paycheck to paycheck since I was 13 Imma give this a try but to be honest I really enjoyed your video I’ll see you guys in 3months
Comment from : @BLANK2729

Does anyone know how to change the currency on this sheet? been racking my brain for ages
Comment from : @mfrostbite

wish someone introduced this to me in my early 20's
Comment from : @lobsangtenzing2013

Not enough views You're going to do well
Comment from : @RobertBeedle

How reliable is sofi?
Comment from : @stayreal4l284

New subscriber! I enjoy your content
Comment from : @ronnorman2

My man had to flex on us at the end 😂 All jokes Just shows hard work and dedication truly pays off It's justified Great video Dan
Comment from : @jon-michaelchanner4998

How are you tracking monthly? Just copying this spreadsheet over for each pay period?
Comment from : @Scandal247

What would u put under the category as misc?
Comment from : @jacobgreenberg8590

My problem is after my divorce, I was left with nothing granted, I've had plenty of time to rebuild I think but it seems ii can never get ahead Its buying fuel for th vehicle as i need it rather than filling up because i need that money in my account for bills Or buying Heating oil for the house 20 gal at a time because i dont want to spend $500 cuz i got bills coming up Basically playing catchup and going as i go otherwise im screwed Of course it doesn't help that my mortgage went up, Costs of everything doubled hahahahahah
Comment from : @brandonmontemayor8178